Yiyin rubbed his temples, looked at Yono who was holding Yukino and crying so hard that he couldn't breathe, and felt helpless.
How can this be a severe punishment?
He looked at Yukino who was being held by his sister in surprise, and shook his head.
Yukino, if he's not naturally stupid, is a sinister woman who hides deeper than Akechi Mitsuhide.
Her operation completely confused Yiyin. The original idea of teaching Yangno a lesson was completely messed up by her.
Is this considered a sister-guarding madman?
Yiyin felt helpless, pretending to be serious, and said to Yang Nai.
“Cry, cry, cry, just know how to cry.
Your sister is weak and cannot bear the cold. Help her lie down quickly, be careful not to catch a cold! "
When Yangno saw Yukino's face turning pale, she realized it, helped her sister lie down, and carefully covered her with the quilt.
Yiyin looked at their deep sisterly love, sighed and said.
"Tell me, how were you originally going to deal with me?"
Yangno glanced at Yukino, bowed sheepishly and said.
"Thunder, rain and dew are all your kindness..."
Yiyin shook his hand and said unhappily.
"Don't say anything perfunctory to me. There are many people from the Wu family queuing up outside to tell me. The calluses in my ears can be heard. Tell me a few words of truth."
Yang Na pursed his lips, took out a stack of documents, and said.
“This time Miyoshi went to Luo, the military strength of Miyoshi’s trio and Matsunaga Hide was the main force.
The Shikoku Miyoshi family mobilized very late. By the time the follow-up troops landed at Sakai Port, the matter in Kyoto had been settled. "
Yiyin took the document and nodded.
The Miyoshi family is not really stupid. Even if Shangluo gets the tacit approval of conspirators inside and outside the shogunate, Ashikaga Yoshiteru will still be on guard against the Miyoshi family.
Only the three Miyoshi from Settsu, together with the cooperation of the Matsunaga family who occupied Yodo Castle, could break into Yamashiro Country and capture Kyoto as soon as possible.
Yiyin thought for a while and asked.
"So, the murder of the general was carried out by the trio of Miyoshi and Matsunagahide?"
Yang Nao shook his head and said.
"The daughter of Matsunaga Hide is Miyoshi Yoshitsugu's samurai samurai, and she arranges the Matsunaga family's actions.
As far as I know, Matsunagahide was in Kyoto at the time and had no prior knowledge. "
Harano is not stupid either. Even with the help of Yukino, a good sister, she should not admit things that she can't admit.
The Shikoku Miyoshi family mobilized very late, so the news from Sakai Port could not help the general in Kyoto. This was the reason she used to clear herself.
But what about the reality? The fact is that Takada Yono, through Imai Munehisa, had already obtained the concession right of passage for the Yodogawa River.
Miyoshi and three others went to Luo. The troops and horses were distributed on both sides of the Yodogawa River. Logistics and supplies needed to be transported by water through the Yodogawa River.
There were so many ships coming and going that it was impossible to hide the movement of the army. How could Takada Haruno not catch a hint of the wind!
But after Yukino made such a fuss, Yoshigami no longer had the interest to pursue the matter further. After all, the general is dead, but the Takada sisters are his closest confidants.
There were many high-level samurai involved in killing Ashikaga Yoshiteru this time. Yoshigan Shiba punished his cronies to death for their minor mistakes, but it would not change the overall situation, and it was meaningless.
In fact, Yoshigan has already felt that the Miyoshi family will most likely take the blame for the murder of Ashikaga Yoshiteru, and the others will be cleared and come ashore.
But he was depressed and couldn't let it go. How could the mighty Lord of the World die so mysteriously? Is there any justice in this Wu family society?
But after Yukino did this, Yoshigami became even more certain that the truth would never be revealed, and Ashikaga Yoshiteru was really going to die unjustly.
He couldn't even deal with Takada Haruno, and he also implicated a large group of bastards behind him. Who is not more guilty than Takada Haruno?
Maeda Yoshida, Akechi Mitsuhide, Hosokawa Fujitaka, Ise Sadakyu, Ninagawa Matayo, etc. Yoshigage can think of countless names just by turning his head.
Kill all these powerful warriors inside and outside the shogunate, avenge Ashikaga Yoshiki, and then face the menacing Oda Nobunaga alone?
Yiyin sighed deeply, he didn't want to think about it anymore.
The more he thought about it, the more he felt sorry for Ashikaga Yoshiteru, but he really had no choice. He could give Ashikaga Yoshiteru nothing but guilt.
Yoshigami shook his head, looked at the document in his hand, and asked about Takada Harano.
"What's this?"
Takada Haruno was speechless. This was a pile of debt borrowed by the Hokurikudo Trade Route from the land warehouses in Sakai Port and Kyoto. It was Haruno's original plan to rely on to get through.
But when Yukino made such a fuss, the three of them felt true feelings in their hearts. It's not easy for Yiyin to punish her, and it's not easy for her to play tricks to deceive her master.
