After the three of them sat down, Su Shi introduced Chang Muhua's identity to Zhou Jin. When Zhou Jin learned that Chang Muhua was a Persian nobleman who traveled around the world all year round, he couldn't help but look surprised and yearning on his face.
Chang Muhua had traveled for many years and naturally knew how to observe people's emotions, so he talked about exotic customs and interesting stories. Zhou Jin listened with great interest and interest, and often lamented the vastness of the world and the different customs and customs.
Especially when I heard that the Western continent actually practiced kissing hands, I couldn't help but be surprised.
She couldn't help but smile at Su Shi and said, "It's the first time I've heard of such a strange etiquette."
Although Chang Muhua's speech was very exciting, it sounded a bit boring to Su Shi. Therefore, he seemed to be listening carefully, but in fact he was already distracted.
When he heard Zhou Jin's words, he blurted out without thinking: "Kissing the hand is a very solemn etiquette in the West. It is generally used in very formal occasions to express the highest respect."
Before he finished speaking, he suddenly realized something, and then saw Zhou Jin and Chang Muhua looking at him blankly.
Seeing this, Su Shi explained: "More than a year ago, I also met a man from the Western Regions. He also liked to travel around like brother Chang. When he told me about this etiquette in the Western Continent, I thought it was very novel, so I remembered it. So clear.”
Zhou Jin had no doubt that he had it, but something strange flashed in Chang Muhua's eyes, but he immediately smiled and said: "Brother Su, I admire Bowen's ability to memorize it."
Su Shi said: "After all, this etiquette is too shocking in Daqian. I believe the same is true for Her Royal Highness. I'm afraid she will never forget this etiquette in this life."
Zhou Jin nodded slightly and said with a smile: "That's true."
While the three of them were talking and laughing, they suddenly heard someone outside the door announcing: "Miss Qin from the Qin Mansion is here."
As soon as Su Shi stood up, Qin Nan had already walked into the study and saw Zhou Jin and Chang Muhua already waiting in the study. Red clouds flew up on his face involuntarily, and he hurriedly apologized: "It's the little girl's fault for keeping everyone waiting. "
Chang Muhua hurriedly replied: "It's not Miss Qin's fault. It's because I was too impatient and came early."
Zhou Jin also said from the side: "Sister, come and sit down quickly."
At this time, Qin Nan didn't know in what capacity Zhou Jin appeared in front of Chang Muhua, so he could only reply vaguely: "Thank you, sister.", and then walked to sit next to her.
But when he passed by Su Shi, when the other two were not paying attention, he couldn't help but glare at him, as if blaming him for not notifying him of changing the time.
Su Shi could only touch her nose and look at her innocently.
After everyone sat down, Zhou Jin looked around, his eyes fell on Su Shi's face, and he said slowly: "Master Su invited me this time and said that there is something important to discuss. Can we discuss it now?"
Su Shi smiled and said: "There is still one person who has not arrived yet. I have sent Lin Mo to pick him up, but it will not delay our discussion."
"Is there another person?"
Not only Zhou Jin felt a little confused, but also Qin Nan and Chang Muhua were surprised.
Su Shi said, "Actually, you know that little girl, and you once took care of her business."
Zhou Jin looked even more confused: "Chen Xiaolan?"
"Yes, that's her."
Zhou Jin stopped talking because she knew that Su Shi would not do unnecessary things. Since he asked Chen Xiaolan to come, he naturally had his plans.
At this time, Su Shi stopped talking nonsense and said, "Now that everyone is here, I will start to talk about my plan. During the process of my explanation, you can ask any questions at any time."
The others nodded and looked at him expectantly.
"This is a huge plan." Su Shi said slowly: "Because we have to do more than just one industry at the same time. Within three months, I plan to get involved in quality warehouses, grain, hotels, wine, porcelain, and even Jade and jewelry industries.”
No words were spoken, because everyone was deeply shocked by Su Shi's words, and then a very ridiculous feeling suddenly arose.
Even if Qin Nan and Zhou Jin had confidence in Su Shi, they couldn't help but think that what he said was unbelievable and impossible to do.
Chang Muhua couldn't help but sigh, and then shook his head with a wry smile. Although one million taels was not a small amount, it was just a drop in the bucket compared to Su Shi's plan.
He really couldn't figure out where Su Shi got the confidence.
So he couldn't help but ask: "Brother Su, do you know how much capital is needed to join these industries at the same time?"
Su Shi pondered: "I haven't calculated the details yet, but it shouldn't be less than 10 million taels."
Chang Muhua sighed: "Even if I need ten million taels of principal, how much do we have now?"
"One million, four hundred and fifty thousand taels."
"Then how can we use 1.4 million taels to do a business of 10 million taels?"
Su Shi smiled and said: "This is a good question, but it doesn't seem to be a problem in my opinion." Then he looked at Zhou Jin and Qin Nan: "Do you have any other questions?"
They looked at each other, and then Zhou Jin said softly: "We also want to know how to solve the principal problem."
"The problem of solving the principal falls on the quality library."
"Quality library?"
Although they all know that quality assurance is a lucrative industry, it is simply a fantasy to earn more than eight million yuan in just two or three months.
Su Shi said: "Our quality library is a little different from other quality libraries."
Chang Muhua immediately asked: "What's the difference?"
Su Shi smiled and said: "This warehouse has the function of a bank."
Chang Muhua shook his head, not sure whether to express his confusion or disapproval.
Su Shi smiled again and said, "I also know that there are several banks in the capital, but my bank is different from them."
Zhou Jin sighed and said, "Master Su, it's better not to titillate people's appetites. Let's speak clearly once and for all."
Su Shi said slowly: "I know that other banks charge fees for keeping gold and silver property for customers, but if the bank we open, if customers store their property here, not only will I not charge a fee, but I will pay a certain amount. profit."
Su Shi thought for a while and said, "I want to set the annual interest rate at about one cent. That is, ten thousand taels of silver will have an annual interest rate of about one hundred taels."
Chang Muhua's expression immediately became excited and he said loudly: "No, absolutely not. Do you know that if this happens, everyone in the capital will probably deposit their money into the treasury, but they have not calculated how much they have to pay. Li Jin?"
Su Shi smiled: "If 10 million taels are paid as interest a year, it will be 100,000 taels."
"Doesn't one million taels require a profit of one million taels?"
Su Shi's expression remained unchanged: "I can still calculate this arithmetic."
"Why pay so much interest in vain?"
Su Shi said calmly: "Because I want to borrow their money to make money."
At this time, Zhou Jin, Qin Nan and Chang Muhua took a breath of cold air at the same time, because they suddenly understood what Su Shi meant.
He wanted to borrow the money to start a business. As long as the profit from the business exceeded one cent, it was equivalent to Su Shi borrowing a chicken to lay eggs.
At this time, Su Shi continued: "And I will use the money to do loan business. For anyone who borrows money from the Qianqiu Treasury, the annual interest will not exceed one cent and eight cents."
The others' expressions became solemn when they heard this, because Su Shi finally attacked Dongyuan Zhiku.
Moreover, once Su Shi's monster, which is not like a quality warehouse or a bank, opens, not only the quality warehouse, but also the bank will be strongly affected.
