After everyone sat down, Tang Zheng coughed, and everyone at the scene straightened their backs.
"Today, I didn't expect so many people to come, but since they are all here, let's just have a simple meeting."
"As you have seen, our Zhuguang Bank has been established, and we will soon build a banknote printing plant. This means that our Zhuguang City has officially bid farewell to the era of barter and the era of points."
"There are advantages and disadvantages to doing this. Needless to say, everyone understands the advantages. It is more convenient, everyone can get a salary and live a better life. But there are also many disadvantages. First of all, when we do this, there is no doubt that it is It violates the taboo of the empire, because the minting and issuance of banknotes has always been under the sole control of the royal family. The Han Yue coins we used before still had the words Yuanjing Royal Bank printed on them."
"We issue currency. It is convenient now, but it may offend the empire in the future. Everyone must be mentally prepared."
Everyone present showed a nonchalant expression on their faces. As members of the Light Chasing Army, apart from being loyal to Tang Zheng, they did not care about anything else.
Tang Zheng was helpless and could only continue: "Moreover, the issuance of currency will definitely arouse dissatisfaction from surrounding forces and make us the target of public criticism. During this process, I don't know how many people will be jealous or even cause sabotage. And under our leadership , there may be others who will follow our lead in issuing currency and face competition in the future, these are all problems.”
Tang Zheng's mouth was dry as he spoke. Seeing that everyone in the Light Chaser Army was still indifferent, he simply gave up the idea of persuading his subordinates.
"Okay, now that it's decided, I won't go into details. Qi Zhengyang, can you tell me what are the prerequisites for issuing currency?"
The new president of Zhuguang Bank, Qi Zhengyang, stood up, nodded slightly to Tang Zheng, and then began to speak.
"General, colleagues, let me first talk about the prerequisites for currency issuance."
"In the past, we issued currency in Hanyue with these conditions. First, it was based on the domestic economic situation, then looked at the existing price level, then evaluated future market demand, and predicted the currency demand in the future. Among them Issues such as foreign exchange reserves are also involved.”
"Generally speaking, when the domestic economy grows rapidly, the money supply will be increased. If inflationary pressure is high, monetary policy will be tightened."
"Finally, after comprehensive consideration of all aspects and based on actual needs, a banknote printing plan will be formulated. During the printing process, the Imperial Bank will also take some measures to control the currency supply and maintain price stability. The most intuitive method here is to control The quantity and speed of money printing will also adjust bank deposit reserves. Only by doing these things in place can currency stability and sound economic development be ensured."
After Qi Zhengyang finished speaking, he immediately received warm applause from everyone.
The palms of these idiots from the Light Chasing Army are almost red. They usually only know how to shoot and fire off cannons. How have they ever heard of these high-pitched talks? Everyone is like, "I don't know what you are talking about, but you look so awesome." look like.
Tang Zheng's head was as big as a bucket after hearing this. He coughed and asked, "Um, do we need to be so complicated?"
Qi Zhengyang nodded politely to Tang Zheng again: "General, our place is much simpler because Zhuguang City is newly built and everything is prosperous. The price level has points for comparison, which is easy to settle. There is no need to consider the international situation now. There is no need to inquire about import and export trade, nor does it involve foreign exchange reserves. As long as you don’t print too many at once at the beginning, there should be no problem.”
Tang Zheng was stunned for a moment, and really wanted to ask Qi Zhengyang, since it's not that complicated, why did you talk so much before?
But he couldn't ask such a poor question, and it seemed like he didn't understand.
"Does that mean that now that I have built a banknote printing plant, our bank can start working?"
Qi Zhengyang hurriedly said: "General, before that, we still need to determine the currency denomination, pattern, and the proportion of exchange with existing points. We will determine the point exchange ratio after calculation, but you still need to know the face value and pattern. Come and decide.”
Tang Zheng did not speak immediately and thought about Han Yue's currency.
The currency before the Han month was called the Han Yuan, and its face values were 100 yuan, 50 yuan, 20 yuan, 10 yuan, 5 yuan, 2 yuan, 1 yuan, 50 cents, and so on.
Tang Zheng thought about it and thought that the 50 yuan and 20 yuan can be changed directly into a 30 yuan one.
It is also very convenient to find change when you hold 100 yuan like this.
But he also considered one thing, which is what the maximum face value of currency should be.
He raised this issue, and Qi Zhengyang said: "General, in the past, only one hundred yuan was issued at the maximum in the Han Dynasty. This was because of the decline in cash transactions due to mobile payment in the later period, and also to prevent the proliferation of counterfeit currency. However, we do not have it here for the time being. There will be mobile payment, and the currency produced by our banknote printing factory cannot be copied by others, so it doesn't matter if the face value is set a little higher."
After hearing what Qi Zhengyang said, Tang Zheng thought it was very reasonable. He was also worried that if the face value was too small, it would be more troublesome to carry cash during transactions in the last days.
In this case, Tang Zheng made his decision.
"Then the maximum face value is 1,000 yuan, then 300 yuan, 100 yuan, 30 yuan and so on. The smallest face value is one cent. But I want to explain that our cents must also have purchasing power. Zhuguangjun's currency must Be strong."
Qi Zhengyang and others nodded and quickly recorded Tang Zheng's words.
"General, what are the patterns on the front and back of our currency? What is the color of the currency? We not only have to consider the different colors, but also the different patterns. After all, some people who are color blind also have to worry about it."
