"The new business launched by His Royal Highness?"
"Life insurance, property insurance? What are those?"
"Bring me a newspaper!"
"I want one too...!"
After hearing the fresh content in the newspapers, the people passing by couldn't help but be curious and paid for them one after another.
I stopped and watched it with great interest on the street!
"Buy insurance for your own health? Pay money whenever you get sick?"
"What if you don't get sick for the rest of your life?"
"It says that if you stay healthy all your life, the money will be returned to your family in full after you die!"
"Huh? Is there such a good thing?"
Life insurance was ranked number one, and when people saw it, they immediately started talking about it.
Next is property insurance. "As long as the property is insured, compensation can be paid regardless of whether it is a natural disaster or a man-made disaster?"
"This is great news for businessmen!"
"That's not the case! It's common for them to move goods back and forth and get robbed by bandits. If you have insurance, you won't be afraid!"
"Is it possible that businessmen who have property insurance disguise themselves as bandits and rob their own goods just to defraud insurance?"
"Haha, isn't it mentioned above? Once an accident occurs, the government will be asked to investigate first. If you are found to have cheated on insurance, you will be arrested and put in jail!"
"Tsk tsk...! I really don't dare!"
For businessmen, time is money, and no one will put themselves in jail just for a few dollars.
When they come out again, it doesn't matter whether the family business is still there or not!
The current era is developing too fast. If you are not careful, you may be eliminated, let alone spend a few years in jail!
"The most important thing is this accident insurance! It only costs one gold every year, and you can get two thousand gold in compensation after your death!"
"This is good. If everyone who went to Yizhou last time had this accident insurance, the family's life would be easier after being injured by those natives!"
"That's not...!"
After seeing the details of this accident insurance, the people immediately thought of the incident in Yizhou.
"In my opinion, each of us should buy this accident insurance. It's not expensive anyway. Who knows which one will come first tomorrow or the accident? If an accident does happen one day, I can still leave some property for my family!"
"Yes, yes, just buy less food! One gold can last a year!"
"I wonder where I can buy this insurance...?"
After reading the newspaper's detailed introduction to various insurances, people immediately became interested in them.
I just don’t know where to buy this insurance.
Have you never heard of such a place in Xianyang City?
"Look at the bottom of the newspaper. It says that insurance companies across Daqin will open for business in three days!"
"That's great. I'll go home and discuss it with my family about buying some insurance!"
"Yes, yes, accident insurance is a must-buy, it's only one gold. As for life insurance and the like, we have to discuss it later...!"
Thinking of this, the people immediately scattered and ran towards home.
…
Three days later, the insurance company officially opened for business.
There is an endless stream of people coming to consult and apply for insurance.
Those insurance officers who have been trained have been answering questions for the people, and they don’t even have time to drink water!
"This insurance introduced by His Highness the Prince is really good! From now on, we merchants will feel more at ease when transporting goods. Even if we encounter bandits and robbers, there will be an insurance company to bear our losses!"
"Yes, I can also buy insurance for the ships I transport. Once there is a storm or an accident to the ship and its crew, we can get corresponding compensation!"
"Hey! Your steamship can also be insured? Isn't the price low?"
"Yeah! Five hundred gold per year, plus accident insurance for the crew and the workers who work under them, we have to pay about five hundred and fifty gold every year!"
The businessman made a simple calculation and nodded.
"Although it costs a little more, the value of the steamship is also high. If there is an accident, the insurance can pay out one million gold! And the lives of the crew members, each person is insured for one gold, which is really not much! So! Once they feel at ease, so do we!”
"Well! You guys are transporting people back and forth and sailing on the sea every day. Insurance is really a must! You can make back your money in just a few trips!"
"That's right! I bought it for the sake of high profits, otherwise I would really be reluctant to part with it!"
"That being said, I also have to buy accident insurance for my men!"
"Yes, it's just one gold, ten golds in ten years. If something unexpected happens, I can't afford to pay too much, and I'll stab you in the back if you pay too little!"
"That's right, that's right...!"
On the first day the insurance company opened, accident insurance became a must-have for almost everyone.
As long as you squeeze into an insurance company, you must buy an accident insurance.
In the words of insurance companies, spend a small amount of money to buy protection.
If you can live well, no one wants to have an accident!
But this is not something they can control. Having a guarantee is much better than nothing!
Even the ministers changed into their regular clothes after the morning court and crowded in the crowd to buy insurance for themselves and their families!
"Shall we also buy insurance for the ship?"
"Yes, yes, buy one, it's only five hundred gold. Our average family only has forty or fifty gold, so we can save two meals of flower wine! If there is any bad weather and the steamer is gone, then We can’t even find a reason to cry!”
"It's a pity that only one million gold will be compensated for five hundred gold. It would be great if we could pay two million gold for paying one thousand gold. Once an accident occurs, not only will we not lose money, but we can also make some money, hehe!"
"What are you dreaming about? Don't you know that the first payment for a steamship is 500,000 gold? An old steamship, even if it is in excellent condition, can only be purchased for 1.5 million gold. If you only use one or two Years, which is more than one million, you still want the insurance company to pay you two million? How can that be a good thing? "
"That's right! Insurance companies are not stupid, and they will never pay more than the value of the insured thing itself!"
"Haha, that's just what I said...!"
When Ying Feiyu customized the insurance regulations, he made them based on changes from later generations, within the acceptance range of the people, and at the same time, without harming the interests of the insurance company itself.
After a few years of use, the value of a steamship is only between 1 million and 1.5 million. If the insured price is increased, the compensation will be increased to 2 million gold. If the insurance is not enough, someone will deliberately sink the ship and then defraud the ship. Guaranteed, this will save you the trouble of changing hands!
After several days of intense activity at insurance companies in various counties, the situation finally subsided slightly.
At least before closing, all the people who come to apply for insurance that day will be processed!
The insurance men's mouths are worn out every day when explaining, and their wrists when stamping are getting sore!
