Zhu Youxiao was not angry. He even admired Xiong Tingbi's straightforwardness.
After all, Zhu Youxiao was a time traveler. He never thought that because these feudal princes and nobles had a close relationship with his Zhu family, he would not take action against them and allow them to shake the foundation of the imperial court.
Therefore, Zhu Youxiao said at this time: "What Xiong Aiqing said is that if people only buy food but don't sell it, I can't do anything to them. After all, they have not violated the national laws, otherwise, it will affect my prestige!"
"But this does not mean that the court has nothing to do. The preferential food gifts and exemptions for the vassal kings, nobles, and gentry are my grace to them, but I can also take it back, but now is not the time. I want to convince the world. To establish prestige in the world, naturally we cannot punish without teaching, so I first issue an edict to the world, so that those who have land in the world must not maliciously hoard food and speculate on high food prices, otherwise, I will severely punish you!"
"I know that this edict is of little use to people who only have personal interests and no loyalty to the country. After all, it is difficult to determine whether there is malicious hoarding of grain. Whether or not to sell the grain produced by one's own family is really up to oneself. It can be dealt with, but I still have to issue this edict, which is called courtesy before fighting. If they don't listen to me in the future, don't blame me for taking back their grace!"
"In addition, although I prohibit those who have land in the world from hoarding grain, the imperial court itself does not prohibit the hoarding of grain. Even in this emergency, extraordinary methods should be used. The officials of the imperial court will not only hoard grain, but also hoard grain in large quantities!
In the Jiangnan area, due to the need to resume work and production, a large amount of silver coins will have to be invested in the private sector in a short period of time. At that time, food prices will definitely rise sharply. At that time, more food will be needed to suppress and curb some thoughts. Unscrupulous people who take the opportunity to make money by speculating on grain! "
"Therefore, I immediately sent my order to Fang Congzhe, the chief minister of the cabinet, and ordered him to immediately issue an order to concentrate the world's grain in the south of the Yangtze River. The more the better, and told Fang Congzhe that in the entire process of clearing land in the world, the land must be cleared strictly. This is an enclave for nobles, relatives, ministers and other powerful people! There is no room for concealment! No matter who it is who obstructs the Qing Dynasty, their salary and title will be suspended first, and they will be reported to me for punishment!
Then, all the taxes and grain collected after clearing the land were transported to the south of the Yangtze River!
In addition, all the grain stored in the capital was also transported to the south of the Yangtze River, leaving only the military supplies for Jiubian and the white grain needed by the soldiers and civilians of the capital;
In addition, all the grain and fodder obtained by raiding homes in Jiangnan will be temporarily stored in Jiangnan, and there is no need to transport it to Beijing.
Then I ordered the City Shipping Department to transport the grain and fodder purchased from foreign countries over the years to the south of the Yangtze River, and continue to purchase grain from foreign countries. I also asked North Korea, Ryukyu, etc. to borrow grain from the Celestial Empire. Anyone who refuses to lend will be considered disloyal to me. ! Send navy to conquer and forcefully and punitively collect food! The same is true for Annan Zhenfusi. They must borrow 30% of their grain treasury from the imperial court. Otherwise, the governor of Guangdong and Guangxi will lead an army to attack!
Finally, the Grain Industry Bureau transferred the reserves of potatoes and other grains produced in the capital and Liaodong settlements to the south of the Yangtze River for later use!
In addition, it was immediately recommended to appoint a grain transport envoy to go to the chief bureaus to purchase grain as a member of each department of the Ministry of Household Affairs and as a censor of each court in the Metropolitan Procuratorate. Five million silver coins from the internal fund were immediately allocated to replenish the national treasury for the purchase of grain;
As for freight, the 50 million silver coins confiscated over the years by Shanxi merchants and the pseudo-Confucian government were used, and 20 million silver coins were allocated first to transport grain and fodder in the south of the Yangtze River;
"Your Majesty, in Jiangnan, in order to allow merchants and workers to resume production, the imperial court wants to allocate 15 million silver coins to the city. Now it wants to use 25 million silver coins to purchase and transport grain, so that it can be circulated in the city. Market, if this continues, won’t the silver coins circulating in the world further increase?”
Xiong Tingbi had to remind him at this time.
