On this day, Qin Yi was holding a small meeting in the conference room to hear the recent progress of poverty alleviation work in Haitong City and the following counties and towns.
At this moment, the meeting door was gently pushed open. Li Xinyi hurriedly ran to Qin Yi and reported in a low voice: "Mayor, there are hundreds of people holding banners to defend their rights at the door of the city hall, blocking the door. The situation is A real estate called Bihai Lakeside is in ruins, and those people are the owners of this real estate! There are already police on site to maintain order."
Listening to Li Xinyi's words, Qin Yi frowned.
"Are they all blocking the entrance to the government?"
This kind of thing rarely happens!
"The meeting is suspended. You all should go back first." Qin Yi said to the dozen or so cadres below.
"Come on, take me over there and take a look!"
He vaguely remembered that this Bihai Lakeside community could be considered a mid-to-high-end community, and the real estate developers behind it were also quite capable. Why did it suddenly fail?
The two of them walked out of the conference room door one after another and saw Executive Vice Mayor Zhuo Muxian walking up in a hurry.
"Mayor, did you know that the Bihai Lakeside project is in ruins? The owners are all standing outside."
"I just found out. Do you know the specific situation?" Qin Yi asked.
"I'm not sure about the whole situation, but I just learned about part of the situation. This Bihai Lakeside community is considered a mid-to-high-end community in the city. Some of the residents who buy houses are talents introduced by our city. Some local companies and governments have There are subsidies. Some of the people making trouble outside are mainly these elites! In addition, the real estate company's capital chain was broken, and the pre-sale funds and mortgage funds supervised by the bank were illegally misappropriated by the developer!" Zhuo Mu said hurriedly.
"I see, no wonder he was so bold and went directly to the door of the city hall. Elites with high education and high IQ still know the most effective method!" Qin Yi shook his head slightly.
If you go to the Housing and Urban-Rural Development Bureau to make trouble in such an unfinished building, it is of no use to you. They are just kicking the ball.
Therefore, this group of elites knew very well, so they came directly to the city hall to cause trouble, eager to make the matter bigger and let him, the mayor and secretary, see it!
Haitong City's economy has developed rapidly in the past two years, and many industries need to introduce some elite talents. If you want to attract people to come here, you will naturally have to offer some favorable conditions!
For example, housing subsidy, direct car delivery, etc.
This is all normal!
As for the rupture of the real estate capital chain and the misappropriation of regulatory funds, it is one of the main reasons why most real estate projects fail. Qin Yi is not surprised!
"However, pre-sale funds and mortgage funds are jointly supervised by the government's Housing Authority, banks, and developers! Generally speaking, if developers want to misappropriate illegally, it simply won't work! It seems that the banks and Housing Authority are in cahoots with each other and are open to the public. The door of convenience!" Qin Yi's face was gloomy, and anyone could see his anger!
Pre-sale funds, including mortgage funds, are deposited in bank accounts and jointly managed by three parties.
This amount of money is all the down payment and mortgage money paid by some residents to the real estate company after the pre-sale of the building! This money is generally used for the continued construction of the property.
What is pre-sale?
That is to say, the building has not yet been capped and completed, but the real estate company has obtained this pre-sale certificate and can sell the house in advance!
Now that the building has not been completed, this amount of money has been misappropriated by the developer. The developer has no money to continue building subsequent buildings, resulting in the unfinished building!
"Mayor, the director of the Housing Authority has just taken the initiative to surrender to the Discipline Inspection Commission." Zhuo Muxian said.
"This person knows that I have always been strict, and he ran to surrender as soon as something happened, hum!" Qin Yi snorted coldly.
In fact, the misappropriation of regulatory funds occurs in most cities in the country!
To put it bluntly, everyone does this, and banks and others turn a blind eye.
Because developers have received this money, they can continue to buy land, continue to build new buildings, and continue to borrow from banks. Everyone wins, so this kind of supervision is not too strict.
As for the government.
The economic backbone of many cities is real estate, so be more relaxed in this regard!
Generally speaking, a house can only be sold after it is capped!
But now in many cases, pre-sales start just after laying the foundation!
It can be said that the pre-sale system of commercial housing has played a huge role in the steady development of domestic real estate in the past 20 years and solved the capital needs during the rapid development stage of real estate. However, under this model, there are often great risks. !
That’s easy to mess up!
"Let's go out and see the situation first!" Qin Yi said with a cold face.
It’s time to give the bank a try!
Now the economic pillar of Haitong City no longer needs real estate to support it, and the industrial economy is already thriving.
It’s time to straighten out the chaos in real estate!
In front of the city hall.
“We don’t want to live in an unfinished building!”
"Please ask the government to give us justice!"
"The unscrupulous developer at Bihai Lake has illegally misappropriated regulatory funds! The boss has run away!"
"we hope……"
Outside, a group of people shouted slogans.
But this group of people is very qualified. They stand in several rows and do not block the middle of the gate. Instead, they stand on both sides so as not to affect the vehicles entering and exiting.
They all wore suits and held banners high!
Many people passing by were eating melons one after another.
Accompanied by Zhuo Muxian, Qin Yi came to the door.
"Who is that person?"
"It seems to be Mayor Qin!"
"Mayor Qin, please give us justice!"
Qin Yi was amazed when he saw a group of people didn't surround him when they saw him, but instead talked about their difficulties in a polite and quality manner.
"Hello everyone, I am Qin Yi, the mayor of Haitong City. I have just learned something about your situation. Is it because the property you bought by Bihai Lake is unfinished?" Qin Yi asked.
"right!"
"Yes!"
A group of people started to explain.
Through understanding, Qin Yi finally learned that in fact, the construction progress of the real estate had become very slow half a year ago.
There are fewer workers working on construction sites.
Occasional shutdowns began three months ago.
There has been a long-term shutdown since a month ago, and in the past half month, there has been no start of work!
"Please rest assured, I know you are very anxious, because that house may be your new home, your wedding room, or the new house you spent all your money to buy! If it were me, I wouldn't be able to accept it! Today I Seeing this, I must solve this problem! I will give you a complete house! But dealing with this kind of problem does not happen overnight..." Qin Yi explained sincerely.