Although he had no research on the economy, Rean still knew the basic operating logic of banks.
While absorbing excess funds, it lends them to individuals or groups in need of funds.
In other words: banks are not producers, just money movers.
The money in the bank seems to be a lot, but in fact it does not belong to the bank, let alone the bank president personally.
Of course, this is theoretical. In fact, it is difficult not to be dazzled by supervising and even controlling the incoming and outgoing of such huge funds every day, giving birth to the illusion that I am the master of money, and that all this is my illusion.
Dalio’s extremely good sense of self probably comes from this.
But as long as the real owner of the money takes the money back, the bank will be restored to its original shape, revealing the true nature of the instrument.
Although it is unknown how many assets of Reinforte, Elbarea and Norde are in Imperial Bank, the size of these three companies may really cause an earthquake in Imperial Bank.
A well-functioning bank cannot keep all the funds in its hands. To absorb deposits, it needs to pay interest to depositors, which can only be earned through lending.
Problems can arise if the amount of funds withdrawn is greater than the amount of reserves set aside. If I remember correctly, the phenomenon is called a run. If it is not handled well, there may even be a crisis of bank collapse.
"Uh... I understand your kindness, but the method... might be a bit too much." Rean touched his nose and carefully considered his words.
If Dalio makes a mistake, just let him pay the price. There is no need to bring disaster to Imperial Bank. There is not only Jiskal in the bank, but also the food and clothing of thousands of employees. Rean does not want to have such a big impact because of his own selfishness.
"It's not too much at all. It's Rean who is too kind. Then why did Dalio dare to do such a thing? Isn't it because of the backing of Imperial Bank and the connivance of his father as the president. He became like this, he The father has an unshirkable responsibility.
My mother said that no one in business, especially finance, is a good person.
Do you think donating is just out of goodwill, social responsibility, or good reputation? Wrong, the reason why rich people are keen on donating money is because donations are tax deductible!
Even if she doesn't donate to the women's college, Jiskar will donate to other organizations. You can ask Jussis, Senior Angelica, and Patrick. Trust me, we have more experience than you in dealing with this kind of thing. You must hit them hard once, otherwise they will dare again next time. "
"That's true...
There is no way. Although Rean's hidden identity is the second generation of the most powerful in the empire, he grew up in the Shuhuaze family of the lowest nobles. He only learned about the life of a wealthy family after entering Thors, and he is still relatively disciplined. That kind of thing.
Even Patrick, who had not been severely beaten by Class VII, was much better than this Dario. Patrick just had eyes on the top of his head. He didn't even bother to do such a dirty thing.
"——However, Imperial Capital Bank will not make such a big move like yours——"
"Don't worry." Alyssa is indeed a woman who has established a bond with Rean since the beginning of school. She quickly guessed his thoughts, "I'm not sure what will happen to Imperial Bank, but what you are worried about is unlikely to happen. You also know what kind of person your mother is. She won’t care about such things without enough benefits. Since you last talked to her, she has been paying close attention to the banking industry..."
"That's it, I understand."
Rean's reaction was also very quick.
President Yin Linna is going to set up her own bank. Even if it is a tool, it is better to have it in your own hands than in the hands of others.
Since Crossbell was occupied by the empire, IBC's business scale has gradually shrunk. The originally dominant banking industry has gradually become more powerful, and many people are ready to make a move.
Yin Linna is one of them. She has neither money nor connections, but only professional and systematic personnel. If one of the heroes, Imperial Capital Bank, which has a relatively low position in the empire, has problems again, Yin Linna will have an excellent opportunity to take action.
Whether it is large-scale poaching or direct acquisition and annexation, it is not a problem. Therefore, Rean is free from worries. She is worthy of being the richest woman in the empire.
"Jiuses, Machias, and Gaius..."
"Machias is really a coincidence. He deserves Jiskar's misfortune. Jussis and Gaius will be converted into corresponding shares at that time. Mom is mom, I am me, don't confuse them." This is also the case for Lainfuer. The Te family's daily relationship pattern, mother and daughter, also have to settle accounts clearly, and you have to pay for what you want.
"I'm fine."
Rean nodded, and the last doubt was solved.
The members of Class VII all have distinctive personalities. Jussis has the pride that a great noble should have, Machias also has his own creed, and Gaius is the most mature and stable member.
When they encounter such a thing, they will not immediately resort to financial strikes. It is more likely that they will negotiate first, and only resort to resorting to measures if it fails.
Jussis probably used the upper-level approach to repay others in return. You put on airs, but I put on airs even more than you do. You know, he is no longer the arrogant son who was not favored by his father, but is now the acting head of El Barea.
Machias is probably showing off his true qualities as a top student and taking legal action to dig into every detail of Giskal's past. If he catches him in the slightest, you'll be in trouble.
Gaius is a bit difficult to guess. With his happy-go-lucky personality, it would be difficult for him to get involved in this kind of thing.
But now that he's involved, he won't begrudge his resources. The dual identities of the Nord survivors and the Knights of the Church Star Cup, no matter which one is enough to make the Imperial Bank drink a pot. What's more, in the imperial capital, there is no need for him to take action.
It's not that Rean is boasting, but the unity of the old Class VII puts Samria first!
No matter who it is, if they encounter similar problems, other companions will take action without expecting anything in return.
I, Ryan Schwarzer, am so lucky.
While expressing this emotion, the young sword master withdrew his force guide and turned his attention to Dario again.
The latter was no longer as complacent as before, and his face was full of glory. His face turned red at first, then blue, then white, his teeth chattered, and the corners of his mouth kept twitching. After a while, he muttered a few words: "You... Are you lying to me? You must be lying to me, right?"
Li En didn't say anything, just gave him a look of pity.
The more he behaved like this, the more panicked Dalio became, but he still held on to a sense of luck—is such a small thing worth making such a fuss about? If I lower my head and accept my coward, it will be over. This is the case in the circle.
At this time, two other female voices came from Rean's arcus.
A vitality: "Rean, I heard what Jussis said. Just wait, I will sneak into Jiskar's house tonight, I'm not afraid that I won't find any dirt on them."
A dull: "I'll go too."
"No need, I'm from the Intelligence Bureau, you are not."
"I can help lookout."
"Oh, and this hand, I'll leave it to you."
"I will handle it."
ps: After thinking about it, these are the only things that Class VII can do on the surface. Elliot, Emma and Laura are really at a disadvantage. They can't just knock on doors and tear down people's homes. The old Class VII is standing. Still very upright.
ps2: In fact, the best people to attack this kind of bastard are Asher and Crowe, who can't trick you to death.