"It doesn't matter, just take back the money that has been distributed. After the loan business is established, Daming Bank will immediately start the storage business, establish corresponding regulations, set up branches at various transportation hubs, and then use interest to absorb the people Deposit the excess silver coins back to the bank, and the bank will then adjust the interest based on the market price of silver coins! Folks who have a large income of silver coins due to their participation in transporting grain will therefore deposit the excess silver coins in the bank to earn interest;
I have asked Li Zhizao and others to prepare this matter in advance. Their duty is to control the amount of silver coins circulating in the world at any time. When there are more silver coins on the market, they will find a way. Otherwise, if something goes wrong, they will be the first one I deal with. "
Zhu Youxiao said.
"Your Majesty is wise! In my opinion, the imperial court should have controlled the world's money laws long ago, instead of letting them be controlled by the powerful gentry, making the rich richer and the poor poorer."
Xiong Tingbi agreed.
Although he became a cabinet minister and entered the political hall because of his knowledge of military matters, he has been in the center for a long time and has been influenced by his ears and eyes. Moreover, he is not stupid himself, and commanding an army requires being good at logistics and food management. Therefore, he can now understand what Zhu Youxiao said. of bank regulation.
Zhu Youxiao smiled slightly: "The matter of money and law is related to the national economy and people's livelihood, so we should be cautious, and it is more complicated and cumbersome. It can be regarded as a war that does not see blood or swords. If it is handled well, the world can prosper. If it is not handled well, the world will be prosperous. It can cause chaos in the world, so we must manage money laws well, summarize more, explore more, and train more officials who are good at understanding money laws. Especially after the fifteen million yuan of silver coins that were first spilled flowed into the market, we must try our best to Solve the problem without killing, in order to achieve long-term peace and stability."
As Zhu Youxiao himself said, fifteen million silver coins is not a small amount in this era.
Because this is equivalent to a loan scale of more than 10 million taels of silver, which is equivalent to the silver income of the Ming Dynasty's national treasury for several years before the apocalypse.
Therefore, when Zhu Youxiao used so many silver coins to lend money to stimulate the economy, it caused a great response in the Jiangnan area.
The new Daming Bank opened in the inner city of Yingtianfu.
Many merchants who had learned in advance that the imperial court was going to offer low-interest or even interest-free loans through "Huang Ming Bao" and "Di Bao", as well as various official and unofficial news channels, had already arrived on the first day of the bank's opening. One morning, we gathered here regardless of the cold.
"Master! Do you really want me to pay no interest on these five hundred silver coins?"
However, many merchants still couldn't believe that the government would really provide low-interest and interest-free loans. Therefore, at this time, Du Shouchang, the first small businessman who mustered up the courage to borrow money, asked about Daming Bank in disbelief. An inspector.
The supervisor directly handed a bag containing five hundred silver coins to Du Shouchang and said: "This is five hundred silver coins. Count them clearly and sign and seal the deed immediately. It is written in black and white on the deed that there will be no interest for three years, and a certain amount of interest will start to be paid after three years. If you can't pay it back, you will use your shop as a mortgage. Don't you know how to read?!"
"Hey! Okay!"
Du Shouchang couldn't help but laugh. He quickly took a bag of silver coins, signed and stamped his name, and then walked out of the bank with a bag of silver coins.
As soon as other businessmen who were queuing up outside the bank came out, they stopped and asked Du Shouchang.
"is that true?"
Among them, a businessman hurriedly asked.
Du Shouchang hurriedly picked up the silver and shook it. He also took out the deed for himself and showed it to the merchant: "Look, it's true! If I repay the principal of the five hundred silver yuan I loaned within three years, I won't have to pay for it." Give interest!”
The merchant became excited after seeing it: "This is really great! It seems that the officials around the emperor at that time did not tell lies! The emperor really cares about our life and death!"
"Yes! Now I don't have to borrow money from wealthy gentry at high interest rates. As long as I have money, I can start my salt-and-pepper shop again!"
Another merchant also echoed.
For a time, these ordinary businessmen who came to Daming Bank to borrow money were all smiling.
…
Du Shouchang also took the money and returned to his clothing store. At this time, six men were standing outside his clothing store.
These six men were all old men who used to work for Du Shouchang.
"Boss! When will your shop open? If you don't open it again, we will have no way of living again when the subsidies from the government run out! We don't want the wages you owe us, okay?"
"Yes! Boss! There aren't many shops nearby that are open yet, and we can't find other jobs."
"Boss! We have pooled our money together. It's only a small amount of money. Can we help you and reopen this shop?"
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