My car was a bit fast at the time and passed by in a blink of an eye. Before I even had time to see what kind of building it was, I had already driven too far.
So I quickly asked Wang Xiaoyi what kind of real estate this was. She turned around and took a hard look and said she couldn't see clearly because it was dark. She only saw the line of big words on the banner and didn't pay attention to anything else.
I looked around and made a mental note, thinking that this place was okay. Although it was a little out of the way, it was quite close to the subway. If I could afford a down payment of 28,000, it would still be a good deal.
Wang Xiaoyi also murmured to himself: "Oh, 28,000 yuan is so delicious. It is enough for the down payment of a house. That person just now asked for 28,000 yuan to open the three chakras and seven chakras. It is really outrageous."
I smiled and said: "Actually, the theory of three chakras and seven chakras is not bad. This is the chakra theory of ancient India, a method of yoga practice, and it is also included in the Tibetan Tantra of Buddhism. The person just now was actually just borrowing Based on these theories, they pieced together a specious system and used it to make money."
Wang Xiaoyi said: "But his acting skills are a bit poor, and he hasn't fooled anyone yet. It's quite miserable to eat three plates of spicy cabbage in one meal."
The two of us burst out laughing, but to be honest, I felt sad for that person. Maybe his original intention was not to make money, but his path of spiritual practice was crooked, and people were no longer normal.
Speaking of which, I am also very interested in the Lord of Light he talked about. I don’t know what kind of figure he is, but it is obvious that this person is more ruthless than the previous fake Guanyin Bodhisattva and Yingyuan Saint.
Soon, I sent Wang Xiaoyi home and then returned alone.
There is no story next. After I finished writing the novel, I went to bed early because I planned to go to that real estate tomorrow morning.
If you can really buy a house with a down payment of 28,000 yuan, then the money for publishing my novel will be just enough.
So I turned around and actually ran to the property I passed by last night, found the sales center, and went in to inquire about it.
The sales lady is a girl with a round face and short hair. I still remember her name after so many years, but I won’t tell you.
This young lady patiently explained it to me. I didn’t listen to what she said. After she finished speaking, I asked her straight to the point: “On your banner outside, it says that the down payment is 28,000 yuan and you can take the house home. What's going on with that, what type of apartment is it?"
The young lady said, "Oh, that's a down payment in installments, that is, we can pay the down payment in installments over a year, once every quarter. The minimum down payment is more than 110,000, and the down payment is almost 28,000."
I suddenly realized: "Ah, so that's what happened. No wonder it's so cheap. In other words, I will give you 28,000 now, and I will give you another 28,000 every quarter. Is that what you mean?"
The young lady said: "You can also repay flexibly. For example, you can pay the remaining money in one lump sum at any time, or you can pay it in two installments, once every six months."
Needless to say, this down payment installment is very good and suitable for me, because I just have 30,000 yuan in hand. I paid the first installment first, the house is secured, and I can pay it back slowly in the future.
Anyway, I’m not worried about not being able to pay it back at all. Even if the repayment period really comes and I can’t get the money out, I’ll blackmail Uncle Ma!
After all, I gave him all my money to build the temple. How dare he ignore me?
Thinking of this, I asked the sales lady to take me to see the model room, but she told me that there was no model room for the apartment with a down payment of more than 110,000, because it was the smallest apartment, less than 70 meters.
Okay, okay, a small apartment is not worthy of a model apartment...
So I asked her to get me a floor plan, write down the price and monthly down payment, and then went home happily.
After I got home, I first called Uncle Ma and told him that I had looked at a house and the down payment was in installments. Although it was a little smaller, the apartment was very square and big enough for me to live in.
Uncle Ma was very concerned about me and asked me in detail, especially the price. When he heard that the down payment was only 28,000 yuan in installments and he could take the house home, he laughed on the other end of the phone.
He said how about it, I said you have a big deal, can you exchange it for a down payment on a house, is that accurate?
I'm not sure. You're talking about big business, but I'm making money from publishing. They're two different things.
Uncle Ma said that publishing is also a business. You sell the copyright of your novel to a publishing house, and he spends money to publish it and then sell it to readers. How is this not a business?
Besides, this is just the first step. You will write more and better books in the future and make more money.
Uncle Ma was drawing a cake for me again. I admired it for a while, and then said to him: "Uncle Ma, don't go so far ahead. I only have a total of more than 30,000 yuan in my hand now. If I pay the down payment in installments, I will pay for it later." The money needs to be paid back within a year, and I don’t know if I will be able to get it by then.”
In fact, I was already hinting to him, but Uncle Ma never took the bait and said to me nonchalantly: "Don't worry, I will definitely be able to pay it off in one year. This is all a small problem."
I tentatively said, "But I'm a little worried. What if I can't get it out?"
Uncle Ma said: "If you can't get it, let's discuss it and pay it two months later."
I said, "That won't work. People have said that if you don't repay the loan on time, it's a breach of contract. You have to compensate them, and you might even be involved in a lawsuit."
Uncle Ma said: "Compensation is nonsense. The down payment installments they made are all tricks played by the developers themselves. In fact, they are all illegal. He dare not sue you for this. Just believe me and pay back the monthly payment later." It’s nothing, the liquidated damages are only a few dollars.”
I said, "What if I can't get it out even if it's two months late?"
Uncle Ma said: "That's not the case. Uncle Ma believes that you have this strength and ability. If it doesn't work, there is still Uncle Ma."
Oops, this is what I've been waiting for!
I immediately said: "Thank you Uncle Ma, I will buy it then. If I can't afford it by then, thank you Uncle Ma for helping me pay it back!"
Uncle Ma said: "Hey, hey, you guys are quite good at taking advantage of loopholes now. What I mean is, if you don't pay, Uncle Ma will give you a little help to help you make money, and the money will come. I won't hide it. You said that Uncle Ma is so poor now that he doesn’t dare to use more paper when shitting, and he counts the rice grains when eating. Last night, a few rats came to the temple, and he left crying..."
I wondered: "You don't cry about poverty so much, do you? Where's your money?"
Uncle Ma said: "It's a waste. It costs so much to build the temple. How can there be any leftover?"
I said speechlessly: "You can pull it down. Didn't I get all the money to build the temple? Oh, by the way, Ma Yunfeng also took some. You only have 600 in the card for Taoist Gao. I I forced you to make up 60,000 yuan, and you still have the nerve to say that?!"
