The main reason why Zhao Xin agreed to lend money to Wanhe Bank was to create another channel for exporting people.
In his opinion, since people like the Thirteenth Line can sell the military secrets they brought to the Qing Dynasty for profit, then these people will definitely traffic people for profit in the future. This is the same as opium in another time and space.
It is said that the biggest problem of China's economy in the late Qianlong period was the contradiction between the growing population and the serious shortage of land. Under the huge pressure to survive with less than two acres of land per capita, farmers had no choice but to sell their property and land to landlords in exchange for food and money. As land annexation intensified, a large number of farmers became tenants.
However, the landlord class's demand for tenants was limited, and with the severe drought in the 50th year of Qianlong's reign, a large number of tenants gave up their land and became refugees. As a result, the entire Chinese society entered an era of great unemployment from the late eighteenth century to the early nineteenth century.
Although there is still a large amount of wasteland that has not yet been reclaimed in Northeast China and Taiwan, it can effectively alleviate economic pressure. However, the Manchu Qing Dynasty has always adhered to a strict population mobility policy and did not allow refugees to go to sea or leave the customs. This led to the increasingly serious economic crisis in the Manchu Qing Dynasty, which eventually led to the "Sichuan-Shaanxi White Lotus Rebellion" in the later period.
Naturally, Beihai Town would not help the Manchus, so what Zhao Xin could do was to bring a large number of unemployed refugees to the Northeast and outer Northeast to reclaim wasteland. In this way, when Beihai Town sends its troops into the customs, the economic problems in the customs will be easier to solve than in another time and space.
In addition, Zhao Xin's second purpose of going south is to solve the problem of payment of remuneration for time travel workers and how to keep secrets.
This is actually not difficult to do. Zhao Xin's method is to put all the wages and bonuses of the workers into a trust company through an offshore company under his own name, and then the trust company signs an agreement with Chuanchuanzhong, while Zhao Xin hides it in the trust company. Control behind the trust company.
Those who want to leave and can keep the secret can get monthly remuneration from the trust company; while those who cannot keep the secret will lose the qualification to receive remuneration.
Faced with such conditions, should we choose to mess around with people when we go back? Or quietly take money to live a good life? At present, the reason why the time-travelers in Beihai Town followed Zhao Xin abroad in the first place was either because they wanted to change their social life to a different place or to make money.
Compared with the trouble, the legal fees and annual trust company management fees that Zhao Xin needs to pay are nothing.
There are three old bodhi trees in Haizhuang Temple, all of which were planted in the 15th year of Chongzhen. In another time and space, although Haizhuang Temple was demolished and rebuilt during the war, these three trees have always been preserved. After reviewing the information, Zhao Xin decided to use these three trees as his anchor points.
On the third day of December, Liu Zheng and Cai Zhaoping arrived at the temple in the morning. They ate and drank tea in the living room, or wandered and chatted in the garden until seven o'clock in the evening.
Because Guangzhou is a maritime trade city, both wealthy households in the city and temples have Western clocks to tell time, and everyone is accustomed to Western timekeeping.
At this time, it was completely dark, and the monks in the temple were all listening quietly in the hall. Liu Zheng looked at the time and saw that it was already half past seven. He told Cai Zhaoping and then came alone with a lantern. Arrive under a Bodhi tree.
After waiting for a while, there was no movement. Liu Zheng sighed and turned around to walk towards another bodhi tree. At this time, he suddenly felt someone tapping his shoulder. When he turned around with the lantern, he saw that it was indeed Zhao new.
"Brother, you almost scared me to death! It's such a dark night, couldn't you cough first?" Joking aside, after not seeing each other for a few months, Liu Zheng was still very excited to see Zhao Xin, and he had a fight with Zhao Xin with one hand Embrace. You can finally see your relatives!
When the two returned to the living room, Cai Zhaoping was already waiting here.
"Brother Liu, who is this?" Cai Zhaoping was a little surprised when he saw the tall Zhao Xin, only wearing dark blue clothes and carrying a large, strange-style backpack.
"Master Cai, right?" Zhao Xin took a step forward with a straight face and said to Cai Zhaoping, "I am sent from the north to deliver money."
Cai Zhaoping looked at the bag in Zhao Xin's hand and said to himself that although your bag is quite big, it can't hold five hundred thousand taels of silver! It's only one thousand taels if it's exhausted.
(One tael of silver in the Qing Dynasty was 37.5 grams, and one thousand taels was seventy-five kilograms.)
Zhao Xin knew what the other party was worried about, so he took out a kraft paper document bag from his bag and handed it to Cai Zhaoping and said: "There is a loan agreement inside. Mr. Cai will take it home to discuss it with Boss Cai first. As long as the agreement is signed, the money will be almost there."
"Okay!" Cai Zhaoping took the paper bag and said to himself that he would read it when he got home in the evening.
"Is there a cloak or cloak? Give me one."
