At this time, all the officials in Fengtian Palace looked towards Li Xiao.
"That's 30,000 people. How to arrange it?"
"That's right. If everything is arranged by the court, it will be a huge expenditure!"
"Isn't that right? Although the national treasury is relatively rich now, the expenses are also high. The Holy Emperor will go to war soon, and spending money is like running water."
Although the National Preceptor said that saints belong to saints, when they encountered such incomprehensible problems, they still discussed it privately.
Li Xiao cupped his hands and said: "Back to Your Majesty, our country now has a smooth railway connection all the way to Shanhaiguan. The transportation is very convenient and can increase exchanges between the two sides.
Although Jianzhou is my territory of the Ming Dynasty, the people there still make a living as nomads. They speak Manchu and use Manchu. If the harvest of cattle and sheep is not good in the coming year, they will find ways to come to the Central Plains to plunder. This is different from the north. What's the difference between Wala and Wala?
In my opinion, my Ming Dynasty can show the magnanimity of a great nation, build cities and houses for them in Jianzhou, set up schools to teach Chinese, and teach them to cultivate the land. It is cold in the north, but they can grow cold-resistant crops such as potatoes and sweet potatoes. In addition, the advanced breeding technology of the Ming Dynasty can be passed on to standardize the breeding industry to increase production, and at the same time, fish farming in rivers and lakes can be used to make it rich.
Back then, Qin Shihuang had great talents and great plans, his books were written in the same language, and his carriages were running on the same track. But now this Jurchen still uses Manchu and Manchu. Since this is my country, the Ming Dynasty, isn't it different?
These 30,000 Confucian students can be arranged to go to the guards of Jianzhou, build cities, set up schools, teach them to speak Chinese and spread Confucianism! Rush to the aid of the Northeast and truly integrate the territory into the Ming Dynasty! "
The words fell.
The court officials were stunned.
Who would have thought that the National Master's magnanimity could be so high.
It actually wanted to Sinicize all the Jurchen tribes, build the north as a whole, and pass on Confucianism from the Ming Dynasty.
"Okay! Well said!"
Zhu Di stood up from the dragon chair excitedly. He did not expect that Li Xiao would not come to court for many days, but once he came to court, he made a shocking statement!
These words simply spoke to Zhu Di's heart.
He has always been obsessed with the land of Jianzhou.
Although they occupied land, they did not popularize culture.
The culture is different from that of the Han, and this method of temporarily occupying land must have disadvantages.
Maybe one day they will unite there, and it will be as troublesome as Wala due north.
Zhu Di smiled and looked at Li Xiaodao: "Ai Qing, you mean that these Confucian scholars who cannot pass the official examination can be used to help us Chineseize the ethnic groups in other territories. Is that what you mean? What do you call this plan?"
Li Xiao cupped his hands and said: "Yes, we must make the best use of materials and people to the best of their ability. These talented people who failed to pass the official examination are not without merit. At least they are very proficient in Confucianism. When we spread Confucianism, we are spreading our culture."
Not only the Confucian scholars will be sent there, but also craftsmen and farmers will be sent there to build cities. It is bitterly cold over there, and the herdsmen will be given a place to live and work in peace and contentment, shelter from wind and rain, and they will enjoy the same treatment as our Ming Dynasty. Show our demeanor as a great nation.
Later, intermarriage was encouraged and institutions of the Ming Dynasty were established. Now there is no land that has not been distributed yet. It happens that our court divides the land, eliminating the obstacles to reform. In this way, the establishment of the state is the same as the rest of our Chinese land. There is no difference between the prefecture and the state. This plan is called rushing to aid Jianzhou! "
Li Xiao paused and continued: "What Shilang Zhang said just now is correct. These Confucian scholars have enjoyed the treatment of scholars during the Hongwu period and have studied all their lives. It is indeed unkind to suddenly cancel these preferential treatment. Since I am a Confucian scholar, Holy Spirit, please do something practical for these scholars so that they have a job to do and a way to make a living."
Although Li Xiao doesn't like the Manchus, there are fifty-six ethnic groups and fifty-six flowers. The fifty-six ethnic groups are one family, and no one can be missing.
As long as they can be Chineseized in advance, enjoy the protection of the Celestial Empire, live and work in peace and contentment, the country and the people will be safe, then those things will not happen in the future!
"Okay! Not bad! Rush to help Northeast China."
Zhu Di nodded slightly, then looked at the other officials and said, "My dear friends, what do you think of the Imperial Master's move?"
For a moment, the scene was slightly silent.
Obviously this plan is very big, and many people have not yet come to their senses.
After a long time, a Yanguan named Zhang Han came out and said with cupped hands: "Your Majesty, there are just some barbarians and wild boar skins over there. According to the National Master, spread Chinese and encourage intermarriage, so that blood compatibility will be achieved." Integrate into our noble Han bloodline, is this..."
The implication is,
I just feel that integrating these barbarians into the Han people feels like an insult to the Han bloodline.
