[Li Si: Do you remember these words? 】
[That’s right, what has Mr. Zhou done these years? 】
[First, before entering the city, Mr. Zhou had already begun to lay out the layout, whether it was the various properties on the day of the exhibition, the design drawings that had been prepared long ago, as well as the merchants who gathered from all over the world, and even the major aristocratic families later. Follow the investment... This is the layout that has been designed long ago! ! 】
[The purpose is to gather a huge amount of money to help implement the second step of the plan when the city of Suzhou and Hangzhou is rebuilt...]
[The evidence is very simple. Taking the waterway from the capital to Suzhou and Hangzhou will take no more than half a month, and taking the land route will take no more than a month at most. But how long did Mr. Zhou go? For more than half a year...he was procrastinating and dilly-dallying along the way. What was he doing? 】
[He is not a procrastinating person. He cares more about the life and death of the people in the Northern Territory than anyone else... But even so, he has been gone for half a year...]
【What is he doing? 】
[He is planning and arranging what to do next. If you want to do your job well, you must first sharpen your tools. He has sharpened his knives and is waiting for the merchants from all over the world to join in...]
[Hearing this, Wang Wu nodded slightly: Yes, Mr. Zhou’s layout ability is indeed terrifying. In just a few years, Suzhou and Hangzhou were built into a world-famous city. Even the Nine Nether Kingdom and the Heavenly Wolf Kingdom sent people to visit Study...but you are wrong in one thing! ! 】
[Li Si frowns: Where did I say something wrong? 】
[Wang Wu smiled faintly: Mr. Zhou is not just sharpening his sword to the merchants, but he also makes money from the people. Isn't it just to make money from the people when the whole people enjoy it? But... then again, the situations set up by Mr. Zhou are all conspiracy. He disdains to use conspiracy and tricks to act. He just wants to make people make money, and those who just follow him, Everyone can make money, but he is always the one who makes the most. He is very powerful and has strong skills. His step-by-step operation is enough for ordinary businessmen to learn for a lifetime...]
[Li Si nodded: Yes, Mr. Zhou uses conspiracy! ! But there is a problem with what you just said...that is, Master Zhou does not make money from the poor, he only makes money from the rich and middle class, but if the poor must pursue the illusory opportunity to get rich , then there’s nothing he can do about it...right? 】
[Wang Wu nodded: Indeed! ! 】
[Zhang San stood aside with a confused look on his face, looking at the two of them: What are you... talking about? 】
[The two of them were helpless and shook their heads. 】
[Li Si: Shall we continue? 】
[Wang Wu nodded: OK. 】
[The two continued to talk as if no one was around. 】
[Li Si: Mr. Zhou’s first step plan can be simply summarized as building momentum, attracting funds, and attracting attention. The second step plan is to use the money collected in the bank to roll back and forth and attract money crazily... ....The specific operation is...to develop real estate. He encourages real estate companies to use loans to mortgage real estate and land, and to purchase land at the same time, they need to purchase it from the Suzhou and Hangzhou government. This raises a question? 】
【what is it then? 】
[If merchants want to participate in the development... If they want to get a share of the pie, they need to invest a large amount of money first to purchase land, and then mortgage the land to banks in exchange for cash flow. From Lord Zhou and the raw material dealers designated by the government, In hand, buy the corresponding materials. The most important material is cement. This material is only available to the Suhang city government. Then use these materials to build houses, and then help people who have no money, using the installment model, mortgage the houses to banks... .... Then use the money to buy real estate... After the businessman gets the money, he needs to pay back the money for the land...]
[After repeating the cycle, Mr. Zhou used one portion of the money to earn three or four portions of the money, eating both ends. It was simply a huge profit among huge profits! ! 】
[Not only that, Mr. Zhou also set the contract at thirty years. In other words, no matter whether the house can be lived in, completed, or used, the people will bear the debt for thirty years. Another thirty years of stable interest... In the end, even if the people can't pay back the money, he can take away the house and use it to pay off the debt...]
