Sure enough, there is news about bank cards.
Li Shimin soon found out.
It seems that Li Shimin's ability to obtain information is very powerful.
And maybe one of his people accidentally heard it.
When Li Shimin received the news, he seemed very shocked. Why did he say that?
Because in his subconscious mind, money is of substance.
If it were just a series of numbers, it would seem particularly unreal to him. Can you travel the world with one card? How could such a thing happen in this world?
Then he asked the people around him.
"What do you think you want to do?"
But how could the people around me know this?
Therefore, the man immediately replied: "This subordinate doesn't know. I just heard that the Sixth Prince is about to promote this kind of card."
How could a young eunuch know these things?
Li Shimin asked the wrong person completely.
Therefore, Li Shimin didn't say much.
He knew in his heart that there was one person who must know it, and that was Dai Zhou.
So he said: "If you let Dai Zhou enter the palace, I will ask him something!"
"Yes! Your Majesty!"
The eunuch then went to invite Dai Zhou.
Dai Zhou has been discussing machinery manufacturing with Shengtang Group these days. I can't eat well or sleep well. I will be called here and there again by Li Shimin. The key is that the entire household department has spent a lot of money in the past few days. As soon as the money went out, he felt sick again. After all, he favored one thing over another. When you invest more in one aspect, you will decrease in the other.
Now that Li Shimin has allowed himself to enter the palace, is he asking for money again?
Why doesn't this prodigal emperor think more about himself? Asking for money every day makes myself miserable.
There is not much money left in the entire national treasury to support Li Shimin.
However, since Li Shimin called him, he naturally wanted to enter the palace.
No matter what, let’s see you first.
By the way, talk to Li Shimin about money and ask him not to spend it like this, otherwise, the money will not be enough.
So Dai Zhou entered the palace and mentioned it to Li Shimin.
"Your Majesty, please think twice about spending money."
Obviously, he mistook Li Shimin for asking for money again.
When Li Shimin heard this, he was like, good guy, he hadn't even said anything to him yet, but he took the initiative to mention it.
Therefore, Li Shimin quickly smiled.
"Dai Zhou, please put it down now. Come on, come on, I have something to tell you."
Li Shimin said so.
When Dai Zhou heard this, he always felt that this was not an easy matter.
So, he asked: "Your Majesty, what's the matter?"
In his opinion, is there anything more important than money?
Who knew that what Li Shimin asked about was also about money.
It's just another form of money.
"Did you know that there is a kind of card that can be used as money?" Li Shimin asked at this time.
When Dai Zhou heard this, he asked, "Good guy, how could such a thing exist?"
It can't be something created by the Shengtang Group.
So, he asked: "I don't know, Your Majesty, what is this? What do you mean?"
Indeed, he didn't understand what it meant, what kind of card it was.
"This is the latest idea of Shengtang Group. I was very shocked when I found out." Li Shimin added.
Dai Zhou finally understood, so he thought about it.
"Your Majesty, will it be the same as a subway ticket? You can trade it with just one card."
There is indeed such a saying.
The same thing as a subway ticket.
"Why didn't I think of this?" Li Shimin said.
There is money on the subway ticket, but it is just a one-time use. It's just that the things on the card need to be stored more, unlike the subway map, which can only store a little bit of things.
The amount is also wrong.
It can be said that the card is an upgraded version of the subway ticket.
"Yes, I thought that the Sixth Prince would do this because he wanted to achieve no cash flow."
Dai Zhou said again,
Regarding the no cash flow he mentioned, this is a new term. Dai Zhou can say it, which proves that he has learned similar knowledge.
Otherwise, how could ordinary people know so much?
"But what are the benefits of doing this?" Li Shimin asked in confusion.
The reason why he came to ask Dai Zhou was because Dai Zhou was from the Ministry of Household Affairs, and he was in charge of a large amount of money. He understood money matters better.
Therefore, it is most correct to ask him about economic things.
After hearing this, Dai Zhou began to say: "Your Majesty, I have also thought about the issue of no cash flow. I have some immature thoughts here. Do you want to listen?"
