Chapter 120 Are you Tiandi Bank? Can you give a loan to a dead person?

Style: Romance Author: Bubble daily update 8000Words: 2522Update Time: 24/01/12 01:23:22
After the manager yelled, he returned the money to her.

The aunt didn't catch any of them, and the money was scattered all over the floor.

The steel inside rolled everywhere.

"Ah, my money."

The aunt hurriedly chased after him.

When the little boy saw his grandma running away, he also wanted to get down.

After all, the child is still young and the coordination of his limbs is not good.

When he turned over, he fell head first.

Just when everyone was worried that the child would fall and hit his head, Su Yang took his hand, hooked the little body and put it back on the chair safely.

In the live broadcast room at this time.

"Holy shit, I almost gave Labor a heart attack."

"Young hero has great skills."

"Then what's going on with the bank manager? Doesn't he know how to give it properly?"

"I'm so angry. Is this the service industry?"

"Looking at this situation, I'm afraid the money will have to be paid back, but how will they pay it back?"

"Adults sin, children suffer!"

"."

Netizens were angry at the manager's actions and at the same time angry at the child's deceased father.

Everyone died, leaving a bad debt behind.

As they are, it is difficult to live on, let alone pay back the money.

What should they do?

When Su Yang saw this, he felt that he couldn't let it go.

So he looked at the manager and said, "Your only request is to have them pay back the money?"

The manager snorted coldly and asked, "What else?"

Hearing this, Su Yang frowned and said, "But according to our country's laws, after the lender dies, the heirs need to inherit the inheritance first before they can bear the obligation to pay off the debt."

"And his wife hasn't left yet when the loan was taken out. Is this considered a joint debt between husband and wife?"

Su Yang was thinking of ways to excuse himself.

It would be better if the child's mother could be found.

We cannot let the grandfather and grandson bear it alone.

The manager naturally understood what Su Yang said, but he teased Su Yang before saying it.

"I've never seen a mediator like you."

"You won't help me help her?"

Of course Su Yang understood what this meant.

There is a favor to help the manager recover the loan, but nothing can be gained by helping the grandparents.

If it were anyone else, they would naturally side with the bank.

After all, people have their own reasons.

But Su Yang is different. He only does what he thinks is right and doesn't think too much.

After teasing Su Yang, the manager also said seriously, "I know you mediators have to do something good."

"Okay, then I'll sell you this face."

"Because the lender is an only son, the debt left behind will naturally be borne by his wife and mother."

"But his wife hasn't been found yet."

"Originally, we held a meeting and decided that the loan would first be borne by his mother."

"Then let his mother go to her daughter-in-law to ask for it."

"But considering his mother has to take care of the child."

"So I gave him a privilege and only asked his mother to repay half of the loan."

"As for the other half that her wife needs to bear, we will find someone ourselves."

"And I also took the initiative to reduce the penalty and interest, leaving only the principal and interest."

"Half of the principal and interest, which is one hundred and six thousand yuan."

"Is this okay?"

I have to say that the manager has done a good job in personnel matters this time.

Not only is it only required to repay half, but the penalty interest is also reduced.

More than 200,000 yuan instantly turned into more than 100,000 yuan, which was indeed a big help.

This also allowed him to successfully restore his image.

"Damn it, I'll only pay back half, and there won't be any interest penalty, that's fine."

"Ordinary banks are unwilling to accommodate you. If they can't find another one, they will have to let you bear the responsibility."

"If it's half less, I feel it's okay. If I put together 100,000 yuan, I'll be fine."

"That's right, that's right. It's all benevolence and justice."

"You still have to rely on me, Brother Su."

"."

Regardless of the yin and yang in the manager's tone, his actions did slightly change Su Yang's impression of him.

It is already very good to find someone by yourself and only let the aunt take on her part.

Reduced their burden to a great extent.

But after hearing this number, the aunt still couldn't help crying.

"I don't have that much money."

"Son, when did you borrow the money?"

"What do you want mom to do?"

The manager was annoyed by the aunt’s crying, and he said displeasedly,

"If you don't have money, you go to borrow money from relatives and mortgage your house. If you can't pay it back now, don't blame me for being rude."

He is already very tolerant. If he doesn't pay back the money, he will be disrespectful.

But Su Yang, who was sober, found that the manager was avoiding important matters and trying to fool him.

The aunt's son passed away after taking out a loan, so logically there should be some inheritance.

But looking at the situation of the aunt, she is obviously extremely poor, and she must have left nothing behind.

Since there is no inheritance? Why pay debt?

Or does the bank have conclusive evidence to prove that her son left an inheritance?

Thinking of this, Su Yang looked at the manager, "Show me the details of her son's loan?"

Two hundred thousand is not a small amount, he needs to know why the loan is for it.

Maybe you can follow the clues and find a turning point.

But when Su Yang asked for the client's loan information, the manager's face became tense for a moment, but it quickly disappeared.

"How can a bank as big as me still deceive you?"

"Our information is all complete."

After that, I called someone to send in the information.

After picking it up, he threw it in front of Su Yang, "Look, the loan was approved in the middle of last year."

"It's been almost a year and a half now."

"Hurry up and help urge her to pay back the money. If you continue to delay, my quarterly bonus will be gone again."

When he heard the words "middle of last year", Su Yang felt something was wrong for a moment.

But I can’t tell what exactly it is.

That fleeting thought made him unhappy.

But he didn't dwell on this all the time, and started looking through the information.

As the manager said, the information is very complete.

There are all kinds of signatures, copies, and fingerprints.

It was also made in several copies. The bank did a perfect job in this regard.

The reason for the loan is only to support entrepreneurial loans.

As for what kind of business he started, the information does not show it.

In recent years, the state has supported entrepreneurship and set the threshold for such small loans very low.

Sometimes you can get a loan if you pass the credit check.

Su Yang looked at it for a while, but found nothing.

He couldn't help but think that the bank would definitely kill him.

Then I can only suggest that the aunt take legal procedures.

Prove that you have not inherited any inheritance and will not bear related debts.

It's just that the process will be very long, and the related expenses are probably not less than the debt that needs to be repaid.

Su Yang suddenly felt a little headache.

Is there no better way?

"Have you seen enough?"

Seeing that Su Yang had been looking at it for so long, the manager wanted to take the information back.

But when the information was about to be taken away from his hand, out of the corner of his eye he caught sight of the date of payment.

July 21, 2022.

An incredible idea exploded in Su Yang's mind.

While he took a deep breath, he used his fingers to prevent the information from being pulled away.

"What are you doing?"

"This is internal information!"

"Which district court are you a mediator for?"

"I will sue you."

Facing the manager's question, Su Yang looked back at him with a cold face.

At this time, Su Yang was already enveloped in anger.

After a long while, he gritted his teeth and said, "The person died in April, and the loan was taken out in July."

"Are you the Tiandi Bank? Can you give loans to dead people?"

(End of chapter)