Wang Shulan was seen holding her hands on her chest, leaning against the door lintel, looking at him with a smile.
"Oh, it's President Wang, come in quickly! Come in!"
Li Ji quickly stood up and walked out from behind the desk.
Wang Shulan wore a blue suit, her hair was neatly pulled into a high bun on the back of her head, and the light down was clearly visible on her white neck.
I just heard it from people before, but now that we work together, Li Ji discovered that Wang Shulan really likes to dress up, and she definitely puts a lot of thought into it every day.
If you are not so picky, Wang Shulan is actually quite attractive and good-looking. Compared with ordinary women, she is quite decently dressed and looks a bit like a mature woman.
In a small city like Fengcheng, Wang Shulan can be regarded as a top-notch middle-aged beauty. Otherwise, Tao Ping wouldn't have a soft spot for her and like her passionately.
"President Li, what are you looking at? So fascinated!"
Wang Shulan licked her thick scarlet lips, and her dark eyebrows curved into a thin crescent.
"No, I didn't see anything..."
Li Ji thought Wang Shulan was blaming her for staring at her, and suddenly felt that someone had peeked into her mind. She couldn't help but blush on her face, feeling very embarrassed.
"I'm already at the door, and you haven't made any movement yet, haha..."
Wang Shu raised her chin.
"Where, where!"
Only then did Li Ji understand what Wang Shulan was talking about. He felt relieved, grinned, and sniffed exaggeratedly.
"President Wang is still in the corridor, and my nose is itchy; as soon as the beautiful lady goes out, the fragrance spreads ten miles away..."
"Hahaha, that's nonsense..." Wang Shulan opened her mouth wide and her eyes seemed to be dripping with water, "I can't tell, President Li can also recognize women by smelling fragrance..."
While talking, Wang Shulan had already walked to the table.
Li Ji only felt the strong smell of perfume, swooping on him like bees, stinging all over his head and face.
"A sneeze! A sneeze!"
Li Ji felt itchy in his throat, and before he could cover his mouth, he couldn't help but sneeze twice in succession.
This President Wang is really willing to give up. How much perfume is needed!
Li Ji quickly turned around, pulled out a few pieces of paper from the paper box on the corner of the table, wiped his chin, and threw it into the wastebasket.
"President Li, which beauty misses you?"
Wang Shulan rolled her eyes at Li Ji, glanced at the pile of training materials, and picked up the book he had turned upside down on the table.
"You can't tell, President Li really loves to learn..."
Wang Shulan looked at the cover, which was "Construction Bank Credit Practice". She flipped through a few pages and put them back on the table.
"No," Li Ji closed the book with a smile and threw it aside, "I just have nothing to do and read..."
"Actually, I think the position in the Credit Approval Center of the Municipal Bank is really suitable for you." Wang Shulan's expression instantly became dignified, and her tone became serious, "It's just that our President Tao can't bear to let you be a talent, haha ..."
"Haha! President Wang, sit down! Sit down!"
Li Ji smiled and moved away from Wang Shulan. His blood surged all over his body, and thousands of grass and mud horses galloped past in his heart.
"All right......"
Wang Shulan agreed, took a few steps back, and sat down on the sofa.
When she turned around, seemingly unintentionally, her plump, firm and round peach buttocks squeezed hard on Li Ji's thigh.
Li Ji immediately felt the soft and clear heat, which came like an electric current. He couldn't help but tense up, and the muscles on his face twitched several times involuntarily.
Most of Wang Shulan's buttocks were sunken into the sofa, her legs were slightly apart, and her black leather shoes with pointed toes were shiny, and the upper part of the shoes could reflect the figure.
She reached out and pulled down her skirt, looking at Li Ji with a smile.
Li Ji began to feel uncomfortable, pinched his nose, smiled unnaturally, and sat on another sofa.
"President Li," Wang Shulan said with a serious expression, "I haven't had time to tell you in detail about Haitianda Company..."
When Li Ji heard this, his ears straightened immediately.
"Xie Zhiyuan went to my place and said that you may have some personal opinions on Haitianda Company's loan..."
Li Ji nodded and looked at Wang Shulan intently.
