Zhang's father and Zhang's mother also knew that their eldest daughter was short of money when she bought a house. She asked her aunt's two sons to borrow money, but the loan failed. So now they asked Zhang's father and Zhang's mother to borrow money. Zhang's father and Zhang's mother didn't have much money. On the one hand, I can't borrow money; on the other hand, I don't want to borrow money because of this.
In fact, even if it hadn't happened, the original person would have refused, because she was reluctant to spend money to buy a house, so she just wanted to keep the money in her hands. Cash was king, and would she lend the money to her two cousins to pay off the mortgage? She doesn’t have a house herself, so she’s not stupid to help others buy a house. She has such leisure, why not use the money to buy a house herself?
So when Zhang's mother said this to Linlang and the others, Linlang knew what was going on.
In fact, when housing prices plummet and everyone still has to pay off their mortgages, the country has also found ways to deal with it. After all, a collapse in housing prices will bring about many serious consequences.
But in the face of such a level of natural disaster, the country cannot control the situation. No matter what method is used, there is no way to prevent the decline in housing prices.
Of course, this is not just the case in country Z, it is also the case abroad. At that time, prices were soaring, and everyone understood that they had to sell their houses and exchange them for money to buy food. How could this not fall?
At this point, although the state has not said that if you don’t repay the loan, you will not be on the credit report. After all, it has said that, and those who can afford it will not pay it back. However, it has not pursued those who are on the credit report. Foreclosure, especially for those with only one house, will not be taken back for the time being. At most, if the loan is not repaid, the credit report will be reported. As long as the loan is repaid one day, the abnormal credit status can be lifted at any time.
There's nothing we can do about it, because it's like this now.
Of course, my aunt's two cousins are obviously not within the scope of this tolerance, because each of their families owns three houses, so if their family does not repay the loan, the state will definitely take the house away for foreclosure. If the money is not enough to repay the loan, they will continue to pay it back.
This is obviously not what the two of them want to see, so in order to reduce losses, they can only find a way to repay the loan in advance. At least this way they can lose less interest.
As for simply giving up on themselves and not repaying the loan, and going to the credit bureau, that is something they have never thought about, because both of them are also very important. If they dare not to repay the loan, they may lose their important employment, and their jobs are so good. , they are not willing to throw it away. After all, they have this job and the money they will receive in the future will far exceed the price of the mortgage, so they would rather pay back the money than become a deadbeat.
Not mentioning the loan repayments of the two cousins, Linlang asked Sister Zhang: "Why don't you move to the elevator room in the center of the city? It's hard to go upstairs in the elevator room."
Sister Zhang's first house was bought by the couple when they first got married. They didn't have much money at that time, so they bought a staircase house far away from the city center. Although it wasn't on the top floor, they still had to go upstairs.
And the house I bought in the city center for the second time naturally had an elevator room.
Sister Zhang shook her head and said, "It's a two-bedroom apartment, and it can't accommodate so many people in our family."
Sister Zhang lives with her parents-in-law and two children. There is really not enough room for a family of six. Linlang nodded after hearing this.
Not long after the family had a dinner to warm the house, two cousins from my aunt's family asked Linlang to borrow money, just as Zhang's mother said.
Linlang immediately said that she was unemployed and had not found a job yet. She also bought a house. The little money she had left was to be saved for emergencies and she had no money to borrow.
The two cousins thought that Linlang didn't have a good job, and she was unemployed. She was a poor person and really couldn't make any money, so the two cousins accepted the fact that she had no money and turned to ask Sister Zhang to borrow money. money.
Sister Zhang is in more trouble. She and her husband work well, and she likes to brag like her two cousins. Everyone knows how much money she has left after deducting expenses in a year. She is a wealthy woman, so she wants to say If you don’t have money, others can’t trust you.
So Sister Zhang could only say that she also planned to repay the loan in advance, so she had no money, so she dealt with the two cousins.
Of course, Sister Zhang will definitely not pay off the mortgage in advance, she just said so. Anyway, as long as they don't say that they haven't paid back, outsiders won't know.
In fact, Linlang didn't have much money at all. She sold the house for 500,000 yuan, but had to repay the loan of 200,000 yuan, because she didn't have the money to pay the full payment for the house before marriage, so she just paid the down payment. When she first came, she only had 300,000 yuan on hand. Now she spent another 100,000 yuan to buy a new house, so she only had 200,000 yuan on hand. This money could only be used for emergencies. Her two cousins needed several million more. Two hundred thousand dollars is not even enough to put their teeth between their teeth.
But she said that Linlang had quit her job and did not tell her parents and Zhang's mother because Linlang didn't want to listen to their nagging - the older generation's view is that what can you do without a job, especially since they knew that Linlang didn't have much money at hand? Next, Linlang would definitely be asked to find a job quickly, so Linlang didn't tell them. If he didn't tell them, they wouldn't find out. After all, he is divorced now and only lives with his children and doesn't deal with anyone. Who can You know your own situation.
As for the children, Xingxing has to go to kindergarten every day. When she doesn't go on weekends, she only has one day off and can't take care of her children on Saturdays, so she also enrolls in a hobby class for Xingxing on Saturdays. She can hang out in the class all day without noticing. Linlang is actually at home.
It's said to be a hobby class, but it's actually just a care-based class for her. She doesn't expect Xingxing to learn anything, so Linlang doesn't go to work now, so she plans to wait until the end of this month (because she's paid this month's money). , she no longer allows her children to continue attending interest classes on Saturdays, so that they can have fun on weekends instead of being stuck in the classroom all the time - she doesn't want their children to have a hard time and learn nothing.
When the time comes, I tell Xingxing that she just doesn’t have to work on weekends anymore. Anyway, Xingxing is young and easy to fool.
After Linlang resigned, she didn't look for another job. Now she mainly makes money by selling the good things she got in ten consecutive draws.
Judging from several experiences, if she draws ten consecutive draws, she can guarantee to get two items worth more than one hundred yuan each time. As for other items, sometimes with good luck, she can also get items worth more than ten yuan to dozens of yuan. , even if it’s just a few yuan, sometimes you can get a good one, like the apples you drew last time or the tea eggs Xingxing drew, etc., they can be sold for a lot of money. If it’s something that she or Xingxing doesn’t like to eat, she will get it. You can also make a lot of money by selling it online.
For example, one time I got a box of milk, which was pure milk. Both she and Xingxing only liked to drink flavored yogurt and did not like to drink tasteless pure milk, so they sold it online, box by box. I'm selling it because it's too expensive to sell the whole box and it's hard to sell.
This kind of thing that can be sold individually is usually a set of cards and can be sold in a box.
In so many draws, I was lucky once and got something worth more than two thousand yuan before the end of the world. This is equivalent to more than the guarantee. In the original memory, there were times when I got more than the guarantee. It's just that there are fewer such times.
(End of chapter)
