The real big lenders are never companies engaged in lending business.
But those real estate properties.
Those real estate tycoons rely entirely on loans to develop their businesses.
Moreover, the number of loans is many times the size of the company.
It is possible for companies with tens of billions of dollars to borrow hundreds of billions of dollars, because houses are always in urgent need.
In other words, it is a necessity in the eyes of mothers-in-law, especially those in big cities.
Financial institutions will provide a large number of mortgage loans to these real estate companies and real estate buyers, and many of them are mortgage-free loans.
The extent and intensity of lending can scare people to death.
But there is no other way. Since the 1990s, Zhu Xia has been squeezed and ostracized by the whole world.
The country's economic development cannot be developed externally, so it can only stimulate domestic demand.
Therefore, in just over two decades, the real estate industry has gradually developed into a pillar industry that stimulates domestic demand and promotes economic growth.
The real estate industry was just emerging.
Its original purpose was to solve people's rigid demand for housing.
At the same time, the construction of public buildings in the real estate industry is essentially an investment behavior. In the process of real estate investment, it will create a lot of output value, which can stimulate domestic demand, promote the steady and rapid growth of the national economy, improve the hardware investment environment, and attract multinational companies. Capital and other functions.
At the same time, the development of the real estate industry can bring a large amount of market capacity to related material production departments and service industries.
For example, the development of material production industries such as commerce, building materials, and steel.
There are also a lot of related service industries such as security and property management.
Moreover, real estate development will attract a large number of working people during and after the development process, which has a huge effect on social stability.
At the same time, the greater role is to allow the country to have a large amount of fiscal revenue, allowing the country to have a large amount of funds to invest in some people's livelihood industries that have no income but only expenditures.
In short, for a long time, real estate has been the pillar industry of Zhuxia's economy.
It is also the best choice for people in Zhuxia for investment and financial management.
In this era of involution where wages are simply not enough to spend, real estate has become a family's most important asset.
Therefore, everyone is trying their best to maintain the real estate industry and prevent it from falling and fluctuating. Otherwise, a large number of people will have their assets reduced, and some may even lose everything.
If it had been maintained like this, when other industries in Zhuxia took off, the companies in the real estate industry and their bosses would also have had a decent ending.
However, the bosses of these real estate companies are all smart people, and they all believe that people who have no long-term worries must have short-term worries, so they all get together and move to other industries.
Some are lucky enough to enter the real economy and put themselves on the beach. Although their development in real estate is slower, it is also safer.
Some are really smart. They all went to invest in emerging industries and consumed a lot of their own funds. At the same time, they also gained a foothold in emerging industries.
Those like this and those who bravely retreat from the rapids are all safe.
However, there are still some that have become very large and are beginning to want to carry out in-depth cultivation.
They started commercial real estate, but it was self-operated commercial real estate. If there were fewer of these properties, they would be fine.
It is not a big deal to run some businesses on your own. It is understandable that people want to leave a way out for their descendants.
But some people are really too smart, and they can see that their self-operated business can give them a permanent cash flow that can replenish their income.
Then he put his main business into self-operated property, wanted to become a lessor, and turned his property into the leasing of commercial real estate.
This makes many people uncomfortable.
Especially the above, which allows you to grow bigger and achieve the maximum, but it will not allow you to control something. Even if there is a sixty-year period, it is not allowed. Who knows whether there will be any changes in the future? Woolen cloth?
The important thing is to learn from others.
If the industry leader has done this, will other people in the industry do the same? If this becomes a common practice, will there be a monopoly on necessary materials in this industry and a large-scale monopoly within this industry? , and then form a hierarchy?
These are all things that must be considered.
If this is the case, will there be a bubble?
If there is a bubble in the property market, it would be really bad.
First of all, hard-working people cannot get normal returns, which is something that will distort social values, which makes many people give up their existing businesses and jobs and enter the stock market and property market.
Because in this way, they can quickly expand their personal and family property without having to work.
Workers without assets cannot afford to buy a house after working hard all their lives, or their family's savings can only buy a pigeonhouse of ten or twenty square meters, euphemistically called a struggle apartment, and then they have to pay off the loan for the rest of their lives.
Perhaps these loans can be exchanged before death.
And this kind of thing is really not allowed for the country.
So after Zhang Wei helped them get rid of those illegal small loans.
Let’s start with those leaders in the real estate industry who are beginning to turn to leasing business.
The last one to be targeted in this way was the coal industry.
But it wouldn’t work if I didn’t start like this.
Because everyone can see what the real estate leader wants to do.
After being drunk on a certain occasion, this person said something to someone close to him, which would kill him for no reason.
And this means that the property rent in one city can support a family worth hundreds of billions. I have properties in so many cities, and my family will not become a family worth trillions, and I am not afraid that the descendants will be unfilial and ruin the ancestral property. So Even if the future generations are incompetent, a large industry can still allow them to eat, drink and have fun for several generations.
These words directly offended the top management.
In Zhuxia, such a class is not allowed to be born.
If only they had given birth to class.
Then the country's efforts were in vain, so it started to take action directly.
This man's previous efforts were also very huge, and he was expanding all over the world. However, after Zhuoqun appeared, his expansion began to run into problems.
Because ghosts and supernatural events have appeared all over the world,
Therefore, real estate in various countries around the world has also experienced a certain decline.
That is to say, when real estate prices drop, no one has the desire to buy or rent real estate, and the entire market shrinks.
This is nothing to begin with. For companies with huge cash flows, this is an opportunity to acquire some industries for investment.
This is also an opportunity for the leader, so he borrowed hundreds of billions and started buying and selling all over the world. This purchase directly stimulated the market and caused the market to pick up in many places.
Originally, this plan was very complete and there were no problems.
