The only people present at this time were Yang Nai and Lihua Zuo waiting outside the door.
Yiyin firmly refused, which was not unexpected by Yang Nai. Yang Nai asked with a smile.
"Is the saint's refusal because he is afraid that food stamps will be distributed indiscriminately and out of control?"
Yiyin nodded.
"Yes, eating only one grain is not a long-term solution. What you enjoy today will be the debt of your descendants in the future. Sibo food stamps are closely linked to the welfare system of Sibo Zhong Fund. Don't mess with it."
Takata Yono sighed.
"Just because Spo's food stamps are related to Sbo's welfare, outsiders dare to exchange money and food for food stamps.
Because they knew very well that if Si Bo's food stamps were ruined, the Si Bo family would also be ruined. No guarantee is as secure as the continuation of the family business. "
Yiyin said coldly.
"Since you know the seriousness of this matter, how dare you take food stamps?
The arbitrage of two million military expenditures has already discounted the ratio of food stamps to grain from one to four to one to one. You should be very aware of this risk.
No matter how you absorb the food stamps in the world, there will eventually be a limit. The compound interest on the food stamps recovered with five points of interest will soon be unsustainable. "
Five percent interest will double in less than fifteen years. Even if Spo could print his own food stamps, the speed would be too fast.
One million stone grain stamps will turn into two million in fifteen years, and four million in thirty years. If this continues, within a hundred years, the entire island country's annual land output will not be enough to pay interest.
This is only the interest on existing food stamps. Takada Yono still needs to continue to inject food stamps into the market to obtain physical goods. That growth rate will be faster and may not be able to sustain it for thirty years.
Takada Haruno simply played a game of paper wealth. As long as Yoshihiro relents today, the future of the Shiba family will be waiting for the day of thunder.
Even if Yiyin is short of money, he would not dare to do this. This will leave endless harm to future generations. Sooner or later, all his descendants will be killed.
Takada Harano was well prepared for this. When it came to calculations, how could she, the hands-off shopkeeper, Yoshigoshi?
"Sage, you have misunderstood. Spo's food stamps are not a compound profit, but an inflow and an outflow."
Yiyin glanced at Yangno, knocked on the document on his desk, and hummed.
“Your plan only includes high interest rates to attract savings, and there is no mention of how to use these Spoken food stamps to keep this game going for a long time.
Why are you going to take back so many food stamps? Pile them in a warehouse to get moldy, or just burn them on fire? "
This is the most troublesome part of Yiyin. As long as Takada Haruno makes some investments and engages in circulation, as long as the interest on investment is higher than the interest on repurchase, a healthy interest rate difference can be formed.
As long as the interest rate spread can be controlled, this game can theoretically be played for a long time.
However, Takada Yono did not mention investment even a word in the plan, as if the recovered food stamps had become irrelevant.
Yoshigami said angrily, but Takada Yono applauded when he heard it.
"Wonderful, the sage is right, the high interest rate and the high interest rate should be burned down."
Yi Yingya looked at the smiling Takada Harano with itch, wondering what kind of medicine she was selling in the gourd.
"I think you have an itchy skin. It's time for you to take care of it."
Yoshigami glanced at Tachibana Kanade, who was standing coldly outside the door, and remembered that she once said that when Takada Haruno was present, they could have sex together.
Is Yukino crazy? He actually ordered Tachibana Kazuo like this?
Yiyin didn't know what was wrong with him. He was obviously discussing a very serious issue, but his thoughts suddenly turned to that kind of thing.
As expected, a man's mind can think of something* in just a few seconds.
Yiyin was still secretly criticizing himself for having a bug on his head. Opposite him, Yangno already knew that his patience had reached its limit, so he didn't dare to show off anymore.
"Sage, do you know how many bad debts have occurred since Spo's food stamps were put on the market?"
Yiyin was stunned.
"Dead debt? What is a dead debt?"
Yang Nai explained.
“It exists on the books, but the original owner’s food stamps can no longer be found.
Since its small-scale trial run two years ago, Sibo food stamps have been used for various monetary needs such as annuity issuance, stock dividends, and real estate transactions.
Regardless of the annuity payment, the Sibo Zhong Fund has its own welfare system. Each Sibo compiles a hard-core crop. Even if the Ji warrior dies, it will be handed over to the descendants according to the rules and the benefits will continue.
However, many of those who bought stocks and real estate in the market are no longer there.
Saint, these are troubled times, and everyone is in danger. The person who can have a good time with you today may be dead tomorrow.
