On April 27, a big eye seemed to be cut open in the sky.
The yellow sand is rolling in, the smog is shrouded, and the Zijin Building is dyed with a yellowing warm color that can only be found in old photos.
Lei Jun raised his eyes to look at the sky. There was a knock on the door behind him. Chen Nian rushed to the office aggressively, with the flesh on his face tense:
"Mr. Lei, why, why is it that only Feigou.com is rated as the first choice and excellent website for 'online shopping', just because he shouted the slogan of '1 million jobs'? If I had known, we would have shouted too!"
"His shouting is just arrogance at best. If we shout it, it will be called a lie. No one will believe it if we shout it."
Lei Jun has a clear mind. Joyo.com has not achieved outstanding results so far, so he must not follow suit.
"Old Chen, when will Wei Hui publish a book? Feigou's newly released "August is Young" is selling very well. They are competing with us to become a beautiful author."
"We can't get out, Wei Hui has been banned." Chen Nian lowered his eyebrows and sighed, "She is now going abroad to promote her book overseas."
"What!"
Lei Jun's body trembled. Damn, why do things like this always happen to him?
"But we are not the worst offender. The worst offender is Wang Juntao. 8848.com has just announced that it has accepted his resignation." Chen Niandao.
"Wang Juntao resigned? Didn't he call 8848.net half a month ago that it can make profits anytime it wants?" Lei Jun frowned and thought deeply.
Chen Niandao: "Yes, this matter is really evil. Mr. Lei, you are right, anyone who has anything to do with Lu Fei is inexplicably evil."
The waters of 8848.com are so deep that even Wang Juntao cannot grasp it. Could it be that Lu Fei has seen the trick here?
Lei Jun was excited and couldn't help but think of the result of the collapse of 8848.com, "Old Chen, we must keep an eye on 8848.com. After Wang Juntao leaves, this may be a piece of fat that cannot be taken away. Pay attention to flying shopping, and eBay, what’s going on with eBay?”
“Their website has been fully upgraded recently and they have copied Feigou’s product evaluation scores, buyer and seller credit scores, and store rating system.”
Chen Niandao: "The most important thing is that they also launched 'Easy Pay', which is similar to Tenpay. They step in to guarantee and inspect the goods first before releasing the loan."
Lei Jun's head was full of black lines, and the pressure doubled, "Easy Pay?"
…………
"Easy Pay? That's it!"
Lu Fei had a relaxed look on his face, sitting in the lobby of the magnificent hotel, dangling his legs. There was a light rain outside the window, and rain mixed with sand and dust fell from the sky.
"Aren't you worried at all?" Xu Lei was confused.
Lu Fei spread his hands, "What are you worried about? You should be happy. The law does not hold everyone accountable. One more payment company will be able to bear the thunder."
"This is our big killer." Xu Lei said.
"Wrong. The full name of our killer weapon is Caifubao, which supports online banking."
Lu Fei glanced at Liu Yudong, who had been working for a few days. This time, he not only relied on Xu Lei's connections, but also contacted Li Xiangdong's connections, and finally invited the vice president of the Industrial and Commercial Bank of China.
Of course, the honor of being certified as the "Preferred Website for Online Shopping" is also indispensable. The meaning behind it is self-evident.
"Godong, tell me."
Liu Edong came with him. He originally wanted to see the world, but he didn't expect to be named.
He thought about it for a while and said carefully: "I noticed that Mr. Lu specifically ordered online banking. Mr. Xu just said that eBay's Easy Pay mainly relies on credit cards. This is a battle between two payment routes."
"Yes, just like the dispute between the space shuttle and the manned rocket, the foreign gadgets are not the best. You have to choose the most suitable one."
Lu Fei didn't take it seriously and didn't take Epay seriously.
Huaxia is different from America. America's credit cards have been available for at least 30 years and have a mature credit card payment system. Huaxia Credit Card has just started and there is no banking environment to support it. Can eBay alone sustain the situation?
"Lao Xu, the future of China's e-commerce payment system is online banking, not credit cards. eBay has embarked on a wrong path of decline."
"The key point is that Shao Yibo doesn't have the courage like you." Xu Lei said with a smile.
"We will be compliant soon."
Lu Fei curled his lips, "Hey, your appointment with President Zhang hasn't arrived yet?"
After the words fell, 20 minutes later, an Audi A6 parked at the door, and a middle-aged man in his forties walked in holding an umbrella.
As soon as he entered the door, he stretched out his hand and stepped forward to shake Xu Lei's hand. It was obvious that he respected this rock veteran with big arms.
Xu Lei introduced to Lu Fei and Liu Gaodong that this was Zhang Qu, the vice president of the Industrial and Commercial Bank of China.
"I have read the internal reference articles about Feigou.com and e-commerce several times recently. It is true that Feigou.com can create so many job opportunities. Feigou.com has done a lot of good."
Zhang Qu looked at Lu Fei. Banks are also departments within the system. Those who serve as leaders in this system naturally have broad knowledge. They can make Mr. Xu bow their heads and serve as internal reference. How can they be ordinary people?
If the protection is not complete, who is the master who subdues the dragon and subdues the tiger!
Lu Fei narrowed his eyes and smiled, "Please, President Zhang."
…………
Internet banking is a concept that has become popular in China as early as the mid-to-late 1990s.
