"What? Wan Cheng committed suicide!"
Li Ji couldn't believe his ears. His head buzzed, his body swayed a few times, and he almost fell.
"Yes, is it true?" Li Ji's voice trembled, and he was a little awkward when speaking.
"It's absolutely true. Just this evening, I jumped from the top floor of the Marriott Building..."
this evening? That's when the bank holds a credit meeting.
Li Ji felt in a daze, feeling both sad and shocked.
Wan Cheng is a high school classmate of Li Ji and the current chairman of Marriott Group. Li Jineng became the deputy general manager of the credit department of China Construction Bank, and he had most of the credit for this.
At the end of the year before last, Wan Cheng's father, Wan Daming, stepped down as chairman of the Marriott Group and officially stepped back behind the scenes, handing over the business to his son. Why did Wan Cheng jump off the building in less than two years?
Li Ji's body shook involuntarily, his face was as white as paper, his mouth was wide open, but he couldn't say a word.
"Don't ask anything now. Let's talk about it in the office." After Cui Hao finished speaking, he hung up the phone. "Beep" sounds echoed in the receiver.
Li Ji stayed for a moment and finally came to his senses. He looked at Liao Ying, who was staring at him in surprise, and said, "It's urgent. I have to go to the store."
After speaking, Li Ji grabbed his briefcase and rushed out.
"What's so urgent? You haven't eaten yet?" Liao Ying then chased her out, "Let's have a piece of cake before we go."
"It's too late." Li Ji hurried downstairs without looking back.
After taking a few steps, he turned around, looked up at Liao Ying who was waving to him on the second floor, and shouted: "Go back and eat, don't wait for me tonight!"
Outside, it started to rain again.
The rain was not heavy, but it was heavy and unhurried. Before we had gone far, our hair was already wet.
After Li Ji left the school gate, he remembered that he had forgotten to take his umbrella. At this moment, he didn't care much anymore. He put his briefcase on his head and stood anxiously on the side of the road waiting for the bus.
The School of Finance and Economics is located in the eastern suburbs of the city, surrounded by a few factories and a large area of wasteland. There were not many people outside during the day, and at night, there were even fewer people coming.
After waiting for seven or eight minutes, no taxi passed by. Li Ji had no choice but to run forward for more than half a mile. He came to a wide street and finally got a ride.
When Li Ji rushed to President Tao's office out of breath, he found that several people were already sitting inside.
President Tao, Cui Hao, Wang Wensheng, another deputy general manager of the credit department, Xiao Zhang, the account manager, and Mr. Shi from the legal department.
As soon as he saw Li Ji, Cui Hao said with an unhappy face: "Mr. Li, hurry up, I've been waiting for you alone!"
With that said, Cui Hao handed over a chair.
Li Ji took the chair and sat down quickly, still breathing heavily.
"Everyone is here, let Mr. Cui tell everyone about the situation first." Mr. Tao coughed as he sat behind the large boss's desk.
"Okay," Cui Hao's eyes quickly scanned the faces of several people, "This evening, Wan Cheng, chairman of the Marriott Group, committed suicide by jumping off a building. The cause of death is said to be severe depression..."
Li Ji listened silently, his mind filled with Wan Cheng's shadow.
Li Ji has only one sister and no brother. Although they are classmates, Wan Cheng is several years older than Li Ji. In Li Ji's heart, Wan Cheng was almost like his own brother. When he heard the news of Wan Cheng's death, Li Ji was so sad that he almost cried.
"Marriott Group borrowed a new working capital loan of 100 million yuan from our bank last year. The original term was six months, but it was not repaid when it expired. The credit department extended the loan..."
Cui Hao's words caught Li Ji's attention. He temporarily put aside his discomfort and pricked up his ears.
Marriott Group, Fengcheng's star enterprise, A-share and H-share listed companies, is second to none and is a well-known name in the province and even the country.
When banks issue loans, they always like to add icing on the cake, rather than providing help when the time is right.
The better the big company is, the more banks are willing to give it loans; those small businesses that are just starting out and really in urgent need of funds are like poor relatives, and no one wants to pay attention to them.
Large enterprises like Marriott Group are naturally the hot spots that banks in the city compete for. In the Municipal Construction Bank alone, the Marriott Group's annual credit limit exceeds 10 billion.
Li Ji knew about the loan Cui Hao was talking about.
During this period, Cui Hao asked Li Ji to call Wan Cheng several times because of some matters; but the entire loan was not handled by Li Ji himself, but by Cui Hao himself who arranged for the account manager Xiao Zhang and several people to handle it.
