I took my cousin and sister-in-law to spend another day in Hangzhou.
When eating in the evening, I watched my wife keep making eyes at me, and after a reasonable hesitation, I said: "Xu Zi...that..."
"Are you talking about buying a machine? I must call someone to contact you. It is a semi-automatic looping machine that is more advanced than the sewing machines currently used in small factories.
This work efficiency is much higher than that of a sewing machine, and it is very convenient to operate. You can learn it easily. It’s 20,000 per unit. I ordered 10 units for you. Yang Dongxu said.
"10? That's too many!" He Xin couldn't help but be surprised.
When they thought of 220,000 yuan for 10 machines, not counting the money for leasing a larger factory building with only water and electricity to operate, the four people's faces undoubtedly became anxious with such a large investment.
The first thing I thought about was not that I had such a good machine to let go and have a big fight, but what I would do if I lost money? How can you afford to pay back so much money?
"I will help you with the money first, but this money is borrowed and has to be repaid. The income of the clothing industry will be good in the next few years, and you can make a lot of money if you work hard.
Although there are a lot of machines ordered, if you have so many machines and just find a few workers to control them, you can take more orders, and even take orders from some big manufacturers. If nothing happens, the return on investment will be very fast. Yang Dongxu said.
"That's too much. Otherwise..." Wang Qin glanced at her husband and then at Yang Dongxu: "How about you use the money to open a factory and become the boss, and we will work for you."
This was obviously said more cleverly. In fact, among the four, the daughter-in-law of the eldest cousin, Li Liang, was undoubtedly the smartest one. She did not ask Yang Dongxu to invest in the partnership to make money.
Otherwise, it would give people the impression that they could not afford such a large investment, so they brought Yang Dongxu in to take the risk. Since it is a cooperation, the profits must be shared by everyone. If the money is lost, the investment money is naturally gone and they do not have to pay it back. This is undoubtedly very selfish and treats him as a fool.
But it's different when Yang Dongxu invests and helps them work. You are the boss and we are just employees. So if you pay wages, the money you make is yours, and the money you lose is also yours.
"I don't plan to invest in this." Yang Dongxu smiled.
The atmosphere at the dinner table couldn't help but become silent. Several people were a little hesitant to speak but didn't know what to say.
"Let's put it this way." Yang Dongxu pondered for a moment and said: "I borrowed the money from you. There is no limit on the repayment period. If you can make money, then you can pay it back. If you lose money, I won't want it, but after you lose money, you Just find something to do in peace and quiet and don’t worry about it.”
"This..." Several people couldn't help but fell silent.
Although this was said euphemistically, the meaning was very obvious, that is, the 220,000 yuan was invested in them by Yang Dongxu. If you can make money and pay it back, then if you encounter something in the future, you can borrow money to help or something.
If he loses, he is not prepared to get the money back. But it's obviously not possible to borrow money in the future, not only from his side, but also from Yang's parents and Yang's mother. If they have any idea of starting a business, they should just find a job and work hard to save money.
This was not a temporary decision. He had thought so when he told Zhou Ya about having too many relatives when he was still in Yanjing a long time ago. He also meant the same thing when he discussed the clothing business with him at the beginning of the year.
That is to invest a sum of money, currently it is tentatively set at 100,000 per family, and it can go up a bit. This money is definitely a drop in the bucket of his property, but it is enough for his relatives to realize some ideas of starting their own business, whether it is to open a shop or a small factory with five or six workers. This capital is enough.
If relatives can calm down and do their work, regardless of how prosperous the business is, as long as it is done in an orderly manner, then if they still want to invest in expanding production to seize development opportunities, there is no problem in investing more money.
But if these people feel that he is rich, want him to subsidize everything, and use his money to experiment with some unreliable ideas, then I'm sorry, one hundred thousand yuan is the bottom line. If you lose, I don't want it, you Don’t ask me to borrow money from you again.
"If you want to do it, you can go back and find a bigger place to build a factory, and then hire some more people while retaining your current staff. Didn't I call you at the beginning of the year? I contacted you and I can add more to the orders in hand. If you don't do it, If so, I'll call here to return the machine." Yang Dongxu continued.
In fact, he was a bit arbitrary in ordering such an expensive semi-automatic machine this time, but it was still a driving force. Because if we follow my second cousin’s old trick and buy 20 sewing machines for him, it will increase the number of 20 workers.
Although the productivity has increased several times compared to before, after making money, in addition to paying him back, the remaining money will be used to sell sewing machines to expand the scale of the business, and the cycle continues.
But the productivity of society is constantly developing. As a rural person, Yang Dongxu understands the habits of rural people very well. If everything is stable, since you can make money by doing this, then keep doing it until you can no longer do it at a loss.
The difference is with semi-automatic machines. Although 10 semi-automatic machines are much more expensive than sewing machines, one can handle the workload of three, and only one person needs to operate it. This way, although the cost is higher, you can save two. Employee wages.
So he wanted to use this method to let his two cousins see the changes in the update. Doing the same thing from a different angle can transfer more money.