"Tell me, what kind of thinking?" Li Shimin asked doubtfully.
Regarding this knowledge, Li Shimin was also very puzzled. How could Dai Zhou know so much.
Could it be said that he has researched on these things.
And he himself knew nothing about it.
Li Shimin was a little confused.
He also really wanted to know what was going on.
"There are several advantages to having no cash flow." Dai Zhou added.
This guy says everything has to come to an end.
"You said it, I'm listening." Li Shimin's interest was completely aroused.
Dai Zhou was not polite and directly expressed his opinion.
"First of all, in terms of convenience, cashless payment can complete transactions more quickly and conveniently. There is no need to carry a large amount of cash, and there is no need to change or wait for change. Just like when we take the subway, a ticket You can go in and out with the card, and you don’t have to find change. In this case, convenience is definitely feasible!”
"That seems to make sense. What about the second point? Is there anything else?" After hearing this, Li Shimin felt that it made sense.
I didn't expect that Dai Zhou could say such profound things. It was really surprising.
“Also, regarding security, cashless payment can reduce the risk of theft or loss of cash. Using cashless payment methods, personal financial information can be more securely protected. This thing cannot be kept on the body unlike cash. , sometimes it’s just lost when it’s lost.”
"What you said makes sense. All of a person's assets are on one card. So when you go out to play, you only need to bring one card, and you can bring more money."
"Your Majesty is wise!" Dai Zhou said immediately.
This is indeed the case, and this is the benefit of convenience.
"Is there more?" Li Shimin was very happy because he was praised.
Dai Zhou went on to say: "Also, in terms of tracking and recording, cashless payment has great advantages, because it can more easily track and record personal consumption. Through electronic payment, every transaction can be accurately recorded, Convenient for individuals to carry out financial management and budget control.”
"That's true. I never thought a cashless solution would have so many benefits."
"besides!"
"besides?"
“Yes, it can also promote economic development: cashless payments can promote economic development, improve transaction efficiency, reduce transaction costs, and promote business activities and economic growth.
Make and receive payments more easily, increasing financial inclusion. "
…
Dai Zhou said a lot more, that was just one thing, and he could say so much.
This made Li Shimin feel that Dai Zhou was really powerful.
"How do you know so much?" Li Shimin asked doubtfully.
Because how could Dai Zhou know so much.
"Your Majesty, that's because I have been borrowing books from the library to study recently. These things appear in financial books."
"What kind of books?"
"This, because it's a bit much..."
"Okay, you send someone to the palace, I want to see it!"
Li Shimin said again.
Obviously, he still knows a little bit about finance, so he wants to learn a little bit.
"Yes, shall I do it first?"
"Wait a minute, I still have something to ask you here, so don't leave yet." Li Shimin said again.
"Your Majesty, please speak!"
"How was the conversation about manufacturing equipment?"
"Your Majesty, now we have reached the key point. I feel that this matter is not that simple." Dai Zhou added.
"Why isn't it that simple? Tell me."
“The manufacturing industry is not simple.”
Li Shimin smiled.
"Is there anything simple in this world?"
"Your Majesty, if we want to do this well, we will need to use a lot of resources." Dai Zhou added.
Before, they took it for granted and thought that they only needed to negotiate the price. Obviously, this was not the case.
The entire industry involves many aspects.
"Tell me, what's it like?" Li Shimin asked.
"If you want to make money, you have to take down all the production lines, otherwise you won't make much money, and there is little development in Shengtang Group. Their focus is not here."
"Tell me, what kind of production line is there?" Li Shimin asked.
When Dai Zhou said that, he seemed to realize that the matter might not be that simple.
“The first is ore mining, which includes metal ores, such as iron ore, copper ore, aluminum ore, etc.!
Rather than the mining of non-metallic ores, such as coal, oil, natural gas, etc. This is the first line. Shengtang Group has very little investment now. If we want to take over, this production line must take over! "
"Indeed, but there are so many mines in Datang, what does this mean?"
"And, Your Majesty!"
"you say."