In this world, who can guarantee their absolute safety, warrior Ji, merchant, or nun?
Many people did not leave any instructions before they died, and their families did not even know that a fortune was deposited with me. As time went by, the money became more and more. "
Yiyin was silent after hearing this. He finally understood what Takada Yono meant by burning.
Takada Haruno was sending spam food stamps indiscriminately, so she really didn’t need to rely on spread investment to maintain her income, because she wanted to be destitute!
Even in modern society, with a perfect financial system, if someone is unlucky enough to be hit by a car and killed by a car while out, his family may not know that he has a sum of money in his fund.
First of all, the institution is not obliged to tell you that the deceased had such a sum of money.
Secondly, even if you know that the money exists, you must first prove that you are the heir.
Thirdly, even if it is proven that you are the heir, the money may not still be in the account, because many accounts can only be operated by yourself. If you close the account after death, you may not be able to find it directly.
Even with the years of development in modern society, it is still a lot of trouble to inherit the money of a dead person, let alone the troubled times of the island country. Once this person dies, the food stamps will become a dead debt.
Seeing that Yoshigan understood, Takada Yono continued.
"Sage, there are not many dead debts on food stamps now, because the scope of use is narrow, and the things that are most likely to become dead debts are Shanglu stock dividends and Sibo real estate transactions.
I was thinking if we could take over the right to reverse repurchase of food stamps, reorganize a bank, and attract external deposits at high interest rates.
It not only serves the Ji warriors who have Shiba's establishment, but is open to the entire island country. As long as you have Shiba's food stamps, you can deposit it, even if the interest rate is higher, it doesn't matter.
Because a large part of the food stamps saved will definitely become dead accounts. We can offset the high interest on high-interest deposits by regularly destroying dead debts.
The act of destroying dead accounts can be declared to the outside world as shrinking the balance sheet, and the accounts will show that it is put back into the market. In fact, it is to burn these food stamps directly, and the whole thing is over.
So even if these dead debts are put back into the market in the accounts, they will not actually cause a flood of food stamps because they no longer exist.
The value of these food stamps can be used as the standard for the next round of issuance of new food stamps. As long as there are incomings and outgoings, there is no need to worry about the proliferation of food stamps, leading to devaluation and collapse. "
Yoshigami glared at Takada Harano. This girl was becoming more and more like a profiteer. She spent all day thinking about all these shameless things about having a son, but her idea was really feasible.
Yiyin, who lacked money and food to reward meritorious ministers, was instantly moved, he said hesitantly.
"The troubled times will eventually pass. In the future, when the world is at peace, dead debts will be reduced, which will not be enough to replace the excessive issuance of food stamps. So how can we smooth out the debts?"
Takada Yono smiled.
“Even if the world is peaceful, there will always be unfaithful and unjust traitors, corrupt people and perverting the law in all dynasties.
As long as we set up this Sibo Bank as the issuer and collector of Sibo food stamps, we can then punish corrupt officials and make up for the gap in the excessive issuance of food stamps.
Punish corruption and eradicate evil, the people will sing praises, traitors will fall, and Si Bo will be full.
Saint, isn’t this beautiful? "
Yi Gin was speechless after hearing this. Takada Yono was so bad that pus oozed from the top of his head and blistered from the soles of his feet.
In troubled times, she planned to balance her income and expenditure by depriving herself of money and making money from dead people. Anyway, the current situation is that people are like weeds. They don’t know tomorrow today. Having more money is just to take advantage of others.
When the world is at peace, the Sibo regime will systematically crack down on corrupt officials over a long period of time. Every time you kill a corrupt official, you can not only please the people, but also smooth out the accounts, killing two birds with one stone.
Yiyin took a deep breath and didn't know what to say for a moment.
After a while, he sighed.
"Takada Yono takes the order."
"Your Majesty is here."
"I give you full authority to take over the responsibility for the reverse repurchase of food stamps from Mitsunari Ishida and establish Shibo Bank.
Spo's food stamps are of great importance. You must be careful when doing things, do you understand? "
Takata Yangnai bowed respectfully to the ground.
"My subordinates are frightened and must devote all their energy to share the worries of the saint."
Takada Yono was overjoyed at this moment, it’s done! The future of the Takada family is bright!
Takada Yono, who was given the power to reverse repurchase food stamps and establish Shiba Bank, is destined to remain a pivotal figure in the Shiba family.
No matter how much the Shiba family expands or develops in the future, Takada Haruno's status will not be shaken.
Shiba Bank will become the most advantageous tool in her hands to maintain the Takada family's unique position among the Shiba family.
