The middle-aged man's departure immediately made the room much quieter.
Su Yang calmed down and asked Lan Lan again, "What exactly is going on?"
"Why did you insist on borrowing only a thousand yuan?"
"Also. How did he force you?"
Lan Lan obviously hasn't recovered from her emotions yet, she just keeps crying.
At this moment, my uncle also came over and said, "Daughter, what is going on?"
"You see this leader really wants to help. Just say whatever you want."
Seeing his daughter cry, his uncle couldn't help but hold her in tears.
The scene of the father and daughter holding each other's arms and crying made netizens feel sad.
"Sister, just tell me, Brother Su will definitely be able to help you."
"There is definitely something wrong here, it seems to be coercion."
"Not even an idiot can see that, okay? I haven't said anything, just because I want to see clearly what's going on."
"Girl, no one can help you if you don't speak. Those debt collectors won't just let it go."
“It would be terrible if you only borrowed one thousand and asked to pay back millions.”
"What about those people who called me foster father just now? Just watch carefully. Brother Su is helping his sister, and he is also helping you."
"."
Seeing that Lan Lan remained silent, Su Yang became anxious.
So he added, "Because of this incident, your mother is hospitalized and your father is sad."
"Do you have to wait until the point of no return before you speak?"
"Say it, you believe me."
Lan Lan listened to Su Yang's words.
She raised her head with tears in her eyes, and the sobs were obvious in her voice, which was still intermittent as before.
But fortunately, the words spoken can be understood by others.
"Dad, I'm sorry for you"
Lan Lan wiped away her tears and became much firmer.
Seeing what she was about to say, the netizens in the live broadcast room also pricked up their ears.
"I really only borrowed a thousand yuan."
Perhaps still a little hesitant, she paused for a few seconds before continuing, "I had just entered college at that time."
"Everything is fresh."
“I made a lot of new friends and enjoyed hanging out with some of the girls in the dorm.”
"My father originally gave me enough living expenses every month."
"But it's not enough to play like this."
"It just so happened that a good friend of mine had a birthday at that time."
"But there are still many days before my dad has to pay for living expenses."
"It was also a coincidence that at that time I happened to see those small advertisements for borrowing money posted on the school gate. I didn't know what to think so I called them."
After hearing this, Su Yang roughly understood.
Su Yang has also seen that kind of psoriasis advertisement.
It relies on low interest rates and instant loans to attract people. If a person who is short of money sees such an advertisement, it is difficult not to be tempted.
Lan Lan's voice continued, "I was afraid that I was a liar at that time, but they were really sincere."
"For short-term loans like mine, they don't even ask for collateral."
"only need to."
When she said this, Lan Lan burst into tears again.
Although she didn't say it clearly, Su Yang also guessed it.
Isn't this just the campus fruit loan from the previous life?
"I was really obsessed at that time."
"How could I agree?"
After Lan Lan finished speaking, she started to cry loudly, and her uncle hugged his daughter tightly as soon as he understood.
"Daughter, why didn't you tell Dad?"
"My dad only has a daughter like you. If you tell him, he will give it to you."
Her uncle's words made Lan Lan's tears flow uncontrollably.
She just didn't want her father to know that she was spending money too quickly.
Unexpectedly, such a disaster would happen.
"How many pictures were taken?"
Although he knew it was not good to ask, Su Yang still asked.
Lan Lan gritted her teeth and raised a finger, "Just one."
Su Yang nodded and motioned for her to continue.
"They said it really well."
"They also told me that the interest rate on this kind of short-term borrowing will be slightly higher."
"But seeing as I'm a student, they only charge me one hundred yuan a week in interest."
"At that time, I thought that when I got the living expenses, I would pay them back and get the photos back."
"I will never borrow money again."
"But when it came time to write the IOU, the amount of the IOU was two thousand."
After hearing this, the barrage became lively.
“What the hell, are you trying to steal money?!”
"Borrow one thousand and write an IOU of two thousand. Isn't this fraud?"
"Girl, you are a college student, how come you can't tell there is something wrong here?"
"Don't talk about college students. They are just looking at college students and they are hard to guard against."
"Yes, if you really want to cheat, it won't be easy for anyone."
"."
"You only borrowed one thousand, but the IOU says you need to repay two thousand?"
"You didn't think there was anything wrong with it at the time?"
Su Yang didn't believe Lan Lan didn't notice such outrageous behavior.
After Lan Lan heard this, she quickly explained, "I feel strange too."
"I asked them right then and there."
"But the explanation they gave me was that this was the rule of their profession."
"I wrote two thousand just for insurance. When I pay it back, I only need to pay back one thousand and one."
"I was too stupid to believe what they said."
Lan Lan's words made Su Yang frown.
But what can he say? Lack of social experience and blind trust in strangers are common problems among many college students.
His cousin was just one of them.
"When they lend you money, do they give you one thousand or two thousand?"
Su Yang asked again.
"two thousand."
"Transfer the money to me first."
"Then they walked me to the bank and took the money out and took another thousand."
After Lan Lan finished speaking, she added, "I only borrowed a thousand yuan from them. If I transfer more, I will naturally have to pay them back."
Even now, Lan Lan is not aware of the trap in this.
When Su Yang asked, she answered instinctively.
This smoothness was like a sap hitting Su Yang on the forehead.
It turns out that this is how bank flow comes from.
Does she know that the transfer record is evidence, and they don't care whether you returned the excess or not.
If this goes to court, you will have to pay back every penny.
But now is not the time to take this seriously. Su Yang continued to ask, "According to what you said."
"Wouldn't it be fine if I return the money in a week?"
Speaking of this, Lan Lan became excited again.
"That's what I thought at the time."
"My dad always sends me money on time. When I go to find them with the money, I can't find them."
"When I borrowed the money, they told me that the interest on paying it back within a week would only be 100 yuan."
“If it exceeds, it’s a breach of contract.”
"You need to pay double the amount of the loan as a penalty."
"They said this was because of industry regulations, and they were afraid that people like us who didn't have any mortgage would not pay back the money."
"I thought at that time, I would be able to pay it back within a week."
"So I agreed."
"But how do you know you can't find them when you want to pay back the money?"
As soon as these words came out, Su Yang and his uncle were stunned.
The live broadcast room at this time.
"Those who step on horses, this is all a routine."
“It’s too bad to deceive people into borrowing money at low interest rates and then maliciously create defaults.”
"Let alone college students, we adults can't do anything about it."
"."
(End of chapter)