“After the ore is mined, it must be processed. For example, the ore must undergo crushing, grinding, flotation, sintering and other processes to convert it into smelting raw materials.
There is also the supply of smelting raw materials, including the supply of smelting ore, coke, limestone, steel slag and other raw materials. And this smelting industry requires a lot!
Just what I just said will cost billions of taels! "
This money has not yet been seen, so much money has to be spent.
Dai Zhou hasn't finished speaking yet.
"These billions of taels are really nothing compared to Li Min's expenses." Li Shimin said.
Li Min can easily spend hundreds of billions, but it doesn't matter if he spends billions.
But this money is not under Li Shimin's control, and of course he doesn't know how much money there is.
Dai Zhou was about to cry too.
"Your Majesty, what's more, the smelting industry also includes metal smelting, non-metal smelting and metal processing."
“For metal smelting, metal ore or smelted ore must be subjected to a smelting process to extract metal elements, such as iron, copper, etc.
There is also non-metallic smelting, which involves smelting non-metallic ores or smelted ores to extract non-metallic elements, such as coal, petroleum, etc.
In addition, metals need to be processed, and the metal materials obtained by smelting are processed into various metal products, such as steel, copper, etc. All of these cost money, and it’s quite a lot of money. "
"Spend another one billion taels?"
"almost."
"That's not much. If you think about making money in the future, when their machines come out, one piece will start at one hundred thousand taels. Even if it is saturated, it will still cost ten thousand taels. If the demand is huge in the future, it will still cost 10,000 taels. Are you afraid of not having money?" Li Shimin said.
Dai Zhou added: "This hasn't started yet. We still need to purchase a large amount of equipment from Shengtang Group before we can manufacture it."
"Can't we make it ourselves?" Li Shimin asked.
"Okay. But it's just not fast enough."
"Then buy it."
"But... we don't have much money left."
"Don't we still have a lot of shares in Shengtang Group? It's appropriate to withdraw a little bit, and we can do it ourselves in the future."
Li Shimin finally got the idea.
Know what is more important.
All this originated from Shengtang Group’s mobile phones.
When mobile phones first came out, everyone was rushing to get them.
The same is true for equipment. Every piece of equipment produced will make people flock to it.
Now, if you give yourself the equipment to make it, you will definitely make money, this is undeniable.
Shengtang Group has never failed to make money.
This is quick money. Compared with investing in shares, you can only get dividends once a year, and sometimes, Shengtang Group does not guarantee the dividends and may put them into the next year.
But if you make this kind of equipment, it's different.
Can be obtained directly.
"Your Majesty, in this case, our risk is too high." Dai Zhou added.
At this time Li Shimin seemed to have thought of something.
"We can involve the private sector, just like Shengtang Group allowed us to take shares."
I have to say that this point of Li Shimin is indeed very wonderful.
"Your Majesty is wise!"
When Dai Zhou heard this, he felt as if he had opened the door to a new world.
Yes, if this is the case, then the risk to the court will be reduced a lot. This is a good thing, and if we can make money together, why not?
"Then you go ahead and do this. Of course, our court wants to take the big part, and they will take the small part. Do you understand?"
"Yes, Your Majesty, I understand."
It must be yes, they are talking about this matter, of course they get the big share, and the common people can't get the big share because they invest too much.
"Then how to do it, you know it yourself!" Li Shimin said again.
"Yes, Your Majesty, I understand!"
As for the operation, they are familiar with it.
Why?
Because they have been dominated by the Shengtang Group a lot, they will naturally know how to dominate others.
If you don't like others, just think for yourself.
"Okay, then go and deal with it."
"Yes, Your Majesty!"
Dai Zhou said very happily.
In this way, some troubles have indeed been solved.
And when he releases this news, it will definitely attract more people's attention.
Because the imperial court is a business card, this has never happened before, and it is endorsed by the Shengtang Group.
Therefore, as long as they release the news this time, many people will definitely participate.
Dai Zhou then left the palace, and then talked with Di Renjie about equipment manufacturing.
(End of chapter)