In the past, the currency of the Han month was based on celestial phenomena. The front of 100 yuan was the moon, the 50 yuan was the galaxy, the 20 yuan was clouds, and the back was the emperors of the Han dynasty.
Of course Tang Zheng couldn't pay according to the currency before the Han Dynasty. He thought for a moment: "For the front of the 1,000 yuan, we need to use our Zhuguang City. You can take pictures of the city to make it more beautiful, and then use it as 1,000 yuan." The front is where our roots lie.”
Qi Zhengyang and others kept records.
"The 300 yuan front view allows you to take a close-up view of our Zhuguang City. The three characters of Zhuguang City must be clearly illuminated. After all, the distant view is not very clear, so the close-up view is a supplement."
"The front of 100 Yuan, the cannon photographed in our Zhuguang City, is the one in the inner city. This is the force deterrence of our Zhuguang City, and it is also a symbol of strength. With this cannon, any enemy who wants to invade can It must be weighed carefully to give survivors a sufficient sense of security.”
"The front of the 30 yuan is our first transport helicopter."
"The front of the 10 Yuan is our first light tank."
"The 3-yuan front is our first Jeep."
"The front of the 1 yuan is our first motorcycle."
"Then you decide on the patterns of the dimes and cents. Oh, by the way, on the front of the one-cent coin, take a photo of Big Smart and Little Pretty. Those are our first military dogs."
"As for the pattern on the back, you can add patterns of our power plants, fresh water purification plants, radar stations, arsenals, military camps, etc., to reflect the life of our Light Chasing Army. Well, the front view of the Light Chasing Bank is on The back of the 1,000 yuan."
Qi Zhengyang and a group of bank executives brushed up the records and recorded Tang Zheng's words accurately.
"General, what's the color?"
"If it costs 1,000 yuan, use gold. After all, it looks heroic."
"The 300-yuan one is silver, second only to gold."
"If it costs 100 yuan, use purple. Purple also looks noble."
"The 30 yuan one is in red, which is close to purple."
"The 10-yuan ones are orange."
"The 3 yuan ones are green."
"If it's 1 yuan, use blue."
"It's up to you to decide on dimes and cents, but you must take into account not only the needs of color-blind people, but also the needs of blind people. I suggest that the banknotes be made more high-end and more three-dimensional, so that people who imitate them can simply No way to start.”
"General, don't worry about this. The banknote printing factory will definitely be able to give you a satisfactory answer."
Once the pattern and face value are decided, a major matter has been solved.
Of course, Tang Zheng also emphasized one point, which is the purchasing power of currency.
The currency of the Light Chasing Army must become the strongest currency. The more you print, the better. You simply don’t have that many products. The more currency you print, the less useful it becomes. In the end, it can only become waste paper.
Tang Zheng needs to work harder here. Not only can he sell cars, weapons and serums, but other materials can also be sold, and he must have a certain amount of gold reserves in his hands.
This request was made by Qi Zhengyang.
"General, because of the existence of the war system, gold, silver, gems and other items play a big role in our monetary system. It is best for you to get a batch of funds and store them in the bank vault as our deposit preparation. Gold, these things are also the basis for our currency."
Tang Zheng nodded, but it was not easy for him to come up with the money for the time being, after all, he was short of funds.
Then Qi Zhengyang proposed to recruit workers from the society, giving priority to those with a background in the financial industry, and to open savings banks in various prosperous areas of Zhuguang City. They would not only distribute currency to the outside world, but also open gold and silver exchange activities, so that survivors could Collecting gold and silver and then taking it to the bank to exchange currency is also a source of funds.
After saying this, someone raised the issue of future wages and benefits.
Tang Zheng believes that in principle, the initial salary of each company-level officer cannot exceed two thousand yuan.
Because in his conception, the currency purchasing power of the Zhuguang Army is very strong. The current two thousand yuan is almost worth the twenty thousand yuan before Han Yue.
Moreover, this is the treatment for senior military officers, and the treatment for other positions must be lowered to prevent price inflation.
After hearing this salary, everyone here was very satisfied, especially the soldiers of the Light Chasing Army. They had been fighting and had basically no points. It was difficult to buy anything. Now all the problems have been solved.
Then Qi Zhengyang raised a question again.
"General, should we produce coins?"
Tang Zheng thought about it for a moment. He thought Han Yue's coins were useless in the past. They were heavy and had small face value, so no one wanted to carry them.
However, although coins are not good, there should still be a certain market for coins similar to gold coins.
Finally, Tang Zheng decided that the Zhuguang Army would only issue one type of coin, which was a gold-plated copper coin with a face value of 100 yuan.
The pattern of the copper coin is like the military flag of the Light-Chasing Army, depicting those who chase the light.
The size of the coin is similar to that of a table tennis ball, and it needs to be beautiful and beautiful. It is estimated that the coin will also have a large market.
After finally finishing all this, Tang Zheng's stomach growled with hunger and he was about to go to eat when Qi Zhengyang raised an important question.
"General, what is the name of our currency?"
Tang Zheng stopped and blurted out his first reaction.
"Guangyuan, this is our first-generation currency, and its name is Guangyuan."
The issuance of thirty yuan and three yuan is indispensable. Some people may be confused about why and think it is unreasonable, but those who don’t understand can join the group and ask me. I can’t explain more here.
(End of chapter)
