"You don't know something, noble man. Look at this world today, except for the king, who would spend money on the people's livelihood? The money allocated by the imperial court to build roads has never seen any results year after year? "
Seeing that the eldest princess likes to listen, Jin Laoqi can be said to be addicted. Anyway, it is raining and windy outside now, so a few gossips are exchanged in this mountain village and wild temple, and after they are finished, they are blown away by the wind.
"Isn't it just about building roads? Is it possible that by building roads, the people of this world will have enough food and clothing?"
The eldest princess retorted with interest.
"This is something you don't know, noble man. After this war, all the small cities in Dai Kingdom were destroyed. If this were another place, I guess the most the court could do was provide some food to help the people. Anyway, it would be fine if they didn't starve to death. How can I think about how the people will live in the future?"
Jin Laoqi is getting more and more superior with his talk, and there is no limit to what he can say.
"Then what did His Majesty do this time?"
The eldest princess asked with interest.
"His Royal Highness the King was ingenious. He first built roads, and then started building new cities, completely connecting Jinyang with the four new cities. As long as the people who participated in the construction of the city, in addition to getting an extra ration and wages, they would wait until the new city After it is completed, you can also buy a house in the city at cost price.”
"This sounds new. Does his country have so much money to build a city?"
Building a city is not a simple matter. In this day and age, building a city is a waste of time and money.
If it were any other place, building four new cities at the same time would be a fantasy for any vassal state.
What's more, this kid is actually not in the country now, and the food crisis in the country is getting worse.
If it weren't for the fact that he ripped off Qiu Feng in Chang'an City, the people of the entire Dai Kingdom would probably be hungry at this time.
"This has to be said about His Majesty the King of Dai. He is a genius. Please listen to me and let me do the calculations for you. The plans for the four cities that are being built in the Kingdom of Dai have already been drawn. The plans for running the country for these four cities are as follows. Hanging it on the gate of Jinyang City, the people in the city can get a certain degree of discount according to their original household registration. As long as they pay enough copper coins, after the project is completed, they can directly take over the house with the receipt!"
"If that's the case, then wouldn't the houses in this city be cheaper than those of rich families? The people who suffered from the war are all in danger. How can there be any copper coins for him?"
The eldest princess's eyes widened immediately, and for a moment, she completely forgot about the unpleasantness she had with Prince Liang.
"Don't be anxious. The next thing to do is to talk about another initiative of His Highness, Jinxiu Bank, do you know about it?"
While Jin Laoqi was talking, someone brought ginger soup to him. After he hurriedly handed a bowl to the eldest princess, he also picked up a bowl himself.
After taking a nice sip of the ginger soup, he felt that his whole body was warm, and then he continued.
"Of course I know this. It is said that Jinxiu Bank is now the merchant with the most copper coins in the Han Dynasty!"
Of course, the eldest princess is no stranger to Jinxiu Bank. Speaking of which, she is still one of the major shareholders.
It's just that they, the major shareholders, are only responsible for paying dividends and do not participate in the specific operations of the bank.
"It's easy for people who have no money as long as they have household registration. With your integrity, the receipt issued by the local government, and the house you want to choose, you can go directly to Jinxiu Bank for a loan!"
Jin Laoqi was beaming as he spoke, but the suspicion on the eldest princess's face became deeper and deeper.
"Then if he talks like this, is he trying to suck out the marrow? Are the interest rates of this bank affordable to ordinary people?"
The main recipients of bank loans are merchants. According to what the eldest princess knows, the 20% interest rate this year probably needs to be calculated even by those merchants.
"What do you mean by that? As long as the copper coins lent by Jinxiu Bank to the people are used to buy houses in the new city, the interest will be less than 10% after one year. How can this be said to be a rip-off? "
As soon as the eldest princess finished speaking, Jin Laoqi quit and started to complain for Liu Deng.
"Less than 10% a year? With the interest rate so low, isn't he afraid that he won't be able to get the money back?"
The eldest princess' eyes widened immediately. If Liu Deng did this, how would he explain to the shareholders?
"Why can't they get it back? According to His Highness the King of Dai, all the houses in the new city they purchased are marked on the deeds as being mortgaged to Jinxiu Bank. When they pay off the money, they can go to the government Change the note back!"
"Then what if some natural or man-made disaster happens and they still don't pay?"
After all, people are prone to misfortunes and good fortunes, especially in today's era when human life is at stake, so the eldest princess's worries are not unreasonable.
"In the worst case, if the money is not enough, the bank will take the house back and sell the house to pay for the remaining principal and interest. If there is more, it will be returned to the original owner!"
"Will there be more?"
The eldest princess suddenly felt that her brain was not enough. When would there be extra money from selling the real estate?
"You don't know this. These four new cities were carefully designed by His Royal Highness. Even though the houses are still there, businessmen from all over the world are rushing to buy them. In the past few days, the prices of these houses have already increased. 30%! At this time, as long as you take the land deed and say you want to sell, merchants will come to your door that day, and it will all be cash transactions! If this momentum continues, after the new city is completed, it is estimated that the land price in the city will at least double How many times!”
Jin Laoqi was frothing at the mouth, but the eldest princess could not understand Liu Deng's operations more and more.
This is obviously a waste of money and money, but why does it sound like he has turned it into something that benefits the country and the people?
Why are the people still rejoicing when they have shouldered huge debts for nothing?
"My lord, please rest first. I'll go over there and take a look at the goods!"
Seeing that the eldest princess was deep in thought, Jin Laoqi stopped talking nonsense and immediately stood up and left with his hands in hand.
"What do you think this kid is playing? Even if Splendid Bank has more money, how much money will he have to spend to build four cities at the same time?"
After Jin Laoqi left, the eldest princess looked at Cheng Liu with confusion and asked.
"Your Highness, why do I feel that Your Highness, the King of Dai Wang, seems to be using nothing?"
Cheng Liu is an honest man, he naturally says whatever comes to his mind.
