"OK!"
Xiaohu lowered his head to look at the things he had sorted out, and the study became quiet.
"Of the top ten banks that attract deposits, six are in Bianguan and three are in Tai'an City. There is nothing to say about this. What I need to emphasize is that the second largest bank is Xingsheng Bank and Bingzhou Taiyuan County. In the seven months since they opened, all kinds of banks have attracted deposits. It reached 370,000 taels, and 60,000 taels were loaned out, especially in early August. After cashing in half a year ago, the loan has increased by 60,000 taels every month in the past!"
"A shop in Taiyuan?"
"Taiyuan was hit by a military disaster five years ago. How did it recover so quickly?"
"Lao Cai is Lao Cai. We have been screwed over and over again for hundreds of years. How can we make so much money?"
The study room that was supposed to remain quiet and continue listening to Xiaohu suddenly exploded.
The history and heritage of Bingzhou is no less than that of Jizhou. It was the place where the Li family started in the prosperous Tang Dynasty. During the five hundred years of the prosperous Tang Dynasty, the Longxi aristocrats made countless benefits for themselves. Even if the prosperous Tang Dynasty came to an end and Bingzhou was lost to He got rid of the alien race outside the customs and passed through several hands, but the background is not so easy to eliminate.
It's just that it's the connections that are difficult to eliminate, not the financial resources.
Five years ago, with the main army of the Wu Dynasty as the free agent and the rebel army as the siege, they fought to seize the city of Taiyuan and burned most of Taiyuan City in one battle.
Under the influence, Taiyuan has reached out to the court for money more than once in the past five years, and it seems as if Taiyuan will die if they don't give money.
But does it look like it's about to die?
The savings of 370,000 taels rank second. Do you dare to say that the people of Taiyuan have no money?
"Do you only know how Xingsheng Bank operates in Taiyuan? If I remember correctly, the Xingsheng brand is operated by Qingzhou?"
United Bank issued four cards, the royal family held one number "Tian Yuan", and the remaining three cards were given to the local forces in Jizhou, Qingzhou, and Bingzhou.
Jizhou holds the sign "Wu Tong Benefiting the People", which is referred to as Wu Min to the outside world. It generally refers to the five categories of people from the royal family, farmers, industry and commerce, mainly nobles and nobles, supplemented by local clans.
Bingzhou holds the "Wansheng Tonghui", known to the outside world as Wanhui. The license holder is the Bingzhou clan, but in fact it is the wealthy families from all over the Wu Dynasty who take the initiative.
Xingsheng, whose full name is "Xingda Shengji", is controlled by the Qingzhou business group and is now the largest, with nearly 300 banks across the country.
"No money!"
Xiaohu spread his hands and looked at the people standing aside.
"We know that Taiyuan Shop is prosperous. The Taiyuan King, Taiyuan County Sheriff, and Xidian Wanhu Mansion jointly provided security, and recruited money and food from the people to repair the Taiyuan West Port that was damaged by the war five years ago. Xishikou pledged its income for the next five years, and initially raised 50,000 taels, but it ended up being exceeded later!”
The lieutenant of a certain case department explained.
"Xishikou?"
"Xishikou has always been the end point of the Silk Road in our dynasty. In the past, a large amount of goods would eventually enter Taiyuan along the corridor between Liao and my country. At its peak, there were about 13,000 carts of goods traded each year. , Taiyuan’s prosperity for many years has relied on this extra money, and at the same time, Xishikou is also the starting point for Bingzhou’s local smuggling to the Song Dynasty, and about 8,000 trucks of goods depart from here every year!”
"I have also heard of the reputation of Xishikou. It is a regular market during the day and the largest ghost market in the northwest at night. The war five years ago spread there. Many people died and a lot of goods were damaged. As a result, there is no longer any overseas market. Businessmen cross the border and come to Taiyuan. How big is Taiyuan City? Doesn't it mean that the black market has begun?" Xia Heng turned around and asked.
"It started. As soon as the news of the opening of the household market came out, the Liao people and the people from the Western Regions began to explore. Their first stop was Taiyuan, which became a distribution center again. However, it is difficult to repair the destroyed things, so there is this Where?"
No city can be without the nourishment of commerce, and the larger the city, the more so. The transfer of commerce takes away not only wealth, but also people's hearts and manpower.
Once the siphon effect between giant cities begins, no one can escape.
"I can understand how it works, but why are you looking for Xingsheng instead of Wanhui?" Fang Fang took the original report piled in front of Xiaohu and said, "If I remember correctly, although Wanhui has few stores, it has limited financial resources. Not weak!"
"Eight hundred and seventy thousand taels!"
Xiaohu promptly revealed a figure, which was the total amount of savings absorbed by the Wanhui Bill account in the past eight months.
"It's true that Lao Cai in Bingzhou is rich, but there is no one in Bingzhou. Otherwise, those people are not Lao Cai, but the clan!" The leader of the Documents Department, who has been in contact with Fangfang for a long time, said without hesitation.
What is a clan?
It is not enough to be rich and powerful. It is also necessary to speak out on important occasions, and to have people listen to your words.
The reason why the Bingzhou clan fell into the position of old wealth was the lack of people with the ability to speak out in the court.
To put it bluntly, Qingzhou followed the Wu Dynasty for three hundred years, but how many years did you follow Bingzhou?
A little over a hundred years ago, you are still rebelling, and you are still destroying a prince who has good reputation, reputation, and means. He has the talent to revive you. It is simply unforgivable that you cannot become a rich man.
"Essentially, it's the Qingzhou people who have gained prominence in recent years!" Xia Heng pointed out.
After all, the geographical location of Jizhou is not as good as that of Qingzhou. The Wu Dynasty did not keep up with the Ming Dynasty and the Age of Discovery launched by Chu State. However, because of the geographical location, Qingzhou also had some access to water. The Qingzhou smuggling group was not only on land. While we were playing up, the sea was still down. It was just because the boat's back was not strong enough and it didn't go very far.
A caravan without armed escort is nothing but a piece of fat when it leaves the shelter of the port.
But just operating the route from Qingzhou to Yangzhou and transporting some rice, silk, and cloth is enough for the people of Qingzhou to make a lot of money.
If you have money, you are willing to invest. If it were not for the control of military quotas, the Qingzhou sergeant would have kicked the Jizhou sergeant out of the way.
"In the past forty years, we have followed the trend of going to the sea and eaten up all the sea lines from Qingzhou to Yangzhou. Qingzhou has indeed developed a bit fast, but hasn't it been beaten?"
The Qingzhou clan, in the eyes of the Li family and other Jizhou clans, is a standard member of their own family. They have been with the Jizhou clan for almost three hundred years, and the marks of their belonging have long been indelible. Faced with the development of Qingzhou in recent years, the Jizhou clan has been It's a bit sour at most.
"Okay, stop talking. Either continue, or you can sleep well and come back tomorrow!"
Under the moonlight and in the clouds, Equation feels a little tired. The three small boxes don't look like much, but in fact there are a lot of things to think about.
"You can rest first. There is no rush in terms of time. According to the rules of the dynasty, it will take at least eight or nine days to get everything done!" said the head of the Documents Department.
When Old Man Xia arrived, the rest of the process was about the process, but after all, there is no housekeeping between countries. It is impossible to say that after the previous things have been laid, it can be finalized when the people behind him arrive. There are also banquets and exchanges in the middle. It seems complicated but behind the scenes Something more profound might mean that Xia Dachuan and Zhang Gaodong, a great scholar of the Ming Dynasty, would have to talk about some private matters for a while behind closed doors, and forge some secret contracts that cannot be put on the table.
