The middle-aged female employee's words could not be said to be malicious, but they revealed obvious impatience.
Seeing this, Zhang Dachuan stepped forward and looked at the other party's name badge, and then said:
"We are here to handle large loans."
Unexpectedly, when the middle-aged woman named Jia Hui heard this, not only did she not return to her proper welcoming attitude, but she became even more impatient:
"What kind of loan do you want? House loan or car loan?"
"I've told you that the head office no longer handles this kind of ordinary small and medium-sized loan business, and the business has been transferred to the branches below. You don't understand what I'm talking about, do you?"
"Hurry up and don't cause trouble, or I'll call security."
Jia Hui's eyes were full of disdain, as if she regarded Zhang Dachuan as the kind of person who wanted to show off his so-called "status" in front of his girlfriend.
Every inch of land in Shanghai costs a lot of money. If you buy a house in this city, it can easily cost millions. For ordinary people, it is indeed a large loan.
However, this is the head office of Shanghai Bank!
A loan of several million is nothing!
"You idiot who doesn't understand anything!" Jia Hui's eyes were full of contempt.
Seeing Zhang Dachuan and Zhou Qingyu standing there looking at each other with no intention of moving, she raised her voice and shouted:
"Still not leaving?"
"Security! Where is the security? Come here quickly."
There was no one in the bank hall, and it was deserted. When she shouted, almost everyone in the hall looked over.
"What's wrong?"
Not far away, a young woman wearing silver-gray business attire came over after hearing the news.
She looked at Zhang Dachuan and Zhou Qingyu, especially the image of Zhou Qingyu, and a hint of surprise flashed in her eyes:
What a beautiful girl!
At this time, Jia Hui next to him said:
"Deputy Director Zuo, these two young people want to apply for loans. I told them that the head office does not handle ordinary small and medium-sized loans, but they refused to listen and refused to leave. It seems like they insist on applying for loans here. , looking like he wants to cause trouble."
Zhang Dachuan and Zhou Qingyu's faces didn't look very good.
This woman is obviously confusing right and wrong.
Before they even said what kind of loan business they wanted to apply for, this woman directly determined the type of loan they wanted to apply for. This was like looking through the crack in the door!
Fortunately, neither of them were impulsive and did not argue with Jia Hui immediately. They planned to see what the young deputy director in front of them, surnamed Zuo, would say.
I saw this person first nodding hello to Zhang Dachuan and Zhou Qingyu, and then said apologetically:
"Boss, in terms of loans, the head office currently only provides large-amount loan services, mainly for corporate users."
"You must also know that the loan amount for this type of users is huge, the procedures are very complicated, and it takes up a lot of business time, so we specially concentrate this type of business in the head office for processing."
"As for the small and medium-sized loan business with a limit of less than 10 million, which is commonly used by ordinary citizens, such as home loans and car loans, all are assigned to the following branches for processing."
"This is mainly to facilitate customers to handle business, and at the same time save business handling time as much as possible, so as not to delay customers' demand for funds."
"So, if it is an ordinary loan business, our head office does not have it. Please understand."
The deputy supervisor explained very patiently. After listening to this, Zhang Dachuan and Zhou Qingyu's expressions became much more relaxed.
Zhang Dachuan glanced at the nameplate on the opponent's chest: Zuo Lanxuan.
Treating people like a spring breeze, some people do live up to their name.
He spoke calmly and asked:
"It doesn't matter, there is no ordinary loan business, so there should be loan business exceeding one billion, right?"
After the words fell, the whole audience was stunned.
You know, because of this dispute, almost everyone in the entire hall was paying attention to Zhang Dachuan and the others. As a result, no one expected to hear such a sentence.
One billion?
Everyone wondered if they had heard wrongly. Otherwise, how could they have heard such a super loan figure from this young man who seemed to be only in his twenties?
Even the polite deputy director Zuo Lanxuan was confused.
Jia Hui, who was wearing a blue uniform next to her, couldn't help laughing and said sarcastically:
"He didn't run away from a mental hospital, did he?"
"More than one billion..."
"Do you know what a billion is?"
"Let me tell you clearly, my husband works for the General Chamber of Commerce. Among the members of the General Chamber of Commerce, there are definitely no more than a hundred people in the entire city of Shanghai who are qualified to apply for loans exceeding one billion!"
Speaking of her husband, Jia Hui's face was full of pride.
She is almost forty years old and is still just an ordinary teller. If it weren't for her husband's relationship and her service attitude at the head office, she would have been fired long ago due to complaints.
But she doesn't care.
She came to work just to kill time.
Hearing her words, the people watching around couldn't help but laugh. Everyone thought that Zhang Dachuan was too ignorant and was just making a joke.
But Zhang Dachuan was very calm, and Zhou Qingyu didn't panic at all. The two of them ignored Jia Hui at all, but looked at Zuo Lanxuan quietly, waiting for the deputy director's answer.
Zuo Lanxuan came back to her senses, with the smile still on her face and her original politeness, and asked:
"Sir, are you sure you want to apply for a loan worth one billion?"
"If so, I suggest you prepare proof of assets and account statements within three years, and I can help you submit the application."
"However, this kind of large loan requires assets as collateral. The value of the assets in your name cannot be less than 2 billion. The specific asset appraisal report needs to be signed by the General Chamber of Commerce."
If you want to handle a very large loan business, the process is naturally very complicated.
When Zuo Lanxuan was carefully explaining to Zhang Dachuan what needed to be prepared to apply for this type of loan, Zhang Dachuan unexpectedly took out an orange-red card and handed it over:
"Those procedures and certificates are too troublesome. Can I use the VIP card of the General Chamber of Commerce?"
Deputy supervisor Zuo Lanxuan and the middle-aged woman Jia Hui were both stunned for a moment.
Zhang Dachuan handed over the card. It was about the same size as a bank card, and even the overall style was the same as a bank card, except that the silver color and pattern were more special.
The orange-red card has the word VIP printed on the front in large letters.
The background is the pattern of a blue bird sending a letter, with clear lines. Viewed from different angles, the colors of this card change, and the workmanship is exquisite and visible to the naked eye.
VIP?
VIP card?
Jia Hui laughed in astonishment and couldn't help but mocked:
"Did I really come out of a mental hospital?"
"Just take out any crappy VIP card and want a loan worth 1 billion, or a red card. Even if you want to pretend to be rich and bluff people, at least get a so-called black card."
Her husband works at the General Chamber of Commerce, but he has never heard of any VIP cards in the General Chamber of Commerce. It is really ridiculous that he would use such a name to bluff people.
However, before she finished speaking, the deputy supervisor Zuo Lanxuan suddenly scolded her:
"shut up!"
Jia Hui's face froze. Before she understood what happened, Zuo Lanxuan took the VIP card from Zhang Dachuan's hand very solemnly and examined it carefully.
The more he looked, the more solemn Zuo Lanxuan's face became, and the look in his eyes became more and more surprised and shocked.
"Is it really a VIP card from the General Chamber of Commerce?"
She looked at Zhang Dachuan with shock on her face, then bowed deeply and said, "I'm really sorry for neglecting you. Please wait a moment, I will contact the president immediately."
While talking, questions kept popping up in her mind:
What is the identity of this young man?
Why do you have a VIP card from the General Chamber of Commerce?
