No wonder the villagers in Xiahe Village were suspicious. What was in their pockets was not ingots of silver, but round and flat objects.
When questioned, Zheng Gang was not in a hurry, but reached into his pocket and took out a round pancake.
"Yes, this is the pension that Brother Chao gave to the two brothers. Look, this is called a silver dollar. It was just developed by Brother Chao for the convenience of use. One piece is equivalent to one tael of silver..."
Yun Chao has already sorted out the silver dollars.
With hydraulic stamping equipment, it was not difficult to make silver coins.
On one side are the four words "Yun's Trading Company" and on the other side are the four words "Dang Yiliang Yong".
Surrounded by stamped jagged lace.
This kind of lace is difficult to make manually and can prevent someone from scratching off the surrounding silver.
Silver dollars are easy to circulate and do not need to be cut and weighed. Apart from banknotes, they are definitely a powerful tool that can replace silver.
In addition to convenience, Yunchao also has another purpose in making silver coins, and it is also the main purpose.
The silver content of the silver coins made by Yunchao is only 85% of the total weight, and the remaining 15% is mostly copper and a small part is tin.
The prices of copper and tin are completely incomparable to those of silver.
Therefore, for each silver dollar made, the value Yun Chao had to pay was only about 90% of one tael of silver.
In other words, for every silver dollar issued by Yunchao, he would earn 10% of the profit, which Yunchao called money profit.
The profit of 10% may not sound like much, but it cannot match the huge amount.
Yun Chao now controls the entire territory of Dongping Prefecture, both in terms of military and civil affairs, and the cost is very huge.
If the money is changed to silver dollars, Yun Chao will save 10%, which is definitely not a small number!
In addition to silver dollars, Yun Chao also produced banknotes.
However, due to the immaturity of printing technology, Yunchao did not produce those bearer banknotes, which were prone to counterfeiting.
The bank notes of Yun's Commercial Bank not only have a serial number, but also the name and special mark of the holder, and the bank also has a stub. If you are not an insider, you don't know how to impersonate it.
Today's Yun's Trading House is no longer the small trading house that bought and sold goods.
Based on the entire Dongping Prefecture, its influence has expanded to many surrounding state capitals. Its scale is definitely not inferior to that of Qilu Trading Company!
In order to prevent anyone from engaging in malpractice for personal gain, Yun Chao handed over the distribution of military and administrative expenses to Yun's Commercial Bank.
Whether they are military personnel or administrative personnel, they cannot touch money at all, thus avoiding the possibility of corruption to the greatest extent.
As for Yun's Trading Company, of course it was audited by specialized financial auditors. Yun Chao had the insight of future generations and it was impossible not to pay attention to the issue of corruption.
Soldiers' military pay is collected directly at Yun's Trading Company's various branches.
Yunchao used a hydraulic stamping machine to make name tags for each soldier. This relatively constant hydraulic machine cannot be copied by ordinary craftsmen.
The sergeant's name tag is not only the identity tag of the soldiers, but also has the function of a bank card. If the military pay is not received, it will be stored and can be collected at any time.
Moreover, sergeants and their families can also withdraw money from other places through Yun's Trading Company.
Through the post station opened by the trading company, the documents signed by the sergeants were delivered to the recipients.
Then, the withdrawer can go to a branch of Yun's Commercial Bank to withdraw money.
These are not difficult to do, as long as supervision is strengthened to prevent anyone from committing fraud.
Unfortunately, compared with the bank in Yunchao's previous life, the efficiency is really low.
However, low efficiency is a relative term.
Compared with the current situation of Dawu Dynasty, I don’t know how good it is.
The huge changes in Dongping Mansion in recent times have completely shocked all of Yun Chao's subordinates.
Because in everyone's eyes, these policies introduced by Brother Chao are simply not what a normal person would think of!
If you say Brother Chao is not the reincarnation of a god from heaven, they won’t believe it even to death!
With Zheng Qiaoyun as the propaganda captain, Zheng Gang didn't need to introduce him at all. Zheng Qiaoyun just opened his mouth and said, "Okay, okay, okay, okay."
In addition to the pension, Zheng Gang also gave 600 liters of food stamps to the parents of the two martyrs, 300 liters each.
"Uncle and aunt, this is three months' food subsidy for the two brothers..."
“After receiving the stack of paper notes, not only the parents of the two martyrs were dumbfounded, but also all the villagers.
"Gangzi, what is this new thing? Can it be used as food?"
This time there was still no need for Zheng Gang to explain, Zheng Qiaoyun quickly made it clear.
This is also Yunchao's rule.
Martyrs who sacrificed their lives were not only given a one-time pension of twenty months' salary, but those who had parents or children were also given one stone of fine grain every month until their parents died or their children grew up.
Food stamps were also obtained by Yun Chao not long ago.
Yunchao now employs a large number of helpers.
The helpers were given food instead of money.
Each helper was given two liters of food per day.
Even if it is sent once every ten days, it is very troublesome.
Moreover, transporting food requires a lot of manpower and material resources, and consumes a lot of money.
So Yun Chao simply took out the food stamps.
With food stamps, you can receive food at the food store run by Yun's Trading Company without any fees.
There is only one type of food stamp, regardless of fine grain or coarse grain.
With one liter of food stamps, you can get one liter of fine grain. If you want coarse grain, you can convert it into a corresponding amount of coarse grain based on the grain price.
Although this method is not perfect yet, Yunchao still figured it out.
Because the pros outweigh the cons.
Not only is it convenient, but it also saves a lot of manpower and material resources. The benefits are not too many!
These things have just been developed not long ago, and are still being trialled internally and have not yet been extended to the public.
However, Yun Chao believes that as long as the system is not chaotic, it will not be long before the entire Dongping Mansion becomes popular.
To buy things, you use silver dollars, and to buy food, you use food stamps. Just thinking about this scene makes people's blood boil.
It would be even more exciting if silver dollars and food stamps could be extended to other regions!
Controlling the economy means controlling everything!
…
While Yun Chao was carrying out drastic reforms, the bandits in Ohnoze were so depressed that they had not been able to live well for several years.
Unlike the people in Dongping Prefecture who celebrate the Chinese New Year happily, the Onezawa bandits are not only living lifelessly but also in fear.
A few months ago, they suffered a huge defeat in Dongping Mansion. Not only did they lose nearly 10,000 troops, they also lost several generals. Even the leader's die-hard brother Wang Ying didn't come back.
For this reason, the leader's prestige was greatly damaged, and the hearts of his subordinates were unstable. Some guys who were originally dissatisfied with the leader began to make moves.
However, this is not what depresses the Onozawa bandits the most.
The most unpleasant thing is that he turned out to be the scapegoat.
We ran back from Dongping Mansion a long time ago. Why do we still say that we, the rebels from Ohnozawa, are causing trouble in Dongping Mansion, and the court wants to come and beat us? This is too bullying!