However, due to the problem of illegal small loans, the entire financial industry of Zhuxia was investigated, and Zhang Wei's operations caused heavy losses to those financial institutions.
Therefore, they can only tighten their money supply to ensure that they will not be overwhelmed by possible bank runs in the future.
When these institutions tightened their money supply, they discovered that they had already lent out trillions of dollars in loans, and before these loans were made, there were still trillions of funds that had not been recovered.
At this time, a lot of financial institutions were confused. They never thought that they would have so many loans outside and not come back.
Then everyone carefully checked and found that the corporate loans that we know now are relatively small, and more are consumer loans and other messy small loans. The total amount of this money can be 40 to 50 trillion. .
This brought down all the financial institutions.
At this time, the major review of the financial industry initiated by Zhang Wei began.
This time, loans worth over RMB 100 billion were directly announced, and people and businesses across the country were stunned. They had never thought of such a huge amount.
And Zhu Xia also wants to take this opportunity to take action against some monopoly industries, because they all know that in the future, Zhu Xia will no longer be able to focus on the service industry, but will need to increase the proportion of the primary industry.
Only industry can allow Zhuxia to enter space, and only then can Zhuxia have the capital to enter space.
So they also controlled it in a tacit understanding.
At this time, real estate that refuses to cut prices has become a thorn in the side.
Zhu Xia's house is actually enough, but the real estate industry feels it is not enough.
They are the kind of people who wish they could live in five apartments.
So I keep building houses, building houses, building houses.
Then put everyone in debt to buy their already saturated properties and leave ghost towns behind.
This kind of thing has happened before.
But this time Zhuxia's top management is different. They all want to get rid of these people, and then turn the country's economic pillars into the primary and secondary industries. As for the tertiary industry, they no longer think about it.
The tertiary industry can provide people with jobs, but it cannot be called the country's pillar industry.
This thing is just like real estate, it looks promising but actually has no future.
Only industry can keep a country developing.
Therefore, this time after obtaining a large amount of technology from the Third Industrial Group.
Zhu Xia in this world feels that they no longer need to worry about the real estate, and they can already take action against those who have no rules.
Let them know that Zhuxia will not allow wealth to hit them, nor will they allow the so-called family class to appear.
Between capital and society, Zhu Xia would not choose capital.
Zhu Xia's attitude is very clear, that is, I allow you to exist as an integral part of the national economy, and I also allow your assets to exist, because these are inevitable parts of the process of economic development.
But this does not mean that we will support you in consolidating class and wealth, because we are not capital, nor will we be capital, and capital is not in our understanding.
So when he took action, Zhu Xia didn't hesitate at all.
Directly ask those real estate leaders with huge loans to repay their loans.
The leader also immediately started the process of selling and selling, but this time there was no time for him to pay off the debt slowly. Instead, he had to repay more than 300 billion in loans at once.
This time it was fatal.
Mr. Wang's mouth was so anxious that his mouth was sore, his mouth and tongue were covered with sores, and there was even a lot of mucus in his eyes.
A lot of hair fell out.
Then Zhuo Qun came forward.
In the bamboo villa in Beizhuhai, Zhuo Qun met Wang Shofu, and he was going to do some business with Wang Shofu.
"Hello, Wang Shofu, I'm Zhuo Qun. It's our first time meeting you. Please do it. You don't need to be reserved when you come to my place!"
Zhuo Qun pointed to the sofa opposite him and said.
This made Wang Shofu a little uncomfortable, because before he was the center no matter where he was, and everyone had to look at his face, but now he had to look at Zhuo Qun's face. The gap was a bit big, and he accepted it for a while. No more.
But he still sat down, because he came here for help, and he had a large number of houses to sell.
Zhuo Qun happens to have a large number of houses to buy, so it is possible for both parties to reach an agreement.
"Let's watch TV now. There is a lot of news about your real estate during this period."
Zhuo Qun turned on the TV without waiting for the other party's consent.
There happened to be a picture on TV of a bald man jumping from a tall building.
"You seem to know this person, right? He's from your industry?"
Zhuo Qun asked, pointing to the people on the TV.
"Bald Pan, the boss of the SOHO industry owns several SOHOs."
"Yes, that's him. He also donated billions to universities in America, right?"
"Yes, that's him."
"Now that he has jumped off a building, do you think this kind of person is pitiful?"
Wang Shofu watched the TV and listened to Zhuo Qun's words without saying a word.
Because he doesn't know what to say now.
"This Xu Daheng is also a ruthless person. He has a capital of 3.9 billion and a debt of 2 trillion. How dare he do it? Do you dare to play like this with a leverage of 512 times?"
Zhuo Qun asked another question, which made Wang Downpayer not sure what to say. His liabilities were also in the trillions, but a lot of them were money he planned to invest abroad this year. Before the transaction was completed, he was loaned out. The financial institution took it back, and he had to pay more than 5 billion in liquidated damages, which was still US dollars. When converted to Zhuxia's currency, it was more than 30 billion!
That's why he had to sell off a large amount of his properties, leaving only what he was prepared to keep.
He is now planning to sell off his businesses, including three commercial cities, more than 70 hotels, 37 department stores, a large number of commercial plazas, and a resort in Changbai Mountain, which together cost thousands billion in assets.
But these were still not enough, so Zhuo Qun looked at him and said, "Don't keep any commercial real estate. If you can't keep these, you can go to the entertainment industry, or I can give you some industries that require a lot of money." , I don’t know if you want it. It is a high-tech industry, and the cost will be at least three to five hundred billion, and it may go up to one trillion in the future. I don’t know if you are interested.”
Only at this moment did Wang Shofu say the first thing he wanted to say. "I'm interested, I'm very interested!"
