"I seem to know something about Jiufu Group." Lu Ziyi thought about it in her mind for a while and said.
"Say." Dugu Aohan spoke like gold.
Lu Ziyi nodded and said: "Jiufu Group is a large enterprise with many branches all over the country. The headquarters was originally in Dijing and moved to Songjiang last year."
"After arriving in Songjiang, they wanted to cooperate with the Lu family in business, and my father wanted me to contact the person in charge of their company, so I sent someone to check the company."
"I found that on the surface they are a high-tech company, involved in many fields such as AI, artificial intelligence, the metaverse, etc., but in fact, they are just doing loan transactions under the guise of high technology!"
"Lending? Usury?" Wang Yu frowned, this thing is illegal! If it is really a loan shark and it can make the company so big, it can only show that the power behind this company is not small!
Lu Ziyi shook her head and replied: "It's not considered a loan shark. Their interest is higher than the bank's interest rate, but it's not to the level of a loan shark."
"Similarly, it is much easier to borrow money from them than from a bank. No mortgage or guarantee is required. You only need to download the APP of Jiufu Group and fill in your identity information to borrow money."
"So, many people are borrowing money from apps owned by Jiufu Group."
Wang Yu's frown deepened, feeling that this business was very unreliable!
He asked: "Isn't it too simple to borrow money just by filling in your identity information? Banks need mortgages and guarantees because they are worried that borrowers will not repay the money. With mortgages and guarantees, even if the borrower does not repay the money, the bank will Losses can be recovered through mortgages and guarantees.”
"But if they are like this, what can they do if the borrower doesn't repay the money? Should they just stare at it? Or go to court and sue? Even if they sue and win, it's still useless if the defendant just doesn't repay the money! You still have to spend prosecution fees and attorney fees.”
"Wow! Is this business going to be a loss?"
Lu Ziyi shook her head and said: "Jiufu Group will not engage in loss-making business!"
Under Wang Yu's confused eyes, she explained: "I checked their business model and found that they do not use their own money to lend to users, but use users' money!"
"They will first use high-return financial products as a cover to attract users to invest money, and then use the money to lend money to borrowers! Transfer the risk and earn the difference!"
"At that time, I found out about a financial product from Jiufu Today. The annual interest rate is 7%, but their borrowing interest is 12%!"
"In other words, if I were the Jiufu Group and you gave me 10,000 yuan, I promised to return you 10,700 yuan after one year."
"But in fact, I lent it to someone else and asked him to pay me back eleven thousand two dollars in one year! With ten thousand yuan, I would have 500, 5% net profit in a year! The most important thing is, I don’t have any cost!”
"Borrowing chickens to lay eggs? Tsk, you have a good brain!" Wang Yu sighed with emotion, and then asked: "This is not right! If the borrower does not repay the money, then they still have to use the money to compensate. The person who lent it to you?”
Lu Ziyi nodded and said, "So, this is also the reason why Jiufu Group found the Lu family."
"They hope to use the Lu family's fame and prestige to attract more people to invest in them!"
Wang Yu's eyes widened, I understand!
Use the money of those who come after you to fill the holes left by those who came before you!
The lender who has received the money back has tasted the sweetness and will invest the money back again!
Then use this money to fill other holes!
But if more and more people don’t pay back their money, the pit will only get bigger and bigger!
When they can no longer fill it out, they will take the money and run away!
This is a Ponzi scheme!
Where is this loan?
Is this a scam?
Lu Ziyi looked at Wang Yu's expression, nodded, and said: "It seems you have guessed? So, I rejected them at that time. A gentleman loves money and gets it in a wise way! Our Lu family does not need to rely on such evil ways to make money. !”
Chunfeng Shili interrupted the conversation between the two of them, frowned and said: "You have said so much, I only heard that this company is suspected of economic problems, but this matter is not our responsibility! This is the work of economic investigation .”
Lu Ziyi shrugged her shoulders and said helplessly: "I just gave an overview of the Jiufu Group, and I didn't say that they must be related to the Illuminati."
"Whether it is related or not remains to be investigated."
Chunfeng Shili still frowned, but he could only nod his head in approval.
"What's there to investigate? Go to the Minhang District Spiritual Management Bureau now and arrest him for keeping his head down! He must know more than being virtuous!" Take my halberd stood up and shouted loudly. .
"Didn't I tell you to shut up?" Dugu Ao said coldly. He was really going to be pissed off by this idiot now!
How could such stupid words come from the mouth of a person with the Jin Ling profession? Go to other districts and arrest people at the spiritual management bureaus in other districts?
This guy is truly a disgrace to Jin Ling!
"Take my halberd" was told by Dugu again. He didn't know where he was wrong, so he sat down aggrievedly.
Seeing him like this, Wang Yu shook his head helplessly and said, "Brother! Use your brain! That's other people's territory. If you go to other people's territory to catch other people's people, aren't you afraid of causing conflicts?"
"Right now, we know nothing about the situation at the Minhang District Spiritual Management Bureau. Except for the people who have been bowing their heads for me because of the Illuminati, we have no idea about the situation of other people."
"Under such circumstances, going there rashly may not only cause conflicts between us and the Minhang District Spiritual Management Bureau, but may also easily alert the snake and make other Illuminati traitors be more vigilant!"
"Not only the Minhang District, but also whether anyone in the General Administration is a member of the Illuminati is a question mark! Therefore, I feel that arresting people who have been bowing their heads for me must be carried out in secret!"
"It's best to find someone to monitor him, and then tie him up while he's alone! Get the news out of him without anyone noticing! Then dig out these cancers bit by bit!"
"Continue!" Dugu Aohan nodded and said to Wang Yu.
Wang Yu continued: "The first and second teams have many people. I suggest that they investigate the Jiufu Group and see if they can find any clues."
"The woman in the video can also be caught and interrogated by them, but they must be careful to keep it secret!"
"As for keeping your head down for me, you can leave it to our third team! We have few manpower and can't help with investigating such a large company, but I am very capable of monitoring and tracking!"
"Moreover, our captain has a special status. If anything goes wrong, we can evade it because we received the order from Director Lu of the General Administration! It will not cause a conflict between the Minhang District Spiritual Management Bureau and our bureau!"
"Very good!" Dugu Aohan nodded with satisfaction. Although he was very smart, it felt good to have someone give him advice without using his brain.
Looking at Wang Yu, he looked at me again. He was doubting which of the two had the Jinling profession.
Dugu Aohan shook his head in his heart and said: "Just do as he said! Everyone go do your work! Take my halberd and stay!"
Several people nodded and walked out of the office.
Before Wang Yu left, he drove away the ghost of Houde Zaiwu, and the middle-aged man in a black tuxedo dragged Houde Zaiwu's body out.
Take my halberd. When I heard that the director wanted to keep me, I felt happy. As the saying goes, "Hit me with a stick and give me a sweet date." I am the most loyal subordinate of the director. I just hit myself in front of so many people. There are so many "sticks", now it's time to give "sweet dates", right?
But unexpectedly, Dugu Aohan looked at him, his face became rare and he scolded: "I told you to shut up, why are you still embarrassed?"
"Think before you speak! That thing around your neck is not a decoration, you have to use it! You have disgraced the face of our Jinling profession!"
"In the future, if you are in a situation like today, your captain will not have to do it! If you don't have this diamond, don't take this porcelain job! Just being a team member who obeys orders is more suitable for you!"
This is the first time in his life that Dugu Aohan has said so many words. It can be seen that he is really angry now!
