Xiao Yu watched the balance on his bank card decrease rapidly. He didn't feel distressed at all, but felt happy.
If this money is not spent before the end of the ice age.
Then in the end of the ice age, money will become waste paper, and bank cards will just be a string of numbers.
Get nothing!
Make money.
It's a very important step.
The key is to spend it and make the money valuable.
Xiao Yu returned home, took his real estate certificate and personal ID, and went straight to Hua Guo Bank.
Both properties have to be mortgaged, and we need to get the money first!
Jin-woo was lying on the sofa, looking at the ceiling.
Speak from the heart.
He still yearns for a nuclear-proof shelter. With a shelter of this level, he can stay there until the end of time.
As long as it is not in the center of a nuclear explosion, there will definitely be no problem with the shelter.
only...
It is really difficult to come up with 100 million yuan of funds!
Borrowing, depositing, mortgaging, selling the company, using all means, it is difficult for Xiao Yu to get 100 million in funds in a short period of time!
But what if it’s part of the down payment?
He aimed...
It’s the end of the world.
Can people from the National Security Company still pursue the balance payment?
When Xiao Yu thought of this, he curled up his lips and smiled.
You can pay the down payment, but forget about the final payment...
Xiao Yu took his ID and went directly to the bank after leaving home. He found the bank's account manager and informed the other party of his request.
He is not a person who likes to be long-winded, and everything flows smoothly.
high efficiency!
"Mr. Xiao, please come this way. Let's talk on the second floor."
When the account manager heard that he was asking for a large loan, it was definitely a big deal, and he didn't dare to neglect it.
It's almost the end of the month.
The account manager is worrying about performance targets, and a big order has come in.
The VIP reception room on the second floor of Huaguo Bank is dedicated to receiving distinguished guests.
Xiao Yu placed two sets of real estate certificates on the table, "Manager Wang Ming, how much can I loan out for these two houses?"
He glanced around and saw the bank manager sitting opposite, with a name tag on his chest that read Wang Ming.
Just enough to know the other person's name.
"Mr. Xiao, according to the data provided by the Housing Authority, the average price of a 92-square-meter small high-rise in Datong Community is about 4.5, and the total housing payment is 4.14 million."
“A six-story duplex house with an area of 187 square meters in Yuanyang Community has an average price of 37,000 yuan and a total house payment of about 6.9 million yuan.”
"If you follow the policy, the mortgage loan will be approved for about 5.5 million yuan and the loan will be disbursed within 24 hours. It can completely solve your urgent needs. If there are no problems, then we will sign the contract directly!"
Account manager Wang Ming smiled and said, this is definitely a big order and cannot be let go.
The achievements have not been completed yet, and Xiao Yu's arrival gave him hope.
"Only 5.5 million?"
"Too little!"
"I have seen the recent market transaction prices of the same type of house. Datong Community is 4.51 million, and Yuanyang Community is 7.85 million. Even according to bank policies, the mortgage loan for the property is still 6.2 million."
Xiao Yu's face was gloomy. He raised his head and stared at Wang Ming and said quietly: "And you told me that it is only 5.5 million?"
Valuations are based on the lowest average market price.
The final loan amount will of course be lower.
for this.
Xiao Yu is not satisfied!
"No, no, Mr. Xiao."
"Actually, this still depends on the market. After all, there are fluctuations."
"The housing market last month and this month, that's also different."
Wang Ming was sweating on his forehead. He raised his hand and gently wiped away the sweat.
In case the customer is not satisfied.
Doesn’t it mean losing the order?
This is not good!
If the order cannot be signed, then this month's performance will not be completed.
"Manager Wang, if you can lend 6.5 million, we will cooperate."
"I want to see the money within 24 hours."
"If you can't do it, I think cooperation... needs to be reconsidered."
Xiao Yu said it very straightforwardly. It is difficult to meet an individual customer like this who has mortgaged tens of millions of assets in a month.
Such big customers are hard to find.
Of course, those big corporate customers will not fall into the hands of the new account manager.
Wang Minggang has only been on the job for two months, and he doesn't have any big clients. To him, Xiao Yu is very important.
He doesn't want to give up easily!
"Can!"
"Mr. Xiao, leave the matter to me."
"24 hours a day, I guarantee you will see the money. We are signing a contract now."
Wang Ming lowered his head. After thinking carefully, he spoke slowly.
Determined.
If this month, the performance still cannot meet the standard.
Then pack up and leave!
Wang Ming didn't want this to be the result!
"OK, alright."
"One more thing, I would like to ask, does Manager Wang have any friends who are loan lenders? I need a lot of money."
"If I lend money normally, my assets may not be enough... I wonder... Manager Wang... is there any way?"
Xiao Yu didn't talk nonsense. After signing the contract, the next thing was to wait for the payment.
However, he has other things to do. According to the current financial preparations, there is still a lot of money left...
"this..."
"Mr. Xiao, in fact, under normal circumstances, mortgage loans require sufficient assets."
"If you default on the loan, the loan lender will not have much impact."
"If...the assets are not enough..."
When Wang Ming said this, his words stopped abruptly.
Say what needs to be said.
If something cannot be said, it must not be said.
Otherwise, you will get yourself into trouble.
Everyone thinks that one thing more is worse than one thing less.
"I see."
"There's 100,000 yuan in cash in this bag, it's just a small thing."
"I believe in Manager Wang's connections and abilities!"
Xiao Yu flattered him again. It didn't matter whether he had a relationship or not. As long as he had money, he could definitely use it to pave the way.
Even if there is no relationship, you can still have relationships through money.
"this..."
"Mr. Xiao, actually..."
“If you don’t have enough assets, it’s not impossible!”
"There is a pawnshop at No. 13 Jin Street, called Kaiyuan. The owner's surname is Zhao. He has some connections in loans, but they are private loans..."
Wang Ming is a smart man. He did not refuse directly, but wanted to see the opponent's bargaining chip.
If the benefits are substantial enough, it's not impossible.
One hundred thousand yuan!
Wang's income next year will be less than 200,000 yuan. To her, this amount of money is a huge amount of money!
"good."
"Then thank you first, Manager Wang."
"I'll put the money here."
Xiao Yu knows very well the meaning of the word "folk".
To put it bluntly, this is loan sharking!
Gray area!
"Mr. Xiao!"
"We have rules."
"This money...cannot be collected here..."
Wang Ming frowned, and when he saw Xiao Yu was about to leave, he quickly stopped him.
It was too fast.
Are you about to leave now?
"Um?"
"money..."
"You do not want?"
Xiao Yu was stunned for a moment, he was a little surprised.
It is human nature to love money.
But Wang Ming...
strangeness!
