"Your Majesty! Your Majesty..."
There were footsteps and a familiar voice. Zhu Cihuan, who was sitting in his study and worried, suddenly raised his eyes and saw that the door of his study was pushed open, and a man with short stature and dressed as a scholar had appeared outside the door.
This man was about twenty-five or six years old. He had a very serious face with a Chinese character. He had grown a beard and his eyes were bright. He looked like a real person. In fact, he does have some background. He is Luo Zhichen, the eldest son of Grand Duke Luo, Minister of Foreign Affairs. Luo Zhichen and Zhu Cijiong were classmates in middle school. Luo Zhichen studied hard and had a good mind. After graduating from middle school, he passed the management department of Nanjing University. The so-called management department actually refers to finance, finance, and accounting. After graduation, Luo Zhichen took the official examination in his hometown in Shanghai. When Zhu Cihuan came to Shanghai to start his own business, he was already the deputy accountant of the Shanghai Taxation Department.
The job of the accountant of the Taxation Department is to review the accounts of commercial banks that pay specific commercial taxes within their jurisdiction. Now in the Ming Dynasty, the collection methods of local commercial taxes are divided into two types: contract tax and specific tax.
Most of the commercial banks that pay contract tax are in the retail and service industries that do not need to issue invoices to customers and do not need to conduct capital transactions through banks and banks. This kind of industry is difficult to measure, so we can simply set a one-size-fits-all tax package based on the size of the business site or the size of the operating tools (vehicles, ships).
Most of those who pay specific taxes are those industries that must issue invoices and carry out capital transactions through banks and banks during the business process - according to the current "Commercial Law" and "Tax Law", all bulk goods must be cleared through customs, whether through customs or Mainland customs are required to issue invoices printed uniformly by the Ministry of Revenue. After checking the invoice and the goods, the customs tax officer will collect the tax based on the amount on the invoice.
If the goods do not have an invoice (lack of an invoice does not necessarily mean tax evasion), then the goods need to be reported truthfully when passing through customs and tax cards. The tax officer at the customs checkpoint will issue a customs checkpoint invoice and collect an additional invoicing tax.
All commercial banks that pay specific taxes need to keep a large number of invoices and documents, and prepare running accounts in accordance with the requirements of the Commercial Law and the Tax Law, so as to be ready for inspections by the accountants of the local tax departments at any time.
Although Zhu Cihuan's stock bank does not require customs tax cards, its capital transactions must go through banks and banks - the stock bank cannot absorb deposits, and customers' margins are managed by designated banks and banks. The stocks held by the stock bank must also be held in custody on the exchange. Only when the customer needs to collect the certificate, the stock broker can go to the exchange to collect the stock certificate with the application letter signed and sealed by the customer, that is, one by one like a bank certificate. The same stock as the ticket.
Therefore, the accounts of stock houses are generally very clear and can levy specific taxes, so they are naturally the subject of review by the local tax department's accountants.
Because of the accounting matter, Luo Zhichen got in touch with Zhu Cihuan, whom he had not seen for many years, and became good friends for a while.
The reason why it was once was because Luo Zhichen fell out with Zhu Cihuan more than two months ago. The reason for the fall-out was that Luo Zhichen's accountant discovered that Zhu Cihuan's Chongqing Stock Bank was illegally lending money to customers - this was a violation of the Securities Law!
Of course, Luo Zhichen is the deputy accountant of the Taxation Department, not the deputy accountant of the Shanghai Stock Exchange (there is still no China Securities Regulatory Commission in Ming Dynasty, so the exchange assumes the functions of supervision and punishment), so he can ignore this business. But he was "upright as an official", so he first seriously pointed out the problems of the Chongqing trip to Zhu Cihuan, and then asked Zhu Cihuan to make rectifications immediately.
After Zhu Cihuan refused to make corrections, he reported the Chongqing trip to the exchange unkindly, causing the Chongqing trip to be fined by the exchange and subject to further review. If the review fails, the Chongqing bank will lose its qualification as an exchange member bank!
As a result, the Chongqing bank's accounts were in a mess, Zhu Cihuan was very uncooperative, and the exchange's accountants also had a headache. Before they could finish checking, the stock market plummeted!
If the accountants of the exchange had checked faster and revoked the membership of Chongqing Stock Exchange earlier, Zhu Cihuan might still have hundreds of thousands of taels of property left... at least he could give the emperor's pension money. Keep it!