"Yes! Everything is ready." Liu Zheng said as he handed over a black cloak and straw hat.
After Zhao Xin finished dressing up, the group hurriedly left Haizhuang Temple and boarded the boat by the river. More than twenty minutes later, Zhao Xin stepped onto the square in the commercial district.
It was impossible to give money right away, and a contract had to be signed before taking the money, so Cai Zhaoping and Liu Zheng agreed to meet at the office tomorrow morning and then left.
Thirty-three people from Beihai Town were very excited to see Zhao Xin arriving in person. Everyone entered the White Bear Shop and went up to the second floor. They closed the door and drew the curtains tightly, and then they began to salute and say hello to Zhao Xin.
After some greetings and condolences, Zhao Xin behaved cordially and without any arrogance, but the attitude of a superior person was naturally revealed. After the men left, Liu Zheng and Zhao Xin were left in the room.
Liu Zheng was very curious about how the aura of superiors was cultivated. Zhao Xin smiled lightly after hearing this: "There is no need to pretend or show superiority. When you can see the overall situation and control it, it will come naturally."
The two chatted for a while, and when his subordinates brought tea, Zhao Xin took out a folder from his backpack and handed it to Liu Zheng.
"Trust contract?" Liu Zheng opened it and looked through it briefly. There was a number and deadline on it that surprised him greatly. "Twenty million! Ten years?"
"Yes, as long as you want to go back, this document will take effect. Please read carefully the terms of the responsibilities of both parties. Let's be a villain first and then a gentleman."
Liu Zheng read the contents of the document several times. After an hour, he put the document down and asked, "Does everyone have it?"
Zhao Xin nodded slowly and said, "Everyone has one."
Liu Zheng said: "Should I think about it again?"
"Okay, I won't leave until after I grow up." Zhao Xin nodded, then stood up and walked to the window, opened the curtains with his fingers, and looked somewhere in the dark night.
"That's where it is?" Zhao Xin asked without looking back.
Liu Zheng knew what Zhao Xin was asking, so he walked to Zhao Xin's side and said, "Yes, the shelf is still there, but the iron cages were taken away a few days ago."
A contemptuous smile appeared on Zhao Xin's face, and he looked at the dark night in the distance and said to Liu Zheng: "Just do these unattractive things. It seems that the few shots in the former village haven't hurt them yet."
Liu Zheng said: "You don't know, I was so angry in those days that I really wanted to shoot him out."
Zhao Xin asked: "Has anyone from the Zheng family contacted you?"
Liu Zheng shook his head and said: "That boat has always been parked on the other side, with two fishermen on it. But the situation here makes it difficult for me to go out and make contact."
Zhao Xindao: "Well, this is a problem. Let me think about it."
The boat Liu Zheng was talking about was one of the conditions that Zhao Xin had negotiated with Zheng Lianchang before. After Zhao Xin left with Zheng and others, the Zheng family arranged for a watermelon boat to park on the south bank of the Pearl River, facing the commercial district; if something happened, the boat would take advantage of the chaos to cross the river and take Liu Zheng and others back to Zheng. Lei Yue Mun, my hometown.
"By the way, what did you say in the contract to the Cai family?" Liu Zheng had been busy for a long time from the time he entered the house to now, and then Liu Zheng remembered the loan agreement.
Zhao Xin took out another three-page document from his bag, handed it to Liu Zheng and said, "Two copies, please take a look."
After Liu Zheng read it, he nodded and said, "I understand."
The next morning, Liu Zheng and two of his men went to the office, where Cai Zhaoping and Cai Shiwen had been waiting for a long time. After the three people retreated, the Cai family and his son bowed deeply to Liu Zheng: "Mr. Liu, I cannot thank you enough for your kindness. If there is anything you need from the Cai family, please let me know."
In Zhao Xin's loan agreement, the interest for 500,000 taels of silver was 1/2 monthly interest, which should be paid back in three years. At present, all merchants are ordered to donate, so it is almost impossible to borrow money from peers. As for Macau, the Bass merchants are offering a monthly interest of three cents, or compound interest.
The Cai family and his son understood at a glance last night that when they are polite to others, they must ask for something, so today they have to ask clearly if the other party wants to drag Wan Hexing into the chariot of rebellion. If they really want to do this Purpose, this money is too expensive, so I don’t mind borrowing it.
"Four conditions. First, give me a weekly briefing on all trends in Guangdong officialdom and even the court."
Cai Zhaoping asked doubtfully: "Briefing?"
Liu Zheng explained: "It's similar to the royal court's imperial copy. Everything big and small must be detailed."
Cai Shiwen nodded calmly: "This is not difficult, is there anything else?"
"Ship, help us buy ten English three-masted sailing ships from Siam, five of six-hundred-ton class and five of one-thousand-ton class. The faster, the better!"
"This..." The Cai family and his son suddenly took a breath of air. This is a big business. If it can be done successfully, let alone how much the Cai family can make from it, the working capital on hand will be hundreds of thousands more.