Originally, Li Ji had been in charge of Marriott Group's business. After Cui Hao became the general manager of the credit department, for unknown reasons, he handed over all this business to another deputy general manager, Wang Wensheng.
Cui Hao didn't say the reason, he just said he had said hello to Wandong.
When Li Ji took office as a new official, he was too embarrassed to ask questions in person, for fear that people would say he had no leadership. Since then, Li Ji has no longer directly intervened in the business of Marriott Group. However, when something happened, Cui Hao still asked someone to come to Li Ji for help.
Marriott Group's loans have always been handled by the group's financing department, and Wan Cheng rarely directly intervenes.
But Wan Cheng paid unusual attention to this loan, and even asked his assistant Xiao Xiao to follow it from beginning to end, which made Li Ji feel strange. However, Li Ji is no longer in charge of the Marriott Group's business, and it is inconvenient for him to ask questions to save Wang Wensheng from having any ideas.
In the final analysis, this loan has little to do with Li Ji.
Li Ji didn't know why Cui Hao specifically called him here tonight. Maybe it was because he and Wan Cheng were classmates and it was easier to talk. This wouldn't matter in normal times, but now Wan Cheng has just committed suicide and is blocking the door to collect debts. How can he open his mouth like this?
"Later, at Wan Cheng's request, the loan was extended again, and the repayment deadline was two months ago. After the expiration, the account manager came to collect the money, and Wan Cheng said that he would repay it in another month." Cui Hao said, paused, The expression on his face became more and more solemn, "But before repayment, Wan Cheng committed suicide by jumping off the building..."
"What is the purpose of this loan?" Li Ji couldn't help but interrupt and asked.
Cui Hao stopped talking and glanced at Li Ji inadvertently, but did not answer.
Xiao Zhang next to him looked at Cui Hao and then at Wang Wensheng. Seeing that neither of them spoke, he quickly said: "It's the daily operating working capital..."
"I'm asking about the specific purpose!" Li Ji rolled his eyes at Xiao Zhang, feeling a little unhappy and couldn't help but raise his voice.
"That's it, no..." Xiao Zhang was startled, looked up at Cui Hao, and replied carefully, "A company like Marriott Group, still, still..."
"No matter what company you are, you still have to abide by the basic requirements for loans in the bank, right? How do you manage the post-loan for such a large amount?" Li Ji interrupted Xiao Zhang, "Xiao Zhang, you are already an old account manager. , why can’t you do this?”
"I, I..." Xiao Zhang blushed and didn't know how to answer. He looked at Cui Hao and Wang Wensheng as if asking for help.
Wang Wensheng lowered his head and stared at the notebook in his hand. Cui Hao looked at President Tao, pondered for a moment, and was about to speak when Tao Ping said, "Let's talk about this later. Let's see first how to find a way to get the loan back as soon as possible."
Cui Hao secretly breathed a sigh of relief.
He glanced sideways at Li Ji and continued: "I have reported to President Tao, and the bank has decided that Comrade Li Ji will be fully responsible for the collection of this loan..."
"Well, starting from tomorrow, Comrade Li Ji will temporarily put aside the work at hand and free up his energy to be responsible for the collection of this loan."
Tao Ping answered, the expression on his face had never been more serious.
"What? I'm responsible!" Li Ji was stunned and looked at Cui Hao with wide eyes: Is there any mistake? Isn't it just a suspension of work to put down the work?
Does this loan have anything to do with me?
Li Ji looked confused and couldn't help but point his finger at Wang Wensheng and said: "Mr. Cui, this loan is not handled by me. Wouldn't it be more appropriate for Mr. Wang to be responsible for it?"
Wang Wensheng still lowered his head, not looking at Li Ji.
Li Ji was so angry that he wanted to get angry, but he heard Cui Hao's gloomy voice say: "This loan is personally guaranteed by you. I think it is more appropriate for you to be responsible for the collection."
"I guaranteed it?!" Li Ji was stunned.
His mind was racing, but after much deliberation, he still couldn't remember when he had served as a guarantor for this loan.
"Mr. Li is a busy man, so he may have forgotten," Cui Hao looked at Xiao Zhang with a solemn face, "Manager Zhang, bring the guarantee document and show it to Mr. Li!"
Li Ji became even more confused: When did he sign the guarantee document? But Xiao Zhang agreed, took out two pieces of paper from the credit file box he carried with him, and handed them to Li Ji's hand.
Li Ji took it hesitantly and took a look at it. He couldn't help but be shocked: on the signature page of the guarantee document, there was a bright red mark stamped with "Li Ji's" personal seal!
