Zhou Yan knew that Aunt Tang should be a little moved, otherwise her eyes wouldn't be so eager.
He smiled and nodded: "Currently, technically, it is possible to convert the payment link of the third-party platform into the format of a QR code. When users scan the QR code, they can automatically jump to the payment page and realize electronic payment."
"This is why I asked Aunt Tang for a third-party payment authorization letter. Scanning the patent is the key to promoting electronic payment. Users use the QR code scanning function that comes with their mobile phones to scan the QR code given by the merchant. QR code, thus realizing the payment function instead of cash. To purchase items, there is no need to use cash, bank card or credit card to swipe the POS machine, but a more convenient way." Zhou Yan explained with a smile.
Tang Xin's beautiful eyes narrowed slightly, thoughtfully.
As the president of a bank, Tang Xin knew very well how powerful this so-called scanning patent was.
You can pay by scanning the QR code. Over time, users will gradually change their habit of paying with cash and switch to more convenient mobile payment. Their need to carry cash will be greatly reduced, or they will not even carry cash at all.
Now this function has been implemented by Zhou Yan's team.
All that is missing is promotion.
And if users only conduct transactions on their mobile phones, the use of cash will definitely be greatly reduced. Once more users use electronic payments, it will inevitably affect the bank's payment settlement model and profit model.
At that time, for banks... I don’t know whether it will be a good thing or a bad thing.
Tang Xin thought a lot, but the only thing that concerned her was not electronic payment or scanning patents.
But the person who said these words was the child she watched grow up, and was the boyfriend of her daughter Tang Tang.
Tang Xin didn't care that Tang Tang was beside him, and said to Zhou Yan with a smile: "Xiao Zhou, why don't you simply tell me these things?"
"That's for sure. When Aunt Tang and I told you to scan the patents, it actually meant cooperating with the bank."
Zhou Yan said straight to the point: "In my opinion, it is only a matter of time before electronic payment replaces cash payment. Aunt Tang should be able to see the convenience of QR codes. As long as a third-party payment platform is built on everyone's mobile phone, at the same time By installing the scanning function, this new electronic payment method can be completely realized, and even users will gradually become dependent on this payment method."
"That's true, but habits can't be changed overnight. At present, everyone is used to cash payment. If an electronic payment suddenly appears, whether to accept it or not is also a question. Banks will not try it rashly." Tang Xin also briefly expressed his concerns and principles.
Zhou Yan smiled, and these words made it clear what Tang Xin meant.
She wanted to support the promotion of scan patents, but she still lacked a reason to convince her.
The reason is market feedback.
Without the support of practical data, it is just talk on paper. Electronic payment can be realized by simply scanning. Although it seems convenient and fast, whether users can accept it is still a big problem.
Zhou Yan touched his chin, pondered for a moment, and said to Tang Xin: "Later, General Hong will conduct a pilot project on scanning patents. Then we can show Aunt Tang the effect."
Tang Xin nodded. Although Zhou Yan is her daughter's boyfriend, public is public and private is private. She will not abandon private affairs because of public affairs. If scanning the patent can really have an effect, she might not be able to replace Zhou Yan. Matchmaking.
"Then I'm waiting for your good news. Xiao Zhou, you and Tang Tang can talk. I'm going to bed first."
Tang Xin said to Zhou Yan, and then looked at Tang Tang, who was eavesdropping on the conversation between Zhou Yan and her like a curious baby: "Tang Tang, you should go to bed early, and don't talk to Xiao Zhou too late."
"I know, Mom."
Tang Tang felt that her mother was too fake. They slept together when Shitou was not around. Now she said that she should go to bed first. She would probably pull her over later. Although Tang Tang was also a little greedy, she was more interested. I want to sleep with Zhou Yan.
But now Zhou Yan is occupied by Xiaoli, which is unfair.
Tang Xin left, and Tang Tang also looked at the screen.
She asked curiously: "Shitou, what you just said to your mother about scan-to-pay is that you can pay by scanning the QR code?"
Tang Tang only felt that Zhou Yan was on the same level as his mother when he said those words. She could only listen, and now she couldn't wait to ask.
"That's right." Zhou Yan nodded and asked, "Tang Tang, is your WeChat account bound to a bank card?"
"Hmm, it was bound to the China Construction Bank card issued by the school. At that time, I was asked to set a payment password. I directly set it to the bank's password. I don't know if it will work."
Although Tang Tang didn't know what kind of medicine Zhou Yan was selling in his gourd, he still nodded his head in response.
The wallet function is very convenient, just like bringing bottled water to drink in the dormitory. In the past, everyone had trouble finding change. Now, just using the transfer function, you can send one or two yuan to your roommate, which is really convenient.
Tang Tang also learned from Zhou Yan that the reason why she could use this function was thanks to her mother, who is the president of a bank.
Therefore, Tang Tang felt honored and very proud.
Zhou Yan received Tang Tang's reply and nodded: "That's okay. Tang Tang, I'll send you a QR code. Scan it and see."
"good."