As soon as this statement came out, other officials in the court also agreed, saying that the matter really needed to be thought about more and not to make a hasty decision.
"Zhang Han." Li Xiao looked at Yan Guan and said with a smile: "According to what I know, your ancestors should be from Longxi."
Because his energy points were full, Li Xiao's memory was very good. As an official in the court, he read the files in the Ministry of Personnel and recorded them all in his mind.
Zhang Han cupped his hands and said, "Returning to the country, that's true."
Li Xiao smiled and said, "Then who do you think you are?"
Zhang Han held his head high and said proudly: "Of course he is a Han."
Li Xiaodao: "Are you really a Han? But in the Tang Dynasty, your place was the territory of the Huns. For dozens of generations, you might be a Huns."
"this"
Zhang Han was speechless for a moment and speechless. It seemed to make sense.
Li Xiao then looked at Zhao Wudao, another minister of the Ministry of Industry who was having a private discussion: "Zhao Wu, your hometown is Daning, right?"
Zhao Wu nodded and said: "Thanks to the great love of the Imperial Master, Xiaguan's hometown is Daning."
Li Xiaodao: "Who do you think you are?"
Zhao Wudao: "Of course they are Han."
Li Xiao smiled and said: "If you go back a few generations, you might be a Khitan."
"this"
Zhao Wu was also stunned. Don't tell me, it's really possible.
With this scene, everyone seemed to understand the intention of the national master.
Li Xiao laughed and said: "Aren't the Xiongnu, Khitan, Turks, and even the further Baiyue, Rong, and Qiang all the foreign races that once ruled in history? Now their descendants, and even you, don't think that you are Are they Han? All dynasties have been sinicizing foreigners. This is the cultural heritage of our Han people. I, the Ming Dynasty, a huge country, do not have these tolerances, and still care about foreigners integrating into our bloodline? Let me tell you."
Li Xiao exuded a kind of majesty, and then said with great pride: "As long as you have the blood of our Han people, you are Han, and you are a Ming Dynasty!"
hiss.
Everyone gasped.
Li Xiao's magnanimity infected everyone.
It is said that the prime minister's belly can hold up a boat, and Li Xiao's belly can hold up a huge ship in the vast ocean. The scale of the situation is unparalleled!
"Okay! That's great. As long as you integrate into my Ming Dynasty, you will become the people of my Ming Dynasty."
Zhu Di was overjoyed and said: "There is no need to discuss, just do what the Imperial Master said. The four ministers of the Ministry of Personnel, the Ministry of Husbandry, the Ministry of Rites, and the Ministry of Industry will listen to the order. Within half a month, I will immediately formulate a plan to assist the Northeast. There will be no error."
"I am waiting for orders."
The four ministers first agreed one after another.
Later, Liao Junqing, the official secretary, said: "Your Majesty, I don't know what kind of treatment these scholars need to go to Jianzhou to preach. If the treatment is too bad, no one will be willing to go. If the treatment is too good, the burden on the court will be heavy."
Li Xiao cupped his hands and said: "Your Majesty, I suggest that you directly give official positions to attract people! In the existing official position system, add another level of officials, the level is fourteenth level, and enjoy the treatment of fourteenth level officials, if you have a wife or daughter Add subsidies to allow them to bring their wives and daughters there to avoid the pain of homesickness. If they have no wives or daughters, they are encouraged to go there and marry local women, and then they are given rewards."
The official's eyes widened, and he thought that the treatment was too good. Thirty thousand people would have to go if he did this. I'm afraid that many scholars who had returned home would be tempted again.
In this way, can the court really afford such a huge expenditure?
Before the cultural relic officials could raise objections, Zhu Di nodded and said: "That's right, let's do it! Since a city is going to be built there, then build a house for each person and let them settle there!!"
Wuzhong, the minister of the Ministry of Industry, walked out first and said: "Your Majesty, building the city and building the houses is very expensive and requires a lot of labor. Moreover, it is bitterly cold over there, so no officials from the Ministry of Industry are willing to go."
Li Xiaodao: "Aren't there herdsmen in the local area? If you give them money and let them earn, won't the labor come? If the craftsmen are moved there, your Ministry of Industry will also send people there to provide business trip subsidies and double salaries. Ten years later, , I will be promoted to two levels as an official in the imperial court! Besides, there are many new people who will be admitted to the Ministry of Industry this time, right? Take them there to practice and practice, and some of them will definitely go!"
Hearing this, the eyelids of Wuzhong, Minister of the Ministry of Industry, twitched. I bet, the treatment is so good, the officials of the Ministry of Industry are probably rushing to go.
Natsuhara Yoshi, the Minister of Household Affairs, was confused. How could he get so much money if he did this?
He walked out and said: "Your Majesty, what the Imperial Preceptor said is good, but the court cannot support this huge cost unless the Northern Expedition is canceled and the money is spent."
Zhu Di waved his hand and said: "Cancel the Northern Expedition? No, now that the Ming Dynasty has strong troops and horses, it is a good time for the Northern Expedition."