[Oh, by the way, I forgot to mention that the construction design drawings and construction teams were all bought or rented from the Suhang city government. You can still make a lot of money here! ! 】
[Wang Wu: This gentleman, there are more than just these ways to make money. The most profitable business... If you ask me, it is a bank, which uses people's money to earn people's money, and uses merchants' money to lend to merchants. , make money from merchants, if you want to make money, you have to be our Mr. Zhou! ! 】
[You still remember the interest rate of the bank, right? 】
[One percent interest is paid to depositors every month. In other words, it is 12% in one year, which can be doubled in a little over eight years. Where does this money come from for such a high interest payment? Come? 】
[I was thinking at that time that no matter how much money Mr. Zhou had, if he could not make money with money, he would not be able to pay such a high interest rate. But who knew that our Mr. Zhou was really too shrewd, 100% One of the interest is paid to the depositor. The depositor wants to borrow money to buy a house, buy land, open a store, etc. If he wants to borrow it, the accumulated installments will double in four years. It is simply a usury! ! 】
[But even so, people who borrow money are also flocking to it, because when doing business in Suhang City, those who enter the market in the early stage will not lose money. No matter what business you do, with the flow of people in Suhang City, it is impossible to lose money. In addition, The cities of Suzhou and Hangzhou encourage people to borrow money, do business, and start businesses. This leads to an endless stream of people starting businesses, like a torrential river. 】
[This is the result after Mr. Zhou has controlled the loan qualifications and must have physical mortgages. If it is completely liberalized and everyone can get loans, I am afraid that everyone in Suzhou and Hangzhou will be in debt...]
[The most profitable business is none other than Mr. Zhou’s bank. It is simply a golden chicken that lays golden eggs. It makes money continuously, and it makes money with other people’s money. It’s a waste of money...]
[Li Si: Which of the things Mr. Zhou has created over the years is not a gold-selling cave? Needless to say, Goulan, brothels, and gambling houses that have existed since ancient times...Tesco for All? Betting on Cuju? Shipping? Export? pier? This is a real money-making business. Businessmen flock to every tax paid. All merchants passing through this place will come to Suzhou and Hangzhou to spend and indulge. As long as you have money, this place is simply a paradise! ! 】
[Wang Wu: No, the Goulan, brothels and gambling houses designed by Mr. Zhou are not these places in the traditional sense. There are all kinds of clothes in Goulan. Going in is like an emperor choosing a concubine. The most peculiar thing is that Something called stockings can be torn as soon as you tear it off, but it’s so interesting to see. If you look at the price, and the various personalization services... it’s simply terrifying! ! 】
[The brothel was originally an elegant place for scholars and refined scholars to chat and play the piano. But here, it is simply a dance of demons. Part of it retains its original characteristics and is called Yage, also called Qingba. Others are full of all kinds of extravagant sounds. , all kinds of enchanting and coquettish women, dancing with demons, crazily arousing desires, and all kinds of accompanying singers...Tsk, tsk, tsk... If you want to know how to play, it has to be Mr. Zhou! ! 】
[Li Si: According to what you say, the gambling house can’t be called a gambling house anymore. It’s just like a palace. It’s called a gambling city, right? There is everything you need to eat, drink and play. Even if you run out of chips, the store will give you free chips, just in case you don’t want to play... various games, such as Roulette, Texas Hold’em, Baccarat... ....The people who went in were drunk and dreaming, some made a lot of money, some went bankrupt...and died without a burial place! ! 】
[Wang Wu: Mr. Zhou knew the dangers of casinos and announced that large gambling houses could not receive guests with total assets of less than one hundred taels of silver. This prevented many people from having the opportunity to enter... Of course, if If you have to take out a loan and go, then you deserve to die! ! 】
【......】
[The content of the conversation between the two was delivered in the form of a secret letter to the study of the Suhang City Lord's Mansion and placed on Zhou Zhenwen's desk. 】
[Xiao Liu: Sir, these unfavorable remarks to you are spreading crazily in the city... There should be forces with ulterior motives that are adding fuel to the flames...]
[Zhou Zhenwen: Really? Let them be! ! It doesn't matter, the rumors stop with the wise, the people will know who is good to them... However, necessary publicity must still be done. Although I don't care about their comments, the direction of public opinion in Suhang city must be controlled by Suhang city itself. This is my principle. 】
[Zhou Zhenwen: You can handle it yourself! ! 】
[Xiao Liu: Yes, sir. 】
