"What?" Li Ji stood there at that time.
"Somehow people found out about what happened last time. The employee who gave me the information was severely criticized by their leader," Han Mei said. "If I hadn't sued for intercession, people would have looked at my father's face. That person will definitely be punished."
"Well," Li Ji nodded, knowing in his heart that this was somewhat illegal and he couldn't blame him. "It's okay. I'll just find another way."
"Okay," Han Mei said, "I'm sorry, senior brother."
"It's okay, it's okay." Li Ji said quickly, "You have already helped me a lot."
"However," Han Mei's giggle came from the phone, "you can't forget the debt you owed me last time."
"That's natural, that's natural." Li Ji smiled.
"Okay, no more talking," Han Mei stopped laughing, "My mother is calling me to eat."
"Okay, okay, you go and eat." Li Ji said, but his mind wandered to nowhere.
"What are you doing here? Come up and eat." Liao Ying had already come down.
Li Ji nodded and put his arms around Liao Ying's waist.
Liao Ying did not struggle. She glanced at Li Ji and said softly: "Look at you, why are you so tired these days? Is there something going on in the industry?"
"No, no," Li Ji quickly straightened his face, "Maybe he's too tired."
The two hugged each other and went upstairs.
Li Ji had something on his mind and finished his meal quickly. I sat and talked to Liao Ying for a while, yawning constantly.
"Stop staying up, go back to bed early." Liao Ying felt a little distressed when she saw Li Ji like this.
Liao Ying sent Li Ji to the school gate.
"You go back."
Li Ji watched Liao Ying enter the gate, then turned around and walked slowly forward along the road.
The night breeze is cool.
Li Ji walked silently, feeling more and more confused. He felt as if he had walked into a quagmire, getting deeper and deeper, and the further he went, the more dangerous it seemed.
Hard to sleep at night.
I woke up in the morning and looked at my watch. It was already half past seven, and I didn't even hear the alarm clock.
Li Ji got up, feeling dizzy and panicked.
Naturally, I couldn't run any further, and I was too lazy to go out and buy breakfast, so I made a bowl of noodles and ate them half-cooked.
I ate too much instant noodles when I was in school, and the smell made me lose my appetite. But people are like iron rice and steel, and it won't be enough if they don't eat even one meal. Li Ji forced himself to finish the noodle soup at the bottom of the bowl, feeling his stomach churning.
He went back to bed and lay there for a while. Seeing that it was time to go to work, he picked up his briefcase and hurried downstairs.
Entering the office, Li Ji picked up the copies of the loan information and looked through them casually.
At this moment, there was a knock on the door. Li Ji looked up and couldn't help but be a little surprised: Cui Hao was standing at the door.
"Mr. Cui, what brought you here?" Li Ji smiled and sat still.
Cui Hao didn't pay attention. He walked straight to Li Ji's desk and stood there, crossing his arms: "Mr. Li, I heard that you went to Xinxin Company yesterday?"
"Well," Li Ji nodded, "Isn't that land mortgaged?"
"I think you should let the Marriott Group repay the loan as soon as possible," Cui Hao said. "It will be a long time until the land is auctioned."
Li Ji didn't answer, and heard Cui Hao say again: "Besides, that piece of land isn't worth much."
"How much is it worth?" Li Ji was stunned, "How do you know? Didn't it be estimated at 1.8 billion?"
"I, I'm just saying," Cui Hao realized he had made a mistake and quickly changed the subject, "President Tao is very concerned about this matter. If you can't get it back this month, the credit statement at the end of the month will be ugly."
Li Ji knew that the bank had credit assessment indicators every month. If there is a problem with this loan, not only will the monthly bonus be lost, but the performance bonus will also be lost.
Cui Hao glanced at Li Ji, paused, and then said: "President Tao requested that it must be taken back before the end of the month, otherwise..."
Cui Hao stopped talking.
Li Ji looked at the calendar on the table. Today is the 18th, and there are still twelve days left.
"Mr. Cui!" Li Ji stood up abruptly, making Cui Hao step back in fright, "I think this loan has a big problem..."
"You?" Cui Hao seemed to be surprised, but then calmed down, "I've said this many times, let's collect the loan first."
Seeing that Li Ji had a sullen face and said nothing, Cui Hao took a breath and said, "Your task is to collect the loan. Don't worry about other things."