Xia Yuanji frowned and put down the stall, "You can't come up with so much money even if you kill me. I won't be the Minister of Household Affairs. Let's see who can handle this huge expense. Who can do it?"
After saying this, all the officials looked at each other in shock.
It's really like this. We are carrying out large-scale development in Jianzhou, adding so many officials, and moving so many people there. The cost is not ordinary.
"Are you threatening me?" Zhu Di frowned.
"I don't dare." Xia Yuanji cupped his hands and said, "It's just that a clever woman can't cook without rice. No matter how good her words are, without money, they are all empty talk."
Zhu Di thought for a while, and found that it was indeed the case, and directly asked the question to Li Xiao, "The person who untied the bell must also tie the bell. Since it was the national master who proposed this move, does the national master have any good countermeasures?"
Everyone looked at Li Xiao again.
Damn it, you still have to rely on me. Li Xiao smiled slightly and said: "My master has his own clever plan."
Hearing this, everyone was shocked. Xia Yuanji immediately looked at Li Xiao, bowed respectfully and said, "Master, I would like to hear the details."
Li Xiao smiled and said: "At the beginning, our national division had no money to build a county in Dong'an, but it was still accomplished. Do you know?"
"My subordinates have had some knowledge of this matter."
Xia Yuanji frowned and said: "When the Imperial Master developed Dong'an County, he asked the bank to borrow money, right? The Imperial Master didn't think that my court would also need to borrow money, right?"
Li Xiao nodded: "Yes."
Xia Yuanji said in surprise: "It's just the county government. If our court wants to borrow money from Mingjian Bank, wouldn't it be a laughing stock? And even if we ask Mingjian Bank to borrow money, the huge expenditure of silver taels will probably be tens of thousands." How can I borrow money if I have all my plans?"
All the officials nodded in approval, yes, how could the court ask the bank to borrow money?
Li Xiao smiled and said: "Borrowing money is borrowing money, but it is not borrowing money from a bank."
Xia Yuanji looked a little confused: "Who can I ask to borrow the money?"
Li Xiao smiled slightly and said: "This Ming Dynasty is the world of the Holy One, but it is also the world of the people of the world. Naturally, we need to borrow money from the people of the world!"
"What? Asking everyone in the world to borrow money?"
As soon as this statement came out,
All the civil and military officials looked at each other.
Ask people all over the world how to borrow money? Who will borrow it?
There should be no one who would lend money to the court, right?
"National Division."
Zhu Di was puzzled and curious, and said directly: "Stop beating around the bush and tell me quickly."
Suddenly, the entire court fell silent.
Nowadays, the people in Peiping are very wealthy, every family has plenty of money, and there are many rich people all over the country.
But people's money will only be put in their wallets and never taken out.
Otherwise, Daming Bank would already have a lot of savings, but in fact, people are not willing to deposit their silver in Daming Bank.
He wanted to see how the Imperial Master could borrow money from people all over the world.
Even if he is a Confucian sage, he probably can't do it, right?
"Everything in the world is bustling for profit, and everything in the world is bustling for profit. As long as anything is profitable, it will be easy to promote."
Li Xiao said with a smile: "Nowadays, the people in Peiping are very wealthy. Every family has plenty of money. Wouldn't it be great if we could find a way to make the people willing to pay for it?"
Xia Yuanji probed: "Give interest?"
"That's right! If you give interest, someone will be willing to pay."
Li Xiao explained: "We, the Ming Dynasty, can issue Ming Dynasty bonds, ask people all over the world to borrow money, and get the endorsement of the imperial court to raise financial funds. Let the people buy the Ming Dynasty bonds, which promise to pay interest within a certain period of time and repay the principal at maturity. , then you can ask people all over the world to borrow money. After Jianzhou and other places are built, they will be able to provide a steady stream of tax revenue like other prefectures in the Ming Dynasty. With such a large territory, are you afraid that you will not be able to return to your roots?? "
As soon as this statement came out, everyone in the audience was shocked!
Li Xiao said it lightly, but when it fell on everyone's ears, it exploded like thunder.
It's so shocking. The Imperial Master is really clever, but he still has this way of borrowing money? ? ? ?
"Eh! Eh!!"
The Minister of Household Affairs, Xia Yuanji, was also a smart man. He quickly figured out the key to the problem. His eyes widened. After hearing this, he felt a sense of enlightenment and said in shock:
"Issue Ming Dynasty bonds. Let the people pay for the development and construction of the court. Then the court can obtain a large amount of tax revenue through the developed territory, recover the costs, and then return the money to the people with interest. The court, the people, All the territories being built will benefit, this is simply a win-win situation!!!"
In fact, this method sounds very simple.
Just like a riddle, after hearing the correct answer, it feels simple and you can think of it yourself.
But in fact, it is hindsight and no one can think ahead.
But the imperial master used small measures to solve the huge problem of the court.
It can also achieve a win-win situation.
“What a wonderful move!!”