Because the official version of WeChat has not yet launched the function of scanning QR code to pay, and only has the wallet function of transfer and savings, Zhou Yan took a screenshot of the payment QR code in the internal beta version he was using, and then sent it to Tang Tang .
Mobile electronic payment actually transfers the functions of online banking to mobile phones. Therefore, as long as the QR code transcoding is completed, the function of scanning the code to pay can be realized. The money paid by scanning the code will be directly stored in the user's wallet just like a transfer.
And Zhou Yan also wanted Tangtang to experience this function.
Ever since Zhou Yan and Tang Xin communicated about the sweep, Shen Li has been sitting nearby and observing like a good baby.
She had already downloaded WeChat, but she didn't know that she could make electronic payments by scanning it. In her opinion, this was definitely a novelty created by Zhou Yan. She knew that Tang Tang's mother was the president of a bank. What did she know? There is no one she can compare with. Even Tang Tang's mother is interested in the mobile electronic payment proposed by Zhou Yan. It should be a very good software.
Therefore, Shen Li was also very curious.
Tang Tang also saw the QR code sent by Zhou Yan at this time.
"Just press and hold and click to scan." Zhou Yan reminded.
"Good stone."
Tang Tang did as he was told, and a payment interface soon appeared.
Tang Tang looked at the interface with some surprise, because it was exactly the same as the transfer in WeChat.
The difference is that to transfer money, you need to click this function directly, but what appears now is to use the scan function to scan the QR code sent by this stone.
】
Tang Tang thought that there were thousands of dollars in the card, and Shen Li was also watching, so she directly entered a number, 520, with a smile.
Then enter your password.
The payment success interface popped up, showing that she had transferred 520 to Zhou Yan.
"Shitou, look how much I paid you." Tang Tang said with a smile.
Zhou Yan opened the payment interface, and the prompt that 520 yuan was credited was very dazzling.
Of course, for Miss Shen, it is particularly eye-catching.
She pursed her lips slightly, obviously not happy about Tang Tang's transfer.
But this time she didn't fight back at Tang Tang in the same way, but directly picked up Zhou Yan's phone.
Opening her chat box, she also knew Zhou Yan's payment password. At this time, she directly used Zhou Yan's account number to transfer 520 and 1314 to herself. After doing this, Shen Li felt much better.
Zhou Yan shook his head and laughed. The jealous Shen's way of retaliate was really different.
And thanks to the fact that Shen Li showed a little proudly to Tang Tang a screenshot of the payment after paying, the girl Tang suddenly became unhappy.
"Xiaoli, how can you cheat? This is Shitou's money, you can't just spin it around."
"Ayan's money is my money, is there any problem?" Shen Li asked with a rare smile in a good mood.
When Tang Tang heard what Shen Li said, he said angrily: "It's my money too! I'm also Shitou's girlfriend."
"Oh." Shen Li said lightly, smiling and holding Zhou Yan's shoulders: "Your boyfriend is with me now."
Zhou Yan twitched the corner of his mouth.
When Miss Shen goes crazy, she even hurts herself.
At this time, the one-two-three wooden man is the best choice. After all, being caught in the middle is really easy to cause accidental injury.
However, Tang Tang obviously had no intention of letting Zhou Yan go. She said angrily: "You have to give me Shitou too, give me 5,201,314 yuan! Hurry, hurry, hurry."
Zhou Yan: ....
5.2 million, what a waste.
Do you want a heart worth 5.2 million?
Finally, in order to smooth Tangtang's imbalance, Zhou Yan also sent two red envelopes to Tangtang.
Although Tang Tang still didn't calm down, his eyes still told Shen Li that we were tied.
Zhou Yan was also a little helpless.
Originally, Tang Tang and Shen Li had a very good relationship, but when did it develop into breaking up as soon as they met? He is a big problem here.
"Okay Tang Tang, Xiaoli and I are going to bed. You should also go to bed early. See you tomorrow."
Zhou Yan smoothed things over, thus putting an end to this long-distance conflict.
Although Tang Tang was a little jealous and unwilling, he still nodded: "Then you and Xiaoli go to bed early and don't do anything embarrassing."
"You can't control what Tangtang does, right?" Miss Shen said in a nonchalant manner.
Tang Tang snorted and turned away, sulking.
Zhou Yan just thought Tang Tang looked so cute when he was sulking, especially with his little mouth open, and he really wanted to kiss her.
He laughed and said, "Don't worry, sugar baby, I will never do anything embarrassing."
"That's right. Stone is better."
Tang Tang smiled happily: "I'll hang that stone."
"Um."
The phone hangs up.
There was a brief silence in the room.
Zhou Yan met Miss Shen's meaningful gaze.
She asked softly: "Ayan, do we really not do shameful things?"
"What do you think?" Zhou Yan asked with a smile.
The meaning is left unsaid.
Shen Li pursed her lips, and small dimples appeared on her cheeks. She was cute and a little innocent. She tilted her head: "Then I'll take a shower first?"
"Together."
