Ten years later.
Shanghai Railway Station.
Exit the station.
Seeing Xu Lingjun walking out of the passage, Li Jie stood on tiptoes and waved.
"Old Xu."
Hearing this familiar voice, Xu Lingjun quickly turned his eyes, and then his face showed a bit of joy after being reunited.
They haven't met together for two years. The last time they met was when Li Jie and his family went to Chilechuan.
After meeting, Xu Lingjun gave Li Jie a hug.
"Lao Gao!"
"We haven't seen you for two years, and you haven't changed at all."
Xu Lingjun looked at Li Jie with a smile, and he couldn't help but be surprised when he saw the unchanged face.
Based on his appearance, he looks like he is in his twenties or less than thirty years old.
'Lao Gao' really doesn't age at all.
"Ha ha."
Li Jie smiled and said: "Maybe it's because the soil and water in Shencheng are more nurturing."
Hearing this, Xu Lingjun smiled. Compared to the Northwest, Shencheng is indeed more nurturing.
After all, the climate in Shanghai is not bad, there is no high-intensity ultraviolet rays, and people living in the south will indeed age slower.
After the two joked for a while, Xu Lingjun looked around and wondered.
"By the way, where is Teacher Qin?"
Li Jie shrugged and explained: "Last night, the second child at home suddenly had a fever and was sent to the hospital overnight. She is now staying with the child in the hospital."
When he heard that Erbao was sick, Xu Lingjun asked one more question.
"It's not serious, is it?"
"It's not serious, just a cold."
Li Jie said helplessly: "There has been an outbreak of influenza in their kindergarten recently. The children didn't pay attention and got infected. It's not a big problem."
"After one night of observation, I will probably be discharged from the hospital this afternoon."
"That's good."
"Walk."
After talking about the children, Li Jie waved his hand: "We have to have a good drink today and introduce a few friends to you."
Xu Lingjun smiled and nodded, then followed Li Jie's footsteps.
"correct."
As they walked, Li Jie chatted with Xu Lingjun about the house.
"Lao Xu, you said you wanted to buy a house before. I have a plan here."
"In the past few years, I have bought several houses, but one of them has not been rented out and has always been vacant."
"That house is over in Hongkou. It's about seventy square meters. It has two bedrooms and one living room. It's enough for your family of four."
"Besides, the schools nearby are also good. Leave the matter of transferring to another school to me. I guarantee that it will be handled properly for you."
Xu Lingjun came to Shanghai this time, in addition to official business, he also had a private matter.
Their family was preparing to leave Chilechuan and return to Shencheng.
Although Xu Lingjun did not explain the specific reason, Li Jie also knew what probably happened.
There is no need to mention those things.
He was in favor of Lao Xu's family coming to Shanghai.
"Seventy square feet?"
"That's not small."
Although Xu Lingjun had no idea about the housing prices in Shanghai, he still had an idea of the size of the house.
For ordinary families, a house of 70 square meters is definitely not too small. As far as he knows, there are many families in Shanghai, with a family of six or seven people living in a house of only 50 to 60 square meters.
"How much are the house prices in Shanghai now?"
Li Jie introduced as he walked.
"House price, it depends on which district it is in."
"If you go to Pudong, the price is cheaper, ranging from 800 to 900 to more than 1,000. The price over there in Puxi is a bit more expensive, about 1,000 or more."
Hearing this number, Xu Lingjun was silent for a moment.
House prices in the thousands are so expensive.
Even though he had some money in his pocket, it was all money he had worked hard to save. If calculated based on the price of 1,500 square meters, a house of 70 square meters would cost 100,000 yuan.
He really can't come up with this money.
Seeing Lao Xu's expression looking troubled, Li Jie smiled and patted him on the shoulder.
"Lao Xu, you don't have to worry about money."
"In the past two years, banks have opened up personal credit mortgage housing loans. If I sell your house to you, you only need to get a down payment first."
"Then, just slowly pay off the mortgage every month."
In fact, given the relationship between the two of them, even giving a house as a gift is nothing.
Anyway, when Li Jie bought the house, the price was still very cheap, but based on his understanding of Lao Xu, the other party would definitely not want it if he gave it away for free.
Lao Xu is not that kind of person.
"Mortgage Loans?"
Hearing this term, Xu Lingjun looked unfamiliar.
While talking, the two of them had already arrived in front of a black Santana. Li Jie took out the key from his pocket and inserted it into the door handle.
Click.
With a soft sound, Li Jie opened the car door.
"Get in the car first."
"Let's talk as we walk."
Seeing this car, Xu Lingjun was even more stunned. Just now, the two of them were chatting together, and his mind was focused on the house, and he didn't notice the surrounding environment at all.
It was only now that he discovered they were in the parking lot, and the car looked like it belonged to Lao Gao.
Is this Santana's from 'Lao Gao'?
Although Xu Lingjun has always lived in the Northwest, he is not an ignorant old hat.
This car doesn't cost more than 100,000 yuan, so I'm afraid I won't be able to get it, right?
Even though he knew that 'Lao Gao' had made some money over the years, the two were completely gentlemen, and Xu Lingjun never asked 'Lao Gao' about his income.
The last time the family came to Shanghai, 'Lao Gao''s car was a two-wheeled vehicle.
Now, two wheels have become four wheels, shotguns have been replaced with cannons.
The change came too suddenly.
"Old Xu, get in the car."
"oh."
Hearing the urging in his ears, Xu Lingjun came to his senses, pulled the door handle, and sat down on the passenger seat.
After Xu Lingjun sat firmly, Li Jie turned the key and started the car.
Although a car in the 1990s was an expensive luxury item, for Li Jie, it was just that.
There is no keyless entry, no push-button start, and no electric windows throughout the car. In short, this kind of car is very old and the driving experience is not very good.
"correct."
While driving, Li Jie picked up the previous topic again.
"We were talking about mortgages before."
"Let me introduce it to you."
"Regarding housing loans, strictly speaking, only employees can apply for them, and they must be double pledged. The lender must have a deposit, and the deposit amount must not be less than 30% of the total loan amount."
“Also, the maximum loan term is ten years.”
"That is to say, for example, if you want to borrow 50,000 yuan now, you must have a deposit of 15,000 yuan, and then you must have collateral and a guarantor."
"The deposit of fifteen thousand is easy to handle. I will take the time to do it tomorrow."
"The pledge and guarantor are easy to get. I will be your guarantor."
"As for the employees, Xiao Jian, do you remember it?"
"As for my partner, he has a Hong Kong-funded company under his name. He will issue a certificate to you later, and the loan will definitely be fine."
(End of chapter)