For businessmen like them, how many assets they have are just paper figures. What really matters is how much cash flow they can control. This is a matter of life and death.
"These ships don't need artillery. I will pay a deposit of 70,000 taels in silver notes first, and then pay the balance after the contract is officially signed."
Although Cai Shiwen was a little surprised when he heard that weapons were not required, he still let out a sigh of relief and continued to ask: "Is there any more?"
"Help us buy two houses in Guangzhou, one outside the city and one inside the city. The location in the city must be near Guangxiao Temple."
When the Cai family and his son heard this, they thought this request was too simple. The Cai family had many houses, so they could just find two houses.
"What about the last condition?"
"The man who came to deliver the money last night asked to go to the city."
"Ah?" The Cai family and his son were stunned upon hearing this.
Cai Zhaoping met Zhao Xin yesterday, so he knew that he was not some blond and blue-eyed ghost.
"What do you want to do in the city?"
"Don't be nervous, you two." Liu Zheng explained helplessly: "My colleague has long heard that the Xiguan area of Guangzhou City is prosperous in commerce, and he wants to visit. Don't worry, he just wants to buy some antiques, books and other items. There will definitely be no trouble.”
Cai Zhaoping said that from the appearance point of view, it was not impossible to disguise himself. The problem was that the person was a bit too tall and it would be difficult for him to walk on the street without attracting attention. He glanced at his father and said to Liu Zheng: "It's not a big problem. How about I talk to him later?"
"good."
Once the conditions are negotiated, the next thing will be simple. The Cai family and his son were obviously not used to the text format of the agreement given by Zhao Xin, so they drafted a new one. After Liu Zheng read it, he had no objection, so he and Cai Shiwen signed and fingerprinted it.
Next, it’s time to give money. Where is the money? Liu Zheng put the agreement into his pocket and said that the silver was at White Bear Bank and had arrived last night.
The Cai family father and son looked at each other in confusion at this time. There were many fishing boats docked on the Pearl River even late at night, transporting hundreds of thousands of taels of silver, but there was not even a sound!
Well, Cai Shiwen was even more shocked when he saw the silver bars in Beihai Town in the afternoon. 18.75 tons of silver were quietly stacked in the warehouse next to White Bear Bank.
The warehouse next to White Bear Shop is very large, with an area of almost one thousand square meters. Because there is currently no cargo to store, it has been empty for several months.
Nearly 20 tons of silver are stacked nearly three meters high, occupying more than half of the warehouse. When you untie a corner of the tarpaulin, you will see a dazzling silvery white. Cai Shiwen has been a businessman for so many years and has handled tens of millions of dollars. Of course, he will not be scared by a mere five hundred thousand taels. He can tell by looking at the color that these are extremely pure silver, which is far finer than ordinary silver taels and double-column silver coins. high.
"Boss Cai, each thousand-foot silver bar here weighs 500 grams. Calculated in pounds, it is 13.333 taels, a total of 37,500 bars. It's not bad at all. Please check it."
The ancients generally used three methods to test the authenticity of silver: listening, looking, and weighing. Of course, biting can also be used. The subordinates brought by Cai Shiwen are all veterans in the business world. They only need to weigh it to distinguish the true from the false.
Both sides left behind people who were inspecting the money and keeping watch, and Liu Zheng and Cai Shiwen went to the merchant house to drink tea and wait. Almost half an hour later, someone from the Cai family came over to report that the silver ingots were all found to be 100% pure silver.
Upon seeing this, Liu Zheng took out another 70,000 taels of silver notes and said, "This is the deposit for buying the sailboat. Please keep it."
Cai Shiwen's smiling subordinate asked his son to write a receipt to the other party, and then he handed it over and said: "Boss Liu is really a trustworthy person!"
After the business is done, it's time for Zhao Xin to come forward.
Zhao Xin came down from the second floor and sat across from the Cai family and his son. He smiled and said, "Thank you for your help, Mr. Cai. I am very grateful."
Ouch~ This Beijing movie immediately stunned the Cai family and his son.
Cai Zhaoping cupped his hands and said, "Excuse me, what do you call me, brother?"
"My surname is Wang, and my given name is Yuanfang."
"Brother Wang, where do you want to go when you come to the city?"
"I've heard for a long time that Guangzhou City's Xiguan City has developed commerce and there are all kinds of shops. I've been in Beidi and have admired it for a long time. This time I want to go shopping in the city and buy some gifts to take back."
At this time, the Cai family and his son suddenly had an illusion. If the man surnamed Wang opposite them had only listened to the voice, they would have thought he was a banner man.
Wait! Are there still bannermen among the rebels?
Cai Zhaoping stopped his chaotic thoughts and thought for a while before tentatively asking: "Most of the shops in the city are inside the west gate, and the east side of the city is full of government warehouses. How about just walking around near the west gate?"
Zhao Xin nodded and said, "Just go to Ximen."
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