Yang Shiqi, the cabinet minister, was also surprised and shouted: "Ask people all over the world to borrow money, take it from the people, use it for the people, make profits for the people, and make profits for the country. The national teacher is really a great talent!"
"The lower officials are in favor of this move. Since it can develop national strength, why not do it? We unanimously opposed the railway built a few years ago. Now it turns out that the national division has long been worried about it and has taken precautions!" Yang, the cabinet minister, said. Rong cupped his hands in front of Li Xiao and said, "I admire you, I admire you so much!"
As several cabinet officials praised, the officials below also started to do the same.
"A wonderful plan, indeed a wonderful plan, worthy of being my Ming Dynasty Imperial Master!"
"The national masters are really Xiao He of the Han Dynasty, Fang Xuanling of the Tang Dynasty, and Wang Anshi of the Song Dynasty! And I have Li Xiao in the Ming Dynasty!"
"I have long thought that the Imperial Guard is very powerful. Look at how wealthy Beiping is now. It is dozens of times more prosperous than Yangzhou in the south!"
"Yes, I have discovered it a long time ago. Our Ming Dynasty has a national master. It is really like a big roc rising with the wind in one day, soaring ninety thousand miles!"
"The national preceptor is the pillar of the country. Now is the time when Qianlong comes into being. The national preceptor is a ten-thousand-mile horse, and the Holy Master is also Bole. When a ten-thousand-mile horse meets Bole, our Ming Dynasty's national destiny is endless, soaring in the nine heavens like a roc!"
Many officials were praising it, and even the Holy One was praising it too.
Li Xiao smiled slightly, like a spring breeze, as if he had entered the Kua Kua Divine Cult. It must be said that these literati just feel comfortable flattering themselves, and they praise themselves in different ways.
As for those officials who had connections with landowners from various places and were instigated by the landowners and wanted to restore the privileges of scholars, they were completely silent.
The scholar's treatment has indeed been restored, and it seems to be getting better.
But the result was completely different from what they wanted.
Li Xiao is really good at resolving conflicts, putting them aside directly and turning them into national affairs.
"Okay! Issuing Ming Dynasty bonds is a great move!"
After Zhu Di understood the benefits of this Ming Dynasty debt, he was overjoyed and said: "In this way, we can achieve three wins, and everyone will be happy for the people and the country. A few years later, the people of Jianzhou will definitely remember this move." . The Imperial Master is indeed the pillar of the Ming Dynasty. The Ming Dynasty can live without me for a day, but it cannot live without the Imperial Master!"
As soon as this statement came out,
Cultural relics from all over the dynasty were handed over to Li Xiao: "The national teacher is a great talent!"
Hearing this sentence,
The more depressing one is undoubtedly Xie Jin of the cabinet.
The last time Xie Jin caused trouble with the great Confucian Kong Maoxue, Li Xiao became a Confucian sage directly. Then Kong Maoxue became Li Xiao's disciple, and he himself became Li Xiao's disciple.
So Xie Jin returned to the court and was restored to his original position.
When he heard this, he felt very uncomfortable.
When the Holy Emperor was in Nanjing, he said this to himself, "The world cannot live without me for a day, and I cannot live without Jie Jin for a day."
How favored I was at that time!
As a result, after the capital was moved, he was immediately benched.
He looked at the civil and military officials of the Manchu Dynasty kneeling down and licking Li Xiao, and felt sad in his heart. Isn't that just who he used to be?
After thinking about it carefully, Xie Jin found that Li Xiao was really powerful.
The Kuang cursive calligraphy, which I was most proud of having practiced for decades, was crushed by the Imperial Master's Kuang Cao calligraphy.
There are four sentences that the National Master once wrote: Even if there are eternity, even if there are eight wastes, the future is like the sea, and the future is long, the use is Kuangcao.
Not to mention the poetic talent above, the calligraphy alone overwhelms me.
not only that,
The imperial master's regular script can rival that of Yan Zhenqing, and his running script can rival that of Wang Xizhi
Not to mention, the Confucian attainments that he was proud of were crushed by the imperial master. He immediately realized new principles and became a saint.
Ten years ago, he led troops to fight and saved 100,000 people with 3,000 people.
Five years ago, we launched an attack on Japanese countries and Japanese pirates, and completely eliminated the Japanese pirates.
It has continued to reform, making the country richer and richer, and the country prosperous and healthy.
It can be said that literature can bring peace to the world with pen, and martial arts can make peace with horses.
Why.
Thinking about it this way, it seems that it is reasonable for him to fall out of favor.
Since Jin is born, how can Xiao be born?
Xie Jin sighed in his heart.
I'd better be honest in my secret way, I can't continue to fiddle with it.
Thinking of this,
He also followed all the officials who knelt and licked Li Xiao and handed over their hands, "The national teacher is a great talent!"
The compliment lasted for a quarter of an hour before slowly stopping.
In this court, it has really become a matter of praising the divine religion and praising it non-stop.
