After walking out of the reception room, when Su Yang passed by the credit office, he saw Xiao Wang who had just received him again.
It’s just that Xiao Wang was lying on the table watching the live broadcast and didn’t notice him.
"Hey, he seems to be your fan?"
Xiao Liu had sharp eyes and saw that he was paying attention to the live show where Su Yang was.
Just watch it and still like it like crazy.
From their perspective, the number of likes was almost as fast as sparks.
A real iron powder.
Seeing this scene, combined with Xiao Wang's excitement when he saw himself.
Su Yang understood in his heart.
The problem between grandfather and grandson is solved, and his contribution must be remembered.
At this time, some netizens also reacted.
"Damn it, this guy brought Brother Su here."
"That's it, right? They've already started arranging work for us, Brother Su."
"Okay, okay, I'll open a hotline. If I have any questions, I'll call Brother Su."
"I'm so jealous that he actually saw me."
"Brother, look behind you. Brother Su is looking at you."
"."
When Xiao Wang saw himself in the picture, he turned around in a hurry.
Only a thin figure disappeared outside the door.
He didn't chase it, but turned around and continued to like and post comments.
I have to say that netizens of this generation understand what distance means.
Su Yang and Xiao Liu got in the car and headed to the next case location.
Located in the financial center of the city center.
On the way there, Xiao Liu was still worried about this matter.
"Su Yang, if you weren't smart today, this matter would have been difficult to handle."
"What do you think is happening to these banks now?"
"If a relative dies and wants to withdraw the money, there are various procedures and various certificates."
"Even if you break your leg, it may not be useful."
"On the other hand, if there is still an unpaid loan after the death of a loved one."
"The bank does not require any formalities or proof, and will confidently require immediate family members to repay."
"What do you think this is?"
Xiao Liu's words also made Su Yang very troubled.
This is not an isolated incident.
From time to time, there will be a wave of discussion on the Internet.
But after the discussion, nothing came to an end.
There is simply no good way to deal with it.
It's fine if you just want to withdraw the savings of a deceased relative.
After what happened last time, many bloggers took it upon themselves to teach everyone how to deal with such a thing online.
Facts have proven that bank employees will not refuse to withdraw money from you as long as it is not revealed that your loved one has died.
If exposed, they can only deal with business affairs, which will create a situation of confrontation between the two parties.
This matter has been publicized by major bloggers, and now many people know about it.
As long as you pay attention, the chance of this happening again will be greatly reduced.
On the contrary, it will be more difficult if the person dies before the loan is repaid.
Especially in today's society, there are many people who take loans privately behind the backs of their relatives.
Once the lender dies, the immediate family members will be in debt for no apparent reason, which is really worrying.
Not to mention others, even Su Yang found it impossible to deal with it.
Just when Su Yang was feeling very troubled, he heard Xiao Liu's wailing sound again.
“What if a loan comes out of nowhere that I didn’t know about?”
"I have so little money, I only have enough for myself."
Just with these words, Su Yang's mind suddenly lighted up.
He smiled and said, "When a relative dies and you withdraw money, the bank requires you to prove that your mother is your mother."
"Similarly, when the bank wants you to pay back the money, you also ask the bank to prove that your father is your father."
As soon as Su Yang finished speaking, Xiao Liu's eyes lit up.
"I'll go, why didn't I think of it?"
The live broadcast room at this time.
"Brother Su's mind is really fast."
"Hahaha, I think it's very reasonable. Let's prove each other and no one should have double standards."
"I hope I'll never encounter it, but if I do, I can give it a try."
"But what if the bank proves it? Do I still have to pay back the money?"
"I guess I can't afford to give it up. After all, there are very few unlucky incidents like this kind of posthumous loan."
"."
The concerns of netizens are also what Xiao Liugang wanted to ask.
"Su Yang, I'm really afraid that this kind of thing will happen to me."
"How about you teach me a few more tricks?"
Xiao Liu's words made the netizens in the live broadcast room prick up their ears.
Because there is no guarantee that this kind of thing will happen to you.
It never hurts to listen to other people's opinions.
When Su Yang heard this, he decisively replied, "Either pay back the money or sue. What else can I do?"
This answer immediately disappointed Xiao Liu.
I thought there was some good way, but I didn't expect that I couldn't escape these two things.
Can be followed immediately.
"But."
"There is no other way."
Hearing this, Xiao Liu's eyes lit up again, "What can I do?"
After Su Yang spent a few seconds sorting out the relevant legal knowledge in his mind, he said in a joking tone,
"In this case, you say you can pay back the money, but you need the bank to prove five things."
"Which five?"
Xiao Liu looked curious about the baby's appearance.
Experienced netizens have even taken out small notebooks to record.
Su Yang didn't do any ink, he came as soon as he opened his mouth.
"The first one just said, let the bank prove that your father is your father and your mother is your mother."
Xiao Liu nodded crazily and signaled Su Yang to continue.
"Second, let the bank prove that you are your parents' only child, both within and outside marriage."
After hearing the second article, Xiao Liu seemed to be opened to a new world.
"This is the so-called inheritance law, right? When you withdraw the money, you are afraid of other children, and you can't just catch one child when you pay back the money."
Su Yang smiled, this kid's head turned pretty fast.
"Third, let the bank prove that the loan is used for household expenses or the cost of raising you."
"If the loan was used for gambling or other illegal activities, the children have no obligation to repay it."
Xiao Liu nodded, this is the key point, you need to write it down.
Su Yang continued, "Fourth, let the bank prove that the other heirs have passed away or are not eligible to inherit."
This one made Xiao Liu nod his head like a wooden bird.
He nodded and agreed, "Yes, if I repay the loan, it won't be okay for others to come and snatch my inheritance from me."
"Fifth, you need the bank to prove that your inheritance is higher than the loan amount."
"If you only inherit 20,000 yuan but have to repay a loan of 200,000 yuan, the law will not support it."
"If the above five conditions are met, then the loan must be repaid."
"If you are not satisfied, even if the bank sues you, don't be afraid."
Su Yang said five things in one breath, all of which were key points.
Xiao Liu was filled with admiration.
After listening to Su Yang's popular science, all the netizens in the live broadcast room were excited.
"I'm just saying, you can learn knowledge by watching the live broadcast."
"As a banker, I would like to say that these five measures all hit the arteries."
"I finally figured it out. This was all a trick the bank came up with to make things difficult for the people. I didn't expect it would backfire on me."
"With this, I won't be afraid of huge loans from the sky."
"With these few words, Brother Su can be regarded as a foster father."
"."
(End of chapter)
