Since ancient times, whether it is borrowing money or being borrowed money, it seems to be an unspeakable thing.
Therefore, even Xiao Lizi, who was the emperor, made up his mind to lend money to his subjects after much hesitation.
However, even if the emperor made up his mind, he could not immediately issue a decree and start waiting for a large amount of wealth to fall into the urn.
If by that time, people don’t pay the emperor’s debt and don’t pay him, then won’t his old face be thrown into Java?
So, after a few days of silence, rumors gradually leaked out of Chang'an City.
"Hey, do you know? A big thing happened to the bank in Beicheng recently?"
In the private room of Zuixian Tower, a thin man with a mustache and a piece of dog skin plaster on his temple was whispering to the people at the same table mysteriously.
"Beicheng Bank?" A fat middle-aged man who looked like a foreigner sitting opposite him heard this and immediately asked, "What's wrong? Could it be that someone robbed it? Is our money okay?" "
"What's your money, my money? Who dares to rob it in Chang'an City? Not even looking at who is standing behind it? That's the emperor..." The thin man who spoke almost choked to death on the fat man's words. He opened his mouth to scold me, but he just remembered something, so he swallowed angrily and said, "It's not that I was robbed, it's a good thing!"
"A good thing?" When the fat man heard that it was a good thing, he finally felt relieved and didn't care about the attitude of the thin man. He touched his round belly and said with a smile: "But, what good things can happen there? Brother Yan, is it possible? Recently I heard that the handling fee is going to be reduced?"
"Why lower the handling fee!" The thin man surnamed Yan rolled his eyes helplessly when he heard that the fat man had guessed wrong again: "Others don't know, but you don't know? That's a place that wants money!
There are custody fees for depositing money, handling fees for withdrawing money, and exchange fees for long-distance exchanges! Nowadays, people say that even if a flea enters the bank, some of its legs will be pulled off! If you still want them to lower fees, just dream about it! "
"Haha, Brother Yan is right!" As soon as the thin man finished speaking, an old man who was about fifty or sixty years old, with half-white hair but still energetic, laughed and said: "I took a Hangzhou card last time. I went back to Chang'an to redeem the hundred-guan stamped ticket, but when I asked about the handling fee, I asked for eight-guan. The angry old man went out and sold the stamped ticket to a businessman who was going to Suzhou for ninety-five guan, and let the bank The people inside stared blankly!"
"Hey, I've done this before!"
The old man's words caused the whole table to burst into laughter. The fat man also came to his senses and proudly showed off to others that he had done similar things.
However, a group of people laughed, but some people still knew the importance and benefits of banks! So when everyone stopped laughing, they saw a young man dressed as a young prince shaking his head and saying: "Although that bank is always worried about everything and fights for every penny, in the end, it is still a good thing! At least we can travel here and there without a car. Pulling gold, silver and copper coins, right? Not only is it convenient, it’s also a lot safer! The empty transport capacity can also load a few more trucks of goods, right?”
When the young man spoke, several people present immediately stopped smiling and nodded slightly.
The few of them here are all traveling businessmen. When they first started doing business, they often had to bring a load of money when they went to other places to buy ten loads of goods! Not to mention the effort, he is also easily noticed by bandits and robbers.
But since the bank was established, they were surprised to find that in the past they had to carry thousands of kilograms of copper coins, but now they only need to carry a thin piece of paper! Although this piece of paper can only be cashed in the largest cities in the country, the bank has said that sooner or later, they will spread their banks in every city and even every town in Datang!
If that day comes, then those of them who do business will probably not even need to exchange copper coins, they will just hand over the silver notes directly. When they see it, who would dare to say that they smell like copper!
"Brother Wu is right. The bank keeps the copper coins for us, so it should charge some handling fees! If we go to exchange, they have to provide us with services, and we can't expect it to be free, right? There is also this long-distance exchange, although the price is not cheap. But it’s still much cheaper than hiring an escort and doing it yourself!”
The young man's words attracted the approval of everyone at the table. A shopkeeper who had been silent all this time even stroked his beard and defended the bank.
They are businessmen, and the nature of businessmen is to pursue profits! They are not afraid of spending money, but they are afraid that the money will not be spent in value!
Therefore, although in the eyes of many people, the bank opened under the Imperial City is like a vampire, for people like them, the advantages far outweigh the disadvantages!
"Hey Hey hey!"
At this moment, people at this table began to discuss how much changes the bank had brought to their business. The thin man named Yan finally couldn't help it anymore. He tapped the wine glass in front of him with his chopsticks and said, "Huh? I haven't said it happened yet." What a good thing! Why did you start discussing other things? Don’t you want to know about this good thing? That’s it, that’s it! It seems that I can only get this good thing!”
Having said that, the thin man was about to get up and leave. However, everyone here thought that there were still good things to say, so how could they let him go? He stood up in a hurry and left him behind.
"Oops, I almost forgot! Xiao Yan, if you have any good news, just tell me! Don't worry, I won't treat you badly here!"
"Yes, yes, me too!"
"Hey, who in Chang'an City doesn't know that Brother Yan, you are the most well-informed? What's the benefit? Remember to bring your younger brother a share. If your younger brother makes money, you can choose the best brothel in Chang'an!"
"Yes, yes, me too!"
"Um, brother Yan..."
"Yes, yes, me too!"
The whole table was full of people trying to persuade him to stay, some were playing emotional cards, and some were offering direct benefits! The fat man was so anxious that sweat broke out on his forehead, but he was also clumsy and couldn't say anything for a moment, so he had to keep nodding behind him, making the table full of guests angry, and he just wanted to say something. Just throw this fat man directly from the second floor! Save him from embarrassing himself here!
"Huh huh... This is just for your sake!" The thin man was just trying to leave, but now seeing so many people trying to stay, he used the ladder to get off the donkey, grunted, and sat back down.
"Tsk, this mouthful is a bit dry!"
"Waiter, hurry up and bring me a pot of tea! Be nice!"
"I want something tasty to drink."
"Ahem, that waiter, I don't want the tea anymore, let's exchange it for wine! Let's exchange it for Xiao's fine wine!"
