The restaurant has a large canteen, as well as specialty stores run by self-employed individuals. As Tang Xin walked along, what he saw the most was that every table in the store had a QR code with the four words "Scan the code and place an order" attached.
Tang Xin and Song Qian stopped at a store and both scanned the QR code with their mobile phones. They couldn't help but look surprised when they looked at the ordering interface that appeared on their mobile phones.
"The school has a total of 17 canteens. Currently, the scan-and-scan project has completed trial operation in three canteens, with the function of scanning QR codes to pay and place orders. We have also encountered problems in this process, such as merchants who do not have smart phones. , or if you don’t know how to use it, our studio has arranged for volunteers to provide on-site guidance and presented a smartphone with WeChat function.” Zhou Wan explained with a smile.
At present, there are cheap smartphones and expensive ones. For example, mobile phone billing machines are in the cheap category. Installation and use of WeChat can be achieved with cheap smartphones. Therefore, for this promotion, the studio has prepared a batch of mobile phones at a cost of Less than 200,000 yuan.
"In other words, many businesses currently do not use smartphones?" Song Qian couldn't help but ask at this time.
"Well, you can buy it on the market and it's not expensive, but most people think that there is no need to buy it, because in their eyes, mobile phones may only be used for making calls, and this campus pilot, in order to show it more intuitively, we Let every business be equipped with at least one smartphone," Zhou Wan said.
Song Qian asked while recording, "Will it be thankless?"
Tang Xin didn't express any opinions, or Song Qian represented her opinions. She was just the one responsible for making the decision.
However, when problems are exposed, they need to be solved.
Zhou Wan knew that a bad answer might make the bank reduce its intention to cooperate. She thought for a while and said: "Because this payment model is very new, merchants are unlikely to accept it if they have not tried it, but if the promotion goes smoothly, they will Many merchants have taken the initiative to join this payment model, so they don’t need to give away free mobile phones.”
"How do you make money? Do you rely on franchising?" Tang Xinyan asked briefly and concisely.
Zhou Wan's pretty eyebrows wrinkled, and she knew this was a difficult question to answer.
"Aunt Tang, let me tell you."
Zhou Yan took over the conversation and pointed to the merchants not far away who used QR codes to collect payments: "Campus merchants like this have a monthly turnover of at least 10,000 yuan. If they use cash settlement, they also need It is a complicated process such as accounting, invoicing and tax filing, but once you use our WeChat QR code ecosystem, the first thing is convenience, which is convenient for merchants and students. You don’t need to carry cash with you to pay, and merchants can also directly When you use WeChat to withdraw money received, the invoice is automatically generated and can be summarized in the background for easy accounting."
"So this payment model is currently very popular with merchants. Although equipping merchants with mobile phones is a bit eager for quick success, the result is the same. Merchants welcome this online payment model. Similarly, merchants collect payments through our software Bookkeeping and capital flow are equivalent to passing through our side. It can be regarded as the aggregate payment of the second clearing. Needless to say, the convenience of aggregate payment. If we develop financial investments based on this, such as fund services, merchants will Is there a new option besides the withdrawal option?”
Zhou Yan said with a smile: "This is easy to understand. If you pay with cash, then the money will be transferred from the left hand to the right hand, and it will not create any profit. But with WeChat as a payment carrier, it can achieve aggregated payment and attract financial funds at the same time." Invest and get the best of both worlds.”
Listening to Zhou Yan's words, Tang Xin was a little more surprised. If he didn't know a lot about finance, he wouldn't have said so many insightful remarks. Moreover, Zhou Yan was right. The group has not changed, but the handling fees generated in online transactions and attracting investment do have unique effects.
There are many financial platforms that can be operated through this, such as funds, credit, etc. Although it only adds a new payment method, the essence is to reasonably expand the fund transaction platform for third-party payment. In this aspect, Ali It is to revitalize third-party transactions through p2p transactions, and what the Scanner project is doing now is actually to implement the implemented scenarios, expand the application scope, and achieve similar functions.
Using this third-party aggregate payment as a means of expansion is indeed unique in mobile transactions.
So even if the online ordering function is developed, it is essentially a development at the level of QR code content. What Tang Xin really likes is this new model of electronic payment.
