Hearing Zhu Youjian say that he would not repay the borrowed money, Zhu Cixi burst out laughing, "Father, you just spend money. Borrowing money, making money, and paying back money are very troublesome... You If you can trust me, I will do the work for you!"
Zhu Youjian laughed, this is such a traitor!
"Okay," Zhu Youjian said hello twice, "I have no choice but to spend money in my life. I am not good at borrowing money, making money, and paying back money...especially I don't like paying back money! From now on, I will leave all these things to you. is you!"
Zhu Youjian paused, and then said: "But... you still have to tell me, how can you get 100 million in one year? Don't tell me that you want to Go to Nanjing to raid your home. I can’t agree to this. Because I have already received a lot of money from Jinling Xunchen, and Jinling Xunchen has cheered up under my guidance. You can’t bully them anymore. .”
Chongzhen had already collected the wool of Nanjing nobles once, and while Chongzhen was harvesting the wool, he also forced the Jinling ministers and the southeastern hereditary military attachés to cheer up. Now Jinling families have established military villages in Dayuan, Luzon, Champa, Myanmar and other places, and many of their children have picked up the fighting skills of their ancestors by joining (enrolling in) the young guard corps and the guard corps. He entered the military world and once again became a military aristocrat who was somewhat useful to the country.
Now that the Jinling nobles have turned into military nobles who can lead troops to fight and suppress new territories, Zhu Cihong certainly cannot let Zhu Cihong slaughter them at will. It's not that the Jinling nobles' rebellion is difficult to deal with, but that the rule of "the emperor is kind and the minister is loyal" must not be broken... In the process of Zhu Youjian's restoration of the Ming Dynasty, thousands of nobles appeared, and each Every nobleman owns a noble house, and he is a little "lord". If Zhu Youjian does not follow the rules and deprives some of the nobles of their property and even their lives at will, then other nobles will inevitably feel sad.
Zhu Cixi said with a smile: "Father, my son will not ransack the house...Robbing the house is just the worst way to make money, and it can only be used as an emergency."
Yeah? Zhu Youjian felt unhappy after hearing this. After decades of studying with Ben Mingjun, he learned the worst method?
"What's the best way?" Zhu You asked.
"It is the master of money!" After Zhu Cixiang said this, he stood up and walked to the table, picked up a piece of white paper and waved it in front of Zhu Youjian's eyes, "Father, what is this?"
"It's paper." Zhu Youjian replied.
Zhu Cixiang nodded, "Yes, it's just paper... but as long as we control money, we can turn it into money!"
As he spoke, Zhu Cixi wrote three words on the white paper in advance - one hundred million taels. Then he picked up the paper with writing on it, unfolded it in front of Zhu Youjian, and said with a smile: "Father, give me one year, and then let me go to governor Huaidong and know Yangzhou Prefecture, and take charge of the two Huaihe and Liangzhou areas." Zhejiang, Changlu, Hedong, Shandong, Fujian and other places have salt transportation departments. I can turn this piece of paper into 100 million taels!"
"You want to take care of the salt?" Zhu Youjian frowned, "The current salt tax is not small. The food raised through the Kaizhong method every year is about 6 million shi... You go and take care of the salt?" , and how much salt tax can we receive? Doubling it is only 12 million shi, how can we collect 100 million?"
"Father," Zhu Cixiang shook his head, "I do not want to increase the salt tax, but I want to control the salt merchants under the Salt Transportation Department of the Six Capitals...With the support of these salt merchants , I can open a big bank!"
Zhu Cixiang’s solution is to engage in finance!
Only by developing the financial industry can Zhu Cihong finance Zhu Youjian's "big projects". Otherwise, the capital chain of Zhu Youjian's feudal colonial enterprise will inevitably be broken!
Because Zhu Youjian's total investment in the Ming Dynasty's border areas, coastal areas and vassal countries was so large that it far exceeded the total amount of gold, silver, and copper coins existing in the Ming Dynasty.
