Wang Anshi’s Market Change Law?
Zhang Yue smiled slightly, just the opposite.
Zhang Yue said to Li Xian: "In my city, Yi Sizhong, except for the tea, salt, and wine sales, everything else is left to the private sector, and the government never interferes."
Li Xian understood that tea, salt, and wine were subject to official discussion, while other goods were subject to public discussion.
Zhang Yue said: "Tea comes from Sichuan. The Transportation Department has a tea shop in Qinzhou. In addition to Jiezhou soil salt, Minzhou, Tongyuan Army's well salt, and Jiezhou cliff salt, the most common salt is Jiezhou salt." Salt. In addition, there is also a wine business in the market.”
Tea, salt, and wine were sold by the government and were monopolized by the government. In this regard, Zhang Yue used Wang Anshi's market exchange method to exclusively buy and sell tea, wine, and salt from Qinfeng Road, Sichuan, and Yongxingjun. If these three items enter the market, they will be purchased by the market and trade department, and then sold to merchants in the market to earn interest differentials.
But for the other three items besides tea, salt, and wine, Shiyi will only have a bottom-line price to prevent the other party from making a wasted trip, and will not interfere.
For example, when more than 100,000 kilograms of frankincense were sold in Khotan at one time, local merchants were unwilling to charge or lowered the price to a price that was not even enough for travel expenses. At this time, in order to prevent the Tibetan merchants from losing money, the City Yisi came forward to underwrite the purchase.
Acquisitions are generally the responsibility of the Yaren, who are responsible for estimating the price of an acquisition. If they are unable to sell in the future, or if they make a loss, the Yaren will be fined, demoted, or deprived of their qualifications.
Of course, if the purchase and sale are made to the company for profit, Yaren will also get a good commission.
Zhang Yue divided Yaren into nine levels, arranged from low to high. Different levels enjoy a commission ratio or funds authorized to be used by the City Yi Division, as well as annual dividends from the City Yi Division. Of course, this idea comes from a well-known investment company in later generations.
Li Xian had a great understanding after hearing Zhang Yue's methods.
The most powerful among them is the commission bonus and promotion system, which prevents the other party from cheating. This is an accurate grasp of human nature.
Li Xiandao: "Nowadays, the Municipal Yi Law has been criticized a lot in the court. The Yi Secretary of Beijing City is just thinking of various ways to release interest money and profit from it, but it has forced many small merchants to have no livelihood. Why don't the commander-in-chief propose this idea? What about my husband?"
Zhang Yue said to Li Xian: "It's difficult. My method of market change is to make money without accumulation, while my husband's method of market change is to make profits. I heard that the Yisi of Bianjing City alone collects nearly 100 yuan in interest money a year." Wan Guan, how can such a huge profit be compared to my trivial method?"
"Hey!" Li Xian sighed deeply.
Li Xian was previously in charge of the Imperial City Department and specialized in spying on intelligence in the capital. He was fully aware of the people's criticism of the city's Yifa.
At that time, Wang Anshi appointed Lu Jia to be in charge of the City Yi Division. Lu Jia was eager for quick success and quick profit. The biggest problem when he was managing the City Yi Division was forced buying and selling by the government.
The original intention of the Market Change Law was to crack down on large-scale mergers and acquisitions. As a result, in order to make profits, even the middle class and ordinary traders were deprived of food. In the end, the government itself became the largest mergers and acquisitions.
In the Song Dynasty, it was only wine, salt, and tea that were under official control. Once the Bureau of Economic Change was established, all department stores were under official control. The result of the government's monopoly was that prices were extremely high.
But what can Zhang Yue say now? He had compromised with Wang Anshi before and agreed not to criticize the Market Change Law and the Young Crops Law. You still have to be trustworthy at this point.
However, when Li Xian came to the Qing and Tang Dynasties, he saw an unusual scene. When he arrived in Yisi, Xizhou City, there were not only Yaren intermediaries, but also a government-run Jieku and Qishu.
This made Li Xian very puzzled. Except for wine, tea and salt, Zhang Yue had always been an official camp without an official camp. How come he was an official camp in the warehouse.
Li Xian arrived at the Treasury of Yisi and saw an official waiting here. It was Cai Jing, Zhang Yue's aide.