Seeing her embarrassed look, Yiyin knew that this stack of documents was a hot potato. He laughed to himself and said.
"Okay, let me see how my Yangno has improved over the years.
This time, they used something powerful to gag me, to scare me away from her power. "
Seeing that Yoshiyuki understood, Yang Na felt even more ashamed and lowered his head to look at Yukino. Seeing her looking at Yiyin in a daze, not looking at her sister at all, she couldn't help but feel stingy in her heart.
Yiyin didn't see the little discord between the sisters and lowered his head to read the documents. At first it was one glance at ten lines, but then it became slower and slower, and the expression on his face was very exciting.
When he finished reading it, he couldn't help but sigh.
"Yano, you are really a genius."
Yang Nai's heart trembled when he heard this, thinking that the Lord was mocking him, so he kowtowed to the ground.
"I'm very sorry, I didn't mean to bother you with these debts.
It's just that the Hokuriku Road Trading Road has developed rapidly in the past two years. Before that, there was competition from the Tokaido Trading Road, so a lot of money was needed. I have always relied on Tukura loans to support the situation.
Now that this stall has become like this, it will be really difficult for Sakai Port to maintain it without me. "
Yiyin shook his head and thought, you did it on purpose.
If I hadn't come from a modern society and was used to seeing financial dealers' methods of transferring wealth, I would have been frightened by you.
The Wu family in the feudal era had never seen such a grand scene of gold and silver. They couldn't pass math and couldn't even calculate how much money they owed.
But Yiyin was no longer too lazy to care about Yang Nai's little thoughts, he said.
"I'm not mocking you, I really think you are very talented.
Debt-for-equity swap, interest payments were replaced by dividends, and a large amount of cash flow was obtained in a short period of time to develop the Hokurikudo trade route.
You are so good.
However, trying to scare me with this debt is really not enough. Although you are extremely talented, it is a pity that you have not experienced 1997 and 2008.
What is this debt? There is no financing, equity increase, convertible bonds, or leverage. How much money can you owe?
I just took a look and found that the interest rates of various land warehouses vary. How much is the overall rate? "
Yiyin said 1997, 2008 or something, but Takada Yono didn't understand it at all. But when Yiyin asked, she still answered obediently.
"The interest rates offered by each company are different, but the total is about 30% interest."
Yiyin said in surprise.
"Only 30%? Simple profit?"
Takada Yangno nodded.
"Yes, there have been endless wars in recent years, and the copper coins given out by various families are often not recovered.
Because the Wu family was wiped out in the war, and their shops and caravans were robbed and massacred, the copper coins that could not be recovered could only become bad debts.
The Hokuriku Road trade route has the participation of powerful daimyo from various countries along the route. It has developed rapidly in the past two years and is the best asset.
That's why everyone is willing to participate at low interest rates. In fact, most of the copper coins are purchased directly as shares. Only a small number of Tukang hesitated and still settled with loans.
Because dividends are paid out every year and compound interest is refused, there is only a fixed 30% interest. "
Yoshigami nodded and once again lamented that Takada Haruno was really a genius, not at all like the business thinking of this era.
Ancient business focused on physical objects. In other words, it cared too much about actual existing materials. The ancients would not do the modern finance method of treating money as numbers and developing digital models.
But Takada Yono regards himself as a samurai family and does not enter the trade for the sake of business. On the contrary, it can jump out of the perspective of traditional merchants and pay more attention to cash flow.
Is 30% interest per year expensive? Without compound interest, it would be ridiculously cheap.
There were two ways to play finance in ancient times. One was to obtain gold, silver, and copper and create currencies to earn interest differentials. Another one is borrowing.
Nine out and thirteen out, that is the basic interest rate. Once the money is lent, interest is compounded.
Borrowing money that continues to rely on compound interest rates will suck up the borrower like a blood-sucking insect, destroying his family, and making a huge profit.
And Takada Yono not only lowered the simple interest rate on Tokura's loan, but also simply converted the debt into shares of Hokurikudo Trading Road, playing a debt-for-equity swap trick.
To put it simply, she set up a joint-stock company and she was responsible for running it. Making money is shared by everyone, and shareholders who lose money are unlucky.
The entire Hokuriku Road trade route was completely divided, and it seemed that the shareholders had assets. But the question is, is this trade route considered an asset?
The foundation of the Hokuriku Road trade route is to use the prestige of Shiba Yoshibank to connect the forces of various countries in Hokuriku Road and open a road to make money together. One day the Sibo family stops playing, this trade route will cease to exist.
Takada Yono is equivalent to using something that does not exist in exchange for real money in Tokura. From a modern perspective, exchanging goodwill for cash flow is a real waste of money.
Moreover, the interest on the borrowed money is paid by dividends. As long as you know how to adjust the dividend rate and implement a combination of ex-rights and restoration, shareholders may have to put money in.
