But that's not the point now.
Xia Ye saw Lilian nod to the other party, then raised her arm and pointed at Xia Ye.
"She owes me 120 moles in rent, and I suspect that she is bankrupt, so I apply for bankruptcy discharge procedures against her if necessary."
"no problem."
The black-haired witch nodded and took out the crystal ball from one of her pockets. After swiping it a few times, she said to Lilian: "I have sent you the debt collection contract. Please confirm the contents of the contract. If you have no objections, , please click 'Confirm'. Then we can enter the debt collection process."
Lilian picked up her crystal ball, glanced at it briefly, then stretched out her finger and tapped it.
"I confirmed, let's get started."
"receive."
The black-haired witch led her two companions past Lillian and came to Xia Ye.
"Miss Xia Ye, I suggest that you immediately repay the 120 moles of rent owed to Miss Lillian. Otherwise, we will take coercive measures against you in accordance with the Debt Code and the debt recovery contract signed with Miss Lillian."
Until now, Xia Ye was still confused, but fortunately, this so-called debt collection company didn't take action as soon as it came up. It seemed that it could at least communicate.
"Can I ask a few questions first? I think there is a little misunderstanding between Miss Lillian and I," Xia Ye said.
"Of course." The black-haired witch replied, "If it can be solved through communication, no one will be willing to take action."
"So... first of all, why do you know my name?" Xia Ye raised her index finger and asked the first question.
"According to the tenant information provided by Miss Lillian, the tenant's name is Xia Ye. In addition, the full-body photo of the tenant in the rental agreement. Although you are covering your head now, but based on other physical characteristics, we have every reason to believe that you are the tenant himself. .”
The black-haired witch explained in great detail. She seemed not surprised at all by Xia Ye's behavior of wearing a hood. Maybe someone had used similar methods to avoid debts in the past.
However, Xia Ye was thinking about something else at this moment:
It seems that the original host himself rented this room.
But at the same time, Xia Ye didn't think that this room was the original host's daily residence.
Because whether it is the "soul chasing" contract that has been used or the "rift" contract that has not been used, they are all valuable, which means that the original host is a rich man, and how can such a person live in a monthly What about a room that only costs 40 moles and doesn't even have a window?
So, if it wasn't for living, why did the original host rent a room here?
Xia Ye kept this question in her mind and prepared to think about it slowly when she had time. Then, she asked a second question:
"Why does Miss Lillian think I'm broke?"
The black-haired witch did not answer after hearing this, but turned her gaze to Lillian.
"You can't even directly transfer magic power. What else can you do if you're not bankrupt?" The petite Lillian shouted as she hid behind the three debt collectors.
"I see." The black-haired witch looked at Xia Ye again, "Miss Lillian's reasons are indeed very good."
"So, why does this mean that I am bankrupt? Also, what does 'bankruptcy' mean?" Xia Ye asked.
This time, the black-haired witch frowned: "You really don't know?"
"have no idea."
"Okay..." The other party sighed helplessly: "Although I think you are deliberately delaying time, according to company regulations, I do have an obligation to clearly inform you of these things, so listen up:
"First of all, according to the 'Third Law', we cannot have magic power in our bodies, otherwise we will die, and 'bankruptcy' means that the amount of magic power you owe other people has exceeded all the magic power in your body. At the same time, Within the foreseeable limited time, you will not have enough magic income to repay the magic debt you owe.
"Therefore, legally speaking, you no longer have magic power. Your magic power should be 0, or a negative number. In other words, you are already a dead person."
"..."
Xia Ye understood, and at the same time, she finally found out what "that problem" was - when she learned that this world used magic as currency, she had some vague intuition, but she failed to grasp it. The specific idea, and now, she finally understood.
However, she wanted to confirm again.
"So how do you conclude that I'm bankrupt?" she asked.
"According to the 'First Law', magic power can be transferred from one person to another. You should know this, right?" the black-haired witch asked.
Xia Ye nodded.
"That's right. According to the 'First Law', it is impossible for you to be unable to transfer magic power to Lilian under normal circumstances. If you cannot do this, there is only one possibility: your magic power has been frozen."
"freeze?"
"Freezing means that the magic power in your body cannot be used for any other purpose except for the consumption required to maintain survival, including but not limited to: delivering to others, purchasing items, signing contracts, etc."
The black-haired witch paused and continued to explain: "There may be many reasons why your magic power is frozen. For example, some contracts will continue to monitor your debt situation after it takes effect. If it worsens to a certain level, your magic power will be automatically frozen; there are also Maybe you have been suspected of bankruptcy by other creditors and applied for a debt collection company to perform repayment procedures on you, but you only went as far as freezing the magic power and you ran away... In short, if a person's magic power is frozen, there are There is a 95% chance that she is already bankrupt. Is this explanation clear enough?"
"It's very clear." Xia Ye replied while pretending to unconsciously put her hand into the hidden pocket of the skirt.
"I have one last question," she said.
"Excuse me."
"According to your statement, there is a 95% chance that I am bankrupt. In other words, there is still a 5% chance that I am not bankrupt. Since it is not completely certain, why can you take coercive measures against me?" Xia Ye asked.
To this question, the black-haired witch immediately responded:
"According to Article 2 of Chapter 3 of the Debt Code: [When a magic debt is overdue and the debtor is unable to repay it, the creditor may use any means to recover the debt from the debtor, but cannot deliberately endanger the life of the debtor]. In other words, like now In this case, Miss Lillian can use force directly against you, but of course, she may not be able to defeat you, so spending a little magic and seeking help from a debt collection agency is the best choice for most people."
"So I guess if the debtor is already bankrupt, there are further steps that the creditor can take?"
Xia Ye's fingers have already been pressed on the crystal that seals the "rift" contract. Next, as long as 2,400 moles of magic power are injected into it, the "rift" contract will take effect.
"Yes, according to Article 3 of Chapter 3 of the Debt Code: [In the circumstances described in Article 2, if the debtor has become bankrupt, the creditor has the right to use any means to recover the debt from the debtor, including directly depriving or authorizing others to Depriving the debtor of life] - This is easy to understand, because a bankrupt person is legally dead, and people cannot kill a dead person. Therefore, even if the creditor kills the debtor, it cannot be counted as murder."
