“The electronic payment market is very huge, and NewPay alone cannot occupy the entire market.
We still have a chance. Peter regained his confidence: "NewPay has just started, and they may not really be able to expand as quickly as we guessed."
As long as their products are not perfect enough, or the entire market does not accept this payment method high enough, then we have a chance. "
Max nodded and said: "The only problem is that we need to speed up the progress and develop the web product quickly.
Compared with NewPay, which only needs to complete a series of payment operations through a computer, using a handheld computer is too clumsy.
After all, users who own handheld computers are in the minority. "
Palm computers can be roughly understood as the predecessor of tablet computers. The reason for this demand was originally due to a large number of corporate customers who wanted a computer form that was more convenient than a laptop.
These corporate customers hope that this more convenient computer form can support them to access databases remotely.
Therefore, handheld computers came into being. Later, as notebooks became more and more convenient, the living space of handheld computers gradually shrank.
Take Apple as an example. Apple launched the world's first handheld computer, the Newton, in 1993. Later, due to shrinking application scenarios, the Newton was discontinued four years after it was launched.
Another thing to mention is that Apple developed a tablet computer, Senior, in the same year.
After thinking for a while, Max said: "We don't have enough manpower now. NewPay may fail this time, but what about next time?
We need to stand on the same starting line as NewPay again. Our products cannot be pushed too far. We must update our products as soon as possible. "
Peter agrees: “Yes, so the investment from Nokia and Deutsche Bank is crucial for us.
This is related to whether we can expand smoothly.
If this investment goes bad, we will face a very big dilemma and form a vicious circle. "
Max said, "Do we need to talk to them again?"
"No need for now, we can't show that we are in a hurry, but we need to always pay attention to the trends of Nokia and Deutsche Bank. Aren't you familiar with Paul? Ask him to come out and chat more, and hint that if he knows anything, he will inform you in advance. ." Peter said.
When Confinity, the predecessor of PayPal, was worried about its future and fate for NewPay, Zhou Xin was marketing "Plants vs. Zombies" through various channels of his own.
"Games are just a carrier of electronic payment, but this does not mean that games are not important, because the games themselves represent the expansion speed of NewPay."
Zhou Xin is in Seattle at the moment. He came to see Bill Gates this time. He has many things to discuss with him, including the listing of Riot Electronics Community.
Through looking for Goldman Sachs, Riot Games has already begun operations and is listed, and all the review materials are ready.
"Plants vs. Zombies" is also a warm-up for the launch of subsequent Riot Games.
"Bill, I want you to be able to say in public that you are a fan of Plants vs. Zombies and rave about how great this game is."
Celebrity effect is the best advertisement, especially for Bill Gates, the world's richest man who is now in full swing.
His words can play an excellent propaganda role.
In this era where the right to speak is unparalleled, in this era where opinion leaders have not yet been born, Bill Gates’ words will be widely publicized by traditional media.
Because Zhou Xin’s expectation for “Plants vs. Zombies” is to break the circle, NewPay wants to break the circle.
NewPay's customers aren't just for gaming enthusiasts.
Bill Gates is very satisfied with Zhou Xin. Less than a year after investing in Riot Games, this investment has brought him nearly ten times the income.
Riot Games has already begun the listing process. Goldman Sachs has internally valued Riot Games at US$5 billion, and may even increase appropriately based on this price.
Therefore, for this small request, Bill Gates agreed simply: "No problem, please remember to send me a copy of the game."
Zhou Xin continued: "Bill, have you ever thought about letting users purchase the Windows operating system through electronic payment?"
Bill Gates asked: “Electronic payments?
䱱 refers to the form of online shopping.
Or is it like Riot Games, where after users pay electronically for purchase, we send them a Windows download link? "
Zhou Xin explained: “No, but users can experience the Windows operating system for free, giving them a free trial period of seven to 30 days.
After the trial period is over, you need to use a verification code to activate before you can continue to use the Windows system.
Users receive verification codes through electronic payment. "
This was also the way Microsoft key was activated later, and a similar method was first adopted in the Windows 7 system.
"This can save the manufacturing cost of optical discs to a great extent."
This is also the approach that Microsoft will take in the future, so when Zhou Xin said this, Bill Gates quickly realized the benefits of doing so and the value of electronic payments.
“I think it can be done, but I need to discuss it with the board.
In addition, I want to invest in NewPay. You can set a price and it can be negotiated if the price is suitable. "
People's thoughts will change.
Bill Gates was not interested in electronic payments at first. Whether it was Confinity or later Paypal, his attitude towards electronic payments was dispensable.
The change in attitude occurred in the ten years from 2000 to 2010, with the rapid development of electronic payments, his attitude began to change.
But he still believes that electronic payment companies in Europe and the United States are too expensive. Paypal, for example, spent US$1.5 billion after the Internet bubble burst in the millennium.
So Bill Gates later focused on electronic payment companies in developing countries and underdeveloped areas, especially India and Bangladesh.
After Zhou Xin told him that the Windows system could be activated with a verification code and then purchased using electronic payment, Bill Gates realized the ambition of NewPay.
NewPay wants to become a transaction carrier for all online virtual items.
“It’s hard for me to give a valuation to NewPay now, because it currently has a small number of customers, but the number of customers is about to usher in a period of explosive growth.
It's not appropriate to conduct a valuation now. If the price is high, you won't agree. If the price is low, I feel like I'm at a loss.
Let's wait a month before we discuss this matter. "
This is just prevarication. Zhou Xin does not want Bill Gates to invest in NewPay.
Riot Games is not important to Zhou Xin, even though it has always occupied the number one market share in the gaming community, but his form determines the upper limit.
NewPay is different. Its initial form is electronic payment, its advanced form is online banking, and further advanced form is financial technology business.