"But..." Li Jigang said a word and was interrupted by Cui Hao.
"Take back this loan and resume your normal work immediately. The bank will also give you an additional bonus." Cui Hao curled his lips, "President Tao means that all the interest can be exempted, as long as the principal is paid off." It would be nice if the money was taken back.”
"Based on your friendship with the Wan family, this shouldn't be difficult."
Twelve days, 100 million loan, how to collect it?
Li Ji only felt a headache.
"Also, you have a girlfriend, so be careful about the impact!"
Cui Hao glanced at Li Ji meaningfully again, suddenly dropped these words, turned around, and left without looking back.
Notice the impact?
Li Ji was stunned and felt confused, not knowing where Cui Hao started talking. But at this time, he couldn't think about it anymore, his mind was filled with this loan.
In fact, this loan was only transferred to the loan account of Marriott Group, and then transferred to the account of Xinxin Company, and then disappeared.
What's even more terrible is that there is no such loan in the official financing records of Marriott Group.
Li Ji sat down and kept rubbing his forehead, unable to do anything, all he wanted to do was scold his mother. After waiting for a while, he stood up and decided to look for Governor Tao.
Tao Ping was sitting in the room, drinking tea and reading the newspaper. I don't know what news amused him, and Tao Ping couldn't help but laugh.
When he heard the knock on the door, Tao Ping immediately stopped laughing and his face became condensed.
"It's Li Ji, are you okay?" Tao Ping's voice was very friendly.
"Well," Li Ji nodded, "I think there's something wrong with that loan..."
"Is there a problem?" Tao Ping frowned, "Of course there is a problem! If there is no problem, can I ask you to clean it up?"
"President Tao, that's not what I meant," Li Ji said, "I mean, the pre-loan investigation and loan management of this loan..."
"Don't worry about this," Tao Ping was obviously unhappy. "You just need to take back the loan. Mr. Cui will handle the other matters."
Li Ji choked and was stunned, not knowing how to answer.
"Wan Cheng is your classmate. Since you are willing to vouch for him, you must be responsible to the end." Tao Ping suddenly became serious. "If you can't get it back this month, you can reconsider your future."
A chill rose from the soles of his feet, and Li Ji couldn't help but shudder.
"The industry will consider your contribution over the years and will not hold you accountable for other responsibilities," Tao Ping's voice was cold. "When the time comes, just tell the HR department and resign directly."
Li Ji was stunned, his face felt like a fever, his lips trembled a few times, but he couldn't say a word.
In his eyes, Manager Tao, who had always been kind, considerate and caring for his subordinates, suddenly turned into a cold and ruthless stranger.
"Go and do your work." Li Ji heard Tao Ping say again.
Li Jimuran walked out of Tao Ping's office and was stunned at the stairs for a long time before he gradually came to his senses.
Suddenly, he felt despair.
I originally thought about working hard, saving some money, and preparing to get married; but now, I can’t even keep my job. If I lose my job in a bank, where can I find another job? If mother finds out, she won't have to worry about death, and Liao Ying.
Li Ji didn't dare to think about it any more.
The top priority is to do everything possible to recover this loan.
But there were only twelve days, and even if the land was auctioned, it would be too late. What's more, we have to go through judicial procedures, which cannot be completed in a short time.
Isn't this clearly driving him to death?
Perhaps the only good news is that as long as he resigns, the industry will no longer hold him accountable for other responsibilities.
The Guarantee Law stipulates that if the same creditor's right has both a guarantee and a physical guarantee, the guarantor shall bear the guarantee liability for the creditor's rights other than the physical guarantee.
The loan of Marriott Group is guaranteed by the land use right mortgage provided by Xinxin Company, and Li Ji is added as the guarantor.
If based on the appraised value, the proceeds from the Xinxin Company's land auction are sufficient to repay the principal and interest of the loan, there is no need for Li Ji to bear any further guarantee responsibilities.
In fact, the current land is as high as the sky, and it can only fetch 50 million at most, leaving at least half of the funding gap. Moreover, judging from the situation in that area, there is a high probability that the auction will be rejected.
But this 50 million is an astronomical figure for Li Ji.
Do you need money or your life?
My life is actually worth fifty million, so I should be satisfied.
Li Ji smiled bitterly.
