Two years ago, Duan Yu, the owner of Changqing Industrial Co., Ltd., and Lu Xun, the owner of its subsidiary Zhaoshi Jade Company, approached Liu Jin, then chairman and president of the Beijing Farmers Bank branch, and asked him to help solve a short-term loan of 4.8 billion yuan.
At that time, it seemed that Liu Jinjiu arranged for Chairman Zhou Wenxiong, Vice President Wang Tian, and Project Department Zhao Zijun of the Farmers Leasing Company under the branch to be responsible for this matter.
Evergreen Industrial Co., Ltd. and its subsidiary Zhao's Jade Company, as joint lessees, submitted a loan application to the Farmers Leasing Company. The financial lease item was a jade mine of Zhao's Jade Company, and the houses and land were mortgaged, but the jade mine The value is unknown.
This short-term loan was for half a year, but half a year later, things broke out because the owner of Zhao's Jade Company could not repay the debt. The farmer leasing company eventually brought Zhao's Jade Company and Evergreen Industrial Co., Ltd. to court and applied to freeze the company's assets. assets!
Before the loan, Evergreen Industrial Co., Ltd. claimed to the outside world that the company was worth tens of billions, and its subsidiary Zhao Jade Company was worth five billion.
But the real total assets of these two companies combined are only worth 800 million! Totally insolvent!
Because the whereabouts of the 4.8 billion are unknown, and the bosses of these two companies have also fled overseas.
So, the total asset value of these two companies is only 800 million, why can they borrow 4.8 billion?
This was followed by in-depth investigations by various departments.
The houses, land, and company of the Zhao Jade Company are estimated to be worth only 300 million. Just three months before the company applied for a loan, the company had just acquired a newly discovered jadeite mine. It happened that this mine had just mined valuable The sky-high price of 15 million jadeite means that this jadeite mine is of great value.
As for whether the jade worth 15 million was mined from the mine, it is currently unclear.
In order to obtain this 4.8 billion loan, Zhao's Jade Company, Duan Yu, the owner of Evergreen Industrial Co., Ltd., and Lu Xun, the owner of its subsidiary Zhao's Jade Company, commissioned Jingcheng Mineral Land Assets Appraisal Co., Ltd. to evaluate the value of the jade mine. Appraisal, Jingcheng Mineral Land Assets Appraisal Co., Ltd. issued a false appraisal report worth 5.9 billion yuan for the mine, and obtained the condition threshold for loan mortgage.
Later, after verification and estimation by professional departments, the actual value of this mine was only about 100 million.
But at that time, the bosses of these two companies were trying to cheat money from the beginning.
In order to prevent the regulatory authorities from thinking that the business did not meet the loan conditions, Duan Yu and Lu Xun began to pay bribes to Zhou Wenxiong, Chairman of the Farmers Leasing Company, Wang Tian, Vice President, and Zhao Zijun of the Project Department.
In this way, knowing that there are huge risks in this loan and the entire financial leasing business, Zhou Wenxiong, chairman of the Farmers Leasing Company, still agreed to issue a loan with a term of half a year in the form of a sale and leaseback, and reported it to the capital Farmers Bank branch, approved at the same time.
Eventually, as soon as the loan comes, the person runs away!
Following in-depth investigations, Zhou Wenxiong, Chairman of the Farmers Leasing Company, Wang Tian, Vice President, and Zhao Zijun of the Project Department were arrested. Because this 4.8 billion has become bad debts and dead debts!
Someone has to take the blame!
Because these people all took the money one after another, opening the door to convenience for customers!
However, in the end, the 4.8 billion loan was approved and issued by the Beijing Farmers Bank branch.
Therefore, Liu Jin, as the president of the Beijing Farmers Bank branch, may also have problems, but because there is no evidence! The main reason is that the loan risk is the responsibility of Zhou Wenxiong, Chairman of the Farmer Leasing Company, Vice President Wang Tian, Zhao Zijun of the Project Department and others. They applied and said there was no risk, so he signed. His responsibility is not the main responsibility. The main responsibility lies with the Chairman of the Farmer Leasing Company. Zhou Wenxiong and others.
The investigators speculated that with such a huge loan involving 4.8 billion, Liu Jin might have secretly verbally allowed Zhou Wenxiong, chairman of the Farmers Leasing Company, and others to act more conveniently. However, without evidence, nothing could be done to Liu Jin!
In the end, Zhou Wenxiong, chairman of the Farmers Leasing Company, was convicted of illegally granting loans and accepting bribes. He was punished for several crimes. It was decided to execute a fixed-term prison sentence of 10 years, vice president Wang Tian for 7 years, and project department Zhao Zi for 5 years.
The few scapegoats who received the money are using sewing machines, but the two bosses who received the money have long been at large.
As the president and chairman of the Agricultural Bank of China branch in Beijing, Liu Jin also had secondary responsibilities. He was first severely warned internally and demoted. It seems that he resigned due to illness a few months ago. Unexpectedly, he died of illness in the hospital today?
So looking back on this case, how did Liu Jin not receive too much punishment?
According to the case concluded three months ago, Liu Jin’s confession was that a powerful state-owned enterprise held part of the shares in Changqing Industrial Co., Ltd.
He must have a strong background, so he can trust Changqing Industrial Co., Ltd.!
Moreover, this time the loan of 4.8 billion was made by Evergreen Industrial Co., Ltd. and its subsidiary Zhao Jade Company, so there is nothing wrong with it.
In addition, since Evergreen Industrial Co., Ltd. has state-owned shares in the eyes of outsiders, many people think that Evergreen Industrial Co., Ltd. is a state-owned enterprise!
In fact, now it seems that it is just a leather company, claiming to be worth tens of billions, but its real value is only 500 million!
Anyway, Liu Jin's statement is that I was just deceived by the appearance, and I just signed.
However, the risk estimation and review of these two companies is done by the farmer leasing company below. It is not the main responsibility, but only a secondary responsibility.
This resulted in Liu Jin not going in to step on the sewing machine.
And Zhou Wenxiong and others are the ones taking the blame!
So the question is, why can a mere leather company be bought into by a state-owned enterprise and become one of its shareholders?
And then let Evergreen Industrial Co., Ltd. pretend to be the son of a state-owned enterprise and go around cheating?
However, the explanation from the state-owned enterprise was that I just invested in a private enterprise casually. Who knew that the other party was a guy who cheated money like this.
Well, that explains it!
You can't do anything to others.
But when Li Yaoguang heard the conversation Zhong Yumin had with a mysterious person in the car, he suddenly woke up. Maybe Zhong Yumin was involved in this matter!
Otherwise, why can Zhong Yumin be relieved when Liu Jin suddenly died in the hospital? And make things seamless? Liu Jin is the president of the Beijing Agricultural Bank of China branch. Two years ago, before Zhong Yumin came to work for the financial supervision department, he was the president and chairman of the entire Agricultural Bank of China. At that time, Liu Jin was just one of Zhong Yumin's Secretary, it is said that after Zhong Yumin was promoted to the Financial Supervision Department, Liu Jin directly became the president of the Beijing Farmers Bank branch!