Tang Xin glanced at Zhou Yan approvingly. Zhou Yan was obviously better at dealing with these things than Zhou Wan. He knew what she wanted to hear, and Zhou Yan was Tang Tang's boyfriend and his right choice. The better the son-in-law is, the happier she will be. However, she did not show it too obviously in front of her subordinates. She just nodded and said: "This project is very good. Is there anything else you can show us?"
"Aunt Tang, follow me."
Zhou Yan gradually took the initiative in this investigation, and then took Tang Xin to a shared bicycle stop.
"Sister Wan, please introduce me."
Because the sweep project is led by Zhou Wan, Zhou Yan is not able to dominate the scene except for appropriate rescues, he said with a smile.
Zhou Wan nodded. She knew the meaning of today. Even though she was still a little reluctant to let go when facing Tang Xin, she adjusted back. At this time, she introduced with a smile: "These bicycles are equipped with electronic locks and use scanning With the QR code unlocking function, you only need to scan it with WeChat to unlock the door, and the bill will be displayed on WeChat. This type of dockless bicycle is also part of our pilot project. There are currently 300 units in Hongda operation. The land makes it easier for students to travel.”
Tang Xin listened to Zhou Wan's explanation and stepped forward to use the WeChat scan function to scan the QR code of a campus bicycle. After a series of authorizations, accompanied by the short electronic sound of Didi, the QR code that was originally stuck on the tire was The electronic lock on the phone was successfully opened.
Very novel experience.
Even though Tang Xin has reached the position of president, he still shows curiosity when faced with something like unlocking a bicycle, which does not require any technical content.
Just by scanning the QR code above, the lock can be unlocked. She is certain that this dockless bicycle model is definitely the only one in Hongcheng nationwide.
It doesn't require much creativity, just combine the electronic lock and QR code technology to achieve it.
As a young girl who had just joined the job, Song Qian was also very interested in novel things. However, although she also wanted to experience scanning the code to unlock the door, she did not forget the serious business of today and began to record it seriously.
To be honest, scanning the QR code to pay or something like that didn't have as big of an impact on her as online unlocking.
The parking spot for bicycles was not far from the dormitory. Some students came out in groups and started to ride bicycles to class. They obviously noticed Zhou Yan and his party. Tang Xin and Zhou Wan were both very attractive, but Tang Xin She has a cold temperament that makes students dare not look at her. On the contrary, Zhou Wan, a senior who often wears suits in student unions, is very popular with students.
Of course, he was in a hurry to go to class. A few students just looked at him and were curious as to why they were standing there. They used their mobile phones to unlock the bicycles and then thought about riding away.
However, Song Qian obviously would not miss this good research opportunity. She quickly walked over and said, "Hello, classmates, can I take up a moment of your time to ask about bicycles."
Song Qian has a pretty face and is also a big sister type. The boys were a little unnatural. One of them rubbed his head in embarrassment and said, "Sorry, we are in a hurry for class."
"It only takes a few minutes." Song Qian said with a smile.
"Okay...Okay, what's the problem?"
None of the boys left, they were obviously together. Faced with a format similar to an interview, college students had little experience, and it was not easy to refuse at this time, so Song Qian succeeded directly.
"I would like to ask, when did this type of bicycle with electronic lock become popular in Hongda?" Song Qian asked, picking up a pen and paper at the same time.
A boy who was still a little green said: "It's been a week."
"Is this kind of bicycle easy to use?" Song Qian asked.
"It's easy to use, just scan the code." The boy said.
"How much does it cost to use it once?" Song Qian asked.
The boy thought for a while and said, "One dollar for half an hour, fifty cents for more than half an hour."
"So cheap." Song Qian was a little surprised.
"No, this is Hongda's special bicycle. You see, our Hongda logo is printed on the bicycle." Another boy pointed at the bicycle and said.
"It is said that it was made by our Hongda Studio. It is very powerful." The boy said quite proudly.
Introducing the awesome studios on campus to outsiders will make you look good.
Song Qian nodded and asked a few more questions related to the QR code. After getting the answers, she said thank you and let the boys leave.
"Sister Xin, the feedback is good." Song Qian said to Tang Xin with a smile.
Tang Xin nodded, and she knew it was good from the reactions of those students.