When God closes a door for you, he will definitely open a window for you. As long as he resigns and the 50 million is written off in one go, the industry will be considered loyal, and President Tao is friendly enough.
This window is really bright and generous.
"You made a profit! You made a profit! You made a lot of money!"
Li Ji patted his head and tried his best to think of the good. But after thinking about it, there is always a feeling of self-deception, like that "smart man" who covers his ears and steals the bell.
Li Ji held the stairs and slowly walked back to the fifth floor.
The sun shone slantly on the corridor, and mottled shadows swayed on the ground. Suddenly, an idea flashed through his mind, and Li Ji was startled.
Could it be that this guarantee document was just to make me resign? !
Cold sweat broke out on Li Ji's forehead.
He returned to the office and sat at the desk, staring at the calendar on his desk with dull eyes.
After thinking for a while, Li Ji called Xiao Zhang and Xiao Zhu over and told them what Cui Hao and Mr. Tao had said.
Xiao Zhu immediately became anxious: "Boss, isn't this a trick? Twelve days, how can it not be enough!"
Xiao Zhang choked twice: "Mr. Li, what are you going to do?"
Li Ji stared at Xiao Zhang and asked, "What do you think?"
"Me?" Xiao Zhang's face turned red unconsciously, "This, this..."
"Don't you think there are more problems with this loan?" Li Ji asked.
"Of course, I didn't think it was appropriate at the time." Xiao Zhang was stunned for a moment and swallowed hard. "Yes, but Mr. Cui said it was no problem and asked if anything would happen to the Marriott Group? He just went through the procedure and when he came back, he would The money has been repaid.”
"Hey," Li Ji said after a while, "it's too late to say anything now."
Xiao Zhang lowered his head and stopped talking.
"It's not difficult to ask Marriott Group to repay the loan," Xiao Zhu said, "but the financing department doesn't have the account at all, so how can it repay it?"
"Let's go to the Marriott Group again in the afternoon." Li Ji said.
After lunch, Li Ji lay on the table and squinted for a while. When I woke up, I suddenly felt cold all over, and then I realized that the air conditioner was turned on too low.
He sneezed several times in succession and felt his face was hot and dizzy. When he touched his forehead, it was very hot. After a while, my nose started flowing out, and I felt increasingly dizzy.
He stood up, poured a large glass of hot water, and drank it in one gulp. My head and body were sweating slightly, but my eyes were still blurry, and my feet felt weak.
Li Ji leaned on the sofa for a while, still feeling uncomfortable all over and unable to open his eyes.
Looks like I have a cold.
It was really not the right time to be sick, Li Ji shook his head. After thinking about it, I decided to get an infusion, as it would heal quickly. So he called Cui Hao and told Xiao Zhu and Xiao Zhang, then closed the door and went downstairs.
Not far behind the office building, there is a small community hospital. The doctor prescribed medicine for Li Ji, and the nurse took him to the infusion room.
There are several patients inside. The nurse found an empty seat and gave Li Ji an injection.
Li Ji lay on the bed, watching the liquid in the bottle dripping down the needle drop by drop, and his heart gradually became quiet.
At this time, the conversation between the two people next to him caught Li Ji's attention.
"You heard, right? The chairman of Marriott Group jumped off the building!"
"Who doesn't know this? It's been several days!"
"Do you know why you jumped off the building?"
"The newspaper said it was because of depression."
"What the newspaper said? Huh!" The man snorted, "What the newspaper said is not accurate."
"Then why?" The other person seemed unconvinced.
"Let me tell you," the man lowered his voice before, but Li Ji still heard it clearly, "They said Wan Cheng went to Macau to gamble and lost a lot of money..."
"Huh?!" The other one was obviously surprised.
Wan Cheng goes to Macau to gamble!
Li Ji was also shocked and sat up from the bed.
The tip of the needle trembled violently, and there was a pain in the wrist, and a stream of bright red blood flowed out.
"Nurse, please take out the needle!"
Li Ji ignored the nurse's surprised look and hurriedly left the infusion room without even finishing the infusion of a bottle of liquid.
He walked to a secluded corner outside the hospital, thought for a while, took out his mobile phone, quickly pressed a series of numbers, and then put the receiver to his ear.
The call went through.
"Sister-in-law, are you at home?"