The dividends have been received, but the principal has shrunk. Is this considered a profit or a loss? As long as Takada Yono's accounts are done well, Tsuchikura, who is not involved in the management, will not see any problems at all.
Yiyin looked at Yangno and suddenly had an idea in his heart, he asked.
"Are Sakai Port and Kyoto's Tokura so rich?"
Takada Yono bowed and said.
"The Lord doesn't know something.
Since the Eighth Generation Shogun Rebellion, the world has been in chaos for hundreds of years. The recent countries that are the core of the shogunate are in constant wars, one after another.
Counting from the summer when you defeated the Miyoshi family, there has been no fighting in recent years for about a year and a half. This is a peaceful season that has not been seen in many years.
Tukura in Sakai Port and Kyoto have also been in decline over the past hundred years.
You think, Tucang borrows money to earn interest. But a few days after the Wu family borrowed money, they were defeated and the whole family was executed. A few days after the merchant borrowed money, the whole family went bankrupt and hanged. Which land storehouse can withstand such a risk?
It is said that some veteran earth warehouses simply lock their warehouses and refuse to borrow. Because they had been left for too long, the ropes through which the coins were threaded were rotten, and the coins were scattered on the ground, piled up in the warehouse and turned moldy and green. "
Yiyin touched his chin and said.
"It makes some sense."
After confirming that a large amount of copper coins had been deposited in several earthen warehouses recently, Yiyin's mind couldn't help but become active.
He has been worrying these days about how to take back control of the recent waves. You must know that the subordinates of the important ministers were all recruited by themselves in the past two years, and Yiyin has no interaction with these newcomers.
If problems arise in the future, he cannot guarantee that these retainers and retainers will be willing to stand by the Spo family and listen to his orders.
But Takada Yono's approach gave him some inspiration.
The world is prosperous, and everyone is here for profit. The world is full of hustle and bustle, all for the benefit of others. The Wu family fights with their heads tied to their belts, is that for loyalty? That's for profit!
Since Yiyin has been away for too long, he cannot talk about feelings with the retainers of important ministers. Well, everyone can talk about money.
What a coincidence. Recently, the copper coins in the earthen warehouses have been accumulating and getting moldy. They should be left alone. Why not lend them to the Sibo family to win people's hearts?
The corners of Yiyin's mouth rose, he had to think carefully. But the look he looked at Takada Harano had softened a lot.
Talent is rare.
Takata Yono was made to feel uncomfortable by his master's suddenly gentle gaze.
She didn't know what the master was thinking. She always felt that she seemed to have passed the test this time, but she couldn't figure out how she passed the test, and she felt unsure.
Yoshigami found that Yukino was already tired and drowsy because he just barely got up to talk, so he whispered to Haruno.
"You and I go out to talk and let Yukino have a good rest."
"Hi."
Yangno glanced at his sister who had closed her eyes, with a complicated look on her face, and followed her master out quietly.
———
In the side room of the station, Yi Gin sat on the throne and said to Kamao clan.
"Go and call Ishida Mitsunari."
"Hi."
Takada Haruno was a little uneasy. When she heard that Ishida Mitsunari came back with her master, she already understood his original strategy.
Ishida Mitsunari is the person in charge of the Hokuriku Road Trade Route at the Naoejin Checkpoint. The Lord must have registered her at Sakai Port when he brought her back to Japan.
Yang Nai was horrified in her heart. If it weren't for Xue Nao's help, today's test would have been really difficult. The master had already prepared his backup plan.
Yiyin couldn't help but snorted when he saw her face turning pale.
"Now you know you're afraid?"
Takata Yono kowtowed to the ground without saying a word, while Yoshihiro shook his head.
If it hadn't been for Yukino's interruption, even if Yangno used debt to deal with Yoshiyin, Yoshiyin wouldn't be afraid. He is not an ancient person who has never seen the world, so this little money is not a big deal.
In fact, even ancient people had ways to get through it. For this kind of thing, ancient solutions are more direct and effective.
Yiyin said.
"Yano, when I was in Owari, I told you not to think too simply.
That time you wanted to go smuggling, but didn't think about why everyone didn't dare to do it? How can it be possible to make a deal with an enemy country without the endorsement of the master?
Later, I gave you the formula for white sugar, and you used it to make trouble in Sakai Port. This time you are playing a bigger game, settling a bunch of foreign debts, and you want me to be afraid of you and not remove you from your post?
childish! "
Takata Yono kowtowed to the ground and said.
"I don't dare."
Yiyin said leisurely.
"You dare, you are so brave.
It's a pity that you still don't understand the rules of the Wu family's game. Do you know what is the easiest way to solve foreign debt? "
Takada Yono stole a glance at Yoshiyin and shook his head.
Yiyin sighed.
“The Oda family is about to go to Luo, and I don’t know how many people will die.
You said, do you need to pay back the dead person’s money? "