In 1997, China Merchants Bank launched the "All-in-one" website, which brought the accounting and stock information inquiry functions of the "All-in-One Card" to the Internet. State-owned banks and other joint-stock banks also followed suit and launched online banking services.
However, immediately after the turn of the millennium, the development of online banks in China can almost be described as stagnant. The business has not been developed or expanded.
Rapid progress will have to wait until around 2003 to inject capital, divest assets, and transform state-owned banks into shareholding systems. The four major banks have gradually completed their transformation into commercial banks. Real-name authentication and payment security in online payments have reliable support.
Coincidentally, Alipay was launched in 2003. It was the first to eat crabs and the first to get into the limelight, so it took off.
And Lu Fei is not bad either.
Caifubao has no intention of paying attention to these "moths" committed by the four major banks. It will turn a blind eye or close an eye and will not incorporate them. They are transforming and seeking to be listed.
Where can I invest in wealth of unknown origin?
"Mr. Lu is the one who kills first and then plays the game. He is very young and arrogant for the sake of more than 30,000 merchants."
"So in order to get more merchants on the bus, Feigou.com wants to collectively pay for the tickets. I wonder if the Industrial and Commercial Bank of China will give this opportunity?"
Lu Fei picked up his wine glass, "And this not only gives merchants an opportunity, it also gives Feigou.com an opportunity, and it also gives the Industrial and Commercial Bank of China an opportunity."
"How do you say it?" Zhang Qu asked with interest.
"President Zhang, the future of the banking industry must include online banking."
Lu Fei casually listed a few strings of data, Neon, Bangzi, mainly that in the American banking industry, bank assets that provide online banking services account for 40% of all bank assets.
In short, online banking is the general trend.
"Do you agree with this?"
Zhang Qu is not opposed, but he also has concerns. The biggest concern is financial security.
"What about the security of online banking? Neon's pure online bank is supported by a large number of physical ATM machines. Sony Bank, for example, has 7,600 ATM machines. China still has too few ATM machines."
"We can launch smart guards and engage in electronic signatures."
Don't think Lu Fei is too ambitious when he comes up with the U-Shield plan. He didn't mention it. The Industrial and Commercial Bank of China launched it in 2003.
That's right, why did Lu Yun catch up with all the good things?
Not only did he say that, he also used the tissue as paper and drew a sketch on it, a structural diagram of the front and back.
"Lu always comes prepared."
Zhang Qu's eyes lit up, and he naturally recognized the goods from this position, "This is indeed a good idea. As Mr. Li said, Mr. Lu always comes to you in time. The King of Ideas. If there is any problem, I will ask you for advice."
Lu Fei was stunned, the king of ideas?
"Mr. Lu hopes to open a special online payment account in the Industrial and Commercial Bank of China. Of course, we can consider it."
Before Zhang Qu came, he had already communicated with the president, "But this account, and the funds flowing through the account, must be held in custody by our bank and subject to the bank's supervision."
"This is natural." Xu Lei nodded.
Zhang Qu also offered conditions, "Now the monthly turnover is close to 10 million, and in the future it will be tens of millions. I hope that every amount of money can be settled in the bank account for a period of time."
Lu Fei gave in on this matter, but secretly tried to get some benefits by connecting Caifubao with other channels in the future. The degree of openness and freedom was not restricted for the time being, which is equivalent to Caifubao being used for all online transactions.
Zhang Qu agreed, which was victory.
These days, with Q coins in my left hand and wealth as treasure in my right hand, I have the world.
There is only a layer of veil between the success and failure of things. If you pierce it, everything will suddenly become clear.
Lu Fei couldn't help but raise the corner of his mouth. At the wine table, he asked the two wine gods Xu Lei and Liu Edong to greet Zhang Qu properly and accompany him well before sending him away.
"President Zhang has left, and there are only three of us left. Let's have a drink and toast to the conclusion of this cooperation and the compliance of Caifubao."
Xu Lei blushed and raised his glass.
"Dry!"
Liu Edong's eyes were opened this time. He had never seen anything like this in a small shop in Zhongguancun.
His fighting spirit was high, "Mr. Lu and Mr. Xu have opened up the industry and commerce. Should we take advantage of the victory to pursue the victory and win over China Construction Bank, Agricultural Bank of China, and Bank of China..."
"Oh my god, I have to drink so much wine!" Xu Lei said bitterly.
"It's okay, take your time."
Lu Fei poured a cup of tea and drank it leisurely.
Opening up the Industrial and Commercial Bank of China is equivalent to opening up the four major banks and even other banks, because in 2002, that is, next year, UnionPay was born.
UnionPay connects to almost all banking institutions in the country, making cross-bank business more convenient for customers, and will lead to the launch of UnionPay online payment in advance.
"Old Xu, let the wind blow out."
"What's going on?" Xu Lei asked curiously.
"Feigou.com's second round of financing, this time not only us, but also IDG, Baring Asia, and Carlyle Capital will dilute the equity."
"Okay, how many shares do you want to raise and how much do you want?"
"10%, at least 10 million US dollars." Lu Fei stretched out a finger.
Liu Edong was so shocked that he woke up instantly, and Xu Lei's eyes were as wide as bells.
"Tell me again, how much?"
"Ten million US dollars." Lu Fei said.
Xu Lei swallowed his saliva, "A Fei, you, you drank the fake bar?"