"I won't hide it from you. Tao Shanming, the general manager of Haitianda Company, is the nephew of our city manager Tao Ping..."
"oh......"
Li Ji was not surprised.
He had already guessed that Haitianda Company must have some background that he didn't know about; and there must be some kind of unusual relationship between Tao Shanming and Tao Ping.
At this time, what he said from Wang Shulan's mouth only confirmed his own thoughts.
"The Haitian Hotel we went to that day was also invested by Haitian Da Company..."
Wang Shulan turned her head and moved her body towards Li Ji.
"But don't worry, Haitianda Company's business is all legal and compliant. There is nothing we can't say." Wang Shulan touched her forehead and said generously, "Of course, there are some cases that may be urgent, but we always make up for it in a timely manner afterwards. After completing the formalities..."
Li Ji pursed his lips and nodded slightly.
Wang Shulan thought for a while and added: "You may not believe it, but the interest rates on many loans of Haitian Company are higher than those of ordinary customers..."
Li Ji's lips moved but he didn't speak.
"I know, the purpose of the loan you mentioned is correct," Wang Shulan nodded, "but the actual situation of enterprises is so diverse, how can it be possible to cover everything? Sometimes, it is common to temporarily adjust the use of funds. Our bank can't do anything about it. If the control is too broad or the control is too narrow, it will not be possible at all..."
"President Wang, but..."
Li Ji couldn't help but want to say a few words.
"Well, I know what you're thinking. It's true that you have strict requirements on loan conditions," Wang Shulan interrupted Li Ji, "but do you know how many customers can actually fully meet the regulations of the bank's system? ?”
Li Ji wanted to interrupt again, but Wang Shulan waved her hand to stop him.
"President Li, don't worry, listen to me first..."
Wang Shulan paused for a moment, her eyes unusually solemn.
"President Li, when you used to review business in the credit department of the municipal bank, you could use rules and regulations to get stuck; all you could think about was how to reject the business that did not meet the conditions..."
Li Ji was startled and thought for a moment. Wang Shulan was really right. He didn't realize it, but he actually did it.
"But we are different in the branch, especially me as the president..."
At this point, Wang Shulan stopped and glanced at Li Ji, seemingly helpless.
"With no business and no income, where do the wages and performance of these dozens of people come from? As the president, I have to put business and income first.
"What we are thinking in our hearts is exactly the opposite of you. What we care about is how to find ways to make the company comply with the regulations of the industry and make the business...
“As for some trivial things, sometimes you can’t think about them so carefully; even if you think about them, it may be difficult to do them...
"You also know that the competition among banks is so fierce now that there is no way to pick and choose. Good customers are being snatched away, even ordinary customers. If you don't do it, others will do it. If you go to the Rural Credit Cooperatives and Urban Credit Cooperatives, You know how strict our requirements are..."
What Wang Shulan said is right, and it may be the truth.
Li Ji fell silent, his words instantly vanishing into thin air.
The butt determines the head.
This statement is absolutely true.
Li Ji used to do credit review at a commercial bank, and he almost always considered risks. But is there any business in the world that is risk-free?
In a bank, all businesses involve more or less risks. The bank itself obtains profits from operating risks. Without risks, in a sense, there will be no business.
"Besides, if something goes wrong, they will look for me as the president first. What are you afraid of?"
Wang Shulan talked a lot in one breath, and she couldn't help but feel a little strange when she saw that Li Ji didn't respond yet.
"President Wang, actually what I'm really worried about is not that..."
Li Ji shook his head, thoughtfully.
"The biggest worry about bank loans is that the borrower cannot pay back the money..." Wang Shulan stretched her legs forward casually, her flesh-colored stockings tightening her calves.
"Haitianda Company has always repaid the loan on time, with a lot of interest per penny. In many cases, it repays the loan in advance..."
Li Jizhang opened his mouth, saving up the words for a long time, but when he reached his lips, he took them back.
Different road non-phase plan.
Since we can't talk about it together, why bother?
The two looked at each other and said nothing.
The room suddenly became quiet.
At this moment, footsteps sounded from the other end of the corridor.
I just heard a woman's voice asking:
"Li Ji, is President Li working here?"
