Jiang Meihua had been paying attention to Li Xiucheng. Seeing his focused gaze, she couldn't help but look at the TV curiously. She saw that a news bulletin was playing on it, but the screen showed a street gunfight.
“This is the seventh incident of rampant robbery of a jewelry store by robbers in Hong Kong this year, killing three passers-by and injuring seven others in total.
We specifically interviewed the Commissioner of Police about this..."
Seeing a foreign devil start chattering on the TV, Jiang Meihua curled her lips and said, "Hey, it seems that this prosperous place like Xiangjiang is not as safe as we thought."
"In a sense, it is true." Li Xiucheng retracted his gaze and said with profound meaning. Such things were actually not uncommon in China during this period. However, due to the inconvenience of communication and the official blockade, these things were not known to the public. That’s all.
"Okay, let's have dinner. Let's go. After dinner, we'll go back. We'll go to Hengxin tomorrow morning and return to the mainland at noon."
"Okay, I'll go get you food!" Jiang Meihua agreed happily, and then helped Li Xiucheng get food under the hot gaze of the training staff who arrived one after another like a butterfly in a flower.
Li Xiucheng sat down with a golden sword, and then said to Lu Pingnan: "This incident just now can be regarded as a representative incident of social security here. This shows how bad the security here is. But it happens that the rich people here are There are so many rich people who are fat, and there is no guarantee that the robbers who robbed jewelry today will not change their taste and set their sights on these fat people."
Lu Pingnan said thoughtfully: "What does Mr. Li mean?"
"As you might think, this is an opportunity for our company to break into the wealthy circles of Hong Kong. If a worker wants to do his job well, he must first sharpen his tools. Training is one direction, and information is also an important aspect.
We have a good relationship with Sheng Yong, and we can learn some information from them if we have the opportunity. "
At this point, Li Xiucheng warned seriously: "Remember, only understand the information, no other interactions, we are different from them!"
Although he intends to cultivate the security company into a sharp edge, it is not comparable to gangsters and gangs.
At the same time, with the return imminent, the gang's living space will inevitably be compressed. If you mix with them, it will inevitably be affected in the future.
Lu Pingnan also understood these truths and nodded: "Don't worry, Mr. Li, I won't mess around."
"Well, no matter what, you'd better be more cautious when doing things here!" After saying that, seeing Jiang Meihua coming over with two rice bowls, he smiled and said, "Okay, let's not talk anymore, let's eat!"
After experiencing a long-lost canteen life, I rushed back to the hotel to rest for a night.
Li Xiucheng rushed to the headquarters of Hengxin Bank early the next morning.
The bank headquarters is still as luxurious and grand as before, and the wealth-suppressing beast at the door is still as majestic.
But Liao Cangming seemed to be younger than before, with fewer wrinkles on his face.
After shaking hands with Liao Cangming at the door, Li Xiucheng laughed and said, "Manager Liao looks like he is ten years younger."
"I also feel that I am more energetic than before. All this is a blessing to Mr. Li!" Liao Cangming said with a smile. This was not intended as a compliment, but it was the truth.
Since the bank was acquired by Li Xiucheng, it has carried out drastic reforms, reducing the intensity of deposits at high interest rates, reducing risk investment funds and increasing stable investment income projects. Although the yield has become lower, the risks have also been reduced.
In addition, as we continue to pay close attention to the service attitude of the staff below, there are more and more positive reviews from customers, which has brought back some customers who had left due to the interest rate cut.
In short, the current situation of the bank is very good, and it is developing steadily. Especially the mainland branches, the business volume and cooperation projects have surged recently, and the income is also increasing rapidly.
In just one year, in terms of valuation, his 5% shareholding actually increased in value by one-tenth.
It is both a good thing to be able to preserve the ancestral property and increase the value of the shares, so his youthful appearance is in line with the saying that people feel refreshed during happy events.
"By the way, I don't need to introduce this one." Li Xiucheng pointed at Jiang Meihua and said.
"Senior Liao, we have met twice at the annual meeting. You don't mind if I come over to visit."
"It's a blessing for us that Manager Jiang can come to visit. Please!"
When everyone entered the building, Li Xiucheng first inspected everyone's work and found no problems, and then went to the office to listen to Liao Cangming's report.
“In general, our depositors have increased by one-tenth compared to before the acquisition, and the cost-to-income ratio is 28%, which is much further optimized from 30% last year.
The proportion of non-interest income is 30%. This seems a bit low, but that is because we have sold off a large number of non-performing assets before, and you have told us not to sell the remaining high-quality assets such as real estate, so it seems relatively low. Low.
And then there’s the net interest margin…”
"And the most important return on total assets is 0.5%. This result is already in the middle of the major banks in Hong Kong!" After finishing speaking, Liao Cangming said with emotion: "Before, Mr. Li, when you didn't take over, the return rate was negative.
I have achieved the current results in a short period of time, and I am really satisfied. "
"Yeah." Li Yongcheng also knew that this result was not bad. He knew that the return rate of the five major banks in his previous life was only about 1%, and his own bank could not catch up with others even if it was a flattering one.
"By the way, Mr. Li, recently I have considered temporarily withdrawing part of the funds and investing them in neighboring countries. What do you think?"
"Nearby countries?" Li Xiucheng raised his eyebrows and said in surprise: "Why do you do this?"
“Because the real estate industry in the mainland is currently experiencing a downturn, it is difficult to continue to invest funds. It would be a waste if we keep the funds in the mainland, so I plan to withdraw this part of the funds.
East Asian countries have developed extremely rapidly in recent years, and their financial environment has become more active. As far as I know, many banks have begun to increase their investment in East Asian countries. "
Having said this, Liao Cangming stroked his fists and said with a smile: "And I also heard an interesting news. Liying Group, which previously competed with you, Mr. Li, has set its sights on a private bank and is currently in active contact with it. The strategic goal is to deploy the two countries of Taiguo and Jianni."
Hearing this, Li Xiucheng's expression became extremely strange. What time is it now?
Mid-1994.
Three years later will be the day when the financial crisis breaks out. If you invest in the financial industry of these small countries at this time, isn't it like the birthday man has hanged himself - he is impatient to live!
and...
He asked very curiously: "The Liying Group suffered a setback in Hainan last time. Does it still have the spare money to invest?"
"Yes, I heard that the Wu family in Shanghai helped, and then Liying sold two subsidiaries in exchange for a sum of funds, and this time the other party did not acquire it entirely, but invested a certain proportion."
"That's it." Li Xiucheng squinted his eyes and suddenly felt that this was a great opportunity!
