The sun shines in slantingly, and the house full of green radish is full of life.
Sitting in the brand new office, Li Ji had an unreal feeling. Looking out casually, the scenery outside is still so familiar.
"Mr. Li,...oh, that's wrong, it's Director Li..."
At some point, Xiao Zhu appeared at the door.
Li Ji looked up and saw Xiao Zhu smiling: "Director, come around, we are back again, haha."
The bank has freed up several rooms on the fifth floor for the credit approval center. Before, when Li Ji was suspended from his job and was collecting loans, he and Xiao Zhu worked here.
Returning to the old place, the mood is completely different. How desolate it was then, how glorious it is now.
When an organization is newly established, it certainly needs people. Among the first batch of employees, Li Ji only selected two, Xiao Zhu and Xiao He.
Xiao Zhu was originally his direct subordinate and knew everything about him; as for Xiao He, he had contact with him during the cadre school, and Li Ji generally recognized his abilities.
After two weeks of intensive training in the provincial capital, the three returned to the industry and officially started their new jobs.
At this time, looking at the large pile of materials held in Xiao Zhu's arms, Li Ji responded softly, and then asked: "Have all the loan information reported below been reviewed?"
"Well, there may be more problems," Xiao Zhu nodded and put the materials in front of Li Ji. "If we strictly follow the conditions required by the provincial bank training, it will be difficult to pass a few transactions."
Li Ji flipped through a few pages and looked at them: "Okay, you can put them here first."
Xiao Zhu went to the door and left. Li Ji made a cup of tea, sat at the table, calmly, and read page by page carefully.
Those reported to the credit approval center are all large loan applications with an amount of more than RMB 5 million.
As he watched, Li Ji's comfortable mood gradually disappeared, and his face became solemn. As he read, he recorded it on paper.
It took Li Ji more than four days to approve five loan applications.
When the setting sun reflected on the window sill, after signing the last document, Li Ji straightened up and stretched a few times. He grabbed the intercom phone and said, "Xiao Zhu, the approval is done. Take it back."
After a while, Xiao Zhu opened the door and walked in.
He came to the table, picked up the top few pages and looked at them. He was a little surprised: "Boss, you have killed so many people!"
Li Ji threw the pen aside and smiled: "I don't meet the loan requirements, what can I do?"
Xiao Zhu hesitated for a moment and wanted to say something, but looking at Li Ji's expression, he picked up the materials and turned around and went out.
Li Ji stood up, walked to the window, looked at the semicircle of red sun, and felt inexplicably excited.
"Ding ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding, ding."
Li Ji turned around, walked back quickly, and grabbed the phone. Looking at the number, it seems familiar.
"Hello!"
"Hello, is this Mr. Li Ji?"
Hearing this voice, Li Ji suddenly remembered that it was the girl from the personnel department of the Rural Credit Union.
"I'm Li Ji, what's wrong?"
"Our director would like to meet with you. When is it convenient for you?"
"Your director wants to meet with me?" Li Ji was stunned.
"Yes, there are some things that the director would like to discuss with you in person."
"Gou, what are you communicating about?"
"Mr. Li Ji, that's it," the other party slowed down, "You have passed our interview..."
"Oh..." Li Ji was stunned.
"Because this position is relatively important, so..."
As he was talking, a call suddenly came in. Li Ji took a look and saw that it belonged to Han Mei.
"Sorry, I am not considering this position now."
"You, what did you say? I won't consider it anymore?!" The other party obviously didn't expect it.
"Yes, thank you."
After Li Ji finished speaking, he hung up directly.
Here, Han Mei's phone was still ringing, and Li Ji hurriedly picked it up.
"What's going on? Your line is always busy." Han Mei gasped.
"Oh, I just received a call," Li Ji said, "It's from the Human Resources Department of your Rural Credit Union."
"Really?" Han Mei was surprised, "Does our senior leader want to see you?"
"Yes, it's your director."
"This is what I want to tell you," Han Mei said excitedly, "It seems we will be colleagues soon."
"I, I won't go to your place..."
"You, what did you say? You won't come to us anymore?" Han Mei's voice suddenly rose.
"Yes, now I'm at the credit approval center of our bank."
"Credit Approval Center?"
"Yes, it's newly established, I'll be in charge."
"Then, is that the number one?"
"Almost, it's the director."
Han Mei was silent.
After staying for a while, she hung up the phone gently.
Looking at the darkened mobile phone screen, Li Ji suddenly felt a little upset. Faintly, there is still a bit of unspeakable uneasiness.
Are you really not considering it?
............
A few days later, the president's office.
Ye Xin walked back and forth in the office with her hands behind her back.
Li Ji sat on the sofa, lowering his head and saying nothing.
Cui Hao stood in front of the table, holding a few pieces of paper in his hand, fuming.
"President Ye, look at this! We have been denied three of the five loans. How can we still do business?"
With that said, Cui Hao threw the paper on the table and glared at Li Ji fiercely.
Li Ji ignored Cui Hao and raised his head to look at Ye Xin. Ye Xin stopped, sat down at the desk, lit a cigarette, and turned to Li Ji.
"President Ye, there are problems with these loan applications..."
Li Ji stood up, picked up the pieces of paper, and looked at them again.
"One of them is that the guarantor is not qualified for guarantee and belongs to a related enterprise; the amount of the other loan far exceeds the comprehensive credit limit; there is a problem with the investment direction of the funds of the third loan. The applicant for the loan is a highly polluting chemical enterprise, and the environmental impact assessment But it doesn’t pass…”
After Li Ji finished speaking, he gently put the page back.
"According to what you said, we can't do this, and we can't do that!" Cui Hao stiffened his neck, his face turned red, "How can we complete the task if you approve it like this?!"
