Early the next morning, Li Ji rushed to the office.
The first thing I did when I opened the door was to find the set of training materials compiled by the head office. I roughly arranged them in order, sorted them out one by one, and started reading from the beginning.
After thinking about it most of the night last night, Li Ji made up his mind to prepare well and rely on his own ability to apply for the job.
Of course it would be best if you can pass the exam; even if you don't pass the exam, you still feel clear and worthy of yourself.
Anyway, we can't rely on Han Mei's father's face.
If that was the case, Li Jin would rather not go; even if Liao Ying didn't say anything, he would not let others make irresponsible remarks behind his back.
People fight for a breath, Buddha wants a stick of incense.
Thinking of what happened at the bank's credit approval center, Li Ji was still angry.
I feel that I have no talent, but I have nowhere to put it to use. I can only be a bystander, and I am not even given a chance to sign up.
I don’t want to leave you here, I have my own place to stay;
I don't want to stay anywhere, I go to the Eighth Route Army.
It's a pity that China Construction Bank is the country's "regular army", and the rural credit cooperatives can only be regarded as local "militia forces."
The dignified "national army" has switched to the "local militia"; although it is suspected of "abandoning the light and turning to the dark", it is not bad to be a "big leader" who dominates one place, at least he can have the final say.
I would rather be a chicken head than a phoenix tail.
For a moment, Li Jisheng felt a tragic feeling like going up Liangshan on a snowy night. He just hoped that the leader of the Rural Credit Cooperative would not become Wang Lun.
He seemed to be back in high school.
Find the notebook, pick up the pen, and read carefully word by word, making circles from time to time, and occasionally stopping to copy a few lines in the notebook.
There was a gentle knock on the door outside.
Li Ji looked up and saw Xie Zhiyuan standing at the door holding a thick pile of materials.
"Zhiyuan, come in quickly!"
Li Ji closed the book, put it aside, stood up and greeted Xie Zhiyuan.
"Well," Xie Zhiyuan agreed, walked into the room and carefully piled the materials on the desk, "President Li, this is a temporary loan applied for by Haitianda Company; it is urgent. President Wang, please hurry up and approve it."
"Haitianda?" Li Ji flipped through a few pages and frowned, "Didn't this company just apply for five million a few days ago? Why does it need another loan?"
"Oh, that's right," Xie Zhiyuan stood on the side of the desk and pointed, "The customer needs it urgently, and it's a temporary addition..."
"I remember that last time Haitian Company's loan quota was already full..."
Li Ji hesitated, picked up the top few pages of the material, and looked at it carefully.
"Well, it's all used up," Xie Zhiyuan nodded, "But Haitianda Company is an old customer of ours and a key enterprise. It has a little trouble in terms of loans..."
"Four and a half million?"
Li Ji didn't seem to hear it. He stared at the bottom row of numbers and asked.
"Yes! Yes!" Xie Zhiyuan responded repeatedly, "Four and a half million working capital loan is used for the company's temporary business turnover..."
"A technology company doesn't have much product sales revenue based on its financial statements, and it's not a newly established company. Why does it need so much operating capital?"
Such a general explanation may seem professional, but in fact it is perfunctory, almost as if it has no practical use.
Li Ji was puzzled.
Xie Zhiyuan opened his mouth and heard several sounds in his throat, but he couldn't speak.
He knew very well that it was okay to fool others with those words; it might be a bit difficult to convince Li Ji.
After all, Li Ji used to be the deputy general manager of the credit department of the municipal bank, responsible for loan review; the tricks were obvious at a glance, and there was no need to remind him.
"Um?"
Li Ji couldn't help but look up when he heard Xie Zhiyuan's silence. I saw Xie Zhiyuan standing to one side, looking slightly awkward, with an unnatural expression on his face.
"Li, President Li," Xie Zhiyuan took a breath and calmed down, "Haitianda Company's loans have always been handled on a special basis. This was the case when President Tao was here..."
As Xie Zhiyuan spoke, he secretly looked at Li Ji.
He also heard that there was some unpleasantness between Li Ji and Governor Tao a few days ago.