He praised Li Xiao from beginning to end, everything he had done before and what he was doing now.
Yang Pu said excitedly: "Wonderful! Wonderful! If this move can really be done, wouldn't it mean that as long as the imperial court is short of money, it can ask people all over the world to borrow money?"
Hearing this, Zhu Di's eyes lit up, "That seems to be the truth."
"This won't work!"
Li Xiao hurriedly waved his hand and corrected his thinking: "The first thing to issue the Ming Dynasty bonds is the trust of the people. Since the court wants to borrow money, it must pay it back. If you borrow money, you will pay it back, and it is not difficult to borrow again. If you use this method at will, in case the court pays you back, If you don't get the money, then you have broken your trust with the people of the world. If the people can't get the money back, the world will be in turmoil. So you have to be cautious when doing this."
After finishing speaking, Li Xiao added: "As long as we don't use up all the land to fish, killing the goose to get the eggs. Issuing Ming bonds to ensure the income of the people, this move can indeed be implemented many times! It is a magical weapon that benefits the country."
The words fell,
Sanyang handed over his hands together: "This is the truth, what the Imperial Master reminded me!"
Zhu Di nodded slightly, remembering Li Xiao's reminder in his mind.
This is indeed a double-edged sword. The Ming Dynasty debt cannot be activated at will. It must be used with great caution. If it is used well, the country will get better and better. If it is not used well, it will break the trust of the people and the world will be in turmoil.
That being the case, then use it with confidence and boldness while Li Xiao is still around.
When I get old, this strategy of Ming Dynasty debt will be completely banned.
To prevent future generations of unscrupulous descendants from using it indiscriminately!
Thinking like this, Zhu Di was in a good mood and waved his hand: "Okay, as the Imperial Master said, the Ministry of Household Affairs will issue Ming Dynasty bonds immediately. Let's first see if our court can collect money from the people."
"I have received the decree, and the Holy One is wise!"
All the officials paid homage together.
"Retreat!"
soon,
After careful planning by the Ministry of Accounts, Daming Bond was officially launched in conjunction with Daming Bank.
When Li Xiao initially built the Daming Bank, he did not activate the function of saving money. The main reason was that there were no computers and calculators. The huge data could not support the large passenger flow, which would lead to data chaos and the collapse of the money system.
Therefore, we still rely on private banks in various places to maintain the function of storing money. However, as banknotes become more and more popular, Li Xiao will plan to let Daming Bank replace the bank.
At present, the main function of Daming Bank is to issue Daming treasure banknotes and popularize the habit of using banknotes, but it has not been promoted nationwide.
Because the existing amount of gold and silver in the Ming Dynasty was not enough to support the national gold standard, Li Xiao's plan was to be implemented slowly. This was also discussed with Zhu Di and Zhu Yuanzhang.
But the issuance of Ming Dynasty bonds is different. After buying it, there is no need to change it, and it requires less calculation, so it can be promoted and implemented.
After Li Xiao's discussion, the interest on the Ming Dynasty debt was calculated based on the age.
Ming Dynasty bonds are divided into five years, ten years and fifteen years.
The annualized returns are respectively: 5%, 6% and 8% per year.
Once the interest is due and settled, you can choose to continue purchasing or refund.
According to the lowest five-year period, one hundred taels of silver can earn 5 taels of interest per year, and the interest of 5 taels will be included in the principal for continued interest compounding.
It cannot be taken out before expiration.
Unless it can be proven that the family is in urgent need of money, it can only be withdrawn, but only the principal can be withdrawn, forget about the interest.
After the official launch, Li Xiao took the lead in buying Daming bonds.
I bought fifty million taels of silver with a fifteen-year term.
According to the interest rate of 8%, the interest per year is four million taels!
If you just sit back and eat, you won't be able to finish it.
In fact, Li Xiao would only earn more if he used this money to do business.
But now Li Xiao stands at the pinnacle of power, and is as rich as his country. To him, money is really just like numbers, and more of a responsibility to the country.
In Li Xiao's original words: From the 26th year of Hongwu's founding to the present, I have never received a salary, I have never touched money, and I have no interest in money. My happiest time was when I was a county magistrate, when I received five taels of silver a month.
It doesn't matter if it's money or not, the main thing is to be accompanied!
With Li Xiao taking the lead in purchasing Ming Dynasty bonds, and the newspaper publicity.
Da Ming Debt became popular instantly.
Even the Imperial Master has bought it, why are we so scared? Let’s buy it!
The capital has gathered many wealthy businessmen from all over the country to do business.
These people are very smart. They dare not exchange all their money for Ming Dynasty treasure notes. They can only exchange part of the treasure notes for use, and the rest is cash silver and is stored in the bank.
You know, now in the Ming Dynasty's bank, if you deposit money in the bank, you have to pay a custody fee, and it is not low, up to 3%.
In other words, if you save one hundred taels of silver a year, you have to pay a storage fee of three taels of silver.
Don't talk about saving your money at home. The ancients were not stupid. If you keep your money at home, you may be robbed every day.