Spo's bank is a cane clinging to the Spo's family. No matter how unattainable the towering tree of the Spo's family is, Spo's bank will keep up with it and will not be abandoned.
Takada Harano has the power to issue Shiba food stamps, and now Yiyin has given her the power to absorb savings and negotiate interest rates.
These two powers will form the foundation of Spo Bank and become the guarantee of the strong economic strength of the Spo family.
Finance does not create wealth, but finance can transfer wealth.
In this barren island country, the backward-thinking Wu family group has its eyes firmly fixed on the land. Because in the eyes of the Hime Warriors, land means food, population, and military strength.
Takada Yono disagreed with this.
As she controls the Hokuriku Trade Route and the Shiba Bank, she can use the powerful power of the Shiba family to transfer the wealth produced by the land to the name of the Shiba family in a clever way.
Using swords and guns to seize land will arouse the hatred of the Wu family group. However, using Sibo food stamps to rob the wealth produced by the land can be praised by the Wu family group.
It is not easy to be a saint like Yoshihiro. If you want to weaken others and enrich yourself with dignity, you cannot do without the financial tools in the hands of Takada Yono.
The better the Shiba family develops in the future, the more Yi Bank will be inseparable from the financial support of the Takada family, so Takada Harano will be ecstatic.
The high road of the Takada family has been smoothed by her, and they are moving forward leisurely. In the future, whether it is status or children, Yoshihiro cannot lose his share of Takada Harano.
———
Takada Yono thought too well, thinking that he had obtained Spo Bank, and that the Takada family's position would be stable from then on. However, he did not know that the market was risky and he had to be cautious when entering the market.
A storm in the future may originate from the wings of the butterfly that have been gently flapping at this time. And in the future, something or someone that makes Takada Harano fall into despair may be not far away.
Yono boasted that he had made good arrangements for the Takada family, but he felt that Yukino couldn't do anything. He was just a blockhead and couldn't help at all.
Seeing Yangno busy, Yukino didn't understand either. As long as you are loyal to the saint, won't you be able to gain everything? Why does sister have to think so much and do so many tricks?
Yangono felt that she was preparing for the future of the Takada family, and Yukino felt that Yangono was fooling around. If the sky was broken one day, her sister would have to patch it up for her.
The Takada sisters care about each other but dislike each other. Under the mentality of deep sisterly love, there is also the deep thought of calling each other stupid.
But this time, Yukino was finally willing to do something for Yangno, because it was related to Shiba Yiyin's interests, and Yukino had to come out to help.
Shiba Yoshigan was talking to Haruno in the main hall of Yukino's courtyard. At the same time, Yukino was reunited with Ii Naomasa in the inner room of the courtyard.
These two people followed Yi Yin back then, one was cold and the other was stubborn, competing for each other's favor, but in the end they became good friends, which also surprised others.
At this time, Naomasa Ii did not come to the gathering alone, but brought with him a warrior Hime who looked determined.
"Your Majesty, Naoyoshi Hanzawa, has met Lord Yukino Takada!"
Yukino sat blankly on the main seat, like an ice doll, motionless and unresponsive.
She didn't say anything, Naoyi Hanze fell to the ground and kowtowed, while Naomasa Ii couldn't see it and said.
"Yukino, you asked me to bring Naoyoshi Hanzawa, why are you ignoring me?"
Ii Naomasa accompanied Shiba Yoshigan to Sakai Port this time, while Hansawa Naoyoshi has been active in Sakai Port recently.
Yukino asked Ii Naomasa to bring Hanzawa Naoyi. This matter was meaningful, and Ii Naomasa did not refuse. But who would have known that when she actually saw someone, Xueno would be so indifferent.
After being nodded by Ii Naomasa, Takada Yukino seemed to come back from her daze. She looked at Hanzawa Naoyoshi, then at Ii Naomasa, and said slowly.
"Naomasa, you are still so impatient, you haven't changed at all."
There was something in Takada Yukino's words, while Ii Naomasa curled his lips and said nothing.
The two have a good personal relationship, but the Spo family has a big business now, and everyone has their own attitude, so many things can only be inevitable collisions.
Yukino returned her gaze to Hanzawa Naoyoshi and said.
"Are you Naoyoshi Hanzawa? Get up."
Just as Hanzawa Naoyi stood up, he heard Yukino's warm voice continuing to speak.
“After you walk out of this courtyard today, you will leave Sakai Port immediately and you will not be allowed to come back for a year.
Otherwise, I will have you beheaded. "
