Yan Qi threw out a lot of bait, turned around and left.
"Hey, Mr. Yan, please stay, please stay."
Jia Dedao quickly stabilized Yan Qi: "Drink tea first to calm down your anger. You must have misunderstood what Jia Fuyin meant. To calm down, you must calm down."
He walked up to Tao Donghai and knocked on the table: "Tao Donghai, twenty million taels of silver is not too much."
"Not too much?"
Tao Donghai's face was full of bitterness: "Master Fu Yin, there are too many..."
You know, twenty million taels of silver is the money of Tao Bank.
If the money is taken away by Yan Qi, Tao Bank will have no room for turnover.
To put it more exaggeratedly, maybe one tael of silver is enough to overwhelm Tao Bank.
In the past, twenty million taels of silver might not have made Tao Donghai so nervous, but now, it happened to be an extraordinary period.
Because I bought too much grain and put a lot of money on deposit.
The grain hasn't been sold much yet, so it can't be discounted.
At this period, he was most vulnerable, and he had to deal with it carefully.
Jia Dedao wildly hinted at Tao Donghai: "So what if it's too much? Mr. Yan has a very good reputation. What's more, Mr. Yan uses Huaxing Logistics, Shangtanghe Water Transport, Tianjiazhuang Shipping, Tianxia Wushuang, Huayaotang, and Linjia Clothing Factory as mortgages. These The industry is doing well."
What he means is, you don’t want these properties anymore?
I can't bear to let the child trap the wolf.
Tao Donghai was also very tempted and extremely confused.
When Yan Qi saw this, he stood up again, smiled contemptuously, turned around and left.
Judd became anxious and winked wildly at Tao Donghai.
Tao Donghai gritted his teeth: "Twenty million taels is twenty million taels, I borrowed it."
Yan Qi wanted this effect, and sat down leisurely: "Dong Tao's family finally figured it out, you are still a person."
As a result, Yan Qi gained the upper hand and took the initiative in the subsequent negotiations.
Yan Qi has had countless negotiation experiences, which is enough to prove that aura is very important during negotiations.
The stronger your aura is, the weaker your opponent's aura is.
The weaker your opponent, the better it is to your advantage.
Now, Yan Qi has an absolute advantage.
Jia Dedao and Tao Donghai, one is the governor of Jinling and the other is the richest man in Jinling, but they were completely crushed by Yan Qi's donkey-like negotiation skills.
Jia Dedao bit the bullet and made a condition: "Yan Qi, it's okay to borrow money. The conditions are, first: borrow 20 million taels of silver to transport by water to Tanghe, Tianjiazhuang, Huaxing Logistics, Huayaotang, Tianxiawushuang, Linjia Clothing Factory Make a mortgage.”
"Second: The interest is five million taels, and the interest is deducted from the twenty million taels first. In other words, you can take away fifteen million taels of silver, and after two months, you can return to my Tao family twenty million taels. silver."
"Third: After two months, if the principal is not paid, I have the right to sue the government. All properties in your name will become the property of my Tao family."
Jia Dedao asked Yan Qi: "Master Yan, what do you think?"
Yan Qi snorted: "First of all, the interest rate is very high, but it has to be deducted from the principal of twenty million taels of silver? Do you think I am a Kaizi? Let me tell you, the principal of twenty million taels, one The points must not be less, and the interest must be repaid together with the principal after two months.”
Tao Donghai made a strong statement: "No, the interest must be deducted from the principal first, and I can only give you fifteen million taels. This is the rule."
Yan Qi was very disdainful: "What's wrong with the rules? I'm borrowing money from you, so I follow the rules."
Tao Donghai was even tougher: "Interest must be deducted from the principal first."
Yan Qi smiled coldly: "If you don't want to speculate, I won't lend it to you anymore. You can lend it to whomever you want."
Tao Donghai was out of ideas again.
This is his usual routine.
Deduct the interest from the principal first, so as to avoid losses. This is the trick of loan sharks.
However, Yan Qi has a strong and domineering attitude and will not accept this trick at all.
Seeing that he couldn't hold Yan Qi's hand, Jia Dedao winked at Tao Donghai: "Tao Dongjia, Mr. Yan, you can each take a step back. How about paying off the interest in one month?"
Tao Donghai was helpless, thinking about Yan Qi's fat properties, so he had to hold his nose and endure it: "Okay, pay off the interest after one month, otherwise, Yan Qi's properties will be seized and the principal will be recovered in advance."
Yan Qi whistled: "Pay off the interest after one month? Okay, I'll give Jia Fuyin some face."
Jia Dedao asked again: "Master Yan, do you have any other opinions?"
"Of course."
"Master Yan, please speak."
Yan Qidao: "Second, I want cash in cash! The twenty million taels of silver must be all in cash, not a single banknote."
"What?"
Judd was furious: "Tao Bank's banknotes are recognized wherever they go. What do you want in cash?"
Yan Qidao: "Cash silver has many benefits. First, it can be traded even in remote areas. Second, many people are illiterate. How can they trade when they hold banknotes without knowing the denomination? Third, I just like the copper of silver. I have this habit of smelling bad smells, isn’t it okay?”
"this……"
Tao Donghai was speechless, so angry that he almost burst his lungs.
Jia Dedao winked at Tao Donghai: "I think what Mr. Yan said is very reasonable. When going to the countryside to collect grain, cash is indeed more convenient than banknotes."
There's some nonsense.
When Tao Donghai saw that Jia Dedao had already agreed, he had no choice but to hold his nose and admit it: "Okay, cash in cash is cash, I agree."
Yan Qi added: "There is one last condition. This condition is very important. If you can't abide by it, I still won't lend you the money."
Tao Donghai pinched his nose and hummed: "Tell me about it."
Yan Qidao: "The matter of me borrowing 20 million taels of silver from your Tao family is of great importance. It involves business operations and must be kept confidential. Moreover, a confidentiality agreement must be signed."
"First: Neither party is allowed to leak the information! If I leak the information, it will be a breach of contract and the interest will be doubled; if Tao Dongjia leaks the information, it will be a breach of contract and the interest will be waived."
When Tao Donghai heard this, he was very happy.
Keeping this information secret would be extremely beneficial to him.
Because once Yan Qi takes away the 20 million taels of cash, Tao Bank's warehouse will be empty.
At this time, if someone comes to redeem a large amount of money and he cannot take it out, it will cause a big problem.
Now, this transaction is kept secret, and no one knows the inside story. No one deliberately messes up and cashes in large banknotes, so Tao Bank is as stable as a mountain.
Tao Donghai agreed immediately without even thinking about it: "Okay, I agree with this. The confidentiality agreement must be signed."
Yan Qi snapped her fingers: "Dong Tao's family is indeed a person who does great things. I admire them. I admire them."
Tao Donghai smiled sinisterly: "Each other, each other."
Judd took advantage of the opportunity: "In that case, let's sign the agreement?"
Jia Dedao drafted the agreement in triplicate, one for Tao Donghai, one for Yan Qi, and the other was filed in the Yamen.
Signed the contract.
The three looked at each other and laughed.
Yan Qi winked at Tao Donghai: "Tao Donghai, will you take me to get the money?"
…
The five chapters have been updated. Brothers, please help with your votes. Thank you all and good night!