But if you buy Ming Dynasty bonds now, you can buy them with a five-year term for 100 taels of silver. Not only do you have no custody fees, but you can also get 5 taels of silver!
There is a difference of only eight taels of silver between the inside and the outside!
This is not a small amount!
Therefore, the purchase of Ming Dynasty bonds has now become a topic of discussion.
When we met before, we always exchanged words such as "Have you eaten?" and "Where are you going?"
Now it has directly changed to "I heard that there are no Ming Dynasty bonds?" "Have you bought the Ming Dynasty bonds?" "Hurry up and buy, the bank will suffer losses."
Otherwise, saving money is a good habit of Chinese people. It has been around since ancient times.
These businessmen all like to save money. Many wealthy families have been running the business for several generations. You have no idea how rich they are. They secretly save their money, and the more they save, the more they save.
In addition, there are the wealthy businessmen who have just emerged in Beiping City. Many of them were poor before, and when they got rich, they kept it like an iron rooster. They were obviously very rich, but they just didn't spend it.
As soon as the Ming Dynasty bonds came out this time, people bought them one after another.
It directly blew up all the rich people like Daming.
There are also a large number of wealthy businessmen coming from Nanjing by train, and wealthy businessmen from all over the world are also buying Ming Dynasty bonds.
When they saw the issue, the queue outside Daming Bank was very long. Everyone was vying to buy it, creating a very lively scene.
The first people to support the Ming Dynasty debt were a group of people who got rich first during the development and reform of Peking. They were already very courageous and believed in the imperial master, so they bought it without hesitation.
Buy it for several thousand taels or tens of thousands taels.
So this resulted in such a hot situation!
Those businessmen who came from other places and originally planned to buy only a small part of the Ming Dynasty bonds, after this small atmosphere, they immediately jumped in and bought a lot more.
It has to be said that the gap between the rich and the poor in the Ming Dynasty is still very large. Except for Peking, how can ordinary people have spare money to buy Ming Dynasty debt?
But the families of these wealthy businessmen from other places really have a lot of wealth. They can buy thousands of taels or tens of thousands of taels without even frowning. You don't even know how rich they are.
The Ming Dynasty Bond suddenly became a hit, and more and more people bought it.
First it was the merchants, then the officials of the imperial court started to take action, and then the common people also started to buy.
The people in Peiping still have some spare money. Many people sell stinky tofu. If they run a good business, they can earn seventy or eighty taels of silver a year. After so many years, they have bought houses and bicycles and saved a hundred. A family with two or two hundred taels is too much.
Ants are small, but they are also meat. These common people accumulate a little and make a lot of money. The total amount of money they save is no less than the money saved by wealthy businessmen across the country.
It’s a pain for banks all over the country. People are constantly going to the banks to redeem their money these days.
Several banks went bankrupt because of this, and it was discovered that they were not being run properly or that there were moths in their houses, which were not enough to pay the people who came to withdraw their money.
Naturally, these banks were dragged into jail by the government.
When an insolvency situation occurs, reporters immediately report the matter. Small newspapers exaggerate it, and people's trust in banks everywhere has begun to collapse.
The Duke's Mansion,
At noon, Li Xiao and Zhu Ningyun had dinner together.
These days, Li Xiao spends most of his time with his wife at the house, living a leisurely life.
"Husband, you said that our family bought so many Daming debts at once, wouldn't this asset be exposed all at once?"
Zhu Ningyun said with a slight guilt: "Not long ago, when you were not at home, my father came to me personally to discuss it, saying that he wanted the government to provide some money to fund his Northern Expedition."
"ah?"
Li Xiao was surprised and said, "There's still this matter. Have you given me the money?"
Zhu Ningyun blushed and said, "Give it."
Li Xiao felt something was wrong and asked: "How much did you give?"
"Give it."
Zhu Ningyun said in embarrassment: "I gave her two hundred thousand taels. At that time, my father was extremely happy and said that his daughter was not raised in vain. His son-in-law left happily than his son."
"Ah this." Li Xiao also looked a little embarrassed.
If you find yourself buying 50 million taels of Ming Dynasty debt, then you will feel like you are sending away a beggar for 200,000 taels.
Li Xiaodao: "Why didn't you give me more at that time?"
Zhu Ningyun said: "I didn't think so much at the time. Why don't you, husband, worry about it?"
Li Xiao was stunned for a moment and understood what Zhu Ningyun was thinking at that time.
Zhu Ningyun wanted to be with her family, but she didn't want Li Xiao to know that she was with her family, so she sent Zhu Di away with 200,000 taels of silver.
In fact, Li Xiao wanted to go to his natal family. After all, this natal family is the emperor.
Besides, it’s useless to ask for so much money.
I blame myself for not saying anything about it.
Thinking of this, Li Xiao pulled Ningyun and said: "Ningyun, next time my father comes to ask for money, you can give more, we are not short of money. Your father is my father, and a son should respect me. That's not right." It’s only natural, give it, give it hard!”