Therefore, it was impossible for the Ming court to spend so much money, let alone collect so many taxes. The only way is to use debt, equity and land property rights to finance... and to complete such a large amount of financing, a relatively developed financial market is necessary.
The core of a financial market is, of course, the banks that dominate money.
Zhu Cihong's purpose in controlling the salt merchants was to use the financial resources possessed by the salt merchants to open a salt merchant bank controlled by himself. In this way, the huge salt industry capital in Huaiyang area was transformed into financial capital, so that Zhu Cihong would have a way to raise funds.
"With a bank, you can get me 100 million?" Zhu Youjian knew there was something going on... In his previous life, he knew that the traitor had made a lot of money by opening a bank, but he didn't know what this bank was. What to do?
Hearing Zhu Youjian say the word "bank", Zhu Cixiang was also stunned. Then he changed his mind and said: "Father, a bank alone is not enough... You also need land certificates. The Northeast For land coupons, first issue 50 million acres of land coupons to serve as capital for your son."
Zhu Youjian shook his head, "It can't be sold... I have long had the idea of selling the land in Northeast China, but no one cared about it!"
Zhu Cixiang smiled and shook his head: "Father, of course the land in the Northeast can be sold, but the time you chose is not good. The war in the Northeast is not completely over yet, and the remnants of the slave thieves are still making trouble. The troops sent to the Northeast The household has not really gained a foothold.
Going to the Northeast to reclaim land now is risking one's life. Not many people would go there even if they were given the land for free! The people you moved there were all hungry people who had no choice but to become military households because of the famine. They had no choice but to go.
But this does not mean that the fertile land in the Northeast is really worthless... Those lands will still be valuable in the future, so some people will pay now to buy a land coupon that can be redeemed in the future. "
Well, even "future fields" are now on sale!
Zhu Cihong paused and then said: "And when the Emperor Father sells the land in the Northeast, each piece of land is too large, starting from 10,000 acres... How rich do you have to be to buy a piece of land?"
Zhu Youjian said: "Brother Chun, you don't know something. 10,000 acres can accommodate 100 households. It's just right to build a 100-household fort. Only in this way can we have the power to protect ourselves."
Zhu Cihong said: "But how many farmers in the world can come up with enough money to occupy 10,000 acres of land? Even if you give it for free, they can't come up with the cost of cultivating land, building fortresses, and training soldiers. So the land coupons of my son are 10 acres is one share, and it can be exchanged for land within 20 years... This way, you can always sell it for a few bucks. Moreover, with the Salt Merchant Bank, Erchen can open a trading market for land coupons, so that the land coupons can be You can buy and sell at any time. In this way, rich people from the southeast who have some spare money can buy a few land coupons for their children and grandchildren!"
sharp!
Zhu Youjian has nothing to say... The traitor's ability to make money is more than ten times better than him! The Northeastern land, which obviously no one wants, can actually play so many tricks.
It seems that the asking price of 100 million within a year is still low... I need to add more money!
"The land coupons cannot be given to you for free!" Zhu Youjian said, "I have to add 20 million!"
"Okay..." Zhu Cixi thought for a while, "Then 120 million... It is April of the seventeenth year of Chongzhen. I still have to stay in Beijing for a few months to attend to business. The autumn wind blows. Then go south to raise money for your father. I estimate that I can go to Yangzhou in August. Then in August of the 18th year of Chongzhen, I will prepare 120 million for you in the Salt Merchant Bank, which can be regarded as a loan. Money from the Ming Dynasty’s household department!”
"Okay!" Chongzhen thought for a moment, then nodded and agreed.
"Okay," Zhu Cixiang said with a smile, "I will draft a contract right away. If my father sees it and thinks there is no problem, we will sign it!"
"A contract... that's okay, just sign a contract!" Zhu Youjian nodded and asked, "But you have to tell me, what do you have to do in Beijing?"
"Get married!" Zhu Cixiang replied while immersed in drafting the contract, "Father, my son is already 16 years old, it's time to get married, right? My father has chosen so many accompanying girls for his son, they are all childhood sweethearts. If your children have grown up, it’s time to marry them all!”