It's so miserable now that most of the loans Chongqing Stock Exchange extended to customers cannot be recovered! This loss alone is enough to bankrupt Zhu Cihuan...
Seeing Luo Zhichen, Zhu Cihuan remembered his advice more than two months ago. I listened to his words at that time, so why are we here today?
"Brother Zhicheng (Luo Zhichen's name), I, I'm done..." When Zhu Cihuan said this, his tears could no longer stop.
When Luo Zhichen saw Zhu Cihuan, he became anxious and stamped his feet: "My lord, why are you still at home?"
"I, I'm not at home, where can I go?" Zhu Cihuan asked stupidly.
He can no longer clean up the mess of the Chongqing Stock Bank... The money owed to the bank, coupled with a lot of guarantee agreements (the stock bank can manage finances on behalf of customers), the Chongqing Bank owes at least millions. superior!
"You, you, you..." Luo Zhichen was so angry at this stupid prince that he couldn't speak. "You have to flee!"
"Escape?" Zhu Cihuan stared, "Why?"
Yes, I didn’t hear that the bandits were coming!
"Because you signed a guarantee!" Luo Zhichen said, "The guarantee is not signed randomly. You have to bear all the debts that the Chongqing bank cannot pay... Can you afford it?"
"I, I, I... I am the king of the county!" Zhu Cihuan's heart pounded and he gritted his teeth, "I won't pay back, what can they do to me? My third brother didn't pay back the money back then. Those creditors didn’t do anything to him!”
"You..." Luo Zhichen was so anxious, this prince was stupid! Can he compare with the "Loan King"? The "Loan King" has an army, and those creditors don't call for debts at all. Those are nominal debts and real stocks. As long as Zhu Cijiong can create a situation, those creditors will become heroes. Are they afraid that they will not be able to make money back?
"Don't say anything," Luo Zhichen stopped talking nonsense to Zhu Cihuan, "Hurry up and pack up and leave immediately! If you don't leave...His Royal Highness Prince Lu will come to get him!"
King Zhu Yihai of Lu did not become the leader of Fangzhen like King Zhu Yujian of Tang Dynasty, but Zhu Cixiang did not fail him. He gave him the title of "Hero of Overcoming Difficulties" and asked him to succeed Zhu Yousong who died of illness as the clan leader and take charge of the country. Zongzhengyuan.
This Dazongzhengyuan has judicial powers. Any person registered in the clan who commits a crime will be detained and arrested by the Dazongzhengyuan and participate in the trial.
Of course, after Zhu Cixiang reformed the clan system, the size of the clan was greatly reduced. Not all those listed in the jade certificate were clan members. Only those who had titles themselves or their parents could be listed in the genealogy and be considered members of the Ming Dynasty clan. Otherwise, they can only have a jade certificate (family tree) but no clan status. They can only be regarded as distant relatives of the emperor and basically have no privileges.
"Prince Lu is here to arrest me?" Zhu Cihuan immediately panicked, "Why, why?"
"Why?" Luo Zhichen was angry, "You lost all the Emperor's pension money!"
He was actually trying to scare Zhu Cihuan, because there was no "crime of cheating" in the "Chongzhen Code" (Criminal Code). The son has lost all my money, and the government does not care about this matter... But if the debt reaches a certain amount, you can be punished!
Once the Chongqing trip fails, Zhu Cihuan's stupid guarantees will become his debts! As soon as the creditor files a lawsuit, he will be held criminally responsible. The King of Lu, Zhu Yihai, came to Shanghai on Zhu Cixiang's orders just to scare Zhu Cihuan.
That's right, it was just a scare... Zhu Cixiang didn't want to lock up his brother, he just wanted to scare him away.
So Luo Zhichen also received a "feathery letter" from his father, Grand Duke Luo, asking him to find a way to arrange Zhu Cihuan's escape...
Zhu Cihuan trembled when he thought of Emperor Chongzhen's pension money.
"I, I am unfilial, I am unfilial, I, I..."
Luo Zhichen had already handed over several United States stocks at this time, "Your Majesty, these are five United States stocks, which can be exchanged for 5,000 acres of land... Take them to the American Mansion! I will leave the matter for the Chongqing trip to I’ll take care of the aftermath!”