Zhu Ningyun was slightly stunned and said, "I can't give it to you now even if I want to."
Li Xiao: "Why?"
Zhu Ningyun: "These fifty million taels are all the cash in our house. If we buy the Ming Dynasty debt, we can't refund it. We have no money."
Li Xiao: "."
The atmosphere was slightly awkward.
Li Xiao took a bite of the chicken leg and said with a smile: "It's okay. I announced it in advance. Daming Bank keeps customer information confidential. Even the emperor cannot check the customer's personal information."
Hearing this, Zhu Ningyun patted his chest and said happily: "It's okay then. We can earn four million taels from interest every year, and we can transfer money even if there is no cash in the house."
Li Xiao said with a smile: "I can't spend all my money, I can't spend it all in my lifetime."
Zhu Ningyun glanced at Li Xiao, "You're not doing anything right, you're too bloated."
Li Xiao: "If you want to be willful, be willful. If you want to be swollen, I will be swollen. What can you do to me?"
Zhu Ningyun: "."
Not far from the south of the Forbidden City of the Ming Dynasty, there is a very large building called the Peking Warehouse.
The Peiping Warehouse is built of steel and concrete like a bunker. The city wall is twenty meters high. It is patrolled by armored guards with flintlock guns 24 hours a day. This is the headquarters of Daming Bank.
A large amount of gold and silver is stored in this place, which supports the gold standard in Peiping and ensures the stability of the price of Ming Dynasty treasures. The defense is very strict and no flies can fly in.
Zhu Yuanzhang and Zhu Di visited once after moving the capital.
Then he didn't come.
On this day,
Zhu Di and Zhu Yuanzhang did not mobilize troops. They rode in a carriage and headed towards the Peking warehouse with a few guards.
"News came from the Ministry of Household Affairs that the Ming Dynasty Bond issued by the bank has been almost completed in less than a month. This is simply unbelievable."
On the carriage, Zhu Di said excitedly.
Originally, Zhu Di planned to raise 10 million taels of silver within a year, part of which would be used to build the wild land of Jianzhou and make it the same as in China.
As a result, so much money was collected in one month, which shocked Zhu Di. So it turns out that the people of my Ming Dynasty are so rich, and the wealth is hidden among the people?
"Yeah, it's really shocking."
Zhu Yuanzhang also frowned and said: "Ten years ago, my tax revenue for next year was only more than 20 million taels. In this month, I actually raised five times the tax revenue for that year. Are all people so rich?"
Zhu Di nodded and said: "Yes, you are really rich now. With so much money, how much can the court do? Li Xiao simply said, with the money to build the country, now there is also military spending, hahaha. By the way, not long ago I asked Ningyun for 200,000 taels of silver to raise military expenses. It seems that I can return it to her. I can't ask for my daughter's money."
Zhu Yuanzhang said angrily: "Well, you fourth child, state affairs are state affairs and family affairs are family affairs. How can you use personal money to do state affairs? What's more, that's Ningyun. Li Xiao is your son-in-law. He has been doing everything for these years. It’s not easy to make some money after devoting so much to the imperial court and working hard. You still want to take advantage of him and start asking for 200,000 taels. It’s really inappropriate.”
Zhu Di nodded hurriedly: "Yes, yes, my father taught me that now that I have money, I will return the two hundred thousand taels of silver to Ningyun later."
"Hurry up to the bank and have a look."
Zhu Yuanzhang was also very curious about this and said: "We would like to see how these ten million taels of silver were raised."
Not long after, the carriage stopped in front of the Peking Warehouse.
Zhu Di and Zhu Yuanzhang both got off the carriage.
"Beiping Warehouse is an important area and is not allowed to be entered."
The guard soldiers guarding the gate immediately became alert, with flintlock guns in their hands across their chests.
"Your Majesty, Your Majesty is here in person and you still don't kneel down!"
The Jinyiwei department responsible for guarding the emperor's safety is called General Dahan, and the leader General Dahan scolded.
The words fell,
The expressions of the guards changed one after another, and they immediately knelt down and said, "We are ignorant, so please see your Majesty."
Then, one of them immediately went in to report, and immediately the manager of the bank came out and said, "Your Majesty, see the Supreme Emperor, see the Holy One."
"No courtesy." Zhu Yuanzhang waved his hand and said, "Take us in and have a look."
"Yes, Your Majesty, Your Majesty."
This came from the bank manager of the Duke's Mansion, and he immediately bowed and invited the two giant Buddhas in.
Then introduce all the way.
Entering the gate, there are many large houses in neat rows. There are many houses, and there are many mathematicians inside who are busy with the economy of Peiping. The economic system is maintained by the people here.
"Your Majesty, Your Majesty, please see, the mathematician in this room is counting prices in Peking. This room is counting the amount of gold and silver exchanged for data statistics. Here are analysts, who are used to analyze price stability in Peking. on tariff analysis.”
