"Instead of using food stamps, why don't you use treasure notes?"
Lu Daqi said bluntly.
"Can the treasure money still be used?"
Yan Chongxin on the side couldn't help but said, his tone full of regret.
Lu Daqi's face turned red suddenly, his lips moved, but he didn't say anything.
Zhu Yixi shook his head and asked: "According to common sense, the Jin people and the Southern Song Dynasty issued a large number of banknotes. Only when the dynasty was on the verge of collapse did the banknotes fall below the limit and no one dared to use them."
"And since our country issued it during the Hongwu period, the treasure banknotes have been getting worse day by day. What is the reason for this?"
In the Yuan, Song and other dynasties, the reason for the collapse of banknotes was simply because of excessive issuance.
The Ming Dynasty was different. Because of Emperor Hongwu, he always had a prudent attitude towards the issuance of banknotes, so there was no indiscriminate issuance of banknotes.
On the contrary, during the Xuande Zhengtong period, the Ming court continued to recycle treasure banknotes and stopped printing banknotes to stabilize the treasure banknotes.
During Renzong's reign, merchants were even allowed to use treasure notes to buy salt.
Commercial taxes are also paid with treasure banknotes, and it is even stipulated that only treasure banknotes can be used.
As a result, some businessmen even had to exchange gold and silver for treasure notes to pay taxes due to tax reasons.
It can be said that in order to make good use of the Baochao card, the Ming Dynasty tried its best.
Without him, treasure banknotes are so nice, one piece of silver can be worth ten pieces of flowers.
"The treasure banknotes of our dynasty follow the rules of the Yuan Dynasty and the Southern Song Dynasty. In order to prevent private printing, we have worked hard to produce the banknotes."
Zhang Shenyan sighed: "There is no indiscriminate issuance or misuse, but the treasure banknotes continue to fall. To use a folk saying, even wiping one's butt is too hard."
"Then what's the problem?"
The emperor was also confused.
It can pay taxes, prevent counterfeiting, and has not been issued indiscriminately. Why don't people accept such good banknotes?
"The veteran has also been thinking about it for a long time. In recent times, he has compared the treasures of the past dynasties and finally found some traces."
At this time, Lu Daqi's face was full of seriousness, and he couldn't help but reveal a hint of pride.
"Oh?" Now, the emperor became interested and asked, "Why is this?"
"Your Majesty, after careful comparison, I finally discovered the shortcomings of our Ming Dynasty treasure banknotes."
Lu Daqi first handed over his hand, and then said in a deep voice: "The only difference is that the Jin people and the Song people both have gold and silver treasury, allowing the people to freely exchange it, but our dynasty does not."
"During the Yongle period, Xia Yuanji, the Minister of Household Affairs, proposed printing a new type of Yongle banknote to replace the Hongwu banknote and provide sufficient silver reserves for the people to exchange, but nothing happened."
"So, because treasure banknotes cannot be exchanged for gold and silver, the situation is declining and people are not willing to use them."
These words explain the reason simply and clearly.
In the Northern Song Dynasty, when Jiaozi's banknotes were issued, there was a copper coin reserve for the people to exchange banknotes at any time. In the paper currency Huizi of the Southern Song Dynasty, the government provided copper coins and even gold and silver for the people to exchange.
When the Jin Dynasty and the Yuan Dynasty issued banknotes for payment, the government set up banknote leveling warehouses in various places (roads) to reserve gold and silver for the people to exchange.
Zhu Yixi suddenly realized.
It turned out that Zhu Yuanzhang messed up.
During the Song and Yuan Dynasties, the anchor points of banknotes were copper coins and gold and silver. Even during World War II, the currencies of most countries were actually just exchange rolls, with the anchor point being gold.
In the early years of the Ming Dynasty, Zhu Yuanzhang insisted on playing with credit currency to test the people's attitude towards the court.
Needless to say, how can a dynasty in the feudal period have any credibility?
Changing orders from morning to night is no joke.
Zhu Yuanzhang has a stubborn temper. If you don't use it, he will force you to use it.
I would rather die than change.
During the Yongle period, Zhu Di gained the throne through rebellion and naturally supported Zhu Yuanzhang's policies. In the later period, it became an ancestral system and no one dared to touch it.
Don’t you think Xiao Gui and Cao Sui will do well? You have to be new and different, and you will be a white wolf with empty gloves.
"You mean to follow the example of the previous dynasty and set up gold and silver warehouses in each province to allow people to exchange treasure banknotes?"
The emperor became interested.
"Your Majesty is wise." Lu Daqi said excitedly: "Now is more appropriate to issue new treasure banknotes."
"Food stamps have been on trial for two years, and the people have already accepted banknotes. Now if they are issued and allowed to be exchanged for gold and silver, the people will definitely be happy to accept them."
"How can the imperial court have so much silver?"
At this time, Yan Chongxin stood up and said unhappily: "Our dynasty has not been rich in gold and silver since ancient times. Most of the gold and silver obtained by the people come from overseas. The control is in the hands of others. This is a disaster."
"Nowadays, whether it is among the people or the court, there is so much gold and silver, how can it be called the source of trouble?" Lu Daqi retorted.
This is true.
Starting from the Maritime Silk Road in the Song Dynasty, gold and silver from overseas poured into China continuously. Especially with the opening of the Age of Discovery and the Longqing Switch, a large influx of silver led to the depreciation of silver in the Jiangnan region.
"Your Majesty, the reason why food stamps can travel smoothly in Gyeonggi is because people can exchange them for food at any time. If treasure notes can be exchanged at any time, they will definitely be able to circulate."
At this time, everyone in the cabinet realized that Zhang Shenyan was indeed treacherous, and his final purpose was to issue banknotes.
And the emperor was moved.
"What a pity, the imperial court does not have gold and silver mines, otherwise why would it be worried about lack of money?"
Zhu Yixi sighed.
If you hold a mine in your hand, wouldn't you want to print as many copies as you want?
"Your Majesty, there is a shortage of gold and silver in the country, but there may not be a shortage in Korea and Japan. I heard that Japan is rich in silver, so maritime merchants are willing to go there..."
"did you mean?"
The emperor looked at Zhao Shu with great interest.
Does this chief assistant want to fight?
"We can discuss with the King of Japan and exchange certain things for gold and silver every year. In this way, won't the court have gold and silver every year?"
Zhao Shu said: "This is far more cost-effective than digging mountains."
"That's right." Yan Chongxin echoed: "My great Ming Dynasty has everything and everything, but Japan is a small country with few people. It must be asking for something from me. If I exchange something for gold and silver, I believe it won't refuse. "
"You can go and try."
Zhu Yixi thought for a while. He originally wanted to use war to solve the problem.
But he realized that Japan's silver mountain was almost completely mined during the Warring States Period. Even if he took it away, he would only be eating scraps.
How could he know about the unknown mines?
"By the way, North Korea is mountainous. Although there is not much arable land, as the old saying goes, there must be gains and losses. There must be many mines, maybe some gold and silver mines."
Zhu Yixi suddenly realized that North Korea was also a treasure land. Later generations heard that it had many golden mountains. This must be true.
"What your Majesty said is true."
No one can break this guessing thing, they can only deal with it.
"Everyone has agreed to the issuance of treasure banknotes, so there can be no delay."
Lu Daqi couldn't help but said.
"Then let's try it!"
The emperor nodded, looked back at Lu Daqi, and said, "Let's try it in the capital first."
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