"Sunac Real Estate Fund set a record, with 3 billion sold out in one morning!"
“The real reason behind the Sunac Real Estate Fund craze is Lu Fei’s Three Body Fund.”
"Lu stock market god takes action to save the fund!"
"The Lu Stock God effect has reappeared. The 'endless' stock market has stopped falling and rebounded. All indices closed slightly higher. The Shanghai Stock Exchange Index rebounded from 3526.3 points to 3557 points. Will the stock market undergo a major change?"
"It's time for the 'savior' Lu Gushen to take action!"
"..." The three major domestic securities newspapers rushed to report
There was news that "Lu stock god rescued the market", but in fact, Lu Fei immediately stopped after launching the fund and flew from Yanjing to the Shanghai stock market.
Shimao Sheshan Manor is nestled against mountains and rivers. The villa is next to the lake and faces the neighboring island. In the true sense of the word, island villas are connected to each other by bridges.
Lu Fei was eating lunch and listening to the phone.
"Mr. Lu, the money has been transferred to Wanda's designated account." Zhang Lei, who called, reported truthfully.
"So fast?" Lu Fei was surprised.
"CCB has made a lot of efforts." Zhang Lei changed the topic: "However, regarding Yu'e Bao, the leaders of CCB and CCB are very sensitive. They all ask us if we are competing with their bank for depositors? "Lu Fei slapped his hand,
"What did you say?"
"I said no." Zhang Lei repeated: "The policy does not allow Caifubao to collect interest on savings. 'Yue Bao' is one of our innovative Internet financial products. It is actually a mutual fund, just launched online. , I told them not to worry, I guarantee that it will not affect the normal operation of the bank." Lu Fei said: "They just believe that? No way?" Zhang Lei smiled: "There is an upper limit on the amount of Yu'e Bao, and the amount is only 2 billion is barely enough to get things done with the Fund Lake. If there is no limit, they will not believe it."
"Two billion is a little less." Lu Fei smacked his lips, feeling a little unsatisfied.
The "May 30 stock market crash" can only be regarded as a small stock market crash. The real big stock market crash is
In the madness after the "May 30 stock market crash", the stock market went too far, and the Shanghai Stock Exchange Index would hit 6,000 points, and then completely fall to the bottom and be unable to climb out. Now, only 5 billion yuan has been sucked away by funds and Yu'e Bao, which is only a drop in the bucket.
If Yu'e Bao could be completely liberalized, it would definitely be very different. However, there is no if. Banks these days will not let Yu'e Bao suck up deposits. They can tolerate Caifubao because the transaction money flowing into Caifubao will eventually be deposited in the bank, and Yu'e Bao is just stealing business.
"No matter what, this can be considered a breakthrough!" Zhang Lei said with joy in his voice.
"Just like Caifubao, as long as it opens up, Yu'e Bao can develop quickly, and it may not be necessary to set an upper limit before long."
"The money will be distributed according to the original plan."
"Understood! 500 million is used as a bank agreement deposit to let the banking industry lower its guard. The remaining 1.5 billion and 900 million are allocated to Sunac development projects. 600 million, I have bought Moutai stock at 50.49 yuan per share, and I have also There are three-year treasury bonds... In the future, when Yu’e Bao stabilizes, you can also buy Logic and Fuxin bonds!”
"This is called turning away from virtual reality to support the real economy." Lu Fei launched Yu'e Bao at this time to prepare an additional cash reservoir for Fuxin, which is experiencing rapid growth, so that he can be prepared for any trouble.
The two of them kept chatting about Yu'e Bao, the rice in the bowl was cold, and the phone did not hang up, until they heard a sound in their ears——
"Brother Lu!" Zeng Yu, dressed in student uniform, followed Wang Ben, came to him excitedly and nervously, and rubbed his palms unconsciously.
"Xiaoyu, here you go, have you eaten?" Lu Fei kindly asked her to sit down.
"I've already eaten on the plane." Zeng Yu hugged her schoolbag and fidgeted.
"After you've eaten, you can eat some with me." Lu Fei stood up and walked straight to the kitchen. Zeng Yu couldn't resist, and quickly took the bowl and said with a smile: "Brother Lu, thank you!"
"Thank me for what?" Lu Fei was curious.
"Hey, it's the World Internet Conference..." Zeng Yu couldn't believe in his dreams that he, a Wuhan University student, could be selected as a volunteer for the World Internet Conference. It's not that Wuhan University is not qualified, but that such an international conference must be given priority around the venue. University, where is Wuhan University’s turn?
It was only because Zeng Li had a relationship with Lu Fei. Who let me deal with such a brother-in-law? Equivalent to one of the directors of the World Internet Conference!
"It's mainly because of your outstanding personal abilities." Lu Fei waved his hand and asked with concern: "Has the time to go to the United States been set?"