The Jiezhi Library in Yisi is also very interesting. After walking through the door, there are two doors, one on the left and one on the right. The left door has the word "zhi" written on it, and the right door has the word "na" written on it.
Cai Jing said to Li Xian: "All gold, silver, pearls, jade, and even acres of land can be deposited in the treasury, and the salt banknotes can be exchanged for about 10% profit. As for the treasury, the salt banknotes can be deposited and withdrawn from the treasury, and the profit is about 10%. Take two or three interest.”
Li Xian was surprised when he heard this and asked: "If you deposit and withdraw salt banknotes without charging a handling fee, can you still earn interest?"
Cai Jingdao: "That's true. The subtlety lies in the fact that the salt banknotes stored in the treasury can be loaned to the people in the treasury to obtain profits."
Li Xian was greatly puzzled by Zhang Yue's method.
Wang Anshi reported to the emperor not long ago that the capital's surnames were mostly used to open the Qiku, and the effect of market changes in promoting mergers seemed to be visible (actually it was said in the eighth year of Xining).
What Wang Anshi meant by this was that once the Municipal Bureau of Economic Affairs was established, the wealthy people in Bianjing were no longer able to do business, so they all opened quality warehouses. This shows that the Market Change Law is very good.
The emperor replied that everyone has good deeds, but this is difficult. The emperor said that it would be best if you urge annexation and achieve equalization so that there are no poor people among the people, but this may not be easy.
Wang Anshi believed that there was a Qingmiao method that could replace the quality warehouse, but Zhang Yue insisted on opening a government-run quality warehouse.
The interest rate of this loan is not high, which is very different from the private interest rate of 40%. In theory, it should be difficult to make a profit. However, the money used to run the warehouse is not your own money, but the salt banknotes stored in the warehouse by ordinary merchants, and they make profits from the interest difference in the middle.
Li Xian seemed to understand something and asked, "Commander, can you elaborate?"
Zhang Yue said to Li Xian: "When I first met Wang Xianggong, he said repeatedly that the government should destroy the benefits of land rent rather than the benefits of merchants when it wants to break up the annexation."
For example, a Han farmer in Xizhou rented several hectares of land from the landlord and hired several Tibetan people who did not understand farming to work on the land.
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The landlords received land rent, the Tibetan people received wages, and the Han farmers received profits after deducting costs.
It's like a piece of cake. The landlords, Tibetan people, Hannong, and peasants share the cake. Who among them puts in the least physical and intellectual work but earns the most?
A worker can earn three thousand a month even if he works hard, and he can earn three thousand a month if he puts one million in the bank.
In the Song Dynasty, ordinary people earned three guan per month, and private loans were calculated at four cents, and one hundred guan would be enough to win. Today, the equivalent of 100,000 yuan in interest is more than a person with a monthly income of 3,000 yuan can earn.
From ancient times to the present, the rich are getting richer and the poor are getting poorer.
The landowners have no land, and the poor have no place to stand.
Therefore, the ideal way to divide the pie is to distribute the income from landlords’ land rent to Han farmers and Tibetan people, rather than reducing the share of Han farmers and Tibetan people.
Zhang Yue said to Li Xian: "The green crop law destroys the benefits of land rent, but the disadvantage is that it is forcibly apportioned. The market change law destroys the benefits of merchants, and the disadvantage is that it is forcibly apportioned. My pledge lies in the government-run and commercial enterprises, regardless of the two. It has the disadvantages, but it has the effect of both.”
Li Xian said: "That's it."
After seeing the market transaction laws of the market, Li Xian felt that the trip was worthwhile. Zhang Yue said: "I have three policies in the Qing and Tang Dynasties: land reclamation, goods breeding, and Tibetan and Han Dynasties are one."
In other words, it is the three strategies of farming, trade and localization.
Zhang Yue said to Li Xian: "Now I want to do business. Zifan, do you think there is anything I haven't done enough?"
Li Xian said: "Our family thought we could ban smuggling!"
Zhang Yue said: "Nowadays, one of the smugglers is in the private market of the border people, and the other is in the military trade. Which one do you think is prohibited?"
Li Xian thought for a while and said: "Forbidden Huiyi!"
