"Zhang Yuanwai, do you think there are people who are losing money when running the farm?"
Wu Sanmei's question sounded like an outsider, not an outsider in farming, but an outsider in buying and selling. There are always losses and profits in any business, and farming is no exception.
Therefore, Zhang Guanghui was even more certain that the two men in front of him were assistant managers of the Royal Chamber of Commerce. They were probably smarter than monkeys and more ruthless than wolves. And that woman must be the daughter of a general in Liaodong. She should be the kind that Zhu Xianli paid a lot of money to marry, and pampered her every day to the point where she didn't know anything.
And she is so concerned about the farm in Liaodong now, probably because her mother-in-law wants to build a farm in Liaodong... As a general in Liaodong, fallen leaves return to their roots, they care about their hometown, and they probably don't care about profits and losses.
"Of course there will be losses!" Zhang Guanghui had already thought about it several times and could smell the smell of yellow and white goods. Then he sighed, "Farming business is never easy. If there is drought or waterlogging, you have to pay for it! Even if there are no droughts or floods, there are no various insect pests, and the price of food has fallen... After the completion of the Huanghuai Transport Project, the wheat and millet in the Ming Dynasty continued to fall. Now the best white flour is available for a stone. You can’t even exchange for six cents of silver! If Liaodong really recovers and large tracts of land on both sides of the Liao River are reclaimed, the price of food will drop by at least 20%, and no one will even want five cents for a stone of white flour!
But even when food prices were high, many farmers lost money..."
"Why are we still losing money when food prices are soaring?" Wu Sanmei asked puzzledly.
Zhang Guanghui smiled bitterly: "When food prices are high, there is less land. The less land, the higher the land price, and the cost of renting land is more expensive. Moreover, there is less land and more people...the people who farm the land also have to eat, and labor is relatively labor-intensive." It’s also high. When the land price and labor are high, the capital will be less. Farming also requires capital! If you don’t have capital, you have to borrow capital, and the interest rate is extremely high. If you don’t want to borrow capital, then We can only save on seeds, farm tools, and water conservancy. So no matter whether we borrow the capital or not, the possibility of losing money is not small!"
"What if we have both land and capital?" Wu Sanmei asked, "Isn't this a sure way to make a profit?"
Zhang Guanghui smiled bitterly, "That's even worse! What was the land price in the early years of Hongxing? What is the land price now? The slope land in the early years of Hongxing was more expensive than the flat land now. The owners who used money to buy land at that time can't even cry now. If you bought the slope land for cheap, you can’t rent it out now... Denglai Second Mansion is full of landowners who are moaning at the loss. Even a wealthy family like the Laiyang Zuo family has lost money because of the After the appointment, I bought a lot of land, but my vitality was greatly damaged!"
"I never thought it would be so difficult to plant a field!" Wu Sanmei frowned and glanced at Emperor Zhu - Aren't you a wise emperor? Why are the people down there losing money!
Zhu Cixiang knew what Wu Sanmei meant, so he had no choice but to smile bitterly - You can't blame Ben Mingjun, it's all capitalism's fault!
This capitalism actually comes from losses!
Behind the transformation of small workshops into large factories and small farmers into large farms is the fact that countless small workshop owners and small farmers have lost all their money...
"However, although there are losses in farming, it is still more reliable than doing business. Farming is behind business!" Zhang Guanghui changed the subject at this time. "Those who have lost money in farming and farming either have no capital or are too greedy. If you just want to It’s still very safe to stick to agriculture.”
Wu Sanmei said: "But what if I don't have time to cook? How is the current situation of renting land?"
"This... depends on it." Zhang Guanghui said, "There are also large farmers and small farmers who rent land. Large farmers have capital. They can rent hundreds of acres at a time. The rent is guaranteed, but they are unwilling to pay high prices. And small farmers are all Those who have no capital have to borrow money from landowners at high interest rates... You cannot rent your land to such tenants!"
"Why?" Wu Sanmei asked, while glancing at Emperor Zhu - this is the loan shark Emperor! Usury has gone to France and England! Are you afraid that a few tenants will default on their debts?
"You and Zhu Xiangli are rich and powerful people, how can you really live in the countryside and look at a bunch of miserable tenants?" Zhang Guanghui said with a smile, "If you don't keep a close eye on them, they will pay the rent and pay the debt honestly. ?”