Amidst Shen Li's sweet cries, Zhou Yan directly hugged Shen Li horizontally.
Soon, the sounds of playing in the water and the soft murmurs of beautiful girls began to be heard in the bathroom.
....
At three o'clock in the morning, Zhou Yan woke up.
It was a rare night alone with Xiao Li'er, and Zhou Yan felt very comfortable.
Especially the whole spirit has been relaxed like never before.
It can only be said that Xiao Li'er is really good at playing, even if she is not as good at playing as Tang Tangye, but she is better because of her strong theoretical knowledge, and every practice is an opportunity to learn new knowledge. Shen Li also gained a lot of knowledge from it. There was a smile on her lips, as if she was having a good dream.
A little crystal clear, I don't know if it's saliva or something.
Zhou Yan routinely performed a set of health-preserving exercises taught by Xiao Porridge on the balcony. After the exercise, his meridians were relaxed and refreshed. After washing up, Zhou Yan also started to prepare breakfast for Shen Li.
Since there were not many ingredients at home, Zhou Yan fried egg mochi for Shen Li and boiled a pot of soy milk to relieve the greasiness.
When Shen Li came out, Zhou Yan had already prepared breakfast.
Shen Li had obviously never eaten egg mochi before and couldn't help but ask: "Does A Yan eat eggs in the morning?"
"There are things wrapped here." Zhou Yan explained: "This is a specialty from my hometown. It is similar to rice cakes. It is wrapped in eggs and fried. It is quite fragrant."
Miss Shen's eyes lit up: "Then I want to try it."
Thanks to Zhou Yan's delicious and non-greasy food, Shen Li quickly finished the egg mochi. The soy milk was not very hot, and Shen Li drank it extremely sweetly.
After that, he also wiped the soy milk stain next to Cherry's little mouth.
Watching the little beauty eat is a pleasure. At least Zhou Yan enjoyed it.
"Xiao Li, let's go back to school. Remember to tell your aunt later so that she doesn't worry." Zhou Yan said.
"Uh-huh."
Shen Li nodded. She looked at the time and found that it was still early. She suggested, "Why don't we go to Tang Tang's house and pick Tang Tang up? Otherwise it won't be safe for her to go to school alone."
Zhou Yan said in his heart that Tang Tang was living as a young lady now. Aunt Tang would personally escort her when traveling, so it would not be unsafe. However, he went to pick her up at Tang Tang's house. Zhou Yan shook his head: "Her mother is also at home. Don't you want to be seen by her mother?" Great."
Shen Li also knew that this was the case. She said with a slight resentment: "It's not good. You provoked us both at that time. Now you have a headache."
Listening to Shen Lili's jealous words, Zhou Yan smiled and said shamelessly: "Aren't both of them reluctant to part with each other?"
"A big scumbag and a playboy."
Shen Li whispered resentfully.
"Alas." Zhou Yan deserved to be particularly happy.
"shameless."
"My wife is right."
Shen Li lost her temper because of Zhou Yan. She wanted to say something else, but the sound of the doorbell came from the door.
Someone was clearly outside the door.
"Shitou, Xiaoli, open the door, I'm coming."
Tangtang's clear and pleasant voice came out.
Zhou Yan went to open the door and found Tang Tangtang standing outside.
She was wearing a pleated skirt and carrying a small pink schoolbag. She looked at Zhou Yan with a smile, then gave Zhou Yan a bear hug in front of Shen Li, and then kissed Zhou Yan on the side of his face: " Stone, I miss you so much.”
This scene was naturally seen by Shen Li. She did not expect that Tang Tang would come directly to Zhou Yan so early in the morning.
This love rival is really difficult to deal with.
"Tangbao'er, why are you here?" Zhou Yan asked helplessly as he didn't know what Tang Tang was thinking.
"I miss you Shitou, Xiaoli, I miss you too." Tang Tang shamelessly said to Shen Li.
Writer Shen also had a temper. She snorted softly: "I don't miss you."
Tang Tang was not angry either. She saw that Shen Li was also carrying a bag and was obviously going out. She couldn't help but ask, "Xiao Li, are you going to school so early?"
"Is there any problem?" Shen Li asked back.
"Isn't it a bit early?" Tang Tang blinked, his big watery eyes seemed to have a special look.
"How about...doing something else?"
At this moment, Zhou Yan made a particularly excited suggestion from the side.
"That's a pretty idea." Shen Li and Tang Tang gave Zhou Yan a big roll of their eyes.
The tacit understanding between the two people obviously surprised each other, but they still didn't look good on each other.
Zhou Yan couldn't bear to see the two women jealous because of him.
He first held Tang Tang's hand, and then held Tang Tang's hand in front of Shen Li. The other hand also held Shen Li's little hand.
Shen Li suddenly became alert: "Ayan, what are you going to do?"
But she didn't let go.
Tang Tang was so cooperative, but it was a bit embarrassing for her to let go.
Zhou Yan had completely torn away his disguise at this time. He said with a smile: "That must be something that only three people can do."