Of course, this is actually a test to see if the two cousins have the brains to do a decent job with these 10 machines, and it is easy to manage 10 people.
Even in order to save costs, the four of them can be both bosses and employees. It is enough to find six workers. Gradually increasing the number of people from a small number to a large number can also improve the management level.
The machines are now available and are very advanced, and the orders have been placed. The only thing missing now is that they need to grit their teeth and spend some money to rent a larger factory building, as well as carry the pressure of 220,000 yuan in arrears.
But Yang Dongxu also said that he would pay back the money when he earned it, and if he lost it, he would not want it. They have the right place at the right time and the right people. If they still can't succeed, it will prove that they are not good at doing business. From now on, they can find a stable job and live a good life.
And every year, regardless of annual gifts or other aspects, Yang Ma will definitely make up for her juniors, and their living standards will definitely not be worse than those in the same village.
"It's true, Xuzi, why did you order so many machines at once? What if the gadgets are lost?" Wang Qin said worriedly when she returned to the room.
"He said he won't let her go after losing the money. What else do you want?" Li Liang glanced at his wife irritably.
For him who can only earn 20,000 to 30,000 yuan a year, 220,000 yuan is undoubtedly a huge sum of money. Although only 110,000 yuan is his own, it is still a large amount of money.
If this money is not borrowed from Yang Dongxu, but really belongs to him. Then he must have a stronger back. Although a household with 10,000 yuan is nothing now, a deposit of 100,000 yuan is still a good thing in rural areas, so he naturally has the confidence.
But the 110,000 was a loan. Although it didn't count much interest and had no repayment period, he still felt tight in his chest. And there is still some reluctance to admit defeat in my heart.
That's right, it means not giving in, not being unconvinced. Thinking about it, he is a father and is a few years older than Yang Dongxu. However, because the 110,000 yuan does not require interest and does not even need to be repaid, he worries about gains and losses. However, Yang Dongxu took out 220,000 yuan without blinking an eye. This makes He suddenly felt an emotion that he couldn't express but was holding back in his heart.
"I didn't say anything." Wang Qin muttered as her husband glanced at her.
"Then you can't talk nonsense like this. It's a matter of affection for someone to lend money, and it's a duty not to lend money. Besides, Xuzi also said that you don't have to pay back the money if you have to pay it back. I searched all over the world to find someone who can lend you more than 100,000 yuan. You don’t have to pay back the money?” Lili said.
Wang Qin opened her mouth and didn't know what to say for a moment. Her husband was right. I searched all over the world and couldn't find anyone who said that they didn't have to pay back if they lent them more than 100,000 yuan to do business and lost money. They are not the kind of scoundrels. They feel that it is only natural that Yang Dongxu is rich and his relatives spend the money on them, so this feeling must be recorded.
It was not just the eldest cousin and his wife who were struggling. The second cousin and his wife were also struggling after they returned to the room.
In fact, the two cousins and their wives are struggling with one of the pressures of arrears, and the other is what to do if they lose money. Although they shouldn't feel so much pressure if they lose money and don't have to pay it back, they are obviously embarrassed to do so.
After all, people nowadays still care about face. They can't accept the benefits given by Yang Dongxu, and they still feel at ease and justified. They are just cousins, not real brothers. Besides, real brothers still have to settle accounts.
"Why don't we ask Xuzi to order five machines to try out first? It just so happens that our small place can barely accommodate them without having to spend money on finding a new factory." Li Juan hesitated and said.
"No, 10 units is 10 units. Let's talk to Xuzi tomorrow, and then we will find a place in Jiaxing immediately. If there is a clothing factory to give orders and we are not afraid of losing business, why bother? We will lose everything, and we will work together to pay back the money. ." He Xin gritted his teeth and made a decision.
In fact, in addition to wanting to get a chance, Hexin was also worried that if he lost the money, he would not get Yang Dongxu's support at all in the future. After all, the status and wealth displayed by his relative in the past two days really surprised him.
Although this business seems to be a sure profit now, what if we encounter a bigger opportunity before we pay back the money? For example, if you invest 500,000 yuan at once, you can easily earn 1 million yuan?
By then, the money I owe Yang Dongxu has not been repaid, and the other party will definitely not borrow money again, and I will definitely regret seeing such a good opportunity slip through my fingers.
This is actually what most people think when the pressure to borrow money drops to a lower level. People will subconsciously want to use such an opportunity to obtain more profits, so they are hesitant between taking this opportunity to invest now or waiting to find a better project.
This actually has something to do with their minds, or the increasingly changing and rapidly developing society has made everyone more and more impetuous, and those who have good things will want better things.
If it were someone from the older generation, Father Yang, Mother Yang, or the eldest and second aunts. Although they still can't sleep at night because they owe so much money.
But as long as the decision is made, they will not think so far ahead. Instead, they will seize this opportunity and win the money-making first. As for whether they will miss a better opportunity, if they miss it, they will blame their luck. What a fate.
And why are good opportunities waiting for you ahead? Why don't you think about what if you can't seize this opportunity now, and if you don't even have this opportunity in the future?
