In the end, it was agreed to adopt the method of small-amount loans in kind, which is more convenient to operate and easy for farmers to understand. 【Read the latest chapter】
Poultry chicks are provided to farmers on credit, with a minimum of 5 and a maximum of 1o. Sign a breeding poultry egg underwriting agreement with the farmer, and the farmer uses the poultry eggs to repay the principal and interest of the poultry chicks.
"My proposal is that the total principal and interest of each chick is 20 eggs-" Ye Yuming said.
"It's all for nothing! It's too little." Wu Nanhai felt a little bit at a disadvantage, "The chicks we gave to farmers were not just hatched chicks, but 18-week-old grown chickens - during this period It costs a lot of manpower and material resources. Moreover, the several types of laying hens brought, whether they are light-type white-shell laying hens or medium-sized brown-shell laying hens, can lay an average of 22o to 28o eggs a year. One chicken It can lay eggs for at least 2 to 3 years. I feel like it’s a loss for them to lay 50 eggs as chicks.”
Ye Yuming said: "As soon as we start promoting, we will suffer a little loss. Let's just have 20 eggs."
The so-called middle peasants, rich peasants and small landowners in Lingao all have limited economic capabilities, and the farmers' thrifty and suspicious mentality makes this kind of promotion must show sufficient profit temptations at the beginning without making the conditions too good - the farmers also Do not believe.
Wan Lihui also agreed with Ye Yuming's point of view, saying that 50 eggs was actually too many. This annual egg production is achieved under the premise of intensive breeding in poultry farms and sufficient compound feed. In the state of indigenous breeding, because the feed provided by farmers is of a single type and the quantity is generally small, the poultry must spend more time foraging in the wild. In this case, the egg production will not be so large, and the eggs will be lost. , the probability of death is also very high.
"I think it is very possible that some of these 5 to 10 chickens will die due to various reasons. Although you are studying agriculture, you don't know the hardships of farmers." Wan Lihui said, "In rural areas, if you don't If you are careful, you will lose everything. A few chickens certainly don’t mean much to modern people, but to the farmers here, they are probably a huge asset.”
Everyone discussed and discussed, and finally accepted Ye Yuming's plan: collect 20 eggs from each chicken as the principal and interest of providing laying hens. The repayment period shall be paid within six months from the date of breeding.
After the principal and interest are paid off, Tiandi will underwrite all the eggs and eventually buy back the mother machine that cannot produce eggs. Everyone feels that as long as farmers feed well and there are no unexpected losses, it is obvious to benefit from this plan.
"This is also a good opportunity for us to promote the use of circulation coupons to farmers across the county." Yan Ming said. Over the past six months, the Bank of Circulation Banknotes has developed a certain degree of credibility among merchants across the county, but the recognition of this kind of banknotes by farmers is still relatively low.
Payment to farmers for purchases is made with banknotes. Coupled with the Dongmen City's policy to stimulate the use of circulation coupons: all purchases using circulation coupons at the stores opened by Chuanchuan Group can get a 50% discount.
Precisely because farmers instinctively distrust circulation coupons, once they have circulation coupons, they will spend them on the market. This can further stimulate circulation, avoid hoarding after paying for metal currency, and truly allow currency to circulate.
"We don't call this promotion, it's simply posting." Someone lamented.
"Most countries in the world have subsidies for agriculture, otherwise no one would be farming." Ye Yuming said, "Ours can be regarded as a disguised agricultural product subsidy policy."
"From the immediate perspective, we will suffer a little loss, but to do this kind of promotion, we must first win the trust of the people." Ye Yuming made a concluding statement, "With trust as the foundation, it will be easier for Tiandihui to promote anything in the future. "
The poultry provided to farmers is tentatively only laying hens. Wan Lihui suggested providing white leghorn chickens. This kind of light white-shelled laying hens is no longer popular in the 21st century, but it is resistant to rough feeding, has a high conversion rate, and is good at The characteristics of foraging for food on their own make them very suitable for farmers to raise in free range.
"Another point is that we need to provide feed and breeding technical services." Wu Nanhai said, "We don't just give chickens to farmers and forget about it, we need to follow up!"
The issue of feed is particularly important. The free-range breeding method can greatly reduce the possibility of chicken disease in laying hens. However, the free-range laying hens raised by farmers in this time and space will obviously not feed them as much feed as farmers in the 21st century.
The compound feed required by laying hens is particularly particular. According to modern feeding science, there are 39 different nutritional indicators for raising laying hens. Not only must it provide enough protein, but it must also have enough fiber and calcium.
"The farmers here, I think they are very nervous about food. Do they have the ability to raise chickens? Don't let the chickens starve to death."
Raising chickens requires food. In the past, although every farmer raised chickens to supplement household income, the scale was generally small.
Wu Nanhai said: "Even if farmers have enough grain to use, we still need to provide formula feed, especially protein and calcium. This has a great impact on the egg production rate. Otherwise our promotion will be meaningless. .”