In fact, this bank has not yet opened the money deposit function of the bank. After Li Xiao trained its personnel, he asked them to assume the roles of the Price Department and the Economic Department.
"I can't believe that Li Xiao silently paid so much for the Ming Dynasty."
Zhu Di visited the houses one after another. In each house, he could see about forty or fifty people working as mathematicians, and he couldn't help but sigh.
"What a good grandson-in-law. We, brothers, did not admit our mistakes."
Zhu Yuanzhang was also very pleased. He just discovered today that the rapid economic development in Peking is not that simple. It turns out that there are many institutions silently supporting it. These are all things Li Xiao did.
Zhu Di nodded, looked at the manager and asked, "By the way, this time the imperial court issued Ming Dynasty bonds, where are the documents?"
"This" the general manager immediately showed embarrassment. The information about the Ming Dynasty debt cannot be seen and is kept strictly confidential. If anyone else raises it, no matter how high the official is, the general manager will tell him to get out.
But there are two giant Buddhas in front of them, one is the Holy Emperor, and the other is the Supreme Emperor. If they dare to say no, isn't it like lighting a lantern in a latrine and seeking death?
"What's inside that wall?"
Zhu Di found that there was a wall inside. The wall was thicker than the outside. It was as thick as an arm, so he pointed to that side and asked.
The steward replied: "Go back to your Majesty, that's where the treasury is located, and the document treasury is also in it."
Zhu Yuanzhang was surprised and said: "There is also a treasury? How much gold and silver is there?"
The manager said truthfully: "It should be one hundred thousand taels of gold and silver."
Because of trade with Japan, the silver mines there were developed. The gold and silver reserves in Peiping have increased significantly in the past five years, which is why there are so many gold and silver reserves.
"What!"
Zhu Yuanzhang was shocked in unison.
Zhu Di was overjoyed and said, "You have so much money?"
Seeing that something was wrong, the manager hurriedly explained: "Your Majesty, this money is not the money of the imperial court. It is the gold reserve of the entire Beiping Mansion and even the country's implementation of the gold standard. It is the treasure banknotes that the people exchange for gold and silver. These money are actually All the money flowing in the market does not belong to the imperial court and must not be used."
"Look at how scared you are. Did I say you wanted to use it?"
Zhu Di was not angry, but he was still a little shocked. It turned out that this was the way to implement the gold standard. No wonder his father failed to promote the gold standard before, because such a step was missing.
"I was presumptuous, Your Majesty, please forgive me." The steward touched his sweat.
Zhu Di said calmly: "Okay, take us in and have a look."
Now, the steward was sweating profusely, and he knelt down and said: "Your Majesty, Your Majesty, you must not enter the important place of the treasury."
As he was talking, the Ministry of Households Natsukihara Ji Gang was paid off with the Grand Management of the Qianzhuang inside, and came out of it and was seen by Zhu Xi.
As soon as Xia Yuanji was right, he was shouted by Zhu Xi as soon as he wanted to slip back.
"Xia Yuanji, come here, do you tell this person, can you go here?"
Xia Yuanji had nowhere to escape, so he had to come over, but helplessly: "Holy, it really can't enter."
Zhu Xi frowned: "How can you enter?"
Xia Yuanji Gongyan: "Chen is a government need. Signed a confidentiality agreement. If it is leaked, it will be caught in prison."
Zhu Xi wondered: "Can you go in and see?"
Xia Yuanji did not know how to answer.
At this time, the head of the Beiping Qianzhuang also hurriedly came over, such as Lin Xuan, and said, "The national teacher has explained, no one can enter."
"If we have to enter?"
Zhu Yuanzhang was unhappy.
"You have to enter. You can't help it.
After all, the Great Manager knew that he couldn't stop it, and he could only have helpless posture.
Xia Yuanji watched the back of the two people entering the treasury, and smiled helplessly, and then planned to go.
Will Zhu Xi let him go, and suddenly turned to shout, "Xia Yuanji, where are you so anxious? Come in together and tell me about the raising situation of Daming Debt."
"Yes, Holy."
Xia Yuanji was helpless and followed.
After entering the treasury, the two did not rush to see the case of Daming Debt, but went to the vault first.
Zhu Yuanzhang was very promising. He had not seen any feat of 100,000 gold and silver, so he demanded it.
The gate of the vault is made of thick steel, up to one foot, and is stronger than the city wall.
Ten people spent their efforts to open the door of the vault.
The gold inside is blends into gold bars, and the placement is neatly placed, piled into small mountains, and the words of Daming Gold are also engraved on it.
Zhu Yuanzhang and Zhu Xi walked into it.
Subsequently, the whole person's hemp! !
The two strolled in the vault and their mouths became O.
"Fourth, how do you feel?"
"Dad, it feels good, very good."
They have seen the most gold ever, and the golden light is bright and blinded!
They were extremely emotional, there are so many golds in this world! !
It seems to be in the ocean of gold!
This
That is, Li Xiao will make Damingbao banknote the beginning of international currency in the future.
(End of chapter)
