"According to the savings situation of Da Ming Bank, with the construction of a large number of factories and workshops and the construction of various infrastructures, the personal savings of ordinary people have indeed grown rapidly, and the phenomenon of hiding wealth among the people is very significant, but this has also made Da Ming Bank Interest payments are getting higher and higher, and ordinary people who are accustomed to being thrifty are not active in consumption. Even though interest rates have dropped very low, ordinary people still like to save money, which also leads to the phenomenon of money shortage in the market. Very serious."
Bi Ziyan, a bachelor of Wenyuan Pavilion and Shangshu of the Ministry of Accounts, reported to Zhu Youxiao the current situation of Daming Bank.
After hearing this, Zhu Youxiao said: "Letting the common people change their consumption concepts will not happen overnight. It cannot be forced. The only thing that can be done now is to continue to loosen the rules on the people of the country in terms of etiquette and law, and allow the people to own precious cars and build high-end gates." Mansion, although not many people follow the etiquette and laws now, if the imperial court takes the initiative to lift some restrictions, it will further promote the common people to increase consumption. In addition, and more importantly, the Academy of Sciences and the Academy of Engineering must be allowed to develop more new products, which are expensive. It doesn't matter, what matters is that it is fresh and practical. In addition, you can discuss with Yuan Fu and other courts to consider setting up a Ministry of Commerce and hold an expo in the name of the Ministry of Commerce to gather all the rare treasures and novel products in the world and let the people of the world To view and purchase, it is best to select a batch of our famous Ming products, such as porcelain from Jingdezhen, tea from Wuyi Mountain, wine from Guizhou, Hu pen rice paper, Duan inkstone, Hui ink, etc. I will give you the Imperial Famous Product Medal and a certain amount of money. Help them promote, help them improve their quality, and promote them all over the world. This will gradually make people all over the world think that Ming's products are high-end and precious and a symbol of status. By then, other countries will only provide us with raw materials and earn small profits. share."
Bi Ziyan was very surprised after hearing this. He did not expect that His Majesty the Emperor would know so much about business, so he had to say "I obey the order!".
"Also, since the Ming Bank's savings are increasing, it must increase its lending business, use money to make money to make profits for the court, and control various banks to protect the country. This is called the power of capital, such as this This time, the Spanish Governor of Manila, Cronure, was obviously because Spain's military strength was insufficient and he lacked warships, but he did not want to be outdone by the Netherlands, so he was hesitant to express his stance on how many troops to send to me in court. , the Ming Bank can take the initiative to find him, use the Manila occupied by Spain as collateral, and lend him a sum of silver coins, and then I will issue an order to allow the Shipping Bureau to sell him a batch of inferior warships that are about to be eliminated as coastal defense ships. In this way, it can increase the income of the Ming Bank by lending it, and it can also increase the court's income by selling warships. If Spain does not want to give up Manila, more than half of its trade profits will have to go to the Ming Dynasty!
If you go and talk to him, he will definitely be willing. Otherwise, Spain will have to accept the fate of being deprived of all trade benefits by the Netherlands. And if this is successful, the benefit to our Ming Dynasty will not only be more profits. , it can also make the Netherlands and Spain check and balance each other, and have to give more benefits to each other in order to trade with our Ming Dynasty. This can also be regarded as a strategy of killing three people with two peaches, without spending a single soldier, so that they are all controlled by our Ming Dynasty. "
Zhu Youxiao instructed.
As a public minister, Bi Ziyan was naturally not stupid, not to mention his talent in economics, and he understood the emperor's meaning immediately.
And this made Bi Ziyan couldn't help but wonder how his Majesty the Emperor came up with these good strategies.
"Even when Fan Li was alive, he would never have imagined that he could use the methods of business and lending to control politics and dominate the world. Your Majesty is a true god! Our court is lucky to have such an emperor. If another country had it, it would definitely be a harm to China!"
After Bi Ziyan left Emperor Zhu Youxiao's place, he immediately sent someone to see Kroner on the grounds that he asked Kroner to discuss the study of European geometry.
Influenced by Emperor Zhu Youxiao, geometry, mechanics, sculpture and other architecture-related knowledge are now very popular among the upper class of the Ming Dynasty. After Kroner and Abu Kuei arrived in the capital, they invited them to dinner and a theater to discuss it. There are many dignitaries and dignitaries in Taixi who are interested in the current research status of these studies and some geography and navigation matters. Even the eunuch Wei Zhongxian met with Albuquerque and asked about Western knowledge. However, he was more interested in physiology and reproduction. knowledge.
After all, the more people lack something, the more interested they are in it.
Bi Ziyan's invitation to Kroner to come to his house is nothing new.
Although Kroner was depressed because of the military strength competition with the Netherlands, he naturally did not dare to refuse the invitation of the great Ming Dynasty's cabinet minister and minister of household affairs.
"What do you think of this method that the servant said?"
As soon as Kroner arrived, Bi Ziyan took the instructions given to him by Zhu Youxiao, suggesting that Kroner use Manila as collateral to borrow money from the Ming Dynasty Bank, and then purchase Ming Dynasty warships to enhance his military strength and compete with the Netherlands. .
Kroner did not expect that Bi Ziyan would come up with such a method. He had to admit that Bi Ziyan's method was really calculated.
This means that Spain will not only gain no extra benefit for Ming Dynasty in attacking Goa, but will also benefit Ming Dynasty.
But Kroner had to admit that this method was really good.
Because he had no other better way except to accept the exploitation and slaughter of the Ming Empire.
Otherwise, Spain will have to accept the fate of being deprived of all the benefits of Eastern trade by the Netherlands due to the decline in military strength, including Spain's current colonies around the world.
If Spain can borrow money from the Ming Dynasty and purchase warships from the Ming Dynasty, it will be able to enrich its military strength in a short time. Although it is still far behind the Ming Dynasty, it will be no problem to compete with the Netherlands and maintain its existing colonial interests. It will only be in the future. During global trade, they had to give a large part of their profits to the Ming Dynasty, which was equivalent to working for the Ming Dynasty for the survival of Spain.
But if you don’t work for the Ming Dynasty, you will starve to death because of the Netherlands.
"Well, we really don't have a better way. We are willing to lend money to China, but can China not only sell warships, but also sell us the technology of casting new iron cannons? I have to admit that your country's artillery is very powerful. , the range is very far and cannot be reached by our artillery, so we are willing to pay a high price."
Kroner said.
Bi Ziyan replied directly: "This is not possible. Our Ming Dynasty has laws on patent protection. Techniques cannot be sold or transferred, especially new techniques in the past twenty years, because His Majesty said that techniques are given by their creators. It can only be used to protect the interests of one's own family, country, and country, and cannot be disclosed at will. This property right is sacred and inviolable, and the monarch cannot teach others the new techniques of the past twenty years."
Kroner had to give up.
Bi Ziyan did not mention another reason, which is that Chinese civilization is not like other civilizations. The five thousand years of history have already allowed the monarchs and ministers of the Ming Dynasty to sum up a lot of diplomatic experience, and a very important one is that advanced technology cannot be used If you teach it to foreign races, otherwise you will be creating a powerful opponent for yourself. In history, the Chinese civilization has suffered such a loss.
After all, it makes sense that people who are not from my race must have different minds.
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