"How to provide it?"
"In-kind loans for feed should be repaid with eggs."
"If you continue to loan out loans one after another, the farmers will be saddled with a series of debts..."
"As long as our feed can increase production, we should be happy." Wu Nanhai seemed very confident about this. "Farmers used to spend money to buy excrement and domestic garbage in the city, and buy bean cakes and peanut cakes from workshops... …They have investment awareness and know that to have a good harvest, they need to invest heavily. We do not interfere with ordinary feeds and provide specially formulated feeds, mainly to supplement protein and calcium, and add various ingredients that are easily insufficient in farmers’ free-range farming. Nutrients."
Everyone has no objection to this, and it is up to the Committee of Agriculture to resolve the details. Lenders are handled by DeLong. There will be internal settlement between Tiandihui and Delong. The Finance Committee hopes that the economy will soon implement monetary settlement among various departments to facilitate the improvement of the financial system, rather than physical accounts that are difficult to value.
As a supporting project, Delong Grain Bank will also launch a "farmer-assisted loan" cash micro-loan, specifically lending money to farmers to purchase agricultural inputs such as formula feed, native veterinary drugs, and disinfectants. In this way, farmers’ production is supported and the circulation area of grain circulation coupons is expanded.
"I have an idea," Ye Yuming put forward a new view before the meeting. "There is a severe shortage of iron farm tools in Lingao. Not only are they of low quality but also very expensive, which greatly affects the production level. The metallurgical department is now open to supplying the entire county. If the demand is not met, can we provide special discounts to farmers who participate in Tiandihui? For example, we can promote new agricultural tools at cheaper prices."
"I think this should be okay." Wu Nanhai nodded and turned to Dai Xie, the representative of the Planning Commission. This person was in charge of the material distribution work on D-day. As the organization gradually improved, he became less prominent and concentrated on the administrative work of the Planning Commission. He was mainly responsible for the project approval and review of various major projects. He often worked in Each construction site has 1u surface.
"About how many are needed?"
"The Agricultural Committee itself needs to expand the number of agricultural workers and replace some of the worn-out farm tools. In addition to the promotion of the Tiandi Society..." Wu Nanhai took out a notebook from his body, "...at least fifty items every month." It seemed that it was Afraid of a flat refusal from the Planning Commission, "I'd better hand over the damaged farm tools to the Planning Commission and have them refurbished."
Dai Xie said: "The problem is not that big. The current daily steel output of the metallurgical sector is enough to support these amounts. But if you give it to farmers outside, it will be difficult to recover. This part of the loss must be taken into account..."
"Are we going to trade in old ones for new ones? Let farmers return their old ones, subsidize the price difference a little, and we'll sell them new ones."
"That's about right." Dai Xie agreed.
"How about we just open an agricultural supplies store?" Wan Lihui suddenly thought. He remembered that people in rural areas who buy and sell agricultural supplies are very wealthy. "New agricultural tools, formula feed, soil pesticides, soil fertilizers, seeds... so many good things. Don’t worry about no one coming to buy things.”
Everyone thought this was a good idea, so they decided that Tiandihui would open an agricultural supplies store in Dongmen City to sell various agricultural supplies products under the "Tiandihui" brand. In the initial stage, these products will only be supplied to landowners and small farmers participating in the extension program and will not be exported.
"In addition to the iron farm tools and seedlings that cannot be promoted for a short period of time, the supply of formula feed, soil pesticides, soil fertilizers... should be open soon." Wu Nanhai said.
After the meeting, Yan Ming enthusiastically discussed the prices of agricultural supplies with Ye Yuming, Dai Xie and others - the "agricultural assistance loan" was mainly used to purchase these products. While they were arguing about the price, Wu Nanhai rushed back to the farm with Wan Lihui.
Wan Lihui asked Wu Nanhai what he planned to use for this "formula feed". Wan Lihui knew that the farm's grain storage foundation was not strong. There isn't much food to make feed, so it's nothing more than scraps from seafood factories: fish bones and fish scales.
Wu Nanhai entered a special warehouse and came out with a wooden box: "This is the main ingredient of my formula feed."
"What's this?!"
"Earthworms." Wu Nanhai smiled, "Have you ever raised them in the countryside?"
"No -" Wan Lihui suddenly realized, "But someone has done it, mainly for professional chicken farmers!"
"Yes, in addition to earthworms, I also plan to raise maggots - I have never done this myself, and I can't find so many culture media. Let's start with simple earthworms."
"You are planning to use earthworms as raw materials to make formula feed."
"We also need to add some plant-based raw materials, fish offal powder, and shell powder, which are all needed by laying hens."
The main feed formulas formulated by Wu Nanhai are: dried earthworm powder, fish offal powder, and shell powder. He does not have corn, the most common feed grain, so he can only satisfy formula feed! ~!