She was even thinking that if smartphones were completely popular, QR codes might really be able to replace cash as a quick way to make electronic payments.
For urban transportation, you don’t need to buy tickets for the subway. You only need to show the QR code. For restaurants, you can scan the QR code to order food. Even merchants of all sizes use QR codes to collect payments.
In the finance, catering, transportation, shopping and even service industries, if the function of scanning QR codes is really promoted, too many things can be done, which is no less than a complete revolution in all walks of life.
It’s hard to imagine that a small QR code can bring such great convenience to life.
Zhou Yan said that the emergence of the scan function was of epoch-making significance, and Tang Xin suddenly agreed.
Originally, she was considering the acceptance of students and didn't think it was a good idea to promote QR codes now. However, during the inspection at Hongda, Tang Xin seemed to have entered a new world. This world had a bit of the future, which made her except At the same time, I felt a little hesitant and overwhelmed.
If you just give her a mobile phone and scan this function, she may not feel anything, because the times are developing too fast, and many new things have appeared, and scanning is just one of them, but for real-life research, see Tang Xin was inevitably fascinated by the changes to a campus after joining Scan.
10 years ago, there was no possibility of accepting it, because at that time there was not even a mobile phone that could log in to QQ, but it is different now. Smartphones have appeared, and a series of financial systems based on them have also reached an update stage. when.
There was no need for research anymore. Tang Xin knew the exact answer in her heart. It was hard for her to imagine that this was brought to her by a child she had watched grow up, but this was the reality.
At this time, Zhou Yan said with a smile: "Aunt Tang, in addition to these physical projects, this online electronic payment model is also patented. The QR code is not patented, but after scanning it, Sister Wan has already A series of patents have been registered. I think after the scan-and-scan model is really popularized, many people will talk about the patent authorization of this kind of electronic payment, and it is valuable. This is also the real reason why I invite you to come to Hongda to investigate. reason."
"You mean, patentability?"
When Zhou Yan reminded him, Tang Xin was stunned for a moment, and soon his expression became a little strange.
Registering a patent is equivalent to directly monopolizing this payment model.
Tang Xin can already predict the popularity of the scan function, because this function can be applied to every industry, and its value is self-evident.
Tang Xin made a decision and said to Zhou Yan: "The investigation is over. Xiao Zhou, please wait for my news."
She didn't say much, and she couldn't give any guarantee at this time. The result can only be given after it is implemented.
"OK."
Zhou Yan smiled and nodded.
At this point, there is actually no suspense anymore.
As long as the cooperation with the bank can be negotiated and it can get off to a good start.
The licensing fees for scanning patents in later generations are sky-high, but the high price is one thing, and whether you can afford it is another matter. Being able to cooperate with a bank is equivalent to a layer of protection, so that you will not be distracted. have no idea.
...
"Sister Xin, this project will definitely attract key support from the industry."
In the BMW, Song Qian expressed her opinions to Tang Xin with some excitement.
Tang Xin regained her composure. She asked softly: "Xiaoqian, what do you think of it? Please tell me in detail."
"Sister Xin, you know that I just graduated from Shuimu. Can I express my opinion from the perspective of a college student?" Song Qian asked.
"Um."
"It's refreshing." Song Qian said: "Coming to Hongda for research really gave me a refreshing feeling. It's hard to imagine that a QR code has brought so many changes to this campus."
"As for QR code payment, I think it is much more convenient than cash payment. You can pay by just scanning the QR code, which you cannot see in other schools. You can also scan the QR code to order. If it is not true, After coming to Hongda to experience it, I doubted whether I was dreaming. Although the technical content is not high, it really gave me a feeling of living in the future. This feeling is very novel and very good." Song Qian was a little excited. said.
Tang Xin listened to Song Qian's praise and smiled: "If that brat knew that you, a top student in Shuimu, were so optimistic about his project, I'm afraid he would be extremely happy."
Song Qian smiled slightly and said, "Classmate Zhou Yan is really awesome."
"Okay, let's talk about your views on QR code payment as my secretary." Tang Xin waved his hand and said.
Speaking professionally from a professional perspective, Song Qian became more serious after hearing Tang Xin's words. She thought about it and said, "The power of QR code payment is obvious, but the problems exposed are also obvious."