"It's decided, it's decided, July 4th." Zeng Yu's face was filled with excitement.
"Shanghai goes directly to Los Angeles. I have made a lot of plans. I must watch Hollywood. I also want to watch the Lakers game. It would be great if I can get the boss's autograph..."
"No problem, I'll ask Kobe to sign it for you. From the jersey to the sneakers, I'll give you a complete purple and gold suit."
"Wow! Really?!"
"It's just a phone call. You'd better write down all the things you want to do, the places you want to go, and the people you want to see. When you get to America, I'll let someone satisfy you as much as possible."
"Thank you, brother-in-law!" Zeng Yu blurted out, but suddenly realized that he had said the wrong thing, and hurriedly changed his words: "Ah no, Brother Lu, Brother Lu..."
"If you shout, just shout, don't change your words, but let's shout in private, and in public, we should show our duties." Lu Fei smiled and gave her a dish.
"Okay, brother-in-law!" Zeng Yu's eyes flashed, bulingbuling shining brightly. My heart was pounding even more. I couldn't wait to see Zeng Li in Los Angeles, and I couldn't wait to see the World Internet Conference. Oh my, there were so many things to look forward to, and I was still worried.
Is this what troubles rich people have? …………
"Jack!" Cai Chongxin pushed the door open and entered.
"The invitation to the World Internet Conference has been sent." Lu Yun remained motionless, staring at the computer.
"Lu Fei is so generous." Cai Chongxin placed the invitation letter in front of him.
"Obviously we, Ahri, have been in the limelight not long ago, and they gave me a good opportunity to make a name for themselves. We must not miss this opportunity to show our face. If we grasp it well, it can increase our valuation..."
"Chongxin, do you know about this 'Yu'E Bao' that suddenly appeared in Caifubao?" Lu Yun raised his head, his face gloomy.
"Oh, Lao Sun and I have actually studied this." Cai Chongxin suppressed his smile and said,
"It is a new financial management service launched by Caifubao. It is directly connected to Lu Fei's Three Body Fund. The banner is 'the first Internet money fund product'. The 7-day interest rate is 2.71%. Not to mention, it is comparable to banks." My current period is much higher." Lu Yun said with a straight face.
"Isn't this just a bank disguised as a fund?"
"It's really different." Cai Chongxin carefully analyzed that financial regulatory policies do not allow Caifubao to pay interest to users. The income from Yu'ebao is not so much the interest from bank demand deposits, but rather the income from monetary funds.
"Is there any difference? Isn't this just a change of concept!" Lu Yun stood up and cursed.
"But it does make sense in theory. Yu'E Bao can be a monetary fund product." Cai Chongxin sighed.
Once the money is transferred from the Caifubao account to Yu'e Bao, the Caifubao company will automatically buy the user's money into something called Yu'E Bao.
The currency fund of "Three Body Zenglibao Currency" allows users to get the benefits of the currency fund from their money in Yu'e Bao. Caifubao also allows direct consumption with Yu'e Bao's money.
"The bank just doesn't care?" Lu Yun's eyes widened.
"What the hell is the point of allowing Lu Fei to do such nonsense, but never approving our Chengxintong's third payment finance license?" Cai Chongxin was excited,
"Lu Fei and the others are very smart and understand the rules. Yu'e Bao has set a special upper limit to prevent banks from being wary and thinking they are trying to steal business from them."
"How many have they set?"
"Two billion."
"That's right, 2 billion, 2 billion!" Lu Yun emphasized repeatedly: "Added to the previous 3 billion, in just a few days, Lu Fei collected a full 5 billion! Almost seven Eight hundred million dollars!”
"Not one cent of those 3 billion yuan will be spent on Feigou.com." Cai Chongxin saw his visible nervousness and quickly comforted him. He knew why he was so anxious, because Ali's confidence in Feigou's previous success came from Ali. Strong financial resources.
Although payment, logistics, services, traffic, branding, etc. all lag behind Feigou in all aspects, but with Yahoo's $1 billion in the past and the financing bonus from going public later, Feigou has full capital and Feigou, which neither finances nor goes public. Net, a showdown between males and females.
But he never expected that Lu Fei would be able to think of this kind of fund-raising model, which simply wiped out Ahri's last advantage.
"So, what about the other 2 billion? The next 2 billion, and the next 2 billion after that. With Yu'e Bao, Lu Fei will have a steady stream of 2 billion, and what about us!" Lu Yun is not the only one who is angry with God damn Lu. Fei didn't play his cards according to the routine, and was even more angry because why Caifubao could do it, but Chengxintong couldn't, and he couldn't even get a license.
"Yeah, but there's one thing I don't understand." Cai Chongxin was puzzled.
