"What is a bank?"
"I do not know."
"Is this different from a bank?"
…
Everyone was talking in low voices.
Yan Qi stood on the high platform, calm and composed.
After waiting for everyone to discuss it for a long time, the effect was fermented, and I finally opened my mouth.
"A bank is very different from a money bank! A money bank, as the name suggests, is a money storehouse, which means putting your own money in other people's warehouses. A bank, on the other hand, is a money bank. It is not for depositing money, but for To keep the bank in circulation.”
This explanation was refreshing to everyone.
Yan Qi added: "Not only do banks and banks have different literal meanings, but their purposes are also different. Banks exploit the people, while banks help the people; banks make money by lending money at usury, while banks raise money at low interest rates. From that, To get money from a bank, you need to bankrupt your entire family to pledge it, while a bank pledges equity, and as long as you have good credit, you don’t even need a physical mortgage.”
"Furthermore, if you deposit money in a bank, there is no interest, but your money is used by the bank for loan sharking to make money. However, when you deposit money in a bank, there is interest. In short, the existence of the bank is to make money. , in order to squeeze, to make huge profits, to make usury loans. And the existence of banks is to facilitate circulation and help people start their own businesses."
"To put it bluntly, if you have money, you have nowhere to put it. If you put it in the bank, the interest rate will increase. If you have no money to do business, you can borrow money from the bank. In short, banks are places where money flows, and they are here to help everyone manage their finances better. .”
After hearing Yan Qi's words, everyone felt refreshed.
"This concept is too advanced. I don't know how many times more advanced than the bank."
"Compared with banks, money houses are nothing."
"Yes, banks know how to exploit us. Once we borrow money from a bank, no matter how difficult it is to repay it, we will be exploited throughout our lives. Banks are different. Not only do they have low interest rates, but if you have some money, you can put it in for financial management and the interest rate will increase."
…
Everyone was immediately attracted by Yan Qi's plan.
Tao Donghai was really angry.
This is equivalent to cutting off the bank's financial path, and is no different from killing one's parents.
Moreover, the bank is the Tao family's only remaining money-making tool.
Whether it's medicine, clothing, or water transportation, Yan Qi's love has been taken away by Yan Qi.
Of all the Tao family's properties, only the old man from Qianzhuang is left.
Now, Yan Qi has opened a bank, and the bank's life is dying.
Who can bear it?
Who else would have gone crazy?
Tao Donghai yelled: "Jia Fuyin, I can't bear it, I can't bear it. Once the bank opens, the bank will completely collapse. You are one-third of the bank."
Judd was also anxious, so anxious that he just wanted to scratch the wall.
This was equivalent to digging up his ancestral grave. He no longer dared to pretend to be calm and charged forward aggressively.
Yan Qi's face was full of laughter: "Oh, Jia Fuyin, do you want to take the initiative to unveil the plaque for me? I'm so sorry, Governor Zhao and Di Fucheng have already finished unveiling it. Next time, next time I will open a pickled cabbage restaurant, Can you please ask Jia Fuyin to unveil a plaque for me? Let’s have some pickled vegetables by the way.”
Hahaha!
Everyone in the audience laughed.
Yan Qi is quite capable of hurting others.
"Whoever wants to unveil a plaque for you or eat your sauerkraut, just shut up."
Judd's face turned green with anger: "Yan Qi, are you qualified to open a bank? Who handled the procedures for you? Anyone can open a bank? This involves very complicated and important procedures."
Yan Qi chuckled: "I have procedures."
Jiade sneered: "Did Di Renfeng do it for you? Let me tell you, it's not easy. The financial procedures are very important. I, the governor, must take care of them and coordinate the overall situation. He, Di Renfeng, is just a governor and has no The right to handle banking procedures.”
Yan Qi laughed loudly: "What if the governor handled the bank procedures for me?"
"Huh? This..."
Jia Dedao was eloquent and arrogant just now, but when he heard that it was Zhao Qing who was handling the bank procedures, his voice suddenly stopped, and the rest of the words were choked in his throat and it was difficult to spit out.
Zhao Qing came over, took out the procedures and showed them to everyone: "Everyone, this is the procedure that I submitted to the Ministry of Accounts after discussing with the Department of Finance and Taxation and the Department of Lihu. In other words, Huaxing Bank founded by Yan Qi , reasonable, legal and reasonable. Moreover, Huaxing Bank is a provincial-issued procedure and can set up bank branches throughout Jiangsu Province. This also means that as long as you do not leave Jiangsu Province, you can open any bank in Jiangsu Province. Deposit and withdraw money and complete procedures.”
When everyone heard this, they cheered.
"That's great. When I go to Suzhou to do business in the future, I no longer have to take money. I can just withdraw money directly through Huaxing Bank."
"This is quite convenient. I really didn't expect that Huaxing Bank was specially handled by Mr. Zhao Qing and the Department of Finance and Taxation and the Department of Lihu. This backend is really reliable, much more reliable than Tao Bank. Tao Bank is just a Jia Bank. The formalities that Fuyin handled for him were to be done secretly after leaving Jinling, unlike Huaxing Bank, which is so upright."
"If you have to choose, choose Huaxing Bank."
…
Judd's nose twisted in anger.
The official level is overwhelming.
What can you do if you disagree? Yan Qi directly left Zhao Qing's relationship.
Zhao Qing is the governor and is in charge of the overall situation. This is the right he has.
Judd was so pouted that he lost his temper. His face turned red and white, and he couldn't breathe for a long time.
Yan Qi continued to appeal: "Everyone, let me tell you something. Huaxing Bank has just been opened, and it is only circulating in Jiangsu Province. In the future, I will ask the governor to coordinate and open business in the entire Jiangnan, including the important areas of the capital. By then, Everyone doesn’t need to bring money with them when they go out. Okay?”
"Very good!"
When everyone heard this, they applauded.
Tao Donghai was extremely anxious, like an old monkey, staggering up to the high platform: "Yan Qi, you have no money, you have no money, everything you have is a castle in the air, don't believe him, He only has one mouth."
However, everyone was so excited that Tao Donghai's roar was completely drowned out by the crowd.
Yan Qi signaled everyone to be quiet and looked at Tao Donghai with a smile: "What happened to the Tao Dong family? Is your voice hoarse? Please cooperate and give the Tao Dong family a chance to speak, okay?"
"Um... Mr. Tao's family, are you here to congratulate me? Very good, I accept the congratulation, but I don't want the gift. Your money is too bloody. After I use it, I feel uneasy, on pins and needles, and I have nightmares at night. , was frightened awake by a ghost."
The crowd burst into laughter.
As expected, Yan Qi was sharp-tongued and laughed at the Tao family for earning their hard-earned money, all in such a humorous way.
Tao Donghai shouted hysterically: "Yan Qi, stop pretending, you have no money, you are a stinky servant, how can you get the money to open a bank? Without money, your bank is just a scam."
When everyone heard it, it really made sense.
If there is no money, everything is illusion.
"Who said I have no money?"
Yan Qi shouted loudly: "I would like to ask all the gentlemen of the Department of Finance and Taxation to count the money."