"That's right!" Wu Sanmei nodded, but thought in her heart: Why does the emperor never worry about not being able to collect the debts he gave out? Could it be that Jin Yiwei was asked to help collect the debt?
"Zhu Xiangli, Mrs. Zhu," Zhang Guanghui smiled, "If you two want to take advantage of the land coupons issued by the court to buy land in western Liaoning and eastern Liaoning, it is best to rent it to large farmers on a long-term basis... .Even if the rent is lower. Even if the fields in western Liaoning and eastern Liaoning are re-cultivated, a lot of money will have to be invested in it. It is impossible for you two to live in such a freezing place for a long time! It is even less likely to be entrusted to a housekeeper. Don't worry, it's better to contract out the land price and let the big farmers who have experience in farming start to open up wasteland. In five or six years, the fields will be mature, the water conservancy will be repaired, and the official roads and waterways and docks in Liaodong and western Liaoning will also be built. , it’s easy to take it back and pay more rent.”
"But where can we find big farmers who know how to cultivate dry land?" Wu Sanmei asked.
"I happen to know quite a few of you," Zhang Guanghui said with a smile. "When it comes to growing dry land, we old Shandong farmers are the most powerful... Why don't Huang Xiangli leave me a business card? After Liaodong is recovered, I will How about I introduce you two to some big farmers?"
"Okay..." Wu Sanmei's stupid Baitian agreed readily, but as soon as she said the words, she felt something was wrong. What was written on Zhu Cixiang's business card? Emperor Ming?
"Okay, okay." Zhu Cixiang nodded with a smile, and took out the business card he had prepared and handed it to Zhang Guanghui.
Printed on the business card is: Zhu Yaofei, Assistant Manager of the Securities Department of the Royal Chamber of Commerce Head Office.
...
"Sir, that member of the Communist Party of China is a good person. How can you use a fake business card to deceive others?"
On the way back to the palace in Liaocheng, Wu Sanmei frowned slightly and scolded Emperor Zhu Da.
Zhu Cixi burst out laughing: "You silly bitch, that Zhang Guanghui is lying to you!"
"Lie to me?" Wu Sanmei was stunned, "Why did he lie to me?"
Zhu Cixiang smiled and said: "I don't know yet. When you hand over the farm in Liaodong to his people, you will know how he defrauded you of your money... By the way, you and Lao Taishan will still be there later." Wu Sanfu also said, don’t mess around with the farms outside the pass.”
"Aren't the farms outside the pass very good?" Wu Sanmei asked puzzledly, "The land outside the pass is fertile and can be connected into large areas. It is suitable for horse farming and is easy to transport. How can it be a loss?"
"What kind of business can you do without losing money?" Zhu Cixiang smiled, "So what if the land is fertile and connected to a large area? Managing land is a careful business. You must calculate carefully and fight for every detail. Don't be the boss! Don't talk about your father and your brother in this business. Can't do it. Even I can't do it..."
There is no easy business in the world! Especially in industries with free competition, business is even more difficult.
Zhu Cixiang was an emperor who knew how to do business. His Royal Chamber of Commerce also made a lot of money in finance and real estate. He was engaged in finance in his previous life. His vision and management ability are definitely first-class in this era, and he also attracted Huaiyang. If the Yan Gang and Southeast Maritime Merchant are partners, they will certainly make money. As for real estate, it mainly depends on vision. Of course he knows which areas in China are most developed, and he is also the emperor and has the leading power in local development.
Outside of finance and real estate, Zhu Cixiang was very cautious in his investments and only made large investments in iron smelting, military industry, shipbuilding and other fields where he had to invest. However, because the Nanjing Shipyard (which also has a branch factory in Shanghai) is not operating well, the Royal Chamber of Commerce's investment in "heavy industry" does not yield much benefit.
Zhu Cixiang added: "If you want to make money, just follow me, Zheng Zhilong, and Shen Tingyang. Whatever we buy, just ask them to buy it, and nine times out of ten, you will make money. If you mess around, you will lose all your capital sooner or later."
Wu Sanmei pouted, nodded and said, "My father and third brother really don't know how to run a business... In the past ten years, they have not made any money in any business. Only the two streets in Shanghai you gave them have made money."
Zhu Cixiang smiled: "Haha, your eldest brother and second brother don't know how to do business...the two vassals have suffered so much! The people in your family are all ungrateful and can't do business. , let’s just be an official honestly!”