"Why did he insist on creating a 'Yue Bao'? Why didn't he just let Feigou.com be listed? It stands to reason that Feigou.com should have been listed long ago. As soon as it is listed, the money and reputation will all come. Not to mention being the number one stock in China Enterprises, I don’t see any problem with it at least being in the top ten.”
"Why?" Lu Yun curled his lips and said, "Isn't it obvious? Isn't it just that the Hong Kong Stock Exchange can agree to his AB share plan? In the end, it's just a wedding dress for us. The top priority now is our integrity communication. .”
"But as long as they don't nod, our third-party payment license will not be secured at all. In my opinion, this World Internet Conference is just the right time to complain. Ali is the second-largest e-commerce platform in the country. The sales of 619 I have done it again to 27, no, more than 3 billion, how can I be so ungrateful?" Cai Chongxin's eyes were full of determination.
Lu Yun grabbed the invitation letter on the table,
"That's right, just for this conference, the payment problem must be solved. This is a bottleneck problem and must be mentioned as the highest priority." On the 24th, one day before the World Internet Conference, the two of them left early to travel across the country. financial center.
I visited all the large financial institutions in the Shanghai stock market and wanted to copy Lu Fei Caifubao’s model and create an innovation in Internet finance. Unfortunately, almost all large financial institutions directly turned Lu Yun away, and even gave Lu Yun money directly. Closed door.
One of the few banks, the vice president received him seriously.
"Mr. Lu, Mr. Cai, I'm sorry, we welcome payment transfers and financial cooperation, okay?"
"Why not?" Lu Yun was furious.
"This is the policy." The vice president smiled. Lu Yun laughed angrily and said, "Isn't it different for Lu Fei? Why can he just do it and publish a monetary fund like 'Yue Bao' on Caifubao?"
"We had an agreement with Mr. Lu a long time ago, and he is patriotic."
"I can also talk, and I can also be patriotic."
"What's your status at Ali Baba?" The vice president pointed out unceremoniously that although Ali Baba obeys the management, its largest shareholder is Yahoo and its second shareholder is SoftBank.
No matter what, no one will be at ease if we open financial payments to you, but Caifubao is completely different. Mr. Lu is a proven member of our staff.
The two looked at each other and finally understood the real reason why the license had been delayed. Lu Yun couldn't wait to ask if we could talk about anything as long as we became the talkers of Chengxin Communication?
Looking at the vice president's smile, everything was clear. Lu Yun came back disappointed. When he walked out of the bank, the originally clear sky was suddenly covered with dark clouds, which suited his mood at the moment. He was depressed and unwilling, with incomparable anger.
"Get in the car, get in the car and say." Cai Chongxin pulled him into the car with force.
"How can this not make sense? How can this not make sense!" Lu Yun gritted his teeth. Cai Chongxin sighed helplessly: "It's not unreasonable for them to do this. Chengxintong, like Ali, is a foreign enterprise. Of course, it is not qualified to obtain a payment license. Lu Fei thought this step further than us. At the beginning of Feigou.com , it was a mistake, really a mistake, to separate Caifubao independently."
"It seems that if you want to obtain a license, you can only make Chengxintong independent from Ahli Baba." Lu Yun rolled his eyes.
"Perhaps, this may not be an opportunity. It just so happens that I don't want Yahoo and SoftBank to get the credit of Integrity."
"No, absolutely not! Once Yahoo and SoftBank know that we have separated Chengxintong from the Ali system, they will definitely make a fuss in the board of directors. Now is the critical time for listing." Cai Chongxin didn't even think about it and directly opposed it.
"Then wait until it goes on the market." Lu Yun raised a wicked smile,
"Perhaps we don't have to wait until it goes public. We can start now by setting up a new payment system and importing Chengxintong's user data into this new system. Not only will we get rid of Ali's control, but we will also get rid of Yahoo and Yahoo." Is SoftBank in control?”
"If he is discovered..." Cai Chongxin opened his mouth. Ever since he had falsified data by water injection twice, he felt that he was going down the wrong path and never looked back.
Lu Yun shrugged,
"We can do it secretly, and Chengxintong can continue to exist, but we found that Chengxintong is far less easy to use than this new system."
"Jack, it's best for us to do this..." Before Cai Chongxin could finish his words, Lu Yun lowered his face and said, "Even if the bank doesn't change, we will change the bank!"
"Snapped!"
"Pop!" Big raindrops hit the car window, shooting like bullets from a machine gun. The rain became heavier and heavier, and large and small raindrops joined together. Then, a thunder roared down from the sky.
"Chongxin, I've already thought of a name." Lu Yun smiled and said,
"It's called 'Alipay', what do you think?" Cai Chongxin said quietly: "Jack, it's better not to be happy too early. Have you forgotten the previous 'Taobao' domain name? Maybe the 'Alipay' domain name was also used by Lu Fei Did you seize it?"
"Impossible, absolutely impossible!" Lu Yun's heart thumped, and the two children trembled.