"Mr. Cui, it's not like you don't know," Li Ji said as calmly as possible, "The loan is subject to conditions. It's either picking it up in the basket or getting it..."
"I understand, don't tell me these useless things!" Cui Hao became even more angry, "You just stand and talk without pain in your back. If you can't complete the task, I won't be able to find your head!"
"Mr. Cui, do you mean that as long as you submit the application, I have to approve it!" Li Ji was also a little angry.
"Don't talk nonsense! I didn't say that!" Cui Hao turned his face away in anger.
Li Jizheng was about to say something when he saw Ye Xin put out the cigarette and gently shook her head at him. Li Ji made several sounds in his throat and immediately closed his mouth.
"Mr. Cui, let me see," Ye Xin looked at Cui Hao, "You go back first, and I will discuss this matter with Li Ji."
"President Ye..."
Cui Hao wanted to continue talking, but Ye Xin waved her hand: "I understand, you can go back first."
A trace of displeasure flashed in Cui Hao's eyes. He hesitated, grabbed the paper on the table, glanced sideways at Li Ji, and left without saying a word.
Seeing Cui Hao's back disappear at the top of the stairs, Ye Xin walked over and closed the door.
"President Ye..." Li Ji looked at Ye Xin nervously.
"Xiao Li, sit down first."
As Ye Xin spoke, she lit another cigarette and took a few puffs. When she pressed her lips, two thin streams of white smoke immediately came out of her nostrils.
"Xiao Li, I know it makes sense for you not to approve it," Ye Xin took a long breath and thought for a moment, "but the pressure on loans is very high at the moment, and the ones that apply to you are all for large amounts. I'm afraid that this will continue. , it may not be completed by the end of the year..."
"President Ye..." Li Ji was anxious and wanted to stand up again.
"Sit, sit!" Ye Xin pressed her hands and took a long puff of cigarette.
"In the past two days, the loan growth rate has dropped significantly," Ye Xin thought, "President Tao also came to see me, hoping that the approval process could be more relaxed..."
"President Ye, those few transactions obviously did not comply with the system regulations," Li Ji stood up, "If you are found out, you will be punished."
"I know what you're talking about," Ye Xin put the less than half-smoked cigarette in the ashtray, "But Xiao Li, there are only two months left at the end of the year. If we can't finish it, , then you have to listen to what others say..."
"President Ye, that's against the rules..." Li Ji couldn't help but interrupt.
"Well, so I have to think of a solution." Ye Xin frowned slightly and said in a deep voice.
"Think of a solution?" Li Ji was stunned for a moment, with a puzzled look on his face, "What do you think?".
"Since the system has regulations, then find ways to satisfy them." Ye Xin smiled slightly and looked at Li Ji.
"But every transaction is very clear, and it clearly violates the rules and regulations." Li Ji was still puzzled.
"That's why I said, 'think of a way.'" Ye Xin leaned forward, narrowed her eyes, and looked at Li Ji with a half-smile.
There was a buzz in Li Ji's head, his eyes widened and his face turned slightly pale: "Ye, President Ye, you, you mean, you mean fraud?"
"I'm not talking about fraud, I'm talking about finding a way to meet the loan conditions."
With an unpredictable smile on her lips, Ye Xin reached out and pulled out a cigarette from the cigarette case.
"President Ye, what is the difference between this and fraud?" Li Ji blurted out with his head burning.
Ye Xin's face suddenly sank, and then she smiled again: "That's different. At least it's formally compliant and can withstand inspection."
Li Ji's heart tightened, he lowered his head and fell silent.
"Xiao Li, I had no choice but to take this step," Ye Xin sighed, "There are still two months left, I can't wait any longer..."
Li Ji remained silent.
"I also come from a credit background, so I know that breaking the rules is unacceptable," Ye Xin said. "But the current situation is special. It might be a good idea to make some changes, don't you think?"
Li Ji didn't look up.
"Just these two months. After these two months, everything will be business as usual for us, and I will never interfere with you again," Ye Xin's voice was full of expectation, "What do you think, Xiao Li?"
Li Ji bit his lip but still didn't speak.
"In the past two months, we will first charge up the loan," Ye Xin continued, "After that, we can take it back in advance. If it doesn't work, we can check and rectify it ourselves, okay?"
Li Ji finally raised his head without blinking.
"I took the initiative to find out the problems and took the initiative to rectify them. Doesn't that mean there are no problems?" Ye Xin tapped her fingers on the table and couldn't help but smile.
"But, President Ye, knowingly committing a crime is also against the rules." Li Ji shook his head helplessly.
"You..." Ye Xin was choked and her face turned dark immediately.
He turned his head, took a deep breath, leaned back, and looked at the ceiling.
"Xiao Li, just do me a favor." After a while, Ye Xin turned around again, "If something goes wrong, I'll take care of it for you..."
Li Ji looked at Ye Xin blankly, as if he was meeting this person for the first time.
"Don't worry, as long as the performance this year improves, it will be easy for the provincial bank to talk to you. Your "assistant to the president," I will definitely solve the problem for you before you leave..."
It seems that President Ye has already found a way out and is just waiting to boost performance by the end of the year.
Li Ji felt a little sad for no reason.
"Xiao Li, although the Credit Approval Center is directly under the provincial bank, you, the director, are still under my control, right? Haha."
Ye Xin looked at Li Ji with a smile and a long look.
"President Ye, this..."
A strange feeling came to Li Ji's heart, and he clenched his fists.
"Xiao Li, I remember that there seems to be a one-year probationary period for you as the director." Ye Xin seemed to have said it unintentionally.
Li Ji tensed up, but still suppressed the strong impulse. He bit his lip and said softly:
"President Ye, please let me go back and think about it..."
