"Master Fang, if I hadn't put this bill in front of me, I really wouldn't have thought about how much money it would cost to fight?"
Under the bright candlelight, Xia Heng shook the bill in his hand and said with astonishment on his face.
"Once the war breaks out, ten thousand taels will become nothing. We have heard this saying a lot, but we really don't know how much it actually costs. Not only do we not count, I think my elders don't really know much about it." Li Yannian sighed. .
Too much money!
In addition to those present who have been to the military camp within the equation, Xiaohu, the Li brothers, and Xia Heng all have served as soldiers and know how to maintain the construction of the military camp. The monthly military pay is only a small part of the military expenditure. The key to the annual military expenditure is human food. Horse chews, clothing and armaments.
According to the calculation that the frontier army had nine meals and two meals of meat in three days, eight taels of silver, it would cost close to two taels of silver for one soldier to eat in one month.
This does not include the daily maintenance of weapons and the expenses of raising war horses.
But where is their little experience and the consumption statistics calculated by the Ministry of Household Affairs?
There are still four months left in this year, and various military expenditures have reached close to 13 million taels. You must know that the work-for-relief program was booming in the territory of the Wu Dynasty, and it has only spent 5 million so far. two.
"It's scary indeed, but fortunately the casualties are not serious!"
Fang Fang had always thought that the Wu Dynasty's pension for those killed in battle was not high, but after looking at the account books provided by Xia Abacus, Fang Fang discovered that the Wu Dynasty's pension system under the military merit system could really cost money.
A direct compensation needs to be calculated based on the military merit of the person who died in the war. One transfer is five taels of silver, and the number of transfers counts as several payments. In addition to the direct compensation, after it falls on the family members, in addition to the tax deduction period for the corresponding land, it is also considered In the case of young children and elderly people at home, the more military service they have, the longer the pension period will be.
With this level of compensation, it would be difficult for the Wu Dynasty to maintain such high quality of soldiers three hundred years after its founding.
"Yes, the casualties are not serious. If the casualties were serious, we would have to pay extra. It's a pity that these casualties were fought against the Jurchens. If it were the Song people, I'm afraid they wouldn't be able to stop..."
Xia Heng sighed.
"The people of the Song Dynasty are soft, but their arrows are not soft. If they are too fierce, they will be soaked and corroded before the battle. As long as they hit, they will die!" Li Yannian has never experienced the battlefield, but he has never eaten pork. How can he not see pigs running away? ?
In order to kill the enemy as much as possible, all countries are secretly using their dirty hands, using gold juice, iron rust, and all kinds of insidious methods. If they can't kill you on the battlefield, they will kill you after the war.
For this reason, even the regular soldiers from various countries were armed and blessed.
For example, now, Nian Run's soldiers and horses are very light when fighting against the Jurchens. They only wear leather armor, but when fighting the Six Kingdoms, the leather armor is useless. At least two layers must be put on, and sometimes they even need to be chained. First.
Otherwise, there is no way to guard against the many insidious killing moves.
But the poison is the poison, after all, it is not to the point of stopping people from moving forward. They still have to fight, and fighting will have corresponding consumption, and this is something Wu Chao cannot bear.
"Okay, that's not what we are talking about today. These things should be left to the people who should have the headache. What we have to do is to protect the soldiers on the front line. At least we can't shed tears after bleeding!"
Equation clapped.
Warriors are warlike, and any content related to war will naturally follow.
"Sir, that's what I thought. I've almost finished sorting it out here." Xiaohu put the brush on the pen holder and looked at everyone shyly, "I just made statistics on the situation of banks in various places."
"There are currently 732 banks that have been united across the country. The average deposits of a single store are more than 6,600 taels, totaling 4.8 million taels. There are more than 170 banks that have taken in more than 10,000 taels, and the deposits are less than 1,000 taels. There are more than 380 people with three thousand taels, and more than 60 people with no money at all!"
"This situation is not good!"
There were 472 counties in the Wu Dynasty, including various banners and autonomous territories scattered in the north.
There are 732 banks, which seems to be much larger than the number of counties. However, taking into account the overlapping areas, this number of banks is far from being fully covered, and there are even more than 100 counties that are not included in the statistics. in.
In terms of scale, it did not reach the level expected by Equation, and the quality was far inferior.
The savings for a single store is only 6,600 taels, which is an auspicious figure, but this figure is really low.
"How come there are so few?"
Xia Heng asked with a puzzled look on his face, "Sixty families, not even a thousand taels. What are the officials in those places doing?"
The bank that Qian Liang has not arrived must be in some remote county, but no matter how remote it is, isn't it just that?
At the county level of Wu Dynasty, the population must reach at least 10,000 people. If the population is less than this, it will be merged with the county, just because Wu Dynasty does not have the money to support an additional county team.
There are ten thousand people and fifteen hundred households. It is impossible for all of them to be civilians. They have to visit the Wu family anyway. According to the ratio of one out of ten, there are eighty or ninety Wu families who have not been able to absorb one thousand taels of savings. The Wu Dynasty is solid. Poor, but obviously not that poor.
"Yes! Is this too exaggerated? I know that our Wu Dynasty is poor, but we are not so poor that we can't even raise a thousand taels in one county. If I remember correctly, sir, you can say that for poor areas, every year The interest rate is over 15%!" Li Yanting was also puzzled.
At that time when Fang Fang mentioned that savings were beneficial and loans were repaid, their brothers were by their side and they knew clearly that the regulations on interest savings were not rigid, but were an important bridge in regulating the distribution model. In other words, saving money now is charity. .
Unless there is really no money, how come no one participates in such charity?
"The gap is 6 million taels. Banks across the country have less than 5 million taels in deposits. Xia wants to make up for this gap here. Isn't there something wrong with him? He's not trying to trick people!"
Li Yannian couldn't help but jump to his feet.
Xiaohu's statistics haven't come out, and they haven't seen the specific data. They really think from the bottom of their hearts that the bank should be doing well.
But with this result, where does Xia Abacus get the confidence to engage in national debt?
Four million versus six million, it’s really self-confidence that can solve everything...
"Xiaohu, continue!"
It is normal to have low savings. The lack of money among the people is an important factor. The bigger problem may be the banks themselves.
Bank?
Although the various families in the Wu Dynasty had made a mess of the bank before, the people were not stupid, so how could they not know that the bank was not easy for them to enter casually.
Even if the government is promoting it, not everyone has the courage to take the first bite of crab.
After all, the bank manager in charge cannot let go of his airs and is too conservative in doing things. He really has to take the initiative. With the first half-year fixed deposit payable, it is impossible for more than 700 banks across the country to only attract 4.8 million in deposits. two.
When people have no money, they still have one tael per capita. As long as one out of ten people is willing to save money, that's 20 million taels for a population of 200 million.
This matter is being kept secret. Fang Fang also wants to hear what has happened to the bank in the past six months?