It is said that President Tao was quite annoyed with Li Ji's "incomprehensible style" and slammed the table in anger.
According to provincial bank documents, the municipal bank will establish a credit approval center. If not for this, President Tao would have recommended Li Ji to be the director.
There is no hair on the mouth, and the work is not stable.
But no matter how powerful Monkey Sun is, he can't escape from the palm of Tathagata Buddha's hand.
People in the bank were talking privately, saying that Li Ji's visit to the Chengdong branch was basically due to President Tao alone.
Although the new Mr. Ye admired Li Ji very much, he could not defeat the local snake. In the end, he could not defeat Mr. Tao.
Li Ji had checked Haitianda Company's account in the municipal sales department, and Xie Zhiyuan had known about it for a long time.
However, Haitianda Company is not well-known, but it has a strong background.
The chairman of the company is the youngest son of President Tang of the Municipal People's Bank of China, and the general manager Tao Shanming is the nephew of Tao Ping, the vice president of the Municipal Construction Bank.
Tao Ping was very careful and tried his best to hide this matter, not wanting anyone to know. But there is no airtight wall in the world, at least in the east branch of the city, this is a secret known to everyone.
Li Ji's personality has been well-known in the industry for a long time.
He is young, well-educated, and capable, and seems to have a bright future; but he is too straight-tempered, does not know how to turn around, and offends people at every turn.
Everyone in the industry knows that this young man is obsessed with loan review and sticks to rigid principles; he doesn’t recognize anything other than systems and rules.
Someone gave Li Ji a nickname, "Little King of Hell".
Li Jipian is very familiar with the business, and he knows all the laws, regulations and systems at his fingertips. When he analyzes the business, he is very clear-cut and well-founded, and every sentence he speaks can be on point.
All unspoken rules were invalidated in front of Li Ji.
If you don't understand the worldly things, you won't understand them at all.
You have nothing to say or refute, so you can only keep silent.
I was dissatisfied with my mouth and heart, my teeth were itching terribly, but I couldn't find a valid reason, and I was holding back a lot of bad breath with nowhere to attack.
No one likes to deal with "little devils".
At this moment, Xie Zhiyuan felt uneasy, worried that the young vice president would be unkind and deliberately find fault.
Anyway, dead pigs are not afraid of boiling water.
Besides, I am just a clerk, and behind me is President Wang, and behind President Wang is President Tao.
no one is perfect.
The ten fingers are not evenly aligned.
These days, how many companies are doing their job properly and making no mistakes at all?
Those big companies may have great reputations, but if you look closely, none of them are clean.
In this world, who can be innocent?
Even the chairman of the Marriott Group jumped off the building without knowing why? If you say it's depression, no one would believe it. If there are no problems, even the mute can speak.
A horse will not be fat without night grass, and a man will not be rich without windfall.
The system is dead, but people are alive.
If we completely follow the rules and regulations of the industry, where will we be able to do business? Without business, will everyone stand on the street and drink the northwest wind?
As long as the company repays the money on time, does not default, does not owe money, and can pay off the interest, it will be prosperous; it doesn't matter what it does with the money.
It is responsible for murders, arson, drug smuggling and drug trafficking. What does it have to do with banks? At that time, I will just collect your loan.
Those systems and regulations are the result of experts from above sitting in their rooms and sitting at their desks, thinking hard.
Working behind closed doors and talking on paper, how much consideration is given to the situation below.
The upper one opens his mouth, the lower one breaks his legs by running away.
After all, companies that can repay their loans on time are good customers.
Just like Haitianda Company, for so many years, there has been no problem with loans, repayments, and many businesses.
Haitianda Company contributes at least one-third of the annual interest income of the entire Chengdong Branch.
Food and clothing parents.
No matter what you say, Li Ji, you are just a branch vice president. In the end, we still have to listen to the opinions of Mr. Wang and Mr. Tao.
A small arm cannot twist a thigh, even a fool understands this.
If you, Li Ji, say no, then go and talk to President Wang yourself. Don't embarrass me, a little guy like me.
Thinking like this, Xie Zhiyuan gradually calmed down and seemed to have confidence, and his eyes when looking at Li Ji were no longer so evasive.
